S buys a $50,000 whole life policy with a 50,000 accidental death and dismemberment rider. S dies 1 year later of natural causes. How much will the insurer pay the beneficiary?

Final answer:

The excess insurance plan will pay the remaining $5,000 of the loss after the primary insurance plan covers its limit of $10,000, leading to the full $15,000 loss being covered.

Explanation:

The student's question involves calculating how much an excess insurance plan will pay when the insured has suffered a loss greater than the coverage limit of their primary insurance plan. In this scenario, the insured's primary group health plan covers up to $10,000, and the excess plan also covers up to $10,000. However, the total loss is $15,000, and we are disregarding any co-payments or deductibles for this calculation.

The primary insurance plan will cover the first $10,000 of the loss. Since the total loss is $15,000, this leaves a remaining $5,000, which is less than or equal to the coverage limit of the excess plan. Therefore, the excess insurance plan would pay the remaining $5,000 of the loss, fully compensating for the amount not covered by the primary insurance plan.

Answer:

True

Explanation:

Answer:

False.

Explanation:

Spell check can be done on all sheets at once on a multiple-sheet workbook.

The following steps are required:

1. Right click on any sheet at the bottom of the page a menu comes up. Click on - Select All Sheets.

2. In the top menu click on - Review and then Spelling.

3. There is a popup asking if you want to begin spell check at beginning of the page. Click - Yes.

4. In the popup that is displayed, check the spellings and make necessary changes.

5. After all changes are made, there is a popup notifying Spell Checking has been completed.

6. Right click on any sheet at the bottom of the page a menu comes up. Click - Ungroup Sheets.

Answer:

The Society

Explanation:

Under corporate social responsibility theory, the chairman and CEO of the company owe an ethical duty to the society.

From the name 'Social Responsibility' it can be understood that it relates to the company's 'responsibilities to the society'.

The aim of Corporate Social Responsibility is that it should be a practical way to give back to society, some of the value businesses are getting from it. It plants into organisations the consciousness and awareness that businesses should improve the society by making some social and environmental impact on the world.

Answer:

63218

Explanation:

Annuity -3300

FVAD (from table) at 15years, 3% = 19.1569

Future value = 63217.77=63218

On April 14, Year 16, Dave will have approximately [tex]\$61,136.68[/tex] in his IRA account.

The future value of an annuity refers to the total value of a series of equal periodic payments or cash flows made into an account or investment over a specified period, compounded at a certain interest rate. It represents the accumulated value of these payments or cash flows at a future point in time.

The future value of an annuity calculation takes into account the compounding of interest on each payment, thereby allowing individuals or investors to determine the potential growth of their investment over time. This financial concept is commonly used in retirement planning, loan amortization, and other financial analyses where the growth of a series of payments over time is relevant.

1. Calculate Future Value of Annuity:

  - Use the formula for the future value of an annuity:

[tex]\( FV = P \times \frac{(1 + r)^{nt} - 1}{r} \),[/tex]

    where:

  [tex]- \( P = \$3,300 \)[/tex](annual payment)

  [tex]- \( r = 0.03 \)[/tex] (annual interest rate)

   [tex]- \( n = 1 \)[/tex] (compounding once per year)

  [tex]- \( t = 15 \)[/tex] (total number of payments)

2. Plug in Values and Solve:

 [tex]- \( FV = \$3,300 \times \frac{(1 + 0.03)^{1 \times 15} - 1}{0.03} \)\\ - \( FV = \$3,300 \times \frac{(1.03)^{15} - 1}{0.03} \)\\ - \( FV = \$3,300 \times \frac{(1.512\,922\,187\,79 - 1)}{0.03} \)\\ - \( FV = \$3,300 \times \frac{0.512\,922\,187\,79}{0.03} \)\\ - \( FV = \$61,136.68 \)[/tex]

Answer:

We make use of EBIT (Earnings before Interest and Tax)

Explanation:

Each company has different capital structure (i.e mixture of equity and debt) that gives its weighted average cost of debt. This is depended on the risk profile of the company and macro economic policy prevailing in its jurisdiction.

At the same time, the tax liability of each company differ at different point in time which is depended on the nature of its transactions and the tax laws operating at its jurisdiction.

It is assumed that firm may not have absolute control over all these variables. Hence, in order to ensure that  a fair basis is used in comparing similar firms performance, EBIT is always used as a common ground for comparing performance.

Answer:

Foreign firms to make expensive modifications to their products

Explanation:

Tariffs and non-tariff barriers are established by the countries to improve the quality of goods and services and to gain some revenue from the exports. The Hasalot is a small town that has a policy of protectionist which means the foreign firms must make an expensive modification to their products before they can export them to Nevada. Non-tariff barriers include quotas, quality, sanctions etc.

Answer:

True

Explanation:

Opportunity cost refers to the advantage foregone of the second non chosen alternative when the first alternative is chosen wherein a choice had to be made between those 2 alternatives.

Opportunity cost is simply defined as the next best alternative.

In the given case, both Hank and Tony produce corn. But Tony foregoes more bushels of soybean than Hank so as to produce same level of corn as Hank.

This implies, Hank has competitive advantage over Tony in production of corn.  

Answer:

True

Explanation:

The internal capital market include the stock market, bond market, banks and other financial institutions that are directly functioning in country economy.

The statement is true in the sense that all the detail and accurate information regarding the establishment, how capital flows in and out of the company, profit and loss account of the company are contained in the corporate headquarters, this is to enable the headquarters determine how capital should be allocated to their business unit in other to make good decision of how each unit should function positively in the economy.

Answer:

Conflict-resolution skills

Explanation:

Conflict - resolution skills -

It refers to the type of skill , which helps of resolve any type of confusion , feud , argument or fight in a very practical and efficient way , is referred to the  Conflict-resolution skills .

These skills helps in many  aspects of life to live happily and peacefully .

The people with good  Conflict-resolution skills , have features like , kindness , peace , intelligent , logical and practical .

Hence , from the given statement of the question,

The correct term is  Conflict-resolution skills .

Answer:

Price should be lowered by 50%

Explanation:

Demand is the buyers ability & willingness to buy at a price, time.

Price Elasticity of Demand is the responsiveness of demand to price change.

= Percentage Change in Quantity Demanded / Percentage Change in Price

Ped = %∆Q / %∆P

0.1 = 5 / %∆P

%∆P = 5 / 0.1

Percentage change in price = 50%

Interest rate risk

Explanation:

The risk of interest rate is the risk posed by fluctuating interest rates for bond owners. How much interest rate risk a bond has depends on how priced it is sensitive to changing market interest rates. The vulnerability depends upon two factors, the maturity time of the bond and the bond yield.

Example of Interest Rate Risk

When, at a fixed rate, an investor invests an investment in a bond that gives him a discount rate of 5%, and then interest increases to 6%, the bond price will decline.

Answer:

Reflection activities/tasks  

Explanation:

Reflection activities are tasks that makes  entrepreneurs  look back over what or how they have learned as they progress through the entrepreneurial process. Reflection tasks  often assess metacognitive skills, it helps entrepreneurs to arouse their thinking towards taking conscious actions that will improve their decisions.

Answer:

So 1500 is security deposit so after subtracting it from the rent now rent is $ 8000 for 8 months which means $1000 per month. So the months left for current year are 5 means from August to December. so the rent for 5 months is $5000. Brad and kate will report $5000 as rental income in the current tax year.

Answer:

c) 2.67 bushels of corn

Explanation:

We know,

Opportunity cost of 1st product = [tex]\frac{Total production of 2nd product}{total production of 1st product}[/tex]

Given,

She has to give up = 16 bushels of corn.

She can produce if gives up corn = 6 bushels of beans

Therefore,

Opportunity cost of 1 bushels of beans = (16 bushels of corn ÷ 6 bushels of beans)

Opportunity cost of 1 bushels of beans = 2.67 bushels of corn.

So, she has to give up 2.67 bushels of corn to produce 1 bushels of beans.

Answer:

the government, workers, and businesses of Country D

Explanation:

This reading describes a high inflation scenario where the general prices of goods and services is increasing more rapidly than household income. The problem with high inflation is that it reduces overall demand, which in turn lowers the entire GDP since consumption is by far the largest component of the GDP (in every single country, including D).

Once consumption starts to fall, a domino effect takes place and the businesses are negatively affected, and they are forced to lay off workers, and the government is also affected because their revenue decreases and their spending increases.

Answer: the government, workers, and businesses of Country D

Explanation:

Final answer:

The correct statement regarding fair value measurement is that it is a market-based measurement. Fair value reflects prices in actual market transactions for similar assets or liabilities and does take risk into account, contrary to the listed incorrect options.

Explanation:

Fair Value Measurement

Fair value is a market-based measurement, not an entity-specific valuation. When assessing fair value for assets and liabilities, it reflects the price at which an orderly transaction to sell the asset or transfer the liability would take place between market participants at the measurement date. This concept is anchored in the principle that valuations should reflect current market conditions and assumptions that market participants would use when pricing the asset or liability. This means that fair value does consider market risks, such as credit risk or market volatility, to which a market participant would be exposed. However, fair value measurements typically do not consider restrictions on the sale or use of an asset that are specific to the current owner; instead, it assumes that the asset can be exchanged in an active market with no such restrictions.

Therefore, the correct statement in the question's list is: Fair value is a market-based measurement. The incorrect statements are that fair value is an entity-specific measurement and that fair value does not consider risk or restrictions. However, it's important to note that fair value does factor in the risks that market participants would consider, and also it often does not consider restrictions that would not apply in a transaction involving market participants.

Answer: Tax-deferred

Explanation:

 Tax-deferred is the term that is used to refers to the investment that include all the interest and the dividends such as capital and the income taxes.

The tax-deferred includes all the applicable taxes and in this type of concept the net taxes paid are same.

 According to the given question, the no more taxes are due and also the payment or the amount are held off then this action is known as the tax-deferred.

 Therefore, Tax-deferred is the correct answer.    

Answer:

B. $7,000

Explanation:

What is a short margin Account

The proceeds of short sale transaction are usually deposited in the short margin account. The short sale transaction is a transaction that involves the borrowing of shares by an investor to sell on the market with the hope that he/she will be able to then buy them back when the share price decreases in the future.

Therefore, if the market value of the ABC shares falls to $9,000, the equity

= Short Margin Account Credits - The value of the Short Market Value

= $16,000 - $9,000

= $7,000

Answer:

To allow consumers and producers to make their own decision

Answer:

D. To allow consumers and producers to make their

own decisions

Explanation:

A free-market system is the market form determined by free market forces of demand and supply.

No government intervention takes place in this form of market as in a centrally planned economic system. This non- intervention of the government prevents economic distortions in the system, which is good for the market.

In a free market system the forces of demand and supply, decide the price of the goods and thereby the output adjustments. The consumers are free to decide the demand and producers are free to decide the product the supply of goods.

Hence, it can be said that the purpose of a free-market system is to allow consumers and producers to make their own decisions.

Answer:

The correct answer is option a.

Explanation:

Comparative advantage refers to the situation when an individual, firm or nation, can produce a good or service at a relatively lower opportunity cost than its competitors.  

A producer that can produce a good at a lower opportunity cost is said to be specializing in the production of that good.  

If a producer can produce a good at a relatively lower cost than any competitor, it implies that the producer has an absolute advantage in the production of that good.

Final answer:

A producer with a comparative advantage can produce a good or service at a lower opportunity cost compared to competitors. This specialization increases global production and consumption levels by allowing efficient production and trade of goods. Comparative advantage encourages countries to specialize in the production of goods where they are most efficient.

Explanation:

A producer with a comparative advantage has the ability to produce a good or service at a lower opportunity cost than any competitor can. This concept is a fundamental principle in the field of economics, specifically in international trade. When a country or producer can create a product at a lower opportunity cost, it means that they are sacrificing less of other goods or services to produce it, which can be more efficient than producing something in which they do not have a comparative advantage. Option A

Specialization based on comparative advantage allows countries to maximize their production and efficiencies, leading to increased global production and higher levels of consumption for all involved. For example, if Country A can produce cheese at a lower opportunity cost compared to Country B, Country A has a comparative advantage in cheese production and should specialize in that sector. Consequently, Country A and Country B can trade goods in which they hold a comparative advantage, benefiting both parties.

Answer:

equilibrium quantity = 7

equilibrium price = 107

Explanation:

Data provided in the question:

supply function, p = q² + 6q + 16  ........(1)

demand function is p = −7q² + 2q + 436

Now at equilibrium

Demand = Supply

Thus,

q² + 6q + 16 = −7q² + 2q + 436

or

q² + 6q + 16 + 7q² - 2q - 436 = 0

or

8q² + 4q - 420 = 0

or

2q² + q - 105 = 0

on solving for the roots of q

using the Quadratic Formula where

a = 2, b = 1, and c = -105

[tex][ x = \frac{ -b \pm \sqrt{b^2 - 4ac}}{ 2a }][/tex]

a = 2, b = 1, and c = -105

Thus,

[tex][ q = \frac{ -1 \pm \sqrt{1^2 - 4(2)(-105)}}{ 2(2) }][/tex]

[tex][ q = \frac{ -1 \pm \sqrt{1 - -840}}{ 4 }][/tex]

[tex][ q = \frac{ -1 \pm \sqrt{841}}{ 4 }][/tex]

The discriminant ( b² - 4ac > 0)

so, there are two real roots.

Therefore,

[tex]q = [\frac{ -1 \pm 29}{ 4 }][/tex]

[tex][ q = \frac{ 28 }{ 4 } \; \; \; q = -\frac{ 30 }{ 4 }][/tex]

[tex][ q = 7 \; \; \; q = -\frac{ 15}{ 2 }][/tex]

since,

Quantity cannot be negative

Thus,

q = 7

therefore, substituting q in (1)

p = 7² + 6(7) + 16

or

p = 49 + 42 + 16

or

p = 107

Set the supply function equal to the demand function to find the equilibrium quantity. Substitute this quantity into either function to find the equilibrium price. These methods result from the fact equilibrium occurs when supply equals demand.

The subject of the question is mathematics, specifically economics and algebra. In order to find the equilibrium quantity and equilibrium price, we need to set the supply function equal to the demand function since equilibrium occurs when supply equals demand. So we have:

q2 + 6q + 16 = −7q2 + 2q + 436

By simplifying and solving this quadratic equation for q, we will get the equilibrium quantity. The equilibrium price can then be found by substituting this quantity value into either the supply or demand function.

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Your question is incomplete and as such would leave me no choice than to answer you as best as i can since i can't find the statement from any source.

Answer:

Telling the client's family member what causes DIC.

Explanation:

"DIC occurs as a result of abnormal activation of the clotting pathway which causes excess amounts of tiny blood clots to form inside organs.'

With a statement like this, i belive the client's family member will understand what is happening to his/her family member.

I hope this helps.

Disseminated intravascular coagulation (DIC) occurs due to the excessive activation of the blood coagulation pathway leading to microthrombi formation and blockage in capillaries, coupled with depletion of clotting factors resulting in widespread hemorrhaging.

The cause of disseminated intravascular coagulation (DIC) originates from the excessive activation of the blood coagulation pathway, leading to the formation of microthrombi throughout the blood vessels in the body. These microthrombi obstruct the capillaries, causing blockage of blood flow, and contribute to hypoperfusion. Another critical aspect of DIC is the depletion of clotting factors, which results from the body's overuse of them to form these clots, leading to widespread hemorrhaging due to the inability to form new clots where needed, compounding the issue with neutrophil-induced capillary damage. The compounded effect of microthrombi blocking capillaries and the depletion of clotting factors initiates a cycle of escalating problems, including hypoperfusion, which exacerbates organ dysfunction.

Answer:

Low-cost leadership

Explanation:

Low-cost leadership strategy refers to a sales strategy solely based on offering the lowest possible prices. Internet companies that use this strategy try to create demand for their products by offering lower prices than the competition. Internet sales provides a huge cost advantage over traditional brick and mortar stores, and the possibility of much higher sales volumes.

E.g. Walmart's total sales during 2018 were $514 billion, while employing 2.2 million people. Amazon's total retail sales during 2018 were $233 billion, while it employed 647,500 people. The sales per person relationship favors Amazon ($360,123 per employer vs $233,637 per employer). Walmart has 11,695 stores around the world, while Amazon has fewer than 1,000 stores, warehouses and offices (most of then are Whole Foods Market stores).

Answer:

1. Commercial banks

2. Life insurance companies

3.  Mutual funds

Explanation:

commercial banks

The commercial bank is a financial institution that accepts deposits and offer other services such as giving loans and other basic financial services to both individuals and organisations.  

Life insurance companies

The life insurance companies are financial institutions that provide lump sums otherwise known as death benefits to beneficiaries  of their policy holders upon their demise, provided that premium is paid on regular basis.

Mutual fund

A Mutual Fund is an investment vehicle made up of a pool of funds collected from numerous investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. Mutual Funds are operated by professional fund managers, who invest the fund's capital and attempt to produce capital gains and income for the investors.  

One of the main advantages of Mutual Funds is they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities. Each shareholder, therefore, participates proportionally in the gain or loss of the fund.​

Three financial institutions are identified based on the provided descriptions. These include Credit Unions, Life Insurance Companies, and Hedge Funds. Each of these plays unique roles in the financial ecosystem.

The financial institutions based on the given descriptions can be identified as follows:

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Answer:

72 hours, 12months

Explanation:

When a user gets locked out of his/her account, it is usually investigated within 72 hours of the complaint being laid. that is 3days.

When the reason is found and and told to the user, the reason is documented and kept for 12 months within which time if there is any need for reference, the document can be easily retrieved and gone through.

Cheers.

Answer:

Option "B" is the correct answer to the following statement.

Enlightened Self-interest School.

Explanation:

Enlightened self-interest is an ethical principle which states that individuals who act to promote the interests of everyone else, or the interests of the group or groups to something that they belong, inherently act in their interests.

Answer:

Increase by $5000

Explanation:

The United States Central Bank or the Federal Reserve (Fed) is responsible for controlling money supply in the United States as well as the activities of the commercial banks. This control can be carried out through a particular activity known as the Open Market Operations (OPO). This activity could be in form of buying or selling securities in the market.

According to the question, the 20% required reserve ratio means the banks are to maintain 20% of their total deposits. This means that a market purchase by the Fed of $1000 will increase the money supply by 5 times the amount bought by the Fed (20% is 1/5 of 100%).

The increase is calculated as $1,000 x 5 = $5,000

Answer:

$66 million

Explanation:

Jamison should report a before-tax loss on discontinued operations = estimated operating loss from January 1 to April 30 - excess of fair value = $80 million - $14 million = $66 million

The current operating loss of $84 million must also be reported but as loss on current operations.

Answer:

The statement is TRUE

Answer:

Differentiated marketing

Explanation:

Note that, from the question it was said that Mars inc offers both cheap, medium and expensive products; which implies they have different marketing segment for middle income, low and high income earners.

As a car manufacturer, Therefore Mars inc would have competitive advantage since it has employed differentiated marketing strategy.

The scenario illustrates the business strategy of market segmentation, where a company develops a variety of products to appeal to different customer segments, to ensure they cater to various needs and preferences.

The scenario in this question illustrates the business strategy known as market segmentation. This is a method used by companies to target a range of consumers by dividing them into groups. Mars Inc., by offering a variety of car models ranging from cheap coupes to expensive sports cars, is engaging in market segmentation to cater to different customer preferences and affordability levels. In today's highly competitive automotive industry, such segmentation is crucial for businesses to meet diverse customer needs and maintain a competitive edge.

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