Answer:
Good Morning Grace.
This is Yate.
I am calling from Boston
I recently graduated from the University of Boston with a Honors degree in Business, after which I've had 2 year's experience working with the Local Council's department of commerce.
I have researched your Firm "Lloyds Inc." and it seems an ideal place I can bring to life my skills as a Financial Analyst.
Considering the consistent influence your Business has had in the investing world I am confident building my career at Lloyds Inc would be the best choice I'm making.
Would you mind me stopping by your office before Lunch break to put in my resume and application, and then you may talk me through the openings available and the culture at Lloyds Inc or you'd rather I send my resume and application through email and we can discuss via mail.
Thank You Grace for your time.
Explanation:
Prior to making the call it would be good to have researched the company for contacts you can reach, and the line of Business they are into. Whilst also recognizing how your expertise would fit into theirs.
Once satisfied there is an alignment in your experience and the way they operate, we can go ahead and make the call.
Cold calls should be turned to warm calls by engaging positively the person at the other end without being intrusive.
You need a note pad and Pen to highlight what you what you wish to say in brief details, and the notepad would help you also document what is being said to you. Maybe a name, a phone number, an email address or other details that you may receive in the course of the call.
For sample sake, the caller is Yate and the contact in the organization is Grace.
We are making this call at 10am in the morning when the early meetings must have been concluded and everyone seems to be having a calm day going already.
Good Morning Grace.
This is Yate.
I am calling from Boston
I recently graduated from the University of Boston with a Honors degree in Business, after which I've had 2 year's experience working with the Local Council's department of commerce.
I have researched your Firm "Lloyds Inc." and it seems an ideal place I can bring to life my skills as a Financial Analyst.
Considering the consistent influence your Business has had in the investing world I am confident building my career at Lloyds Inc would be the best choice I'm making.
Would you mind me stopping by your office before Lunch break to put in my resume and application, and then you may talk me through the openings available and the culture at Lloyds Inc or you'd rather I send my resume and application through email and we can discuss via mail.
Thank You Grace for your time.
Final answer:
An effective elevator pitch introduces your background, highlights your skills and experiences, explains why you're reaching out, and ends with a proposition for further conversation. It's a concise, persuasive introduction tailored for networking, cold calls, and interviews.
Explanation:
When venturing into the job market, an effective elevator pitch is crucial for making a strong first impression. The ability to succinctly communicate your background, skills, and job aspirations to potential employers can significantly increase your chances of landing your ideal job. Here is a guide to crafting your pitch, perfect for cold calls, networking, and interviews.
Step 1: Introduce Yourself and Summarize Your Background
Hello, my name is [Your Name], and I recently graduated from [Your University] with a degree in [Your Degree]. Over the past few years, I have gained valuable experience working in [Industry/Field], specifically in roles focused on [Brief Description of Your Roles].
Step 2: Highlight What You Have to Offer
I am eager to find a position that allows me to apply and expand upon my skills in [Specific Skills or Areas], which I see as directly relevant to your company. During my time at [Previous Company/Project], I successfully managed to [Specific Achievement or Project], which I believe demonstrates my ability to contribute to your team effectively.
Step 3: Explain Why You Are Calling
The reason I am reaching out is that I've been following your company's growth and am impressed by [Something Specific About the Company]. I am particularly interested in how my background in [Your Background] can contribute to your goals, especially in [Company's Area of Need]. I would love the opportunity to discuss how I can bring value to your team and learn more about any upcoming opportunities.
Step 4: Closing with a Clear Next Step
I am very enthusiastic about the prospect of contributing to your company and would greatly appreciate the chance to discuss how my skills and experiences align with your needs. May we schedule a time for a brief conversation or meeting? Thank you for considering my application. I look forward to the possibility of working together.
Your company's HR director is a believer in trait theories of leadership. He believes that he can differentiate leaders from nonleaders by focusing on personal qualities and characteristics. The HR director plans to promote Lawrence, a highly extraverted manager with a great deal of ambition and energy to the position of VP, Manufacturing. He asks for your expertise in helping him to apply trait theory to leadership selection within your company. The director believes that because of his innate characteristics, Lawrence will be highly effective at helping the company achieve its production goals. You advise the director against basing his decision purely on traits because ________.
leadershipCorrect/Complete Question:
Your company's HR director is a believer in trait theories of leadership. He believes that he can differentiate leaders from nonleaders by focusing on personal qualities and characteristics. The HR director plans to promote Lawrence, a highly extraverted manager with a great deal of ambition and energy to the position of VP, Manufacturing. He asks for your expertise in helping him to apply trait theory to leadership selection within your company. The director believes that because of his innate characteristics, Lawrence will be highly effective at helping the company achieve its production goals. You advise the director against basing his decision purely on traits because ________.
A) research has identified emotional stability as the strongest predictor of leadership effectiveness
B) studies have found that the Big Five traits are difficult to identify in leaders
C) studies have shown that traits are poor predictors of leadership effectiveness
D) research has found that conscientiousness is a better predictor of effectiveness than extraversion
E) research has shown that effective managers are often unlikely to become effective leaders
Answer:
C, studies have shown that traits are poor predictors of leadership effectiveness
Explanation:
As much as traits can help predict leaders from non leaders, it is not adequate to distinguish the effectiveness or lack of it as a leader.
In the case of the above question, it is proper to advise the HR against making Lawrence a VP for manufacturing becase just his traits won't be enough to efficiently discharge his duties in that role.
Cheers. i hope this helps
"New Millennium Enterprises institutes a training program that teaches employees how to treat customers with respect. Three weeks later the trained employees are observed at work to see how they treat their customers. This is an example of a _________ criterion."
Answer:
Hi, you haven't provided the options to the question, so I will just give the answer in my own words and you can check with the options.
Answer is: BEHAVIOR CRITERION
Explanation:
Training evaluation refers to the process of collecting the outcomes needed to determine if training is effective. A training program should give the following resulting changes (criteria): Reaction, learning, behavior, and result.
* Reaction measures how participants react to the training (e.g. satisfaction).
* Learning analyzes if they truly understood the training (e.g. increase in knowledge, skills or experience).
* Behaviour: this helps to understand how well participants apply their training. It measures how much participants have changed their behavior as a result of the training they received.
Behavior is designed to determine if the newly acquired skills or knowledge or attitude are being used in the everyday environment of the learner.
*Results determines if the material has a positive impact on the business or organization.
Therefore, the answer that best suits the question is BEHAVIOR CRITERION.
How should fruits that produce ethylene gas be stored?
A. In separate drawers or sealed containers
B. In perforated plastic
C. In paper bags in the lowest refrigerator shelves
D. On a shelf
Fruits that produce ethylene gas should be stored in a refrigerated and well-ventilated environment to slow down ripening and to remove ethylene gas. Hence the correct answer is D.
Fruits that produce ethylene gas should ideally be stored in environments that are both refrigerated and well ventilated. Refrigeration is beneficial because it slows down the chemical reactions, including the process of fruit ripening. Meanwhile, ventilation is important as it removes the ethylene gas from the storage environment, which can otherwise accelerate fruit maturation. To explore this effect, you can place a ripe apple or banana, which naturally emit ethylene, with an unripe fruit in a closed container or paper bag. You will observe that the unripe fruit will ripen quicker due to the ethylene exposure. In commercial storage, ethylene is scrubbed from the air using an air filter system to slow ripening and reduce spoilage.
Suppose a person has declared that it is their desire to go on a whale watching tour before they die. With this in mind, they donate money to a "Save the Whales" campaign. This is an example of:_______.A. Consumptive use value.B. Existence value.C. Option value.D. Non-Consumptive use value.
Answer:
Option "C" is the correct answer to the following statement.
Explanation:
Option value reflects the notion that people might still believe that some benefit from getting connections to the community offered services, even though they are not confident if they will use them.
In this case, a man wanted to see whales in his life so he takes a risk to donate money in the campaign with the hope that the campaign will help him to see whales in the future.
Mars Inc. printed 1,200 brochures with the intention of distributing them using a national newspaper. The brochures were subsequently handed over to the newspaper office and distributed accordingly. This scenario depicts the use of:____________.
Answer:a preprinted insert
Explanation:Preprinted inserts are often used by advertisers who want to use a heavier paper stock than the carrier publication and/or who want to have control over print quality and color.
Answer:
Pre-printed insert
Explanation:
Pre-printed insert, just as the name suggests,is a type of print media advertising, in which the advertiser produces the advert material as it should be, then sends it to the carrier publication for inclusion into the publication that would carry the advert in the form it was produced exactly by the advertiser, thereby maintaining the quality intended.This enclosed preprinted advert materials include sales brochures, booklets, etc.
_________ has resulted in more consistency in regulations, so Colgate-Palmolive Company now markets its Colgate toothpaste with one formula and package across numerous European countries at one price.
Answer:
The European Union
Explanation:
The formation of European Union and appearing as Political Union (Type of Free trade Area) has set standards for all the members to defend its country exports against foreign countries and designed foreign policies and internal policies.
This has forced its members to transform its fiscal policy and unified the imposed duties and taxes on the import which helped many products manufacturer to consider the europe as a whole a single country and design their strategy accordingly to ensure its place in the market and bring maximum out.
Wall Corporation exchanges old equipment for new equipment. The original cost of the old equipment was $100,000, and its accumulated depreciation at the date of exchange was $60,000. The new asset received had a fair value of $80,000 and a book value of $65,000. The journal entry to record this exchange will include which of the following entries? 1. Credit gain on exchange of asset $4000 2. Credit equipment $100,000 3. Debit accumulated depreciation $60,000 4. Debit equipment $80,000 5. Debit equipment $65,000 6. Credit equipment $80,000 7. Credit accumulated depreciation $60,000
Answer:
2. Credit equipment $100,000
3. Debit accumulated depreciation $60,000
Explanation:
When a company trades with another pieces of equipment gain or losses are recognized when there is commercia lsubstance. If not, then the trade-in equipment is posted as the net book value of the old equipment
In both cases, the old equipment is write-off thus:
credit equipment for 100,000
and debit accumualted overhead for 60,000
Now, we look at the option that matches this. The information about the new assets is insuficient as we aren't given information about whether or not thre is commercial substance
Suppose the economy is on the classical range of the aggregate supply curve and has a problem with inflation. According to Keynesian theory, which of the following is an appropriate discretionary fiscal policy to use in this situation
Complete Question:
Suppose the economy is on the classical range of the aggregate supply curve and has a problem with inflation. to use in this According to Keynesian theory, which of the following is an appropriate discretionary fiscal policy to use in this situation?
a. A reduction in the money supply.
b. Less government regulation.
c. Increase federal spending
d. Higher taxes.
Answer:
Higher taxes is an appropriate discretionary fiscal policy to use in this situation
Explanation:
The hypothesis that Keynesian economy is said to raise demand by the government to boost production. Keynesians assume that the primary force of an economy is customer demand. As a response, expansionary monetary policy is endorsed in principle.
The British Government at that time was strongly critical of Keynes. The government reduced social security costs and increased taxation in order to balance national accounts. This did not inspire people to invest their money, left the economy unified and unwilling to rebound and return to a prosperous state. Keynes said.
Alternatively, he proposed that the government would spend more resources to boost the appetite of customers in the economy. In addition, the total economic performance will be improved, which would lead inevitably to growth and a decrease in unemployment.
Burger King licenses its brand name to foreign firms as long as they agree to run their restaurants on exactly the same lines as Burger King restaurants elsewhere in the world. In return, the foreign firms have to pay Burger King a percentage of their profits. This is an example of:______.a. exporting.b. entering a strategic alliance.c. franchising.d. undertaking a greenfield investment.e. offshoring.
Answer:
franchising
Explanation:
As Burger King will provide their brand and know-how to the franchisee This is a franchising business. The restaurant will operate in a certain way and offering the same products and even, using the same suppliers as the oher Burger King restaurant their degree of liberty will be low but, they will only pay a fixed or percentage of the gains the remainder will be for the owners of the franchise.
What is the percentage return (interest rate) an investor will receive if they purchase a zero-coupon bond today for $954.70 that will mature in one year and pay $1,000 at maturity?
Answer:
Interest rate = 4.75% (approx)
Explanation:
Given:
Face value of bond = $1,000
Present value of bond = $954.70
Interest rate = ?
Computation of Interest rate :
[tex]Interest rate = [\frac{Face value of bond}{Present value of bond}-1] \times 100\\[/tex]
[tex]Interest rate = [\frac{1,000}{954.70}-1] \times 100\\\\Interest rate = [1.04744946-1] \times 100\\Interest rate = [0.04744946] \times 100\\= 4.744946[/tex]
Interest rate = 4.744946%
Interest rate = 4.75% (approx)
Whistler Corp. performed services for a customer but has not yet recorded payment, nor has it recorded any entry related to the work. Which of the following accounts are involved in the adjusting entry: (a) asset, (b) liability, (c) revenue, or (d) expense
Answer:
(a) asset
(c) revenue
Explanation:
On accrual accounting when a business performs a service but has not yet received payment, the entry is recorded in an asset account called Accounts receivable.
Accounts receivable contains all revenue that is owed by other parties to the business but have not been settled yet.
In the adjusting entry the asset account- Account receivable is now debited for the amount received and a credit is passed to Revenue account.
The adjusting entry is passed when the payment is received for services rendered.
Final answer:
The adjusting entry that Whistler Corp. needs to make for performing services without yet receiving payment involves an asset (accounts receivable) and revenue (service revenue).
Explanation:
Whistler Corp. has performed services but has not recorded payment, nor any entry related to the work. In accounting terms, this means that Whistler Corp. has earned revenue but has not yet received payment. Therefore, the transaction involves recognizing an account receivable, which is an asset, and service revenue.
As they have not received payment, an adjusting entry will typically involve debiting accounts receivable (to show the asset that the company expects to collect) and crediting service revenue (to record the earnings that have occurred as a result of the service provided).
No expenses or liabilities such as accounts payable are recorded in this transaction because the company has performed a service, not received a good or service. The revenue recognition principle in accrual accounting dictates that revenue is recognized when earned, regardless of when cash is received.
Jennifer rates her employees on subjective attributes such as attitude, honesty, inspiration to others, leadership, or initiative. This is what type of appraisal?
Answer:
The correct answer is Trait Appraisal.
Explanation:
The instruments for assessing traits and behaviors provide information to make the necessary adjustments in the teaching process, it resides in the set of personal family and environmental factors that affect the performance of workers.
In the mechanisms and criteria that allow to determine if a person is competent or not, considering the skills, abilities, attitudes, knowledge and values put into play in the exercise of an action in certain contexts.
Answer:
Jennifer rates her employees on subjective attributes such as attitude, honesty, inspiration to others, leadership, or initiative. This is what type of appraisal? ... Self-appraisals.
Explanation:
A buyer is concerned that new construction a mile away could have a negative environmental impact on the home they are considering purchasing. Can they make the Contract to Buy/Sell contingent on the result of an environmental impact report?
Answer:
Yes,they can make the contract to buy/sell contingent on the result of an environmental impact report
Explanation:
Being cautious of the welfare of the local community is an example of ethical consideration in business in some countries,while it is a legal and ethical consideration in some other countries, especially the advanced nations of the world.
Little wonders how the cleanup of the contamination caused by BP in 2010 cost the company about $65 billion in restoration and clean up,legal fees as well as settlements paid to affected parties.
Businesses must as point of duty have regard for environmental impact and footprints
Bait and switch: a. is a sales tactic of advertising a cheaper product in order to get a customer in to buy a more expensive product. b. is not based on ad content. c. is not regulated by the FTC. d. none of the above
Answer:
The correct option is A
Explanation:
Bait and Switch, is the kind or type of fraud, which is used in the retail sales.
Primarily, the customers are baited through advertising services or products at the low price by the merchants , but when the customers or clients visit store for buying the same product, they get to know, that the advertised goods are not available or the customer are pressured through salesman to consider the similar product but the high priced products, which is called Switching.
So, Bait and Switch, is a tactic of sales for advertising the cheaper product in order to buy the more expensive product through customers.
Russ is the project manager of a multinational team with members in Ireland, Malaysia, and the United States. Once a week, the team meets using video and audio links on their computers so that they can see, hear and talk with one another. What technology does this best describe?
Answer:
Videoconferencing.
Explanation:
The video conferencing is the technology that helps more than two persons to interact with each other on call due to the use of telecommunication advancements and using the 3G or 4G internet surfing. The technology that enabled the project manager of multinational team interact with all of the team members at the same time is videoconferencing.
Titan Info Group is a software consulting firm based in Redmond. The firm uses a standardized job analysis questionnaire containing 194 questions about work behaviors, work conditions, and job characteristics that apply to a wide variety of jobs. In this scenario, Titan Info Group is using A) a utilization analysis. B) the Fleishman Job Analysis System. C) a work flow design. D) a conjoint analysis. E) the Position Analysis Questionnaire.
Answer:E) the Position Analysis Questionnaire.
Explanation:The Position Analysis Questionnaire is a structured job analysis questionnaire that aids the user in conducting a quantified analysis of a given job. To complete a job analysis using the Position Analysis Questionnaire, the user reviews background information, observes the job, and conducts thorough interviews with job incumbents to determine job content then rates the extent to which each item on a standard list of Position Analysis Questionnaire job elements applies to that particular job. There are six types of rating scales used in the Position Analysis Questionnaire: Extent of Use; Importance to This Job; Amount of Time; Possibility of Occurrence; Applicability; and Item-Specific scales.
Final answer:
Titan Info Group is using the Position Analysis Questionnaire, a standardized job analysis questionnaire.
Explanation:
The software consulting firm, Titan Info Group, is using the Position Analysis Questionnaire. This standardized job analysis questionnaire consists of 194 questions about work behaviors, work conditions, and job characteristics that apply to a wide range of jobs. The purpose of the questionnaire is to collect information and data regarding job requirements and responsibilities, enabling the firm to accurately describe the tasks and characteristics of different positions.
A spherical container has a radius of 9 centimeters. It is filled with a solution that costs $2.10 per cubic centimeters.What is the total value of the solution in the container?Use 3.14 for π .Enter your answer in the box to the nearest cent.
Answer:
$6,409.37
Explanation:
If a spherical container has a radius of 9 centimeters and It is filled with a solution that costs $2.10 per cubic centimeters.
The total value of the solution in the container will be derived by finding the volume of the spherical container
Formula for volume of a sphere V=4 /3 x π x r^3 = 4/3 x 3.14 x 9^3 = 3052 cm3
If It is filled with a solution that costs $2.10 per cubic centimeters then the total value of the solution in the container will be: 3052cm3 x $2.1 = $6,409.37
From this cartoon you can infer that the cartoonist:______. A) believes that England and Japan will soon be at war. B) opposes U. S. participation in the League of Nations. C) believes that the League of Nations will prevent future wars. D) believes that the U. S. should become a member of the League of Nations.
Answer:
The Cartoon depicts the Head of Government of the USA with hands tied being pulled from 4 different ends of the world
2 Nations stand out, England & Japan who were part of the 4 permanent Member States, (Italy and France make up the balance); whilst European Nations and Foreign Governments are depicted to also pulling at the President.
The Cartoonist opposes U.S Participation in the League of Nations
Explanation:
This is a Post World War 1 Cartoon
As part of the Versailles Treaty from the Paris conference of 1919 a League of Nations was to be formed comprising of the World Powers at the time. Members were expected to respect the sovereignty of other countries and completely discourage the deployment of Military campaigns against other countries
The President of the USA at the time President Woodrow Wilson believed so much in the Vision of the League of Nations but was constrained from having America join because of the overwhelming stand against America's involvement by the isolationist movement in the congress.
The Isolationist movement was specifically against the item X of the League's covenant which required Member nations to support other Nations in the face of an aggression from another. The interpretation of this was that the USA would be completely surrendering its sovereignty and would remain a tool for International Conflicts resolution by deploying men and war equipment as was the case with World War I.
The President is seen in the cartoon firmly rooted to USA ideals albeit opposed to his Vision of joining the League of Nations.
Answer:
B) opposes U. S. participation in the League of Nations
Explanation:
Complex numbers are often used when dealing with alternating current (AC) circuits. In the equation $V = IZ$, $V$ is voltage, $I$ is current, and $Z$ is a value known as impedance. If $V = 1-i$ and $Z=1+3i$, find $I$. Express your answer as a complex number in the form $a+bi$, where $a$ and $b$ are real numbers
Answer: I=-1/5-2/5i
Explanation: V=IZ
1-i=I(1+3i)
Make I subject
I=(1-i)/(1+3i).
multiply numerator and denominator by conjugate( 1-3i).
The denominator will become
1-9*i^2=1+9=10.
The numerator will be expanded to be 1-3i-i+(3i)^2=1-4i-3=-2-4i.
This is I= (-2-4i)/10
divide numerator and denominator by -2. We have:
I=-(1+2i)/5
I=-1/5-2/5i
How does a government budget deficit occur? A nation earns more on exports than it spends on imports. A government's spending exceeds its tax revenues. A government's tax revenues exceed its spending. If a nation carries a public debt, it must be running a deficit every year.
Answer:
The answer is B. government's spending exceeds its tax revenues
Explanation:
Government budget records deficit if its spending is more than its revenue. The main source of government revenue is from tax. And government record surplus if its revenue is more than its spending.
One of the disadvantages of government budget deficit is that inflation rate will be rising. Government might spend to stimulate the economy.
Answer:B
Explanation:
Planning and control __________.
A) Unselected translates the master schedule for final products into detailed material requirements
B) Unselected refers to the observation that any change, even a small one, in the requirements for items at the top of the bill of material can have drastic effects on items further down the bill of material
C) Unselected is a time-phased planning approach similar to MRP that uses planned orders at the point of demand (customer, warehouse, etc.) to determine forecasted demand at the source level (often a plant)
D) Unselected is a set of tactical and execution-level business activities that includes master scheduling, material requirements planning, and some form of production activity control and vendor order management
E) Unselected I DON'T KNOW YET
Answer:
D) is a set of tactical and execution-level business activities that includes master scheduling, material requirements planning, and some form of production activity control and vendor order managementExplanation:
Note that, to plan, to schedule are synonymous terms therefore planning is a deliberate action that involves a set of tactical and execution-level business activities.
This business activities usually involves material planning as well as production control activities inorder to execute operations smoothly.
Answer:
D) Unselected is a set of tactical and execution-level business activities that includes master scheduling, material requirements planning, and some form of production activity control and vendor order management.
Explanation:
Planning and control (Production planning and control system, PPC) is concerned with the reconciliation between what the market requires and what the operation's resources can deliver. Planning and control activities provide the systems, procedures and decisions which bring different aspects of supply and demand together. Planning and control can also be defined as a set of tactical and execution-level business activities that includes master scheduling, material requirements planning, and some form of production activity control and vendor order management.
What makes the managerial task of executing strategy so challenging and demanding is the trial-and-error experimentation that is required to come up with a workable organizational structure. the demanding people-management skills required, the resistance to change that has to be overcome, and the perseverance necessary to get a variety of initiatives launched and kept moving along. the time and effort it takes to build core competencies. the time, training, and creative effort it takes to empower employees and teach them responsible decision-making. the supervisory requirements associated with getting company personnel to do things the right way.
Answer:
The demanding people-management skills required, the resistance to change that has to be overcome, and the perseverance necessary to get a variety of initiatives launched and kept moving along.
Explanation:
What makes the managerial task of executing strategy so challenging and demanding is the demanding people-management skills required, the resistance to change that has to be overcome, and the perseverance necessary to get a variety of initiatives launched and kept moving along.
Change management s one of the most difficult tasks of strategic management because employees of the organisation and even some of the managers are opposed to change. They themselves become change barriers that stops the organization from advancing.
Groupthink is more likely to occur in a highly cohesive group that is insulated from others and has no established procedure for systematically defining problems and exploring alternatives.a.trueb.false
Answer: True
Explanation:
Groupthink is most likely to occur under the following reasons : (a) The group is insulated from others with different views, (b) The group leader starts by expressing a great liking for a particular decision, (c) The group has no established procedure for systematically defining problems and exploring alternatives, and (d) Group members have close backdrops and experiences.
Wal-Mart has a highly sophisticated system of recording data and being able to view results. For instance, Wal-Mart managers know from their scanner data that five pair of Wrangler Blue Jeans were sold from 10:00 a.m. to 11:00 a.m. on a certain day, and by what size. If the sales were made via credit card, Wal-Mart also knows "who," and has developed histories of what combinations of products its customers buy. The preceding is an observational situation involving which of the following?
a. people watching people
b. people watching phenomena
c. machines watching people
d. machines watching phenomena
e. All of these are observation situations
Answer:
c. machines watching people
Explanation:
Machines watching people refers to a phenomena whereby via employment of specialized machinery, an organization is successfully able to observe the activities of it's customers and at the same time also track data relating to their identity and other credentials.
In the given case, the sophisticated system entails deciphering the customer shopping pattern and the merchandise sold during a period whereas the payment mechanism of cards also helps in tracing down the identity to ensure no unscrupulous person can go unnoticed.
Thus, it's a case of machines keeping a watch or surveillance on the customers and their identity.
An ideal prospect for a universal life insurance policy is someone who foresees a possible future need to adjust the amount of the death benefit and/or the premium for the policy. Also, the prospect should understand all of the following key terms of such a policy EXCEPT:_______.1. The policy holder does not control investment in policy and hence no investment risk.2. The cash value accrue based on credited interest that changes annually but subject to a minimum credit rate. 3. The death values may only adjusted up and down at certain times stated in the policy.4. The premium payments are deposited into separate account of the life insurance company.
Answer:
The correct answer is 4
Explanation:
Universal life insurance is the insurance which is an element of the investment savings and the low premiums such as the term life insurance. These policies have a option of the flexible premium and however, some of the policies require fixed premiums or the single premium.
So, the ideal prospect of the policy states that the premium payments are deposited into the General account of the life insurance company not in the separate account. These policy control the investment not the policyholders.
In his research, George Murdock determined that Question 15 options: A) though cultures appear to outwardly share many common denominators, the only true cultural universal is trade. B) all cultures are fundamentally the same when it comes to their beliefs and practices. C) although all cultures share common denominators, how cultures address these practices and beliefs varies greatly. D) cultures don't share anything in common.
In his research, George Murdock determined that "though cultures appear to outwardly share many common denominators, the only true cultural universal is trade".
Option: A
Explanation:
Cultural universal is a reality, adaptations to fulfill basic necessities, such as the need for meal, house and clothing. George Murdock, a Polish-born anthropologist, assembled a list of cultural universals involving as below:
physical activitieseatingdancingtravellingpersonal namesmarriagenursingreligious ritesfuneral ritualssexual constraintstradeG. P. Murdock is known for his analytical approach to ethnological research and his analysis of the systems of family and shared experience through cultures.
A variety of shared needs and challenges are present in all cultures, according to George Murdock. Despite this, the ways these cultures approach these issues can significantly differ. For example, all societies need to feed their population, but the food they eat and how they prepare it varies extensively.
Explanation:George Murdock, the noted anthropologist, did extensive research on culture. His findings support option C: although all cultures share common denominators, how cultures address these practices and beliefs varies greatly. This statement essentially means that while all human societies have similar challenges and needs, the ways they solve and respond to these concerns differ widely. For example, every society needs to feed its members, but the specific food they consume and how they prepare these foods will vary drastically, reflecting their unique practices and beliefs.
Learn more about Culture here:https://brainly.com/question/17481236
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A set of techniques and principles for systematically collecting, recording, analyzing, and interpreting data that can aid decision makers involved in marketing goods, services, or ideas is known as:_________.A. a SWOT analysis.B. the STP process.C. the marketing mix.D. market segmentation.E. marketing research.
Answer:
E. marketing research.
Explanation:
Marketing research is the set of processes which connects different principles, procedure, customers and the end user by expressing the opportunities available any problem faced and evaluate any market action. It helps in decision making process. The market research includes Surveys, Interviews, Focus group and Observations.
Calculate the product of savings and growth_multiplier. Store the result in year1. What do you think the resulting type will be? Find out by printing out the type of year1. Calculate the sum of desc and desc and store the result in a new variable doubledesc. Print out doubledesc. Did you expect this?
Explanation:
growth_multiplier is 1.1
savings = 100
desc = "compound interest "
# Place product of growth_multiplier and savings to year 1
Year 1 = growth_multiplier* savings
print(type(year1))
Now,
# Place addition of desc & desc
doubledesc will be desc + desc
# Print doubledesc
print(doubledesc)
The product of savings and growth_multiplier would result in a float data type. Adding desc to itself doubles the string and would result in a string data type.
Explanation:To calculate the product of savings and growth_multiplier, you would use a multiplication operation. For example, if savings is 200 and growth_multiplier is 1.03 (representing a growth of 3%), year1 would be calculated as 200 * 1.03. The resulting type of year1 would then be identified as a float (decimal number), as both inputs are numerical and the operation is mathematical multiplication. You can print the type of year1 using the 'type' function in the programming language you are using.
Next, when you calculate the sum of desc and desc, you're essentially doubling the desc value. Let's say desc is a string type containing 'Hello', doubledesc would then be 'HelloHello'. When you print out doubledesc, the resulting output should be the desc string repeated twice. The type of doubledesc would be string, assuming desc was a string.
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Kolker Company uses the percent-of-sales method to estimate uncollectibles. Net credit sales for the current year amount to $ 150 comma 000, and management estimates 4% will be uncollectible. Kolker Company's balance of Allowance for Uncollectible Accounts after adjustments, was $ 4 comma 000. The following year, Kolker Company wrote off $ 3 comma 000 of old receivables as uncollectible. What is the balance in the Allowance account now?
Answer:
$7,000
Explanation:
The previous balance of the allowance for uncollectible accounts was $4,000, then $3,000 were written off, so the new balance = $4,000 - $3,000 = $1,000
if current sales are estimated at $150,000 and 4% will be uncollectible, then you should add $150,000 x 4% = $6,000 to the allowance for uncollectible accounts.
The current account balance should be $1,000 + $6,000 = $7,000
In the Baldrige assessment, _____ refers to how a company refines the approach through cycles of evaluation and improvement, encourages breakthrough change to the approach through innovation, and shares refinements with other relevant work units in the organization.
Answer: The correct answer is "Deployment".
Explanation: In the Baldrige assessment, deployment refers to how a company seeks to refine the approach with the implementation of evaluation and improvement cycles, promotes radical changes through innovation and shares these refinements with other units of work of great importance within the organization.