Answer:
basic checking account = Both does not earn interest and has a low minimum balance requirement;
interest-bearing checking account = Both earns interest and allows unlimited ATM use;
savings account = Both restricts access to funds through withdrawals;
money market deposit account = pays higher interest than a savings account;
Explanation:
i hope this helps
Answer:
basic checking account: does not earn interest and has a low minimum balance requirement
interest-bearing checking account: earns interest and allows unlimited ATM use
savings account: restricts access to funds through withdrawals
money market deposit account: pays higher interest than a savings account
Explanation:
-A basic checking account is an account with a bank that allows you to deposit and withdraw money but they don't offer interests and a minimum balance has to be maintained.
-An interest bearing checking account is an account with a bank that pays interests and offers an easy access to the money allowing to write checks, use a card to make unimited withdrawals and transfer money.
-A savings account is a bank account that allows you to deposit money and earn interests but it has a monthly limit on withdrawals.
-A money market deposit account is an account that pays interests according to the interest rates in the money markets and they tend to be higher than the ones paid in savings accounts.
Individuals pay what level of role in the economy? Minimalist
Important
Random
They have no role
Important is the correct answer!
hope this helps!
((:
Which of the following was not a feature of the first IBM personal computer introduced in 1981?
All software was on floppy disks, which had to be loaded onto the machine.
Moving files required you to load the files on a floppy and carry them to another computer.
The connection to the World Wide Web required a 48-pin connector.
The majority of monitors were green phosphorous.
Answer:
The connection to the World Wide Web required a 48-pin connector.
Explanation:
The World Wide Web appeared only about 13 years later, there was no Internet back then. Networking wasn't even a concept for individual computers at their beginnings. Just having a personal computer was already something BIG!
Communications appear in late 1980's with the Bulletin Board Systems (BBSs), which were more or less like today's Web sites, maintained by individuals from their home using dial-up modems.
A bank employee sold customers’ personal identification information to a third party. What law did the employee break? A. Fair Credit Reporting Act B. Right to Financial Privacy Act C. Federal Deposit Insurance Act D. Fair and Accurate Credit Transactions Act E. Gramm Leach Bliley Act
Answer:
The correct answer is NOT B. Right to Financial Privacy Act
The Correct answer is D. Fair and Accurate Credit Transactions Act
Explanation: PLATO
The bank employee who sold customers' personal identification information to a third party likely violated the Gramm-Leach-Bliley Act (GLBA). Hence option E is correct .
What was Gramm Leach Bliley Act ?Also known as the Financial Services Modernization Act of 1999. The GLBA requires financial institutions to ensure the security and confidentiality of their customers' non-public personal information (NPI).
The employee's actions likely resulted in unauthorized disclosure of NPI, which is a violation of the GLBA. The act prohibits the disclosure of NPI to third parties without the customer's consent, except in specific circumstances outlined in the act.
The GLBA also requires financial institutions to implement appropriate safeguards to protect NPI and to provide notice to their customers about their privacy policies and practices.
The other options listed in the question (Fair Credit Reporting Act, Right to Financial Privacy Act, Federal Deposit Insurance Act, and Fair and Accurate Credit Transactions Act) all relate to financial privacy and protection of personal information but are not as directly relevant to the situation described.
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How does arable land play an important role in a nation’s development?
a) The amount of arable land affects the agricultural output of a nation.
b) The amount of arable land affects the industrial economy of a nation
c) The amount of arable land affects the amount of human capital available to a nation
d) The amount of arable land affects the amount of debt a nation carries
Answer:
The correct answer would be option A, The amount of arable land affects the agricultural output of a nation.
Explanation:
Arable land is a land which is capable of producing crops. A land where soil can be ploughed and crops can be grown, is know as the Arable Land. When crops are grown in a country, they help the country to increase their agricultural output. So arable land affects the agricultural output of the country or nation. For example, if a land is arable, farmers grow crops like potatoes, carrots, tomatoes, cucumbers, etc, and help the country in boosting the agricultural area. This would contribute towards the increase in the gross domestic product of the country.
Answer:
The amount of arable land affects the agricultural output of a nation
Explanation:
13 PTS please help
How does social media impact ticket sales for theater and film productions?
A.
People decide whether to buy tickets based on how long the trailer for the movie is on social media.
B.
People decide whether to buy tickets based on how well the movie is publicized on social media.
C.
People decide whether to buy tickets based on comments about the production on social media.
D.
People decide whether to buy tickets based on how many shares the production’s promotions have received on social media.
I believe it's B that's correct...
Social media is a collective term for websites and applications that focus on communication, community-based input, interaction, content-sharing and collaboration. People use social media to stay in touch and interact with friends, family and various communities.
A. People decide whether to buy tickets based on how long the trailer for the movie is on social media.
Why is social media important?In today's society, the use of social media has become a necessary daily activity. Social media is typically used for social interaction and access to news and information, and decision making. It is a valuable communication tool with others locally and worldwide, as well as to share, create, and spread information.
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What is personal finance? Personal finance is essentially about finance at a_____ level. It helps improve your short term and long-term________ .
first choices is micro,macro and basic
2nd blanks choices are financial health , prosperity , remuneration.
Answer:
The answer would be Basic, Prosperity.
Explanation:
Personal finance is essentially about finances at a basic level. It helps improve your short term and long term Prosperity.
Personal finances are the finances or money of a person solely belong to himself. A person's own finances are usually limited. He can meet the basic necessities for himself and his family. These finances can be used to bring prosperity to a person and his family. Personal finances are always help in the time of emergency. People manage their personal finances for the future of their children, to manage their education, and to live a life of their personal choice and ease.
Answer:
Personal finance is essentially about finance at a basic level. It helps improve your short term and long-term prosperity .
Explanation:
#Platofam
When is it appropriate to use an absolute reference?
Answer:
C.
Explanation:
i just had this question on a paper test and i got it right i hope this helps
Answer:
Answer is A
Explanation:
Absolute references
There may be times when you do not want a cell reference to change when filling cells. Unlike relative references, absolute references do not change when copied or filled. You can use an absolute reference to keep a row and/or column constant.
Which of the following is not true of a budget
A:a budget can include donations to charities
B:once you finish making your budget you should not change it
C: budgets include both expenses and income
D: budgets help you plan how to spend money you earn or receive
I believe the answer is B
B would be the correct answer
Scenario
A hypothetical firm called Seago Bricks is specialising in production Bricks at unit of R3 and selling at a price of R6.The cost of labour increase from R150 to R200 per labourer visit a Seago Bricks or production firm of your choice to conduct research on the following. Explain the four basic costs curves that Seago Bricks will experience.(10)?
Yes I believe your scenario is correct
The basic costs curves that Seago Bricks will experience include:
Marginal cost. Average fixed cost.Average variable cost. Average total cost.What is a fixed cost?Fixed costs simply means the indirect costs that aren't dependent on the level of production.
Also, the total cost simply means the addition of the variable cost and the fixed cost.
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True or False: You need a W-2 form only for filing your federal taxes, not your state taxes.
Answer: False
Explanation:
The w-2 has information on it like how much you have paid in to the state for taxes, you will also need the employer identification number to file the state.
Answer:
False
Explanation:
Not state related for personal.
Which of the following is a recurring home fee?
A.processing
B.appraisal
C.points
D.homeowners insurance
Answer:
D.homeowners insurance
Explanation:
Answer:
D. Homeowners insurance
Explanation:
This is a recurring fee, the others aren't
Differentiate between retrenchment and redundancy..
Answer:
The employer makes a position redundant when its duties are no longer required to be done by anyone. Once the position is redundant, the person doing its duties may either be redeployed (given another job) or retrenched (lose their job and not be offered another).
Final answer:
Retrenchment is a broader strategy to cut costs, potentially through layoffs, while redundancy is the elimination of positions that are no longer needed. During economic downturns, companies may use retrenchment or redundancy to adjust their workforce in line with reduced demand or to reduce operational costs.
Explanation:
The concepts of retrenchment and redundancy are often used when companies need to make changes to their workforce due to economic pressures or business restructuring. Retrenchment is a broader term that refers to the reduction of costs or spending in response to economic difficulty, which can include layoffs as a strategy to improve financial stability. In contrast, redundancy refers specifically to the elimination of positions because they are no longer necessary due to changes in the company's operations, such as automation, mergers, or shifts in market demand. Both are mechanisms used by firms to address financial challenges, with retrenchment being more about a general cutback and redundancy about specific job roles no longer being needed.
During times of restructuring, which can include mergers or shifts to lower-cost operating regions, firms may resort to retrenchment to save money, which can involve reducing headcount. Similarly, during a recession when demand decreases, firms may shy away from immediate layoffs in anticipation of a potential demand rebound, avoiding the costs of rehiring and training. However, they might eventually decide on layoffs or firings when they're confident that the reduction in demand is not temporary. The adverse selection of wage cuts argument also supports this by highlighting that wage reductions might lead to a loss of the best workers, prompting firms to choose layoffs of particular workers over general wage cuts.
Joshua interview people and handles employee conflicts. He works in:
A) Human Resources
B) Business Management
C) Financial Planning
D) Accounting
Hello!
If Joshua deal starts With employee conflicts and interview should people he would work in Human Resources.
“A” is your answer.
A because people who work in Human Resources helps people with problems
Laura and Mia have created a business plan in hopes of using it to raise funds so they can launch their business. They keep approaching banks and investors, but they can't even get an appointment to speak with anyone. Which of the following could be a potential problem? Question 11 options: Their executive summary is one page long. Their cash-flow statement shows seasonal fluctuations. They haven't clearly stated the benefits of their product. They have identified competitors.
Answer:
The correct answer would be C, They haven't clearly stated the benefits of their products.
Explanation:
When a new person wants to start a business, there can come a lot of difficulties in his way. Making space for himself in the market, grabbing investors' attention, presence of settled competitors, etc, can be some major barriers for him. But if your business plan is extraordinary and you have something which has not been launched by other companies and you have some innovative products to launch, then you can easily grab the attention of investors and banks who will happily be ready to give loans or invest in your business.
In this given scenario, Laura and Mia are new in market, and they are unable to get a reply of even appointment from the banks or investors. The only reason could be that banks or investors did not fully understand the benefits of product that they are going to launch. So if they want to get a quick reply, they need to make a fantastic proposal, stating the benefits of their new business, in order to get the investors' attention and interest.
Laura and Mia's potential problem could be that they haven't clearly stated the benefits of their product. Thus, the third option is correct.
It's crucial for a business plan to effectively communicate the value and benefits of the product to potential investors. This helps investors understand why the product is unique and worth investing in.
Reasons Why Stating Benefits Clearly is Important:
Attractiveness: Clearly stated benefits can make the product more attractive to investors.Value Proposition: Investors need to see a clear value proposition to understand why people would buy the product.Competitive Advantage: Highlighting benefits can show how the product stands out against competitors.Market Need: Communicating benefits helps illustrate how the product meets a market need.Other details such as the length of the executive summary, seasonal fluctuations in the cash-flow statement, or identifying competitors are less likely to pose a significant problem at this stage compared to the clear statement of product benefits.
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When signing a lease for a retail space, it's important to make sure the lease has a _______ clause, which releases the tenant from the lease if sales don't reach an agreed-upon amount.
A.tenancy
B.bail-out
C.co-tenancy
D.bankruptcy
Answer:
B, Bail-out clause.
What is the copywriters role in marketing campaign?
Answer:
As with advertising and business communications work, copywriters can find job opportunities in the online industry, where they can interact with their audience. Through the use of blogs and social media, copywriters are required to communicate with their audience both quickly and accurately.
Explanation:
A copywriter in a marketing campaign creates engaging, persuasive content that aligns with the campaign's overall messages and goals. They utilize targeting and rhetorical strategies, and ensure that the final message is clear and leaves an impression. Their role significantly influences a campaign's success.
Explanation:A copywriter's role in a marketing campaign is crucial, as they are responsible for creating persuasive, engaging content that can influence an audience's perception and actions. Copywriters work close with the media coordinator and advertising director to ensure the content aligns with the overarching campaign messages and goals. They utilize strategies such as targeting, using brief "sound bites", and creating slogans to appeal to their target audience, ensuring their message is not only understandable but also leaves a lasting impression.
Moreover, they are instrumental in the closing stages of a campaign, ensuring a strong finishing message that allows the reader or viewer to fully comprehend who the campaign is from or representing. They will also proofread all content for accuracy, grammar, spelling, and optimal impact.
Given the essential nature of their role, copywriters need to have excellent rhetorical skills. The ability to write persuasively can make a significant difference in a campaign's success, influencing aspects such as a businesses profitability or the effectiveness of a political message.
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Colin wants to set up an aquarium.. He already has a tank, but needs to purchase fish, filters, and plants. If the cost of the fish is $84.79, the filters usually cost $60.45 but Colin finds them on sale for $44.75, and the cost of the plants is $18.66, determine how much of Colin’s $488.85 savings will be used to set up his aquarium. a. $289.81 b. $163.90 c. $340.65 d. $148.20
Answer:
The correct answer would be Option D, $148.20
Explanation:
Colin has a saving of 488.85 dollars.
He already has an aquarium. He needs to buy fish, filters and plants for his beautiful aquarium. Cost of fish, filters and plants are as follows:
Cost of Fish: $84.79
Cost of Filters: $44.75 ( previously the price was $60.45 but Colin purchased it on sale and saved 60.45 - 44.75 = 15.7 dollars)
Cost of Plants: $18.66
Total Cost = Cost of fish + Cost of Filters + Cost of Plants
Total Cost = 84.79+44.75+18.66
Total Cost = 148.2 Dollars
So a total of 148.2 dollars out of 488.85 dollars saving of Colin will be used to set up his aquarium.
If Colin wants to set up an aquarium.. He already has a tank, but needs to purchase fish, filters, and plants. The amount of Colin's savings that will be used to set up his aquarium is: C. $340.65.
What is the savings?We need to calculate the total cost of the fish, filters, and plants and then subtract that total cost from Colin's savings.
Total cost = Cost of fish + Cost of filters + Cost of plants
Total cost = $84.79 + $44.75 + $18.66
Total cost = $148.20
Amount used from savings = Savings - Total cost
Amount used from savings = $488.85 - $148.20
Amount used from savings = $340.65
Therefore the correct option is C.
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An account with a financial institution used to pay taxes and insurance is called _____
An ARM
A balloon loan
An escrow account
PMI
An account with a financial institution used to pay taxes and insurance is called An escrow account.
Answer is An escrow account
Answer:an Escrow Account
With a mortgage escrow account, you must pay a lender periodically to cover The Taxes and Insurance expense. Then that lender will pay pays those expenses on your behalf when the bills came due
Explanation:
What is a "means-tested" program?
A. One with no federal entitlements
B. One that depends in age related criteria for benefits
C. one for which those with higher incomes receive lower benefits at all
D. One for which the recipient must have contrite it in order to qualify for benefits
Hi there, hope you’re having a good day!
A means test is a method for determining whether someone qualifies for financial assistance to obtain a service or good.
I think the answer is “D”, (you can search it up to be more accurate)
Thanks! Have a good day!❤️❤️
A 'means-tested' program is one where eligibility for benefits is determined by the recipient's income and financial resources. Individuals must demonstrate that their income falls below a certain threshold in order to qualify for benefits.
Explanation:A "means-tested" program is one where eligibility for benefits is determined by the recipient's income and financial resources. In order to qualify for benefits, individuals must demonstrate that their income falls below a certain threshold. This ensures that assistance is targeted towards those who have the greatest need.
For example, programs like Medicaid and the Supplemental Nutrition Assistance Program (SNAP) are means-tested. They require applicants to provide documentation of their income, assets, and expenses to determine their eligibility for benefits. Individuals with lower incomes or limited financial resources are more likely to qualify for assistance.
Means-tested programs help to address socioeconomic inequalities by providing support to individuals and families who are struggling financially. By targeting assistance based on financial need, these programs aim to reduce poverty and provide a safety net for vulnerable populations.
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What is a characteristic of material in the public domain? A. It is more easily recognized in any legal proceeding. B. It gives exclusive copyright protection rights to the user. C. It has a lesser number of copyright restrictions. D. It is free from copyright restrictions. E. It is eligible for intellectual property rights other than copyright.
Final answer:
Material in the public domain is free from copyright restrictions, allowing anyone to use, modify, and share it without seeking permission from the original creator.
Explanation:
A characteristic of material in the public domain is that it is free from copyright restrictions. When a work is in the public domain, it means that anyone can use, modify, and share it without seeking permission from the original creator. This is because the copyright on the work has expired or the creator has intentionally placed it in the public domain. Therefore, option D is the correct answer.
would it be more profitable to own 200 shares of pennys pickles or 1 share from exxon?
Answer :
Exxon
Explanation :
It Would Most Definitely want Exxon. with 200 shares of Penny's Pickles You Only have 2%. Exxon You'd Have Around 3.5 %
Answer:
One share from Exxon is the correct answer.
Explanation:
A share is defined as one of the equal parts into which the capital stock of a corporation is divided, according to WordReference Random House Learner's Dictionary of American English. So, in this case, it is more profitable to own one share of Exxon due to its price.
5-5×5+5luma luma Luma
Answer:
the answer is 5
Explanation:
achievements :) good
Which of the following behaviors is an example of deviance rather than crime?
a) yelling at a stranger on the bus
b) littering in a public place
c) driving over the speed limit]
d) buying lottery tickets for an underage friend
I think its either a) or d) Tell me if I’m wrong
Answer:
A) Yelling at a stranger on the bus.
Explanation:
Unless violate. Yelling at a stranger on a bus is not illegal.
What is a toxic leader?
A selfish leader that lets his/her desires above the good of their people.
Answer:
a person who has responsibility over a group of people or an organization
and if anyone disobys him/her they are forced out of the organaztion
Which of the following applies to discouraged workers?
a)They are workers who move to another country to look for work.
b)They are included in the unemployment rate.
c)They are workers who were injured on the job and can no longer work.
d)They are not included in the unemployment rate.
Final answer:
Discouraged workers are those who have stopped looking for work and are therefore not included in the unemployment rate. The unemployment rate decreases when unemployed workers become discouraged workers, as they are no longer counted in the labor force statistics. The labor force participation rate also declines if employed individuals are reclassified as discouraged workers.
Explanation:
The correct answer to the question regarding which of the following applies to discouraged workers is d) They are not included in the unemployment rate. Discouraged workers are those individuals who have given up looking for work because they believe no jobs are available for them or there are no jobs for which they would qualify. Hence, because they are no longer actively seeking employment, they are not counted as part of the labor force and are thus excluded from the unemployment rate calculation.
When unemployed workers are reclassified as discouraged workers, the unemployment rate generally decreases. This is because the unemployment rate measures the number of people actively seeking work as a percentage of the labor force, and discouraged workers are not actively searching for jobs. However, this reclassification does not indicate a true improvement in the labor market but rather a reduction in the labor force participation, as these individuals are no longer considered part of the labor force.
Regarding the labor force participation rate, when employed individuals are reclassified as unemployed, the rate remains the same as they are still participating in the labor force. However, when they are reclassified as discouraged workers, the labor force participation rate declines because these individuals are no longer counted as part of the labor force.
what age group in us has the largest percentage of its members living in poverty
A.youn adult
B. the middle age
C. children
Answer:the highest rate of poverty in the US by age is under the age of 18, so the best answer would be C. children
Explanation:
Answer:Children because they have a high percentage of poverty that is caused by lack of care and love
Explanation:
Which one of the following is considered a disadvantage of a corporation?
A. It becomes difficult to transfer ownership interests in a corporation.
B. Shareholders hold more liability for things that happen with the business.
C. Planning for the company's future is more difficult when it becomes a corporation.
D.A corporation is more complex and expensive to run.
The answer is A. It becomes difficult to transfer ownership interests in a corporation.
Answer:
A) It becomes difficult to transfer ownership interests in a corporation.
Explanation:
It is hard to transfer ownership, compared to in other forms like LLC and Partnership.
Which practice helps a company retain customers?
A.
attending to the customers in casual attire
B.
making the customers wait to get details about a product
C.
passing customers to different sales representatives to respond to their queries
D.
treating customers with respect
I think B is the answer.
Making the customers wait to get details about a product.
Then the answer is treating customers with respect.
Answer:D
Treating customers with respect is the practice helps a company retain customers. Thus, option (d) is correct.
What is company?The term "company" refers to legal entities that are lawfully registered under the Company Act. The company's major goal is to increase profits while maintaining goodwill. With the assistance of management, the organization was flawlessly run. Employees are compensated by the company.
The main practice helps a company retain customers are:
Positive treated increased the customer satisfaction Customer engagement strategyConsumer complaint are the improvement of the business as well as customer experience.Proper interact to the consumer.As a result, the significance of the company are the aforementioned. Therefore, option (d) is correct.
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In the adjourning phase of small group development, the members of the group have met their goals and completed their tasks and, thus, no longer need to continue as a group. Rather than totally disband, however, the group may enter a phase of _____.
The adjourning stage is when a small group dissolves after achieving its goals, possibly engaging in reflection or celebration to close out the group cycle. It's important for members to reflect on their experiences and acknowledge the group's collective work and individual contributions. Relationships may continue, but can change without the shared group activities.
Explanation:In the adjourning stage of small group development, the members have accomplished their shared goals and their collective work is complete. Rather than completely disbanding, the group may choose to engage in activities such as reflection, celebration of their accomplishments, and addressing any unresolved issues. During this phase, group members may deal with various emotions ranging from satisfaction with the group's achievements to sadness about the group's dissolution. Some groups may establish rituals like a party or a ceremony to honor the time spent and the work done.
Recognizing that the adjourning phase represents the end of a group's lifecycle, it is essential that members take the opportunity to reflect on the experience. This reflection facilitates learning valuable lessons that may impact future group interactions or individual professional development. Meanwhile, leaders and group members should handle the process of disbanding respectfully and with compassion, acknowledging the contributions of each member and the collective success.
Although the group has adjourned, the interpersonal relationships formed during the group's existence may continue, albeit they might change over time without the shared context that initially brought the group together. For some, this transition can lead to further individual growth, applying skills gained from the group experience to new contexts.
on january 1st jennifer puts 1000 in a savings account that earns 4% interest. the inflation rate for the year is 2% on december 31st will jennifer's purchasing power have increased or decrease?
Jennifer's Purchasing power has increased in this rate. Jennifer will experience increase in her purchasing power.
What is purchasing power?The quantity of products and services that one unit of money can purchase is known as its purchasing power. The purchasing power of a single US dollar has changed.
A currency's purchasing power is reduced by inflation as prices for goods and services rise. The consumer price Index is used by the US Bureau of Labor Statistics to monitor changes in the cost of items and the rate of inflation(CPI). Government rules may emerge in situations of hyperinflation, when purchasing power plummets, to stop the decline and safeguard the economy. These rules in the US might cover fiscal principles.
Therefore, we can conclude that Jennifer's purchasing power will increase.
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