Answer: True
Explanation:
A small business loan is known to be a loan given to an individual in order to start a business. The loan is used for running the day today activities of the business. The borrower that is the business owner reaches an agreement with the lender to repay the loan with interest over a specified period of time.
Answer:
TRUE
Explanation:
Loans are forms of financing entrepreneurial activities. Only entrepreneurial initiatives are the ones that most seek loans. Small businesses borrow money to cover the costs associated with starting up. For example, if you want to open an ice cream parlor but have no money, you can borrow from your bank to invest in your business.
Which of the following is a tax incentive?
A.a tax on imported goods
B.a set amount that you subtract from your gross income for yourself and any dependents
C.taking tax payments out of an employee’s pay before he or she receives it
D.the use of taxation to encourage or discourage certain behaviors
The answer is "D.the use of taxation to encourage or discourage certain behaviors".
A tax incentive is an administration measure that is proposed to urge people and organizations to burn through cash or to set aside extra cash by decreasing the measure of assessment that they need to pay.
Tax incentive are methods for lessening charges for organizations and people in return for explicit alluring activities or ventures on their parts. Their motivation is to empower those organizations and people to take part in conduct that is socially dependable or potentially benefits the network.
Strong global competition can result in ____ in the United States.
A. Increased salaries
B. Higher salaries
C. Fewer jobs
D. Lower overhead
The correct answer is C. Strong global competition can result in fewer jobs in the United states.
Etta wants to make a monthly budget. What should she do first?
Calculate her net income
Decide how much she wants to spend
Open a savings account
Pay her bills
When developing a monthly budget, the first thing to do is calculate your net income. Etta needs to calculate her net income, so she can budget everything based off of the money she brings in. After she sets up her net income, she can pay her standard monthly bills, then decide how much she wants to spend on different areas of her life and then, open a savings. It is important to know how much money you have to work with before budgeting because if you don't, the budget may not be realistic.
Answer:
Calculate her net income.
Explanation:
The net income is the money left after the expenses has been deducted. So, if Ette wants to make a monthly budget, the first thing she needs to do is to calculate her net income to have a clear view of the monthly earnings she has, her expenses and if her salary is enough those expenses. From this analysis, she can proceed to create an accurate budget.
Cartels, monopolies, trusts, and horizontal and vertical integration all share the goal of
increasing profits
Which of the following was a step by the federal government to limit the power of corporations?
Sherman Antitrust Act
Which argument supports the perception of the big business leaders as "captains of industry"?
Industrialists' support for technology benefited the economy.
Your most reliable answer would be C
what are four important factors to remember before making a career decision
Four important factors to remember before making a career decision are interests and passions, skills and abilities, values and priorities, and market demand.
Explanation:Before making a career decision, there are four important factors to consider:
Interests and Passions: Reflect on what you enjoy doing and what you are passionate about. Your career should align with your interests to ensure job satisfaction and fulfillment.Skills and Abilities: Consider your strengths and abilities. Identifying the skills you possess will help you determine the types of careers where you can excel.Values and Priorities: Think about your values and what is important to you in a career, such as work-life balance, job security, or making a positive impact. Aligning your values with your career choice can lead to greater job satisfaction.Market Demand: Research the job market and identify careers that have a high demand for professionals. Choosing a career in a field with growth opportunities can enhance your chances of success.Considering these factors will help you make an informed career decision that aligns with your interests, skills, values, and the market demand. Remember, career decisions can be revisited and modified throughout your life.
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When someone is considering a career as a lawyer, future earnings are the
net cost.
net benefit.
future cost.
future benefit.
Answer:
future benefit
Explanation:
edge 2023
What is time management?
Answer: LISTING AND PRIORITIZING ALL APPOINTMENTS AND ACTIVITIES
Explanation:
I’m Also Doing Gradpoint.
Which method of processing your notes will allow you to test your knowledge of the course material?
A;rewriting text annotation
B;reciting notes from class
C;using flash cards
D;reading from your text
Answer:
C;using flash cards
Explanation:
All the methodology to learn is valid, some people like to read repeatedly, others like to write, anyway. If you have to write content, one of the most appropriate ways is to write cards with content topics. So you will reread the cards over and over and delete the cards you have already memorized until there are none left and everything is fresh in your mind.
Your friend has prepared his monthly budget and asks you if he has overlooked anything in this planning. Which of the following questions points out his most serious omission?
a.What if your income from stocks is lost?
b.What if you need to go to the doctor?
c.What if the electric bill increases?
d.What if you need to replace the furnace?
Answer: D
Explanation: edge 2022
Every decision should be thoroughly considered using a decision-making process.
True or False
Answer:
True
Explanation:
Sales are $500,000 and variable costs are $350,000. what is the contribution margin ratio?
As a factor of production how is capital created?
a. by adding land to entrepreneurship
b. by adding human labor to land
c. by removing land from services.
d. by using labor to create services
Answer:
The answer is: B) by adding human labor to land
Explanation:
Natural resources are the main component of the land factor of production. Let's use iron as an example of how it can turn into capital goods.
Iron by itself is just a natural resource, but once labor is added it turns into steel and then it can be used to build machines that are used to produce other goods. When iron is turned into a machine, it becomes capital.
As a factor of production, it is capital created "by adding human labor to land. The correct option is B.
Capital is created by combining human labor with land or other resources to produce goods and services. Human labor plays a crucial role in transforming raw materials or resources including land into finished products or services that have economic value.
This process of adding human effort and skill to the production of goods and services is how capital is created.
Capital refers to the tools, machinery, infrastructure and other physical assets used in the production process which are the result of human labor working on natural resources or raw materials.
Therefore, the correct option is B.
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Which of the following is a duty of a personal finance manager? A. selling property insurance B. filing tax returns C. tracking clients’ investments D. selling houses
Racking clients’ investments is a duty of a personal finance manager. Hence, option C is correct.
What is the racking system?A storage solution known as a warehouse racking system is made to stack materials in multiple-level, horizontal rows. These solutions can assist you in sorting goods to simplify operations while managing and making better use of your warehouse space.
The Most Common Racking Option for Warehouse Storage Requirements is Selective Pallet Racking. The most often used pallet storage solution in warehouses is the selected pallet rack, also called static racking. It is well-liked since it is inexpensive and offers a large variety of upright heights and beam diameters for bespoke configuration.
There are only two laws that apply: 1910.159, which deals with fire sprinklers and essentially mandates an 18-inch space between the rack and the sprinkler, and 1910.176(b), which effectively stipulates that anything stored in tiers must be rendered safe.
Thus, option C is correct.
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TRUE or FALSE. There are two means for achieving financial goals—you either need to increase your savings or reduce spending.
Answer:
TRUE
Explanation:
Having financial goals is important for you to achieve your dreams. If you have a financial goal of saving money, you should lower your cats or increase your savings. If you want to reach your goal faster, you can use these two strategies together.
What is the function of a licensing agreement?
A licensing agreement is a contract where a licensor allows a licensee to use intellectual property for certain purposes, often with terms regarding use, fees, and the license duration. It serves to ensure quality, limit market entry, and protect both intellectual property rights and the licensor's reputation.
The function of a licensing agreement is to establish the terms under which one party, the licensor, grants permission to another party, the licensee, to use the licensor's legally protected intellectual property, such as patents, trademarks, copyrights, designs, or trade secrets. Licensing agreements involve a range of terms and conditions that define the scope of use, any royalties or fees to be paid, and the duration of the licensing arrangement.
Licensing agreements are prominent in various industries, including technology, entertainment, and professional services, where they can serve to ensure quality, protect intellectual property, and limit market saturation. They often act as a gatekeeping mechanism, setting barriers to entry in professional fields, thereby regulating competition and preserving market power. This can be seen in industries where public safety and well-being are paramount, such as law and medicine, where professional licensing serves to protect consumers by ensuring practitioners meet standardized criteria for skills and knowledge.
Additionally, licensing agreements often specify that the licensor is not responsible for modifications made by others, thereby protecting their reputation and integrity. The agreement may also stipulate that any legal disputes regarding the license would maintain the validity of the remaining terms, ensuring continuity and enforceability of the agreement.
Which type of credit is used to lease a building?
A. installment Credit
Joy has been saving her earnings to make a down payment on a new car. Which loan terms will result in highest total cost for the loan?
D. 5.5 percent loan for 60 months
Anya runs a dog wash and spa service. She has to purchase basic, low-cost work supplies on a regular basis. She budgets a specific amount of money to buy these goods each month. Which type of credit would be most helpful and least risky for her?
B. secured credit card
Which type of credit is used for utilities?
C. service credit
Nafar wants to start her own business as a contract writer. To do this, she needs to build an office addition to her house. Which type of credit is she most likely to use?
Nafar is most likely to use a construction loan to build an office addition to her house.
Explanation:The type of credit that Nafar is most likely to use to build an office addition to her house is a construction loan. A construction loan is a specific type of credit that is used to finance the construction or renovation of a building. It is typically a short-term loan that provides funding for the project during the construction phase, and then converts to a mortgage once the project is complete.
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List at least three tools or services that are available when you open a savings account.
Answer:
ATM card, online banking and mobile banking app.
Explanation:
When you open a savings account, the bank offers diferent tools and services that can be free to help you manage your product. Among these are:
-ATM card: The bank gives you a card that you can use at ATMs to have an easy access to your funds.
-Online banking: Banks have online platforms where you can see the products you have, manage them, check their status and make transactions without having to go to the bank.
-Mobile banking app: Banks have developed apps you can download on your cellphone to check your savings account information and make transactions easily from any place with your device.
The sarbanes oxley act was passed to
A.) prevent fraud at public companies
B.) replace all of the old accounting procedures with new ones
C.) Improve the accuracy of the company's financial reporting
D.) both a and c
The Sarbanes Oxley Act was passed to prevent fraud at public companies and improve the accuracy of the company's financial reporting. Thus, the correct option is (D).
The Sarbanes-Oxley Act of 2002 is a federal legislation in the United States that prescribes certain procedures for corporate financial record keeping and reporting.
It was also known as the SOX Act of 2002, and it demanded tough modifications to present securities rules as well as harsh new penalties for violators.
The high-profile thefts undermined investor faith in the reliability of company financial statements and prompted many to call for an update to long-standing regulatory norms.
Therefore, the correct option is "D".
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Costs that go into producing goods and services, including labor wages and purchasing intermediate goods, are called
a. demand prices.
b. supply costs.
c. input prices.
d. output costs.
one year of college tuition at a state school is about the same cost as a toyota camry. this is an example of:
Real value
Nominal value
Aggregate monetary value
False value
Correct option: real value
The real value is the value of something (any product or service) in terms of other product or service while Nominal value is the value of something in terms of money. Here the value of college tuition which is a service is equal to the cost of Toyota Camry which is a product. Since the value of a service is equal to the value of a product, this is an example of real value.
Final answer:
The statement that one year of college tuition at a state school is about the same cost as a Toyota Camry exemplifies the concept of real value, as it shows what amount of goods or services can be exchanged for a given amount of money. It also touches upon the idea of opportunity cost, which considers the potential earnings forfeit while pursuing education. The correct option is: Real value
Explanation:
When comparing the cost of one year of college tuition at a state school to the cost of a Toyota Camry, we are discussing an example of real value. The term 'real value' refers to the actual value of a good or service, which is represented in terms of its purchasing power and the quantity of goods or services that it can be exchanged for. In this case, the real value of the college tuition can be directly compared to the value of a tangible asset like a car because it indicates how much real goods or services one can get in exchange for a given amount of money.
The concept of opportunity cost is also important to understand in this context, as it represents the cost of the next best alternative that is forfeited when making a choice to invest in something, such as college education over immediate employment.
Although the comparison does not address the long-term benefits or costs such as the potential increase in lifetime earnings from having a college education, it does provide a snapshot of the immediate monetary requirement for both options. Making this association helps to visualize the spending requirement and may influence the consideration of the value and cost of education versus other large expenditures. The correct option is: Real value.
HELP PLEASE!!!!!!!!!!!!!!!
Latasha is writing minutes. She puts details in chronological order. Which details will be first in her document?
A. The most important details
B. Details that happened first
C. Pros and cons
D. Details that happened last
b is the correct answer
Answer: (B) Details that happened first
Explanation:
According to the question, in the Latasha document the fist detail will be in the chronological order is the detail that happened first. While writing any type of document the first detail should be mention that happened first according to the appropriate order.
As, the detail that happen first then it should be come first in the order. On the other hand, all the other options are not the first order in her given document.
Therefore, Option (B) is correct.
How do scarce resources influence you personally? What impact does this have on your financial management?
Why is investing in a mutual fund less risky than investing in a particular company’s stock?
a.)Mutual funds only invest in blue-chip stocks.
b.)Investments in mutual funds are more liquid.
c.)Mutual funds hold a diversified portfolio of stocks.
d.)Investments in mutual funds offer a higher rate of return.
Answer:
C
Explanation:
Suppose that you took out a loan with a principal of $24,680. To pay off the principal and the interest, you made quarterly payments of $1,382 for six years. Furthermore, you paid a service charge of $396. What was your total finance charge?
a.
$396
b.
$8,488
c.
$8,884
d.
$8,292
Answer:
finance charge is c.$8,884.
Explanation:
can someone help me please
When should a writer establish common ground before the bottom-line statement?
A. When the report does not have an executive summary
B. When the details are arranged in order of importance
C. When the document is minutes of a meeting
D. When the reader may disagree with the bottom-line statement
A writer needs to establish common ground before the bottom-line statement when the reader may disagree with the statement. This strategy helps make the reader more open to the writer's perspective.
Explanation:In writing, a writer should establish common ground before the bottom-line statement when the reader may disagree with the bottom-line statement (Option D). Establishing common ground is an important strategy in persuasion. It involves finding a mutual understanding or a shared viewpoint between the writer and the reader. This can help make the reader more receptive to the writer's bottom-line statement. The other options presented don't typically require establishing common ground beforehand as they communicate information in a more straightforward manner, ownership or disagreement is not a primary concern.
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One of the core goals of successful businesses is to ______.
A.decrease working capital
B.provide a return for investors
C.increase the operating ratio
D.All of the above.
A demand curve shows how changes in
quality affect price.
quantity affect price.
quantity affect income.
quality affect elasticity.
Option (b) is correct. The A demand curve shows how changes in quantity affect the price.
Further Explanation:
Demand curve:
The demand curve is the graphical representation of the demand and price of a product. It shows the relationship between demand and supply. The change in the demand and price of the product can be effectively presented by the way of the graph. It is assumed that other things will remain constant.
Justification for the correct and incorrect option:
a.
Quality affect price: This is an incorrect option because the demand curve does not establish the relationship between the quality and price of the product.
b.
Quantity affect price: This is the correct option because the demand curve shows the relation between the quantity (demand) and price. It will show how the change in demand will affect the price of the product.
c.
Quantity affects income: This is an incorrect option because the demand curve represents the relation between the quantity and price of the product.
d.
Quality affects elasticity: This is an incorrect option because the demand curve does not showcase the relationship between the quality and elasticity of the product.
Thus, option (b) is correct. The A demand curve shows how changes in quantity affect the price.
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Answer Details:
Grade: Senior School
Chapter: Demand and supply
Subject: Economics
Keywords: demand curve, change, quality, price, product, elasticity, increase, decrease, shift, demand, and supply.
______ serves as an incentive for entrepreneurs
Answer:profit
Explanation:
The purchase of inventory for cash will cause the current ratio to decrease. true false
Which two of the following criminal justice professionals may be self-employed?
A.) Police officer and private detectives
B.) Paralegals and private detectives
C.) Paralegals and lawyers
D.) Lawyers and private defectives
The correct answer is D. Lawyers and private detectives
Explanation:
Being self-employed implies you are not hired by an employer, company or similar but you work on your own and in this way you obtain profits. Additionally, some professionals cannot be self-employed while others can choose between being employees or being self-employed, for example, a soldier cannot be self-employed as all soldiers belong to the army; however, a doctor can work as part of a hospital or by himself.
According to this, the two professionals of criminal justice that may be self-employed are lawyers and private detectives, because these two professionals can work independently which means they can work on specific cases without belonging to a company or law office.