Hello there!
Answer:
Your answer would be a Loan Officer
Explanation:
The reason why a "Loan Officer" would be the correct answer is because Loan officers are the ones that deal and give out loans. Whenever you go out to get loans, you would find consultants that are loan officers, they are the ones that are very "knowledgeable" / "expert" at loans, and they would help you out for loans.
Why the other answers are incorrect:
An accountant DOES NOT deal with loans, due to the fact that an accountants job is to keep track of " numbers" / "sales" / "etc" in a business, and doesn't have the right to give someone a loan. It's not in their "expertise"
A bank manager DOES NOT deal with loans. A bank manager's job is to pretty much manage a bank and make sure that everything is going well in thee bank. Even though loans have to do with money, you don't go to a bank manager for a loan, you go to the loan officer.
A financial planner DOES NOT deal with loans either. What they do is make a financial plan for a business, what this means is that they find the financial status of a business from a period of time, or plan out how the business is going to use its money.
What is the definition of collective bargaining?
A) ongoing salary negotiations between an employee and a factory owner
B) an agreement among a group of factory owners to raise worker wages
C) a written set of guidelines about legal and illegal workplace conditions
D) labor union and employer negotiations about wages and other issues
Collective bargaining involves ongoing salary negotiations between an employee and a factory owner.
What is collective bargaining?Collective bargaining involves employees working together in an organization coming together to agree about some important matters. This could be as salary increment or negotiation between employers and themselves. It includes pay, benefits, hours, leave, job health and safety policies, ways to balance work and family, and more. For example, a company bids for a large construction project with a prospective customer, and the two parties agree in a contract for a certain type of reimbursement to the company.
Therefore, (A) is the correct answer.
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Collective bargaining is the negotiation process between an employee and a factory owner. So, option A is correct.
The definition of collective bargaining is the process of negotiation between employer's representatives and representatives of the firm's employees' duly authorized unions on behalf of all the workers under that union's jurisdiction. The goal of these negotiations is to reach an agreement with respect to wages, hours of work, and other conditions of employment. This system of negotiation allows labor unions to change the balance of power between employers and workers, by having employers deal with workers collectively, rather than as individuals. Through collective bargaining, a labor union, which operates like a monopoly in the labor market, negotiates with employers over wages and working conditions. This process involves a give and take, as both sides present proposals and work towards a compromise. If an agreement cannot be reached, union members may go on strike, refusing to work until their grievances are addressed.
Read the sentence.
A person visits the grocery store to buy the materials to make and sell fudge door-to-door.
What factors of production are being used?
1) only land and capital
2) only labor and capital
3) only land and labor
4) all of the factors: land, labor, and capital
Answer:I think its 4
Explanation:
1) only land and capital!
What is consumer vigilance? Select the best answer from the choices provided. A. being aware of risks to consumers B. being fearful about consumer situations C. learning to catch identity thieves D. learning to how to commit fraud
Answer:
the right to be informed. the right to be safe. the right to choose. the right to be heard. avenues for redress ofconsumer grievances (e.g., state and federal agencies, consumer protection laws, private groups such as Common Cause, Better Business Bureau).
Explanation:
A. being aware of the risks to consumer
Final answer:
Consumer vigilance is being aware of risks to consumers, including potential fraud and identity theft, and taking an active role in using products safely and making informed financial decisions.
Explanation:
Consumer vigilance refers to being aware and attentive to issues that can affect consumers, including risks and potential fraud. It's about taking responsibility to use products safely, seek information, make informed decisions, and speak up about preferences and concerns. This vigilant attitude helps protect against identity theft and enables individuals to act responsibly when dealing with personal finances, such as investing, borrowing, banking, and managing credit.
Consumer Responsibility and Awareness
Consumer vigilance encompasses multiple aspects, such as creating a personal retirement plan, beginning a savings program, maintaining a checking account, understanding loans and borrowing obligations, and developing strategies to improve one's credit score. These actions all require personal financial literacy and reflect a vigilant attitude towards managing one's economic life.
Avoiding Fraud and Identity Theft
Part of consumer vigilance involves learning how to recognize and protect oneself against identity theft, which can involve unauthorized use of personal information for fraudulent activities. It is crucial to share only the minimum necessary personal information, understand the reasons for its collection, and monitor credit history for signs of identity compromise.
ABC Mechanics charges an estimate fee of $100 plus $40 per hour, x, in labor. XYZ Mechanics charges an estimate fee of $65 plus $50 per hour, x, in labor. How many hours of labor will make ABC the better choice?
=6 hours?
>2 hours?
<5 hours?
>3.5 hours?
To determine how many hours of labor will make ABC Mechanics the better choice, we need to set up an equation to compare the total cost of both mechanics. Let's use "h" to represent the number of hours of labor:
Total cost for ABC Mechanics = $100 + $40h
Total cost for XYZ Mechanics = $65 + $50h
We want to find the value of "h" that makes ABC Mechanics cheaper than XYZ Mechanics, so we need to set up an inequality and solve for "h":
$100 + $40h < $65 + $50h
Simplifying this inequality, we get:
$35 < $10h
Dividing both sides by 10, we get:
3.5 < h
So, ABC Mechanics is the better choice when the number of hours of labor is greater than 3.5.
Therefore, for the given options:
-6 hours: ABC will charge $340, while XYZ will charge $365. ABC is cheaper.
-2 hours: ABC will charge $180, while XYZ will charge $165. XYZ is cheaper.
-5 hours: ABC will charge $300, while XYZ will charge $315. ABC is cheaper.
-3.5 hours: ABC will charge $260, while XYZ will charge $260. Both mechanics will charge the same amount.
Therefore, ABC is the better choice for labor hours greater than 3.5 hours.ABC Mechanics becomes the better choice when more than 3.5 hours of labor are needed, due to its lower hourly rate.
Explanation:The problem describes two different mechanic shops, ABC and XYZ, which have different pricing structures, and wants to know at what point, in terms of hours of labor, ABC becomes a more economical choice. We set the cost of ABC equal to the cost of XYZ and solve for x, the hours of labor. For ABC, the cost is $100 + $40x and for XYZ, the cost is $65 + $50x. We set these two equations equal to each other and solve for x:
$100 + $40x = $65 + $50x
This simplifies to $10x = $35, so x = 3.5. Anything above 3.5 hours will make ABC the better choice.
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What is the total value of the goods and services produced in the nation in a year called?
A. Gross Domestic Value
B. Gross Daily Productivity
C. Gross Domestic Product
Answer: The answer would be C. Please give me a thanks :) bye!
Explanation:
Answer:
The correct answer would be C, Gross Domestic Product.
Explanation:
GDP stands for Gross Domestic Product. Gross Domestic Product is the total value of the goods and services produced in the nation in a year. It is the value of all finished goods and services produced within the country in a period time of one year. Other products that are imported from other countries will not be included in gross domestic product. GDP may include Clothing, Footwear, Food, Housing, Buildings, Machinery etc.
A report has a column of totals, with each total adding to the cell above it. What kind of calculated figure is this?
A) a percentage
B) a sum
C) a grand total
D) a running sum
Answer:
The correct answer would be option D, Running Sum.
Explanation:
A report has a column of totals, with each total adding to the cell above it. Such type of calculated figure is called the Running Sum.
Running sum is also called the Partial Sum. In such type of summation, the values in the sequence is added to get a final result and then if a new number comes, it is again added to the grand sum, and in this way the sequence continues. Every new entry is added to the previous sum to get another sum.
The Two revenue sources for the government are ___ and ___.
The statement "The two primary revenue sources for the government are taxes and non-tax revenue.
Governments require funds to operate and provide public services, and these funds are primarily sourced from taxes and non-tax revenue.
1. Taxes: These are compulsory financial charges imposed by the government on individuals, businesses, and other entities. Taxes can be direct, such as income tax and property tax, or indirect, such as sales tax and excise duties. They are the most significant source of revenue for most governments, enabling them to fund public goods and services, redistribute income, and influence the economy.
2. Non-tax Revenue: This includes all government revenue that is not raised through taxes. Sources of non-tax revenue can vary widely but often include:
- User charges: Fees paid for specific government services, such as tolls for using roads or bridges.
- Fines and penalties: Monetary punishments for violating laws or regulations.
- Licenses and permits: Fees for the right to engage in certain activities, such as driving or operating a business.
- Public enterprise profits: Income generated by government-owned corporations that provide goods or services.
- Grants and aid: Financial assistance from other governments or international organizations.
- Investment income: Returns on government investments, such as interest on reserves or dividends from state-owned enterprises.
Which is an Internet service
A. Antivirus
B. Chat
C. Firewall
D. Router
Answer:
B. Chat
Explanation:
A. Antivirus is a program that runs on your computer and prevents it from being infected by stuff encountered on the Internet.
B. Chat is a messaging service that uses the Internet to work. It's not a classical Internet service like the Web or email, but that's the closest thing in your answer choices.
C. A Firewall is another form of protection from the Internet, it blocks certain communications, but a firewall is not a service and it's not Internet-based.
D. Router is a machine that directs traffic between computers, not a service.
B is the correct answer.
What is the relationship between Principal and Interest?
Answer:Principal is the money that you originally agreed to pay back. Interest is the cost of borrowing the principal
Explanation:
If a customer credit score is within 2 points of the minimum of what the business will accept, should the business extend credit
Answer:
Explanation:
I wouldn't.
The business has drawn a rigid line in the sand. It has to maintain its standard. I might try and make a deal with the customer. "Come up with x% for a down payment."
If the score is high (like over 750), I would likely stretch my standard. 750 is a pretty high score and if you have that kind of a number, you know how to pay things back.
Final answer:
Deciding whether to extend credit to an individual whose credit score is marginally below the business's minimum threshold involves assessing risk and potential financial behavior, based on objective criteria and the current economic climate.
Explanation:
The decision to extend credit to a customer whose credit score is within 2 points of the minimum acceptance level is a nuanced one, requiring careful consideration of the risks and benefits by the business. When determining creditworthiness, businesses evaluate a variety of factors, including borrowing history, repayment reliability, savings, and other investments. In an environment where interest rates might be adjusted to reach equilibrium, the decision boils down to the business's risk tolerance and the potential customer's likelihood to fulfill their financial commitments. It is important for businesses to base credit decisions on objective measures rather than discriminatory factors, to ensure fairness and compliance with regulations.
As per the given information, credit card companies can impose significant fees for late payments, which should also be a consideration in deciding whether to extend credit. Additionally, the economic understanding that an above-equilibrium interest rate leads to fewer borrowers may influence the decision to either extend credit to this borderline customer or adjust terms to maintain competitive interest rates.
Agnes pays state income tax equal to 3.75% of her federal taxable income. She pays federal income tax equal to 28.4% of her federal taxable income. This year, she paid $15,449.60 in federal income tax. How much did Agnes pay in state income tax? a. $573.36 b. $4,387.69 c. $1,170.04 d. $2,040.00
____________________________________________________
Answer:
Your answer would be D). $2,040.00
____________________________________________________
Explanation:
To find the state income tax in this situation, we would need to be doing a lot of multiplying and dividing in order to get our answer.
We would use this equation:
t = px
t = Total paid
p = percentage
x = unknown
In this case, we would need to find what x is.
Let's give you the equation:
15,449.60 = 28.4x
We would need to get x by itself, so we would divide by 28.4. But first, we would need to move the decimal place from 28.4 2 times to the left, so we would be dividing by .284
[tex]\frac{15449.60}{.284} = 54,400[/tex]
Now, that;;s the federal income tax, but we have to find the state income tax. We would use 54,400 and miltiply it by 3.75 (move 2 decimal places to the left to get 0.0375).
[tex]54,400*0.0375= 2,040[/tex]
Agnes payed $2,040 in state income tax.
D). $2,040 should be your FINAL answer.
____________________________________________________
Based on the calculation, the amount of money which was paid by Agnes as state income tax is equal to: D. $2,040.00.
Given the following data:
Percent of federal taxable income, PF = 28.4% = 0.284.Percent of state income tax, PS = 3.75% = 0.0375.Federal income tax, FI = $15,449.60.How to calculate Agnes' state income tax?In order to calculate Agnes' state income tax, we would the amount of money she paid as federal taxable income by using this mathematical expression:
FI = FT × PF
15,449.60 = FT × 0.284
FT = 15,449.60/0.284
FT = $54,400.
Now, we can calculate Agnes' state income tax:
SI = FT × PS
SI = 54,400 × 0.0375
SI = $2,040.00.
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Having a funny voicemail message is a good idea, because it shows the employer your sense of humor. Please select the best answer from the choices provided T F
Answer:
F
Explanation:
Most of the times, for a company to have a funny voice mail message is NOT a good idea.
People who contact a company want to get serious service and attention, they want to talk business, buy a product/service or have their billing/technical issues addressed and so on.
However, there are a few cases when it could be appropriate... like if you're a clown company, a circus company, a TV comedy production company or a jingle company.... because humour is your trademark, that's what you do.
the Mansion sold the item for $12.50 if 40% of the selling price was profit how much money did the merchant earn in profit
Answer:
5 dollars
Explanation:
12.50 x .40 = 5
40% = .40
The Mansion sold the item for $12.50 if 40% of the selling price was profit, then the amount of profit would be $5.
What is profit?Profit is the term that is mainly used in the business. It is the amount that is charged by the seller to its customers in access of the cost price. This can be calculated on a certain percentage.
Computation of profit:
Given that the sales price is $12.50,
Profit percentage = 40%
Then,
The amount of profit would be:
Profit = Sales Price * Profit Percentage.
Profit = $12.50×40%
Profit = $5.
Therefore, merchant earn in profit of $5.
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What do right-to-work laws do?
Ban mandatory union membership is your answer.
Answer:
Right-to-work law is used to ban mandatory union membership ( option 2 )
Explanation:
The right-to-work law gives the worker the liberty to work with an organization/company without necessarily belonging to the existing union and also from paying union fees/dues. belonging to the unions at workplace by workers is a decision made solely by the worker and it is not to be mandatory option.
workers who don't belong to workers unions at their workplace are not protected by union laws, hence they are vulnerable to some form of victimization by the management of the company. without the backng of the union it is more difficult dealing with such situations.
Which trend most affects the benefits teachers receive?
A) Global climate change
B) Increased need for worker mobility
C) Rising healthcare costs
D) Increased access to the Internet
Answer:
C. Rising healthcare costs
Explanation:
Benefits include healthcare have nothing to do with other options.
It is the end of the year but not the end of the pay period. How will this affect the balance sheet?
Question 10 options:
Assets will be increased.
This has no effect on the period-end balance sheet.
Liabilities will be increased.
Owner's equity will be increased.
Answer:
This has no effect on the period-end balance sheet.
Explanation:
A statement of the assets, liabilities, and capital of a business or other organization at a particular point in time, detailing the balance of income and expenditure over the preceding period.
According to the question asked the balanced sheet was prepared before the pay period came so this effect will not affect the balance sheet.
Answer:
its liabilities will be increased because i took the test and the other 3 options were wrong.
Explanation:
True or False: You need a W-2 form only for filing your federal taxes, not your state taxes.
Is true you do need a w-2 form
an extended recessionary period is indicative of
A) a depression
B) the start of a depression
C) a growing recession
D) the end of a recession
Answer:
start of depression
Explanation:
An extended recessionary period is indicative of. A: An extended recessionary period is indicative of depression.
Answer:
B) depression is the correct answer
Explanation:
Recession refers to a vital drop in economic activity.
Recession period causes financial loss while some of the companies become ruined.
During the recession period, the unemployment rate is high which is indicative of depression and people suffer from financial crises and gross domestic product decline.
In the recession period, there is a decline in the income, sales, GDP, employment and manufacturing
Thus An extended recessionary period is indicative of a start of depression"
explain the difference between a learning organization and a traditional organization
Explanation:
A learning Organization is an organization which emphasizes on the continuous learning of its employees. Employees continue to learn different new things often in such organization. Such organizations do better and better in the market with the passage of time. Employees transform themselves through continuous improvement and learning. Whereas in traditional organization, employees do the routine work. There is no focus on the continuous learning of employees. Employees do their routine assigned tasks and go back to their homes. Learning organizations have the better chances of success in the future as compared to the traditional organizations because they are the most up to date organizations.
You price a product at $100. Its cost you s60 to make. What is your percentage margin?
the percentage margin is40%
For a product sold at $100 with a cost of $60, the percentage margin is 40%.
To calculate the percentage margin, you use the formula:
Percentage Margin = ((Selling Price - Cost Price) / Selling Price) * 100
In this case, the selling price is $100, and the cost price is $60. So, we substitute these values into the formula:
Percentage Margin = (($100 - $60) / $100) * 100
Percentage Margin = ($40 / $100) * 100
Percentage Margin = 0.4 * 100
Percentage Margin = 40%
Therefore, your percentage margin is 40%.
when supplies are limited , prices tend to
Answer: When Supplies Are Limited Prices Tend To Increase
Explanation: Is Supplies Are Endless, prices tend to decrease! This is because there is an infinite amount of a good and everyone can get it. There will likely be left over supplies and the demand is not high so prices will go down.
When Supplies Are Limited, Prices Tend To Increase.
What happens when Supplies Are Limited?The resources that we value—time, money, labor, tools, land, and raw materials—exist in limited supply. There are simply never enough resources to meet all our needs and desires. This condition is known as scarcity. At any moment in time, there is a finite amount of resources available. Economic goods are limited in quantity. Free goods, on the other hand, have an unlimited supply. Commodity scarcity refers to a limited number of commodities. With this, it can be concluded that the number of economic commodities that exist is still small.
Therefore, increase is the correct answer.
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Competitors who sell similar products using similar marketing plans are known as
Answer:
Strategic Groups of Competitors
Explanation:
These are business competitors, maybe firms or companies that have a similar business model.In this view, such competitors apply same strategies and plans when running their operations.These competitors might have similar business objectives and goals.A good examples is when two companies focus on activities to sustain competitive advantages thus they can apply a similar model when breaking down the market.
This question is incomplete. Here is the complete question:
Competitors who sell similar products using similar marketing plans are known as:
pair bonds.
strategic groups of competitors.
baseline competitors.
copycats.
Answer:
The correct answer is strategic groups of competitors.
Explanation:
Competitors who sell similar products using similar marketing plans are those who must compete with each other to be the best seller. This happens a lot in large companies that sell the same products and seek the same type of customers.
These competitors are known as strategic groups of competitors. Both have similar strategies with which they will compete to sell their products effectively.
Which is always a cost when buying insurance?
premium
deductable
Co-payment
payout
Answer:
It would be premium!
Answer:
The answer is A on Edge. Premium.
Explanation:
What are factors of production?
A.
all the human efforts involved in the production process
B.
all the resources used to produce any goods and services
c.
all the physical tools and equipment used in the production process
OD.
all the naturally occurring resources found in land, air, and water
That would be the answer B.all the resources used to produce any goods and services
How many levels of membership does AAMFT offer? three four five six
Answer:
four
Explanation:
i really think this is correct. im so sorry if im wrong.
Answer:
Four
Explanation:
They offer four stages.
There are four steps in solving one’s personal financial challenges
1) having a budget
2) a main concern (not buying unnecessary things)
3) long term thinking (avoiding things you may regret later on)
4) allocate money for savings
Explanation:
Personal financial challenges are the difficulties that a person face to manage his money. A person manages money to save it for the later use in the future. There are many steps involved in solving one's personal financial challenges. They are as follow:
Write down the expenses.
Allocate budgets for your expenses.
Cut down the spending wisely.
Pay attention to discretionary spending.
There are a lot more steps that can solve the personal financial challenges like you should go to the shopping alone, make a list of things you need and buy only those things, try to always shop from sales and offers, always spare an amount to set it aside to be used in case of emergency, spare some amount for saving which is to be used to do some investment, etc.
anybody know the answer for in the business world, you need this trait so you can stay ahead of the competition.
the answers I am getting is
1. self-assessment
2. independent
3. risk- talking
4. control
Answer:I would think that it would be 1. Self-Assessment
Explanation:If you are constantly assessing yourself then you can see what you need to improve on to help you stay ahead of the competition.
In the business world, you need this trait so you can stay ahead of the competition is risk- taking. Thus option (3) is correct.
What is a business?A business can be referred to as an organization or enterprising entity that engages in professional, commercial or industrial activities. There are different types of businesses like sole proprietorships, partnerships, corporations, and more.
The businesses are basically work for profit motive. Businesses can be small-scale or large-scale. Some of the biggest businesses in the world are Amazon and Walmart.
There are different types of partners in a business. The persons who owns the shares of the company is known as shareholder.
In the business world, you need this trait so you can stay ahead of the competition is risk- taking. Therefore, option (3) is correct.
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Which statement about fiscal policy it not true
There are no statements here.
Answer:
It refers to the adjustment of an economy’s money supply by a central bank.
Explanation:
2 Points
"For deposit only" is what type of endorsement on a check?
O
A. Full endorsement
O
B. Blank endorsement
O
C. Restrictive endorsement
O
D. None of the above
Answer:
restrictive endorsement
Explanation:
'For deposit only' on a check is considered a restrictive endorsement. It means the check can only be deposited into a bank account and not cashed directly, providing added security against misuse.
Explanation:A check with the phrase 'For deposit only' is considered a restrictive endorsement. The restrictive endorsement places a limitation on the use of the check. By writing 'For deposit only' on a check, the recipient is communicating that the check can only be deposited into a bank account and is not permitted to be cashed out directly. This method of endorsement provides an extra layer of security against theft or misuse of the check.
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the rate of inflation excluding the effects of food and energy prices is ______
A. the wage-price spiral
B. hyperinflation
C. the core inflation rate
the core inflation rate
Answer:
Your correct answer is C. the core inflation rate
Explanation: