Answer:
Closed-end credit; open-end credit
Explanation:
in the closed end credit the lender is required to pay back the loan at specific period of time by giving the institution the payment plan.this kind of credit involves taking mortgage or financing a car through the bank.
open end credit allows you to take a loan and pay it according to your liking because it checks how much you owe versus the monthly installments. its difficult to obtain because it relies on your word which makes it more easier for people to run.
Final answer:
Unsecured loans are more difficult to obtain than secured loans because they lack collateral, which makes lenders rely on the borrower's creditworthiness and their promise to repay.
Explanation:
When compared to secured loans, unsecured loans are often more difficult to obtain because the lender must rely upon your word that you will pay back the loan. In the financial capital market, banks usually require borrowers to fill out forms about their income sources and conduct a credit check to assess their borrowing history. Some loans may also require a cosigner or collateral, such as property or equipment, which the bank can seize and sell if the loan is not repaid. The terms and security of a loan determine its attractiveness to both the lender and the borrower, affecting the repayment amount and the interest rate.
Which of the following irrational thoughts defines the action where you might downplay the significance of your accomplishment - for example earning a B on an exam where the class average was a C-.1. Labeling2. Catastrophizing3. Over generalization4. Discounting
Answer:
4. discounting
Explanation:
Based on the information provided within the question it can be said that in this scenario this action would be an example of discounting. In the context of psychology this term refers to how an individual attributes a cause to an future outcome. Which in this scenario you may have studied harder than the rest so you knew the outcome would be a higher grade, thus downplaying your reaction.
For a test to have good content validity, the following statements must be true:______. A. The test is highly correlated with the final grade in the course. B. The test adequately samples what was covered in the course. C. The percentage of points for each topic area reflects the amount of emphasis given that topic. D. B and C only.E. A, B, and C.
Answer:
B. The test adequately samples what was covered in the course
Explanation:
For a test to have good content validity, it means that the test adequately samples what was covered in the course. Content validity has to do with the extent to which the items on a test are fairly representative of the entire domain the test seeks to measure, the extent to which it measures what it is supposed to measure.
Answer: B. The test adequately samples what was covered in the course.
Explanation: Content validity refers to the measure of how well a study or test incorporates all aspects or facets of a particular course. Content validity examines all the various dimensions, subtopics or subfield of a certain topic or field.
For instance, a course which only examines quantitative data and exempts qualitative data type while trying to examine types of data as a course will be considered as lacking content validity as it fails to incorporate all aspect of the course.
the spirit catches you and you fall down if you can't see that your own culture has its own set of itnerests, emotions, and biases, how can youe xpect to deal successfully with someone else's culture
Answer:
Self awareness and do not sterotype.
Explanation:
It's not easy to let go of one's personal biases,values and belief for another culture. One have to accept the cultural difference and not brush off other people's culture. It will be easier to accept/deal with other people's culture if we don't sterotype.
Which of the following best explains the importance of water to humans? a. Water is essential for sustaining human life. b. Water is important for shipping and trade. c. Water is a valuable, profitable commodity. d. All of the above
Answer: Answer A best explains the importance of water to humans
The other answers do explain why water is of utmost importance to humans though.
We need water to survive as a living species. If water was not in existence, we wouldn't be able to ship it, nor profit from it. You even wouldn't be able to ask this question on Brainly.com if it wasn't for the help of water to your survival.
The method of ethical reasoning in which a proposed action is right or wrong, in and of itself, with less concern about the consequences of the action is called the ______ approach.
Answer: Rights
Explanation:
Rights approach is the aspect through which dignity and respect for any individual is focused.This approach defines about freedom of person to live as they want, freely opting their choice in different fields, should respect each other in moral manner, respect dignity of other people etc.
According to the question,a method in which result of any action is not focused rather action is seen through morals and dignity perspective .Thus, it is considered as wrong or right in partial manner in itself.
Tom drifts in and out of jobs. Owing to his lack of education and skills, it is very difficult for him to find a stable job with a steady income. Despite having some earnings, he depends on government programs to make ends meet. Which of the following terms can be used to describe Tom's social status?
A) Bourgeoisie
B) Lower-middle class
C) Working poor
D) Underclass
E) Working class
Answer:
Underclass
Explanation:
The underclass is defined as the socio-economic status in which people live under the lower level of the socio-economic class. It is the troubled situation of the neighborhood. It is the behavior in which they involved. Every person is exposed to this lifestyle environment. This is not conducive to join the American mainstream. Underclass comes under the lower socio-economic status.
Thus Tom drifts in and out of the jobs He was owing to his lack of education and the skills. He was facing a problem in finding a stable job. Tom's social status is like the underclass.
Organizations typically have policies and procedures regarding sexual harassment with the goal being to make sure that members behave toward one another respectfully. This is an example of _____ control.
Organizations typically have policies and procedures regarding sexual harassment with the goal being to make sure that members behave toward one another respectfully. This is an example of Bureaucratic control.
Explanation:
Bureaucratic control in an organization refers to the use of rules, policies, hierarchy of authority, written documentation, reward systems, and other formal mechanisms to influence or motivate the employee behavior
It is also used as a tool to assess performance of an employee.
Bureaucratic control is a method adopted in large organization to enforce compliance ,because face to face communication is not possible in such large organizations.
An 8-year-old client whose grandmother died a week ago asks the parents about the grandmother's absence. Which statement by the parents could lead to a negative self-concept in the client?
Answer:
-"Did you do something wrong to your grandmother?"
-"Your grandmother will come back in a week."
-"You are not supposed to ask such questions."
Explanation:
If a child is told something in the likes of "Did you do something wrong to your grandmother?" or any other statement that suggests it is a child's fault, they might develop an idea it's their fault. This could result in developing anxiety of failure, bad behavior, and other things, including stronger death anxiety.
By lying to a child that "Grandmother will come back in a weak", the child might develop unhealthy illusions. They are being misinformed and they won't healthily grasp the concept of death.
Finally, if the child is told "You are not supposed to ask such questions." they might be scared to inquire about the life and surroundings. This also may lead to various anxieties.
It is best to be open and honest with the child but in a civilized, relaxed and understanding manner.
Greta selected a research topic, decided what she wanted to learn about the topic, reviewed the literature on the topic, and formulated a hypothesis. What must she do next in order to continue in her research?
Answer:
The next step for Greta is to choose a research method.
Explanation:
Greta has taken the first steps toward the completion of her research. She has a topic, she knows what she wants to learn about it - the problem -, and she has reviewed the literature on it, which is, by the way, a great tool to choose a method. Now, she has to take into consideration what she wants and needs to achieve her goal. Maybe she needs quantitative, maybe qualitative data. Maybe both. Are statistics important? Does she need to conduct a primary research, or are the data already available in a previous source? From those consideration, she can choose the best method.
Valarie likes her doctor because he takes the time to listen thoughtfully to everything she has to say and advises her on the best actions to take. This demonstrates how people with good listening skills are seen as _____.
This question is missing the options. I've found the complete question online. It is as follows:
Valarie likes her doctor because he takes the time to listen thoughtfully to everything she has to say and advises her on the best actions to take. This demonstrates how people with good listening skills are seen as _____.
a. complacent
b. pleasant
c. trustworthy
d. dynamic
Answer:
The correct answer is letter c. trustworthy.
Explanation:
By definition, trustworthy refers to someone who is honest and reliable. We tend to feel we can trust people who know how to listen because we sense they are willing to refrain judgment. When we are truly listened to, when our feelings, emotions, impressions, and opinions are acknowledged without criticism or judgment, we feel safe. Therefore, a person with good listening skills is seen as trustworthy.
Question Options:
a. complacent
b. pleasant
c. trustworthy
d. dynamic
Answer: This demonstrates how people with good listening skills are seen as TRUSTWORTHY.
Trustworthy can be said to be something one can believe in; worthy of dependence or reliance. An individual that is said to be trustworthy can be said to be one who is honest and can be entrusted with anything of importance.
The doctor listening to everything Valerie has to say can be said to be reliance and of course as a professional, he is able to keep them as secrets and offer best advice in return.
The compositions of basalt and rhyolite differ in the amount of silica. Basalt typically contains ______ percent silica, while rhyolite contains about ______ percent silica.
Answer:
Basalt contains about 45% of silica content, and
Rhyolite contains more than about 65% of silica content
Explanation:
Basalt is an extrusive igneous rock that is formed mostly from the eruption of volcanoes and due to the seafloor spreading at the mid-oceanic ridge. This rock is formed due to the rapid cooling of magma at the surface of the earth. It is comprised of about 45% of silica content.
On the other hand, Rhyolite is also an extrusive igneous rock that is formed from the volcanic eruptions at the continental areas. These are also formed due to the solidification of magma at the surface at a higher rate. It is comprised of more than about 65% of silica content.
Larry's house has caught fire, and he is trapped inside. The neighbors called 911. Two firefighters and one of the neighbors (an accountant) entered the house in an attempt to save Larry. Another neighbor tore away the screening around Larry's porch so that his dog could run to safety. The neighbor who entered the burning house was frightened but had always valued the concept of heroism. Now faced with the opportunity, he chose to act heroically. In this example, heroism is an example of a(n):
Answer:
an imperfect duty
Explanation:
Based on the scenario being described within the question it can be said that heroism is an example of an imperfect duty. This term refers to a duty or obligation in which an individual must not ignore but has various ways of fulfilling that duty. Such as there are countless ways that an individual can demonstrate heroism, such as entering a building on fire to save someone.
Final answer:
Heroism in the given scenario is a moral behavior characterized by acts of bravery and self-sacrifice during a crisis. It represents individuals going beyond the call of duty to assist others, showcasing the valued traits of courage and benevolence. Heroes can arise in various contexts, embodying societal ideals and often performing without seeking fame or reward.
Explanation:
In the scenario presented, heroism is an example of a moral and altruistic behavior where individuals engage in acts of bravery, self-sacrifice, and concern for the well-being of others, often at personal risk. The concept of heroism can be witnessed when ordinary people, like the neighbor who is an accountant, go beyond the call of duty and perform extraordinary deeds during crises, such as saving someone from a house fire. This behavior correlates with the societal value placed on courage, benevolence, and the willingness to assist others in distress, demonstrating moral strength and character.
Traditionally, heroes are individuals admired for their courage, noble qualities, and exceptional achievements. The impulse to act heroically can stem from various motivations, including the desire to live up to personal ideals, the influence of moral exemplars, or the spontaneous manifestation of compassion and bravery in challenging situations.
Examples of heroism are evident in various societal roles and events, such as the selflessness of healthcare professionals during a pandemic, the dedication of firefighters during emergencies like the events of 9/11, and individuals performing courageous acts without any expectation of fame or recognition. These actions exemplify the concept of heroism in its purest form, arising from a deep-rooted sense of responsibility toward fellow humans.
What would be the effect from an increase in the price of natural resources?
A) There would be a movement along the short-run aggregate supply curve.
Eliminate
B) There would be a decrease in the cost of production therefore leading to a reduction in the short-run aggregate supply.
C) There would be a decrease in the cost of production therefore leading to an increase in the short-run aggregate supply.
D) There would be an increase in the cost of production therefore leading to a reduction in the short-run aggregate supply.
Ted wants to start a candy shop and needs money. He talks with Quincy and Gillian separately, and each agrees to loan funds to Ted. The two do not know that the other is loaning him money. He gives each a security interest in the business. Each has filed a financing statement with the proper agency. When Ted fails to make payments and Quincy and Gillian both seek to sell the shop in order to be paid, the one who has first priority is the one who:
Answer: Filed first
Explanation:
Financing statement is the document that gets recorded officially with filing date and assignment of filing number that contains claim of lender to the assigned collateral.
According to the question, if Ted is unable to make payment of loan to Gillian and Quincy then as per legal proceeding the person who filed the financing statement first will get the opportunity to sell the shop for regaining the debt amount.
Andrea is reading a broad explanation for why some people are more vulnerable to addiction than are others. This reading material also includes several predictions concerning people's vulnerability to addiction. Andrea is reading a(n):______.
Answer:
Andrea was reading a research work on the Addiction.
Addiction is an exceptionally perplexing illness, and it is hard to call attention to explicit reasons why a few people are more defenseless than others. On the off chance that you feel somebody you love is in danger of building up a compulsion, contact us to discover what you can do to assist them with starting the recuperation procedure.
Explanation:
Addiction is a complicated disease that affects people of all ages, backgrounds and ethnicities. Chances are, you may know someone struggling with drug or alcohol addiction.
It is hard to understand what causes some people to be more prone to addiction than others. Usually, a number of factors contribute to the disease. These can include genetics, environmental stress and personality traits.
Answer:
Andrea is reading a Behavioural and Cognitive Science article that is probably centred on the biology of addiction
Explanation:
Andrea wants to understand the underlying factors to which people get addicted in the first place, why are some people more vulnerable to addiction and why do people stay addicted.
Addictions have been associated to the brain based on various research. Behavioural and cognitive science illustrates how people make decisions based on mood, social interactions and thinking pattern. Hence reading an article on behavioural and cognitive patterns of the brain would provide a broad explanation to addiction vulnerability.
Michelle notices her brother Mark eating a second piece of chocolate from a box of candy. Because he rarely eats candy of any kind, Michelle concludes that Mark must really like the chocolate. In this instance, Michelle is relying on ____________ information to explain her brother’s behavior.
Answer:
Distinctiveness.
Explanation:
As the exercise exemplifies, Michelle is most likely relying on distinctiveness information in order to explain her brother's behavior. This is due to the fact that distinctiveness focuses on what makes something different or unique, distinct from other things. If Mark generally does not like chocolate, it is fair to assume that if he is eating one it's because it's really tasty. Therefore, even if it's chocolate (something he would not eat) it has to be different from other types of chocolate he has eaten before.
Which of the following identifies one of the problems associated with the Green Revolution? a. It did not produce enough food for developing countries. b. It was unsuccessful due to conflict with cultural traditions in developing countries. c. It was confined to highly developed countries. d. It made developing countries dependent on high-energy, imported technologies.
Answer:
d. It made developing countries dependent on high-energy, imported technologies.
Explanation:
One of the moan problem associated with the green revolution was that the developing countries were highly dependent on the use of the HYV seeds. And this allowed for them to have assess to high technology and this increased the rate of the energy demands and the importing of the high efficient technology.Which statement is likely to be associated with inelastic supply? Consumers are willing to pay any price for the good. The inputs necessary for production cannot readily be increased. The good is necessary for survival (e.g., a life-saving drug). The time period under consideration is very long.
Answer: The good is necessary for survival (e.g., a life-saving drug)
Explanation:
INELASTIC SUPPLY
This means that the quantity of goods produced does not react too much to the good changing price.
Normally market forces demand that should the price of a good change, there must be a corresponding change in supply but for inelastic goods, the change is either not there or not too much.
Goods necessary for survival however are usually produced regardless of their price because people will still buy them. Not to mention, the availability of such goods is usually monitored by governments who ensure that as many people as possible can get a chance at survival by keep production levels constant.
As a research participant, you read a list of names of unknown individuals. On another day, you read a list that includes some of those names, and you are asked if anyone on the list is famous. According to the ________, you will remember the individuals from the first list as famous.
Answer:
Answer is FALSE-FAME EFFECT.
Explanation:
False-fame effect: occurs when people are given a list of non famous names to read or to indicate if the names are famous, after a while, more of these names will be incorrectly remembered as famous without delay . This is because the participants are no longer able to recall the specific circumstances in which they previously encountered the names, so the names remain familiar and this sense of familiarity is falsely attributed to fame.
Therefore, as a research participant, you read a list of names of unknown individuals. On another day, you read a list that includes some of those names, and you are asked if anyone on the list is famous. According to the FALSE-FAME EFFECT, you will remember the individuals from the first list as famous.
Answer:
False fame effect
Explanation:
False fame effect
As a research participant, you read a list of names of unknown individuals. On another day, you read a list that includes some of those names, and you are asked if anyone on the list is famous. According to the false fame effect, you will remember the individuals from the first list as famous.
The idea of calling nonfamous names famous after they have been read orheard earlier. People given a list of famous, old nonfamous names, and new nonfamous names. Task is to identify famous names. Old nonfamous names were called famous more often than new nonfamous names. People use familiarity to make decision because it feels familiar not because they actually remember it. tendency to think that a person is famous when they are not famous just because the name sounds familiar
Suppose that a technological advancement substantially reduces the cost of producing cheese. We would predict that the equilibrium quantity of cheese will ________ and the equilibrium price of cheese will ________.
Answer:
Rise; Fall
Explanation:
The equilibrium price is the market price where the quantity of goods supplied is equal to the quantity of goods demanded while Equilibrium quantity is the quantity that exists when a market is in equilibrium. ... In a market graph, the equilibrium quantity is found at the intersection of the demand curve and the supply curve. With the reduced cost of production due to technological advancement, it is expected that there will be a rise in the equilibrium quantity with a corresponding fall in the Equilibrium price.
In Turner's Slave Ship, the ____________ suggests the divine power of nature to punish the slave ship traders, but it remains indifferent to the struggle of the drowning slaves.
Answer:
storm
Explanation:
Psychopaths demonstrate normal appraisal of emotional cues and situations in the abstract (i.e., verbal discussion), but they are deficient in using emotional cues to guide their judgments and behavior in the process of living. This phenomenon is referred to as:____________.1. Emotional paradox2. Emotional imbalance3. Habituation4. Narcomania5. Callous unemotionality
Answer:
1. Emotional paradox
Explanation:
The psychopath is a person who lacks regrets, has the best resources to manipulate others and does not experience any degree of empathy for them (the ability to perceive what another feels). Because of not having any emotional temperature, you could ask them: "How are you?" and could answer: "Good" or "bad", but It would not understand the meaning or the difference.
Combatant commanders and subordinate joint force commanders work with U.S. ambassadors (or diplomatic missions), Department of State, and other agencies to best integrate the military actions with the diplomatic, economic, and informational instruments of national power in order to promote _____.
Answer:
unity of effort
Explanation:
Combatant commanders and subordinate joint force commanders work with U.S. ambassadors (or diplomatic missions), Department of State, and other agencies to best integrate the military actions with the diplomatic, economic, and informational instruments of national power in order to promote unity of effort. The aim of each unit working together is to realign their efforts towards achieving a specific goal, each unit of operation possess their own capability. However, working together will ensure unity of efforts towards achieving a specific goal.
______ games are typically set in a fantasy or sci-fi world in which each player chooses to play as a character that specializes in a particular skill set.
Answer: role playing
Explanation: role-playing game is a game in which players assume the roles of characters in a fictional world. Furthermore, in a role playing games, Players assume responsibility for acting out these roles within a narrative, either through literal acting, or through a process of structured decision-making regarding character development. role playing games are typically set in a fantasy or sci-fi world in which each player chooses to play as a character that specializes in a particular skill set.
Tori has been a personal secretary for the Governor for the past three years. During this time, Tori has observed what he considers to be insincerity on the part of the Governor with regards to interest in social causes. Tori has seen money that was to go to schools and children's hospitals questionably disappear. The Governor is more interested in spending the federal government's money for his own agenda than for helping people. Tori reasons, "The public has a right to be treated fairly. He is violating the rights of these children. I need to gather more information and, if I am right, I need to report this behavior." Which philosophy best depicts Tori's reasoning?
Answer:
Virtue Ethics
Explanation:
Virtue ethics is a philosophy that refers to the emphasis on the moral virtues of the human being. This philosophy happens through practices that stimulate honesty and the character of the human being who seeks to do correct, honest and fair things even if it harms him in some way.
An example of this can be seen in the question above where Tory perceives a situation of dishonesty and even if it puts her job at risk and causes political persecution, she believes that people must know what is happening and demand the honesty of their government.
An election in which a candidate wins simply by getting more votes than any other candidate, even if it is less than a majority of the votes, is called a _______ election.
An election in which a candidate wins simply by getting more votes than any other candidate, even if it is less than a majority of the votes, is called a plurality election.
Explanation:
A plurality voting system is a discretionary system in which the conqueror of an election is the applicant that obtained the largest number of votes. Plurality system, the selecting process in which the applicant who enrolls more votes than any another candidate is chosen.
The benefits of the plurality system are that it is clearly recognized by voters, produces a prompt decision, and is also convenient and a few costly to achieve than other methods. Nations with plurality systems regularly have had two principal parties.
Final answer:
A plurality election occurs when the candidate with the most votes wins, regardless of whether they have a majority. Contrastingly, a majority election necessitates over 50% of the votes or leads to a runoff if no candidate achieves this.
Explanation:
An election in which a candidate wins simply by getting more votes than any other candidate, even if it is less than a majority of the votes, is called a plurality election. This system means the candidate with the most votes wins, which is common in most United States elections, especially in choosing members of Congress and presidential electors. In contrast, a majority election requires the winning candidate to receive more than 50 percent of the total votes; if no candidate achieves this, a runoff election between the top candidates is held.
For a normally distributed population, according to the empirical rule Group of answer choices
~95% of the populations lies in the tails, beyond
~2 standard deviations from the mean
~5% of the population lies in the tails, beyond
~2 standard deviations from the mean
~68% of the population is within 1 standard deviation of the mean
~68% of the population lies within 2 standard deviations above the mean
~98% of the population lies within 3 standard deviations of the mean
Answer:
b) 5% of the population lies in the tails, beyond 2 standard deviations from the mean
c) 68% of the population is within 1 standard deviation of the mean
e) 98% of the population lies within 3 standard deviations of the mean
Explanation:
Empirical rule:
It states that almost all the data lies within three standard deviation of mean for a normal data.About 68% of data lies within one standard deviation of meanAround 95% of data lies within two standard deviation of mean.Around 98% of data lies within three standard deviation of man.a) 95% of the populations lies in the tails, beyond 2 standard deviations from the mean
The given statement is false. 95% of data lies within two standard deviations from the mean
b) 5% of the population lies in the tails, beyond 2 standard deviations from the mean
The given statement is correct.
c) 68% of the population is within 1 standard deviation of the mean
The given statement is correct.
d) 68% of the population lies within 2 standard deviations above the mean
The given statement is false.
e) 98% of the population lies within 3 standard deviations of the mean
The given statement is true.
The connection between improvisation in jazz and Indian classical music is found in
a. the genre called fusion
b. the Ramayana movement
c. electronic drones
d. mridangam moras
The connection between improvisation in jazz and Indian classical music is found in the genre called fusion
Explanation:
Fusion is a genre in which there is a blend of Indian classical music with jazz.
This culmination of two great musical traditions comes from the backdrop of both the genres being essentially abut improvisation over a set of rules that may or may not be broken as frequently.
Both Indian classical music and Jazz have a very strong basis in musical theory which is incredibly complex, but the maestros of both the art forms often break away from the theory and improvise on the set musical pieces to interpret them in their own ways.
_________ prohibits an organization from collecting any personal information unless the individual specifically takes action to approve information collection and use.
Answer:
opt-in
Explanation:
Opt-in prohibits an organization from collecting any personal information unless the individual specifically takes action to approve information collection and use. Opt-in is an express permission by a client to allow an organization collect any personal information for it's use. The opt-in is a protective clause for clients personal information, unless the clients opt's-in, the organization does not have the permission to access his/her personal information
Jenelle and Adham are about to have a child, but they cannot afford to pay for childcare. They agree that the person who earns less should stop working and take care of their child full time. What institutional arena is this decision related to:____________
Answer:
The market
Explanation:
An institutional arena is a social place where relations are enforced by accepted rules of interaction. Market the institutional arena where labor for pay, economic exchange, and wealth accumulation take place. So when they are sacrificing their job , the market is taking part in the decision making.
Final answer:
Jenelle and Adham's decision about who should stay home is related to the institutional arena of family economics, illustrating the challenges families face regarding work-life balance and childcare costs. Their situation reflects wider societal and economic pressures, and the role of government policies in work-life decisions for parents.
Explanation:
Jenelle and Adham's decision regarding who should stay home to care for their child touches on the institutional arena of family economics and work-life balance. This decision is related to larger societal issues, such as the high cost of childcare, gender roles, and economic pressures on modern families. The dilemma they face is representative of the difficult choices many families make when weighing the benefits of dual-income against the costs and quality of childcare.
The situation illustrates the impact of societal structures on personal decisions, and underscores the importance of governmental policies like childcare subsidies and preschool programs in assisting parents to maintain participation in the workforce. Moreover, it highlights the economic and social pressures that can lead to a reduction in the labor supply among mothers with young children due to the perceived benefit of maternal over external childcare, traditional family role preferences, and the financial reality that work may not be economically beneficial after considering childcare costs.