Quiz

Active

TIME REMAINING

55:18

Eli is buying a townhouse that costs $276,650. He has $28,000 in savings and earns $4,475 a month. Eli would like to spend no

more than 30% of his income on his mortgage payment. Which loan option would you recommend to Eli?

a 30 year FHA, 3.5% down at a fixed rate of 6.5%

b. 30 year fixed, 5% down at a fixed rate of 6.25%

c. 30 year fixed, 6.5% down at a fixed rate of 5.75%

d. 30 year fixed, 10% down at a fixed rate of 5%

Please select the best answer from the choices provided



в

Mark this and return

Save and Exit

Next

Submit

Answers

Answer 1

Answer: D. 30 year fixed, 10% down at a fixed rate of 5%

Step-by-step explanation:

The total cost of the house is $276,650.

He has in his savings $28,000

10% of $276,650 = $27,665. This will cover for the down payment.

His monthly income is $4,475 and he will like to spend 30% of it on his mortgage = $4,475* 30%= $1,342.50.

From the bal of mortgage =

$276,650 - $27,665 = $248,985

$248,985/ (30*12) = $691.625 $248,985* 5% /12= $1037.45

Total monthly repayment = $1037.45+ 691.63= $1729.08

Answer 2

Answer:

b. 30 year fixed, 5% down at a fixed rate of 6.25%

Step-by-step explanation:


Related Questions

how to do inverse of functions

Answers

Answer:

Step-by-step explanation:

First, replace f(x) with y

Replace every x with a y and replace every y with an x .

Solve the equation from Step 2 for y .

Replace y with f−1(x) f − 1 ( x ) .

Verify your work by checking that (f∘f−1)(x)=x ( f ∘ f − 1 ) ( x ) = x and (f−1∘f)(x)=x ( f − 1 ∘ f ) ( x ) = x are both true.

Final answer:

To find the inverse of a function, you reverse the original operation, whether it's an exponential with its natural log, a square with a square root, or logarithms with their exponential counterpart. These inverses, like ln(e^x) = x, demonstrate how they 'undo' each other. The inverse log can be used to find the original number from its logarithm.

Explanation:

Understanding Inverse Functions

To find the inverse of a function, you essentially want to reverse the original operation. For example, an exponential function and its inverse, the natural logarithm (ln), undo each other. If you have an equation y = ex, taking the natural logarithm of both sides would give you ln(y) = x, which effectively isolates x. This demonstrates that ln(ex) = x and eln(x) = x, showing how these functions are inverses of each other.

Similarly, other function pairs such as sine and arcsine, or a power function and its corresponding root function, act as inverse operations. For instance, if you have a2 = c2 - b2, as in the Pythagorean Theorem, you would take the square root of both sides to find a. This 'undoes' the square, showing that (√()2) is the inverse function of squaring.

When it comes to logarithms, the process of finding an inverse is similar. If you take a logarithm of a number, you can find the original number by taking the inverse log or calculating 10to the power of the logarithm. If you have log10(x) = y, then 10y = x.

expand the brackets
1.
[tex]3(2x + 5)[/tex]
2.
[tex]7(p + 3q)[/tex]
3.
[tex]3m(n - 2m)[/tex]

Answers

[tex]1)\ 3(2x + 5) = 6x + 15\\\\2)\ 7(p + 3q) = 7p + 21q\\\\3)\ 3m(n - 2m) = 3mn - 6m^2\\\\[/tex]

Solution:

Given that,

We have to expand the brackets

Use distributive property,

a(b + c) = ab + bc

Multiply the number in front of parenthesis with each term inside the parenthesis and then add them together

1)

[tex]3(2x + 5) = 3 \times 2x + 3 \times 5\\\\3(2x + 5) = 6x+15[/tex]

-------------------------------------------------

2)

[tex]7(p + 3q) = 7 \times p + 7 \times 3q\\\\7(p + 3q) =7p + 21q[/tex]

----------------------------------------------------

3)

[tex]3m(n-2m) = 3m \times n - 3m \times 2m\\\\3m(n-2m) = 3mn - 6m^2[/tex]

Thus the given expressions are expanded using distributive property

what is the distance between S( -9, 8) & T(8 , -6) ?

Answers

Answer:

Exact Form:

√485

Decimal Form:

22.02271554…

Step-by-step explanation:

The diameter of a sphere is 2,160 mm. The diameter of a second sphere is 7,520 mm. Approximately how many times larger is the volume of the second sphere than the volume of the first sphere?

Answers

Answer:

Approximately 42 times larger

Step-by-step explanation:

The diameter of a sphere is 2,160 mm.

The diameter of a second sphere is 7,520 mm.

To see how many times larger is the diameter of second sphere is than the diameter of the second sphere, we divide to get:

[tex]k = \frac{7520}{2160} [/tex]

[tex]k = 3.481[/tex]

To see how many times larger the volume is, we cube both sides

[tex] {k}^{3} = {3.481}^{3} [/tex]

This implies that

[tex] {k}^{3} = 42.181[/tex]

Therefore the volume of the second sphere is approximately 42 times larger

Union employees vote for a representative to negotiate on behalf of all workers. This representative negotiates 3%
increase in wages, but requires workers to contribute 15% of their $10,000/year health insurance rather than 10% last year. What is the net
gain or loss each worker (on average) receives or pays if the average worker makes $39,000 per year when both issues are factored?
a) $500 loss
b) $670 gain
c) $1,170 gain
d) $3,000 gain

Answers

Answer:

670$ gain

Step-by-step explanation:

Final answer:

After accounting for both the wage increase and the increased health insurance contribution, on average, each worker experiences a net gain of $670 annually.

Explanation:

The first step is to calculate the increase in wages due to the 3% increase in salary. This is calculated as follows: 3% of $39,000 is $1,170.

Next, we need to calculate the additional amount contributed toward health insurance, which has increased from 10% to 15%. This represents an increase of 5%. Thus, the added cost of health insurance is 5% of $10,000, which equals $500.

Finally, we can calculate the net change for the worker. This is achieved by subtracting the increase in health insurance contributions from the increase in wages. So, $1,170 - $500 equals $670 gain.

Hence, the correct option is (b), $670 gain.

Learn more about Net Gain here:

https://brainly.com/question/14501919

#SPJ3

Isabel runs 6 miles in 55 minutes how many miles will she run in 44 minutes

Answers

Answer:

4.8 miles

Step-by-step explanation:

6 : 55

X : 44

X/44 = 6/55

X = 4.8

x/44 = 6:55

6(44) = 55

6 (44) = 264

55x = 264

Divide both sides by 55

55x/ 55 = 264/55

Cancel out: 55x/55 because that gives you 1

Keep: 264/55 because it gives us our answer

Thus x = 4.8

Your answer: 4.8

Good luck on your assignment and enjoy your day!

~LoveYourselfFirst:)

Ms. Martina filled her truck's gas tank with
28.7 gallons of gas. If she drove 100 miles
on the same tank of gas, how much gas did
she use per mile?​

Answers

Answer:

i think the answer is 0.287

Step-by-step explanation:

i divided 28.7/100 which gave me 0.287

zahra earns $80 each day plus a 6% commission on her sale at an appliance store. on friday zahra has $900in sales.how much does zahra earn on friday including commission

Answers

Zara earned $ 134 on friday including commission

Solution:

Given that,

zahra earns $80 each day plus a 6% commission on her sale at an appliance store

zahra has $900 in sales

Find the commission amount

commission amount = 6 % of 900

[tex]commission\ amount = \frac{6}{100} \times 900\\\\commission\ amount = 54[/tex]

Zara earnings including commission amount = 80 + 54 = 134

Thus Zara earned $ 134 on friday including commission

In 2004, 520,000 acres of farmland in a region were devoted to growing nuts. By 2011, the number of acres used to grow nuts had increased to 850,000. Find the average rate of change in the number of acres in a region used to grow nuts from 2004 to 2011. The average rate of change was about acres per year. (Round to the nearest integer as needed.)

Answers

Answer:

see attachment

Step-by-step explanation:

The average rate of change in the number of acres used to grow nuts from 2004 to 2011 is approximately 47,143 acres per year when rounded to the nearest integer.

To find the average rate of change in the number of acres in a region used to grow nuts from 2004 to 2011, we can apply the formula for the rate of change, which is:

(Change in Quantity) / (Change in Time)

In this case, the quantity is the number of acres used for nut farming, and the time is the number of years between 2004 and 2011. The calculation is as follows:

Change in Quantity = Final value - Initial value = 850,000 acres - 520,000 acres = 330,000 acres

Change in Time = 2011 - 2004 = 7 years

Therefore, the average rate of change is:

Average rate of change = (330,000 acres) / (7 years) = 47,143 acres per year

Rounded to the nearest integer, the average rate of change is 47,143 acres per year.

0.4 + (0.5 + 0.2) divided by 7

Answers

0.01571429 you can round it to 0.016 if you must round up

Answer:

0.16

To two decimal places

Step-by-step explanation:

0.4 + (0.5 + 0.2)

A question with more than one sign will be solved using the rule of BODMAS. Bracket Of Division, Multiplication, Addition and Subtraction.

In this question, we have Bracket and addition and it will be answered in that order.

0.4 + (0.5 + 0.2)

0.4+(0.7)

1.1 divided by 7

0.16

To 2 decimal places

What is equivalent to 4^7 x 4^-5

Answers

Answer:

16

Step-by-step explanation:

Answer:

[tex] {4}^{2} [/tex]

Step-by-step explanation:

[tex] {4}^{7} \times {4}^{ - 5} [/tex]

when the bases are same we add the powers to find the multiplier

So the answer is 7 + (-5) = 2

A cube made out of lead has mass 12 grams. A side of the cube has length 1 cm. What would be the mass of a lead cube whose sides have length 1.5 cm?

Answers

Answer:

The mass of a lead cube whose sides have length 1.5 cm is 40.5 grams

Step-by-step explanation:

1. Let's review the information given to us to answer the question correctly:

Mass of the cube made out of lead = 12 grams

Side of the cube = 1 cm

2. What would be the mass of a lead cube whose sides have length 1.5 cm?

For answering the question, let's calculate the volume of the cube and then its density, this way:

Volume = Height * Width * Length

Volume = 1 * 1 * 1

Volume = 1 cm³

Let's recall the formula of the density:

Density = Mass/Volume, therefore:

Density of the lead = 12/1 = 12 gr/cm³

Now, let's calculate the volume of the second cube:

Volume = Height * Width * Length

Volume = 1.5 * 1.5 * 1.5

Volume = 3.375 cm³

Finally, let's calculate the mass, using the density of the lead we already know:

Density = Mass/Volume

12 = Mass/3.375

Mass = 12 * 3.375

Mass = 40.5 grams

Geese are tagged and released in a wildlife area. Each year, about 60% of the tagged geese

still live in the same wildlife area. There are an estimated 1,500 geese still living in the wildlife

area this year. Based on the data, about how many tagged geese are expected to be living in the wildlife

area next year?

Answers

Multiply the number of geese by the percent that will be alive:

1500 x 0.60 = 900

There will be 900 geese alive next year.

Answer:

900 geese

Step-by-step explanation:

Each year they decrease by 40%

part/whole

x/1500 = 60/100

60 x 1500 = 90000

90000/100 = 900

Lake Mead contains approximately 28,945,000 acre feet of water and there are about 326,099 gallons in 1 acre-foot. The approximate number of gallons of water in lake Mead is 9.4x10^a what is the value of a ?

Answers

Answer:

12

Step-by-step explanation:

Let x be the number of gallons of water in lake Mead.

Given that  there is 326099 gallons in 1 acre-foot, we calculate Mead's gallons as:

[tex]1 acrefoot=326099g\\28945000acrefoot=x\\\\x=\frac{28945000acrefoot\times326099g}{1acrefoot}\\\\x=9.4\times 10^{12} \ gallons[/tex]

We now equate x to [tex]9.4\times10^a[/tex];

[tex]9.4\times 10^a=9.4\times 10^{12}\\\\a=12[/tex]

Hence, a=12

If CJ=2x+3, CT=53, and JT=9x+6, find JT

Answers

Final answer:

If CJ is given 2x + 3, CT is given 53 and JT is given 9x +6, then the value of x by the solving the equation is 4. So the value of JT is 42.

Explanation:

To find the value of JT, we first need to establish the value of x.

Given the equation CJ + JT = CT or 2x + 3 + 9x + 6 = 53.

We can simplify that by adding 2x and 9x and 3 and 6 together to give us 11x + 9 = 53.

We then subtract 9 from both sides of the equation which gives us 11x = 53 - 9 or 11x = 44.

Then by dividing both sides of the equation by 11 we solve for x, which gives us x = 44 / 11 or x = 4.

Now we can substitute the value of x into the equation JT = 9x + 6.

Substituting 4 for x gives us JT = 9 × 4 + 6 or JT = 36 + 6.

So JT = 42.

Therefore, the value of JT is 42 when the value of x is 4.

Learn more about Solving Equations here:

https://brainly.com/question/14410653

#SPJ6

6,010,499,999 rounded to the nearest hundred thousand

Answers

Answer:

6,010,500,000

Step-by-step explanation:

6,010,500,000 is the answer

3 to the third power + (5 - 2) divided by 3 + (5 - 3 to the second power)

Answers

Answer:6

Step-by-step explanation:quick maths

What is the distance between the following points?
NOOOOOOO
-3-2
+
1
2
3
4
5
6
7

Answers

Answer: You can use the formula  [tex]d=\sqrt{(x_2-x_1)^2+(y_2-y_1)^2}[/tex] (SEE EXPLANATION)

Step-by-step explanation:

Since the points are not written correctly, I will give you a general explanation about the procedure you should follow in order to find the distance between the two points.

By definition, the distance between two points can be calculated with the following formula:

[tex]d=\sqrt{(x_2-x_1)^2+(y_2-y_1)^2}[/tex]

As you can observe, if you have two points:

 [tex](x_1,y_1)\\\\(x_2,y_2)[/tex]

The steps you must follow in order to solve the exercise, are the shown below:

Step 1. You can substitute the values of [tex]x_1,y_1,x_2[/tex] and [tex]y_2[/tex] into the formula [tex]d=\sqrt{(x_2-x_1)^2+(y_2-y_1)}[/tex].

Step 2. You must evaluate in order to find the distance between those two points.

8993.2
x 103
Enter

I need help with This I don’t know the answer

Answers

Answer: the answer is 926299.6

Step-by-step explanation: I hope this helps you

Answer:

[tex]926,299.6[/tex]

Step-by-step explanation:

[tex]8993.2 \\ \times 103 \\ =926,299.6[/tex]

thanks

hope this helps....

⚠️ P L E A S E H E L P

Fill in the blank with the correct response. What is the scale factor?
?
——
?

Answers

Answer:

x = 11 | Scale factor = 2

Step-by-step explanation:

As you can see, the 3 turns into a six meaning it multiplied by 2. Apply this to 5.5 to get 11. The 2 is your scale factor.

Answer:

it is 2 but whats under or over 2 because no one reads the question or says the right question or answer  

Step-by-step explanation

ill just put 2/2

What is the equation of the line described below written in slope-intercept form?
the line passing through point (-1,5) and parallel to the line whose equation is x+y=10
y = x-4
y = x + 4
y = -x + 4

Answers

Answer:

y=-x+4

Step-by-step explanation:

Since the two lines are parallel, the slope would be negative x and the y intercept is 4

Answer:

y= - x + 4

Step-by-step explanation:

the two lines are parallel so the slope would be negative

plzzzzzzzzzzzzzzzzz help quick

Answers

Answer:

y=-2x-7 D

Step-by-step explanation:

Assume the lines are parrel.

Answers

Step-by-step explanation:

[tex]x = 70 \degree..(vertical \: \angle s) \\ \\ y = 70 \degree..(alternate \: \angle s) \\ \\ 2z = 70 \degree..(corresponding \: \angle s) \\ \\ \therefore \: z = 35\degree[/tex]

I NEED HELP ASAP FOR THIS QUESTION URGENTTTT

Answers

Step-by-step explanation:

[tex]10x - 4x + 6x = 12x = 6x + 6x \\ \\ 8(1 + 9y) = 8.1 + 8.9y = 8 + 72y[/tex]

Answer:

12x, 6x+6x for row one

8*1+8×9y, 8+72y for row two

Step-by-step explanation:

10x-4x is 6x, because they're like terms. 6x+6x=12x

Using the Distributive Property, 8(1+9y)=

(8*1)+(8*9y)

=

8+72y

It took me 3 hours to visit my friend in Maine, averaging a speed of 58 miles per hour. If it took me 15 minutes less to get back home, what was my average speed coming home?

Answers

Answer:

The average speed coming home was 63.27 miles per hour

Step-by-step explanation:

1. Let's review the information given to us to answer the question correctly:

Speed from home to Maine = 58 miles per hour

Time of the first leg of the trip = 3 hours or 180 minutes

Time of the second leg of the trip = 15 minutes less = 180 - 15 = 165 minutes or 2 hours 45 minutes

2. What was my average speed coming home?

Let's calculate the distance from home to Maine, this way:

Speed = Distance/Time

Distance = Speed * Time

Distance = 58 * 3 = 174 miles

Now, let's calculate the speed of the second leg, as follows:

Speed = Distance/Time

2 hours 45 minutes = 2.75

Speed = 174/2.75

Speed = 63.27 miles per hour

HELP!!!!!!! WILL MARK BRAINLIEST.
See attachment.

Answers

Answer:

Humberto multiplied 4 by 3, but that is incorrect, you are supposed to first do 3^2 and the multiply the answer by 4 to get 36.

The correct value is:  36

Step-by-step explanation:

Step 1:  Set t to 3

4t^2

4(3)^2

4(9) -> Correct way

36 -> Correct

Humberto

4(3)^2

(12)^2 -> Made mistake

144 -> Incorrect

Humberto multiplied 4 by 3, but that is incorrect, you are supposed to first do 3^2 and the multiply the answer by 4 to get 36.

The correct value is:  36

nere are 1,800 pastries in a bakery shop. 45% of them are pretzels and the rest are croissants.
30% of the pretzels are coated with chocolate. 70% of the croissants are coated with chocolate.
a How many croissants are there in the bakery shop?
55% of radhat
1800 is 990
b How many pretzels are coated with chocolate?
c How many croissants are coated with chocolate?

Answers

Answer:

a. 990   b. 243   c. 693

Step-by-step explanation:

a.  1,800 * 0.55 = 990

b. 1,800 * 0.45 = 810

810 * 0.3 = 243 pretzels

c. 1,800 * 0.55 = 990

990 * 0.7 = 693 croissants

Final answer:

There are 990 croissants in the bakery shop. Out of 810 pretzels, 243 are coated with chocolate, and out of 990 croissants, 693 are coated with chocolate.

Explanation:

Number of Croissants and Coated Pastries

Let's begin by calculating the number of croissants in the bakery shop. If 45% of the pastries are pretzels, then the remaining 55% are croissants. We can calculate the number of croissants as follows:

Number of croissants = 55% of 1800
= 0.55 × 1800
= 990

This means there are 990 croissants in the bakery shop.

Next, let's find out how many pretzels are coated with chocolate. We already know that 45% of the pastries are pretzels, so first we determine the total number of pretzels:

Number of pretzels = 45% of 1800
= 0.45 × 1800
= 810

Now, 30% of these pretzels are coated with chocolate:

Chocolate-coated pretzels = 30% of 810
= 0.30 × 810
= 243

So, 243 pretzels are coated with chocolate.

Finally, we need to calculate how many croissants are coated with chocolate. We determined that there were 990 croissants, and 70% of them are coated with chocolate:

Chocolate-coated croissants = 70% of 990
= 0.70 × 990
= 693

Therefore, 693 croissants are coated with chocolate.

Cherie was building a fort with her friend jaylah . Cherie built a fort that was 181 inches tall and jaylah built a fort that was 62 inches taller than cheries fort. How tall was jaylah fort?

Answers

Height of Jaylah's fort =  243 inches

Step-by-step explanation:

Step 1:

Height of Cherie's fort = 181 inches

Height of Jaylah's fort = 62 inches taller than Cherie's fort

We need to find the actual height of Jaylah's fort

Step 2 :

Since we are given that Jaylah's fort is 62 inches taller than Cherie's fort the actual height of Jaylah's fort can be determined by adding the height of Jaylah's fort to that of Cherie's fort.

Hence

Height of Jaylah's fort = 181 + 62 = 243 inches

Step 3 :

Answer :

Height of Jaylah's fort =  243 inches

15% of 20 is ____ find the percentage of the number

Answers

The answer is 3, just do 20*0.15 (covert 15% into a decimal).

Answer:

3

Step-by-step explanation:

x              15

------  =   -----

20          100

20x5 is 100

What times 5 is 15? 3


An amount of $4000 was deposted in a bank of 7% compounded quarterly for 2 years. The rate the increased to 10% and was compounded quarterly for the next 2 years. If no money was
balance at the end of this time?

The balance was $=
(Round to the nearest cant as needed)

Answers

Answer:

  $5599.20

Step-by-step explanation:

The quarterly interest rate for the first two years was ...

  7%/4 = 0.0175

So, the multiplier each quarter for those 8 quarters was 1+0.0175 = 1.0175. At the end of the first 8 quarters, the account value had been multiplied by ...

  1.0175^8

For the next 8 quarters, the quarterly interest rate was 10%/4 = 0.025. So at the end of those 8 quarters, the balance had been multiplied by ...

  1.025^8

Then the balance at the end of 4 years was ...

  $4000(1.0175^8)(1.025^8) ≈ $5599.20

The balance was $5599.20.

Other Questions
Paul, a salesman at an apparel store, did not close as many sales as was expected. Hence, his supervisor withheld his monthly incentive. In the given scenario, Pauls supervisor possesses: I need help, Ill glady appreciate any responsesI know I am a smart person, but my doubtness does not let me How can I start believing more on myself? How can I be more confident? When comparing protein-coding DNA sequences of similar genes in related species, you see that some of the sequences are longer in one species compared to the other. Which of the following is the most likely number of extra bases that you would see Hannah will be traveling to Mexico with her church group over spring break to build houses. She is concerned she may develop traveler's diarrhea. Advice includes following normal food and water precautions as well as taking:________.1. Loperamide four times a day throughout the trip2. Bismuth subsalicylate with each meal and at bedtime3. A prescription for diphenoxylate with atropine to use if she gets diarrhea4. None of the above Do yall the answer? 3 The volume of a gas is 50.0 mL at 20.0 K. What will be the newtemperature if the gas is compressed to 10.0 mL under constant pressure?A 100 KB 10.0 KC4.00 KD 5.00 K Which of the following includes TWO rights from the Bill of Rights?freedom to work and freedom of the pressfreedom of assembly and freedom to make lawsfreedom of speech and the right to bear arms freedom of religion and freedom of education Which is the best description for the graph?The graph is increasing everywhere.The graph is decreasing everywhere.The graph is increasing, then decreasing. How many nitrogen bases are needed to specify 4 amino acids? a. 3 b. 6 c. 9 d. 12 Janelle's best friend invited her to a party. Janelle wants to go, but she is worried her friend will drink and will want to drive them home under the influence. Which person should Janelle talk to for advice? How does the rhythm of iambic pentameter contribute to the meaning of "Sonnet 130"? Bill is Use First for __________. He finds that he tends to skim through resources for assignments and approaches writing with a preference for demonstrating what he knows, rather than putting it into words. A key element of the sociological definition of deviant behavior is that Question 4 options: a) a specific behavior is either always deviant or never deviant. b) a behavior may be judged as deviant in one situation but not in another. c) all members of a society must agree on which acts are deviant and which are not. d) deviant behaviors never affect large groups of people. The most sophisticated form of retailing that offers a consistent, uninterrupted, and seamless experience regardless of channel or device is ________. On a fishing trip, Ed realizes that he has mistakenly packed the sewing box instead of the tackle box. He wants to fish but returns home because he does not have any line or hooks. Ed's failure to realize that sewing thread can be used as fishing line and that a bent needle can be used as a hook is an example of Cytokinesis in animal cells is accomplished by constriction of the cell along the plane of cell division (formation of a cleavage furrow). In plant cells, which have cell walls, a completely different mechanism of cytokinesis has evolved.Which of the following statements are true of cytokinesis in plant cells? Select the two that apply.After chromosome separation is complete, a network of microfilaments forms near the plane of cell division that will separate the two new cells.The cell plate consists of the plasma membrane and cell wall that will eventually separate the two daughter cells.The plasma membrane of the parent cell grows inward, eventually joining with the cell plate.Vesicles from the Golgi apparatus move along microtubules, coalesce at the plane of cell division, and form a cell plate. a patient states that she has heard that the origin of most cancers is genetic. what is the best response?a-cancer arise in cells that have alterations in genesb-the majority of cancers are inheritedc-the development of most cancers is predetermined and not affected by environmental factorsd-cancer is more among males than females A hydrogen atom in an excited state can be ionized with less energy than when it is in its ground state. What is n for a hydrogen atom if 0.544 eV of energy can ionize it? What is an important difference between light-dependent and light-independent reactions of photosynthesis? For each of the following characteristics, indicate whether the trait is common to Phylum Arthropoda or specific to certain classes of arthropods: wings, chewing mouthparts, jointed appendances, number of legs, segmented bodies, exoskeleton.