A bank employee sold customers’ personal identification information to a third party. What law did the employee break? A. Fair Credit Reporting Act B. Right to Financial Privacy Act C. Federal Deposit Insurance Act D. Fair and Accurate Credit Transactions Act E. Gramm Leach Bliley Act

Answers

Answer 1

Answer:

The correct answer is NOT B. Right to Financial Privacy Act

The Correct answer is D. Fair and Accurate Credit Transactions Act

Explanation: PLATO

Answer 2

The bank employee who sold customers' personal identification information to a third party likely violated the Gramm-Leach-Bliley Act (GLBA). Hence option E is correct .

What was Gramm Leach Bliley Act ?

Also known as the Financial Services Modernization Act of 1999. The GLBA requires financial institutions to ensure the security and confidentiality of their customers' non-public personal information (NPI).

The employee's actions likely resulted in unauthorized disclosure of NPI, which is a violation of the GLBA. The act prohibits the disclosure of NPI to third parties without the customer's consent, except in specific circumstances outlined in the act.

The GLBA also requires financial institutions to implement appropriate safeguards to protect NPI and to provide notice to their customers about their privacy policies and practices.

The other options listed in the question (Fair Credit Reporting Act, Right to Financial Privacy Act, Federal Deposit Insurance Act, and Fair and Accurate Credit Transactions Act) all relate to financial privacy and protection of personal information but are not as directly relevant to the situation described.

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Related Questions

Which of the following is NOT a fair option to bring the price down when shopping for a new car?

A) Consider other comparable models with success records at better prices.

B) Try other reputable dealers with smaller markups and lower total prices.

C) Purchase some of the extras later, after the initial purchase.

D) Insist that the dealer deduct the sales commission.

Answers

Answer:

The answer is D) Insist that the dealer deduct the sales commission.

Explanation:

This is because in doing so, you are insisting that the dealer deduct the money that he will gain from the transaction, which reduces his income.

Which best describes a central bank's primary role?

Answers

Answer:

Control money supply and Limiting inflation

Explanation:

The primary function of the central bank is to control the cash supply in the economy. It is in charge of issuing cash for the administration. The goal of the central bank is to guarantee the internal and external strength of the money. Internal dependability implies keeping the buying influence of the cash flawless and avoiding its weakening. At the end of the day, it needs to keep up the rate of inflation within tolerable limits.

External stability suggests keeping a balance among export and import or aversion of the outside trade estimation of residential cash from deterioration. In developing nations, the central bank is additionally concerned about the advancement and improvement of the economy.

Answer:

a e2020

Explanation:

Justin signed a finance agreement for his rent purchase what is the total amount he will pay back under this agreement?

Answers

Answer:

3072

Explanation:

In the graph, what might explain the movement of the demand curve from D1 to D3?
A) a surplus of the product
B) a decrease in the general income of the region
C) a decrease in the price of a substitute product
D) a decrease in the price of a complementary product

Answers

Answer:

The answer is D

Explanation:

Answer:

your correct answer is D) a decrease in the price of a complementary product

Explanation:

which function allows money to be used to make purchases

Answers

Answer:

The function that allows money to be used to make purchases is unit of account.

Explanation:

There are four functions of money namely; a unit of account, a store of value, a medium of exchange and a standard of differed payments. Money is a unit of account because it can be used to determine the value of goods and services.Using money will allow buyers and sellers make purchases and sales independently. A unit of account is divisible, fungible and countable.

50 points need the answer

Answers

Answer:

B.

Explanation:

It transfer ownership in consumers

The answer is B.

Hope this help :)

What is an outcome? (Select the best answer.)
The reason an employee has a certain attitude
The things an employee says and does
The likelihood that an employee will succeed
The end result of an employee's work behavior

Answers

Answer:

The end result of an employee's work behavior is an outcome

Explanation:

In the adjourning phase of small group development, the members of the group have met their goals and completed their tasks and, thus, no longer need to continue as a group. Rather than totally disband, however, the group may enter a phase of _____.

Answers

Final answer:

The adjourning stage is when a small group dissolves after achieving its goals, possibly engaging in reflection or celebration to close out the group cycle. It's important for members to reflect on their experiences and acknowledge the group's collective work and individual contributions. Relationships may continue, but can change without the shared group activities.

Explanation:

In the adjourning stage of small group development, the members have accomplished their shared goals and their collective work is complete. Rather than completely disbanding, the group may choose to engage in activities such as reflection, celebration of their accomplishments, and addressing any unresolved issues. During this phase, group members may deal with various emotions ranging from satisfaction with the group's achievements to sadness about the group's dissolution. Some groups may establish rituals like a party or a ceremony to honor the time spent and the work done.

Recognizing that the adjourning phase represents the end of a group's lifecycle, it is essential that members take the opportunity to reflect on the experience. This reflection facilitates learning valuable lessons that may impact future group interactions or individual professional development. Meanwhile, leaders and group members should handle the process of disbanding respectfully and with compassion, acknowledging the contributions of each member and the collective success.

Although the group has adjourned, the interpersonal relationships formed during the group's existence may continue, albeit they might change over time without the shared context that initially brought the group together. For some, this transition can lead to further individual growth, applying skills gained from the group experience to new contexts.

(30 Points)


Give some examples of how government spending benefits people.

Answers

Government expenditures enter the economy through the compensation of public employees, purchases of goods and services from the private sector, and through transfer payments to individuals for social security, welfare, and other needs. These expenditures benefit industries, communities, and individual citizen

Answer:

Government spending could be used on public schools to help educaiton, thus influencing and supporting the benefits of the people.

Which tasks would be performed by someone in an Administration and Information Support career?

A) Analyzing information to predict future sales and supervising others
B) Answering telephone calls and filing paperwork
C) Training employees and administering employee benefits
D) Hiring and firing employees and approving budgets

Answers

Answer:

answering telephone calls and filing paperwork

Hope this helps you out!

Answer:

Your correct answer is B) Answering telephone calls and filing paperwork

Explanation:

when a company determines that one of its sales staff has an addiction affect his work it would be most ethical for the company:

Answers

Answer:

Refer him/her to a rehab center

Explanation:

This insures that the person will receive the help required to make it possible for them to do their job and life their life properly.

Answer:

encourage the employee to seek professional help

Explanation:

A company should always cherish its employees and guide them on how to improve their performance and be an employee each time. If a company advises its employees instead of just demanding results, that employee can seek to improve their failures and consequently improve their performance, showing better results.

Accordingly, we can state that when a company determines that one of its sales employees affects its work, it would be more ethical for the company to encourage the employee to seek professional help.

What are you doing when you make a decision at the margin?

refusing to make a choice

reviewing several options of how to use one additional unit of a resource

taking an all or nothing approach to a problem

examining two primary options and their trade-offs before making a decision

Answers

your ANSWER should be “B.”

MARK ME BRAINLIEST!!!!

Answer:

Answer is B

Explanation:

Gradpoint Checked

... you purchased a soda or
coffee every weekday after
school?
In one month, you would
have saved/spent

Answers

Answer:what's the price?

Explanation:

Answer:

Is this the full question?

Vineyard Corporation, a manufacturer of fine wines, began the year 2012 with 20,000 bottles in inventory. The company estimated the budgeted sales for the four quarters of 2012 to be 200,000 bottles, 150,000 bottles, 250,000 bottles, and 400,000 bottles, respectively. The management feels that an ending inventory of 10% of the subsequent quarter's sales is appropriate. What are the production needs for the first quarter?

Answers

Hello, thanks for using Brainly.

The main key information is this: "began the year 2012 with 20,000 bottles in inventory. The company estimated the budgeted sales for the four quarters of 2012 to be 200,000 bottles, 150,000 bottles, 250,000 bottles, and 400,000 bottles, respectively. The management feels that an ending inventory of 10%"

The numbers are our main focus. To be able to get your answer you need to a little math with the numbers. Keep in mind you divide what he get's for the first quarter.

Therefore, you have 195,000 bottles.

Final answer:

The production needs for the first quarter for Vineyard Corporation, given an initial inventory of 20,000 bottles and projected sales of 200,000 bottles, plus the need to maintain an inventory representing 10% of the next quarter's projected sales, is 195,000 bottles.

Explanation:

The production needs of a company refers to the number of units that must be manufactured to meet customers' demands. In the case of Vineyard Corporation, which began the year 2012 with an inventory of 20,000 bottles, the management feels an ending inventory of 10% of the subsequent quarter's sales is ideal.

Therefore, the production needs for the first quarter would have to cover the difference between the inventory at the start of the quarter and the expected sales for the same quarter, plus 10% of the following quarter's projected sales.

To calculate the production needs, we start with the expected sales for the first quarter which is 200,000 bottles. Then, we add 10% of the second quarter's expected sales which is 15,000 bottles (10% of 150,000). After that, we subtract the bottles in the initial inventory which is 20,000 bottles from the total demand of 215,000 bottles to get our answer. So, the production needs for the first quarter is 195,000 bottles.

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Once information is memorized, a student does not need to revisit that information because it is permanently stored in their brain for later recall. Please select the best answer from the choices provided T F

Answers

Answer:

F

Explanation:

We all know that it's not true.   Memory is not permanent... we don't recall everything forever.

A full learning process goes way beyond the simple memorization, our brain needs to have the knowledge put into practice over and over before we can actually remember it permanently and be able to find that information back in our mind upon request.

That's the use of the homework to be able to practice newly learned skills.

Hello there!

Answer:

Your answer would be False.

Explanation:

The reason why your answer would be FALSE is because memories are actually not permanently stored in the brain.

Lets give you an example. We could go through many classes in school and learn things. We mostly went through times like memorizing stuff for a test, in which our memory is only set for that test. I remember taking many tests for science class, in which I had to memorize things. I remembered the stuff during the test, but now I don't remember the stuff. That proves that information is not permanently stored in the brain. The only way you could remember the stuff again is when you practice and practice on certain things or you keep doing or using the stuff you memorized on a daily basis. It's more so a "refresher" in order to get the memory back. This proves why the statement would be false.

which of the following does not own the factors production A. the market B.householdes C .individuals D.firms

Answers

Answer:

Individuals

Explanation:

Gradpoint

Final answer:

The market does not own factors of production; it is merely a structure where transactions occur. Households and individuals own the factors which they sell or lease to firms. In contrast, firms are involved in producing goods and services using these factors.

Explanation:

The entity that does not own the factors of production among the options provided is A. the market. Factors of production consist of land, labor, capital, and entrepreneurship. These are owned by households and individuals, which they sell or lease to firms through different markets.

Households and individuals provide labor and other resources (land, capital, raw materials) that firms require to produce goods and services in the factor market. Firms then pay for these inputs with wages and other factor payments. This implies that households and firms are actively engaged in the exchange and ownership of factors of production.

Firms utilize the factors to produce goods and services, which they sell to households in the goods market. In contrast, 'the market' is a concept referring to the various structures and mechanisms through which transactions occur between buyers and sellers, and does not own resources. Instead, it facilitates the exchange of ownership for goods, services, and factors of production between entities.

A coffee shop is what kind of reatailing distribution channel?

Answers

Answer:

Over the counter

Explanation:

Retailing distribution channels like over the counter are generally used by the coffee shops.

What is a distribution channel?

A distribution channel refers to the way in which the supplier is able to fulfill the demands of the consumer. It mainly consists of wholesalers, retailers, distributors, and manufacturers.

In case of a coffee shop, which operates at a local level for serving its customers, it uses over the counter distribution channel, where the distribution of coffee takes place over a counter.

Hence, a coffee shop is a kind of over the counter retailing distribution channel.

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“You’ve been specially selected to win our grand prize. Contact us to collect it!” This is probably a(n) _____.

advertisement
scam
deceptive sales technique
honest sales technique

Answers

You’ve been specially selected to win our grand prize. Contact us to collect it!” This is probably a scam.

Answer:

The correct answer would be B, Scam.

Explanation:

A scam is defined as a dishonest or fraudulent scheme which offers huge incentives to people and loot them financially. So when you receive a text which says, you have been specially selected to win our gran prize, contact us to collect it, it would probably be a Scam. This is because if it wasn't a scam and was an honest sales technique, they have not sent you a text and asked you to contact them, rather they would have called you and contacted you themselves. Such statements are usually scams now a days.

When using price competition, a business does not want to have the most expensive product on the market.

Answers

Answer:

Because over pricing stuff would lead customers to go to the competition because they have a lower amount for the same product.  

Explanation:

Answer:

the  answer is true

Explanation:

Each worker doing a small part of the overall manufacturing process is known as
A. specialization.
B. interchangeable parts.
C. automation.
D. appreciation.

Answers

The correct answer is A. specialization. Specialization enhances productivity and quality by allowing workers to focus on specific tasks. This principle is widely used in industries like car manufacturing.

Specialization allows workers to concentrate on specific tasks, leading to higher productivity and quality. It is a key component of the division of labor, where tasks are divided among workers to enhance efficiency.

This principle is often applied in various industries such as car manufacturing, where each worker is responsible for a particular part of the assembly process.

HELP ASAP! GIVING BRAINLIEST

Your policy says you have 50/100/30 coverage.

Answers

The correct coverage for this policy is as follows: $50,000 coverage for injuries to one person in one accident, $100,000 coverage for all injuries in one accident and $30,000 coverage for all property damage in a single collision. Correct choice is 2, 4 and 6.

This is commonly denoted as "50/100/30 coverage," where the first number represents the bodily injury coverage per person, the second number represents the bodily injury coverage per accident, and the third number represents the property damage coverage per accident.

The "50" in the notation stands for "$50,000 coverage for injuries to one person in one accident." This means that if one person is injured in an accident covered by this policy, the maximum amount the insurance company will pay for their injuries is $50,000.

The "100" in the notation stands for "$100,000 coverage for all injuries in one accident." This means that if multiple people are injured in the same accident covered by this policy, the maximum amount the insurance company will pay for all their injuries combined is $100,000.

The "30" in the notation stands for "$30,000 coverage for all property damage in a single collision." This means that if there is property damage (e.g., damage to someone else's vehicle or property) in the accident covered by this policy, the maximum amount the insurance company will pay for all property damage combined is $30,000.

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Administrators make sure an organization follows its mission, adapts to changes, and manages the _____. resources budget scheduling employees

Answers

Administrators are pivotal in managing resources and ensuring organizations stay true to their missions while adapting to changes. Management involves structured organization, budget handling, and effective people management to align tasks and decision rights in an organization.

Administrators are essential in ensuring that an organization adheres to its mission, adapts effectively to change, and manages its resources. It's a manager's role to embody the nuts and bolts of a functional organization, which requires maintaining the establishment through structured organization and diligent task management. This includes adhering to organizational culture, observing hierarchy and protocol, and following rules and regulations. When it comes to handling finances, managers play a key role in operating budgets which include personnel costs and annual facility operating costs. They need to be proficient in accomplishing their day-to-day tasks which include managing the budget and adapting to organizational changes that require effective people management.

Organizations, particularly large ones, find achieving the right alignment between tasks and decision rights complex. This is where strong management and budget skills are crucial. Managers must identify and articulate clear goals, assign tasks and responsibilities, monitor and modify the plan, manage and allocate resources effectively, and facilitate information sharing among the various stakeholders to ensure smooth functioning and achievement of strategic objectives.

Nora works as a media sales person for a sports gear manufacturing company. There is an upcoming sports event coming up and she is thinking of advertising the company at the event. However, she is getting a cheaper deal to advertise at another location that has nothing to do with sports. Nora decides to go with advertising at the sports event for better visibility.

Nora is engaging in [Blank]
advertising strategy.

Answers

Answer:

Identifying the target audience

Explanation:

The targeted audience are very important in any business,any business will try as much as possible to reach the largest number of people to purchase their products.

To what extent will people who are more aware of a brand be more likely to purchase it? Exposure and awareness can be measured whereas the sales and profit impact of advertising is very difficult to measure. Attitude change measurement is difficult but feasible.

From this Nora will be exposed to a bigger market when decided to go with advertising at the sporting event.

Answer:

Targeting endemic advertisers

Explanation:

Endemic advertising refers to the placement of ads to match their surroundings. For example, placing an ad for lipstick on a beauty blog will gain the product more attention than it would receive if placed on a site that talks about sports.

a federal tax is paid to?

Answers

Answer:  a federal tax is paid to the federal government

Explanation:

Answer:

The answer would be Federal Board of Revenue.

Explanation:

Federal Taxes are paid by the people to the Department of Federal Board of Revenue. Federal Board of Revenue is the tax collecting department owned by the Government. This Department of Government is responsible for collecting taxes on the earnings of individuals, companies, corporations or trusts. Tax is collected from the people or businesses on the basis of the profits they earn.

The supply of shoes dropped. Stores are having a hard time finding enough shoes to sell. What will happen to the price of shoes?

Answers

Answer:

The price of the shoes will increase.

Explanation:

It is supply-and-demand. In this case, the supply is low but the demand is high so the store(s) have to raise the prices.

what type of Maintenance can help the computer operate efficiently?
A) changing the screensaver
B) doing a disk cleanup
C) plugging in the power
D) printing the user manual​

Answers

Answer:B. doing a disk cleanup

Explanation:

Answer:

The Correct Answer is B

Explanation:

For newer knowledge, see our more modern reports:

Everyone likes computers when they operate. Back up your data. Cleaned dirt from your computer. Freshen up your cabling, and everything other too. Coordinate your foundation disks. Run antivirus and spyware scans periodically. Tidy up your software. Freshen up your OS.

Write a paragraph to explain how profits, incentives, and competition motivate households and businesses.

Answers

Answer:

Profits can buy you stuff and you need it to live you can also invest your money to start a business

Explanation:

Answer:

You can make each point DarkOoreo (I think that's how you spell it) stated and put it into sentences. To help you with your last sentence, say "In general, blablabla (sum everything up restating it your main points)" or "In all, blablabla (sum everything up restating it your main points)".

(Sorry I couldn't do it for you, I'm currenlty trying finish my hw and just wanted to give you little pointers.)

How is production related to supply

A. higher production results in a greater supply

B. Lower production results in a poorer quality of what is supplied

C. Stable production results in a decreased interest in the supply

D. Maintained production results in a fewer governmental controls of what is supplied

Answers

Answer:

A. higher production results in a greater supply

Explanation:

Answer:a

Explanation:

Sales tax is calculated

Answers

To calculate sales tax you must:

1. Know the sales tax rate

2. Use the sales tax formula which is

Sales Tax = Total Sales X Sales Tax Rate

Example:

You have a business and you must collect a sales tax at a rate of 8.00%. Your customer bill before adding tax is $399.

Sales tax = $399 times 0.08

Sales tax would be $31.92.

$399 + $31.92 = $430.92 would be the total including sales tax.

B. using a percentage of the price of an item.

1. If you want to dispute any information included in your credit file, you

A Need to write a letter or file a report online with the credit bureau.

B need an attorney to write a letter.

C have no right to protest and must wait until the credit bureau removes it from your file.

D must sue the credit bureau.

2. Which of the following statements is FALSE?

A Building a good relationship with a banker can help you get a loan.

B Lenders are most concerned about your ability to repay the loan.

C Qualifications for borrowing money are basically the same from lender to lender.

D When shopping for a loan, it pays to compare lenders.

3. Your credit file contains much information about you, including

A. your age.

B.the number of times you apply for credit.

C. the place where you work and your supervisor’s name.

D. your race.

4. APR is the

A. Applied Personal Rate.

B. Annual Personal Rate of Interest.

C. Applied Percentage Rate.

D. Annual Percentage Rate.

5. A prepayment clause allows the borrower to

A. pay lower interest rates if they make their payments on time.

B. borrow additional funds as needed.

C. skip a loan payment without penalty when they do not enough money to pay their bills.

D. make additional payments or pay off a loan early.

6. In Oklahoma, MOST consumer protection laws are enforced by the

A. Oklahoma Bankers Association.

B. Oklahoma Department of Treasury.

C. State Attorney General’s Office.

D. State Office of Personal Finance.








Answers

Answer:

1, a

2,a

3,b

4,d

5,a

Explanation:

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