The bank can then use her savings to make loans to/for investors.
What is bank loan?A loan is the amount borrowed from a friend, bank or financial institution in exchange for future repayment of the principal. It is a form of debt incurred by an individual or other entity with a promise to pay back at a future date.
Since, Adina has deposited the sum into the bank, such can be used to grant loans to customers or investors who are willing to invest in their country.
Hence, the bank can then use her savings to make loans to/for investors, if Adina deposits $1,000 in the bank.
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The first paragraph or part of a business letter is the .
A. supporting details
B. addresses
C. conclusion
D. introduction
Answer: (D) Introduction
Explanation:
The first paragraph or the part of the business letter should start with the proper introduction. The primary section of the formal business letters ought to incorporate a prologue to the reason for the business letter. It is very common way to initially thank somebody or to present yourself.
We should always give some introduction about the topic in the first paragraph and then, include salutation, message and the conclusion. Therefore, Option (D) is correct.
Explain how money (increased commerce) spent by tourists in the Macro Islands moves through the economy's circular flow diagram. Make sure that each market and the government are included in your explanation.
What are the benefits of researching different career clusters and pathways before choosing a career?
Researching different career clusters and pathways helps students understand job prospects, set realistic goals, network, and conduct a strategic job search. In-depth career exploration provides valuable information and skills that shape students' career decisions and readiness.
Researching different career clusters and pathways is critical for making informed decisions about one's career. By engaging in career research, students gain insights into job prospects, typical responsibilities, salary expectations, and necessary qualifications. This research helps to evaluate if a career is a good fit, leading to more realistic career goals. Moreover, it facilitates building a professional network and employing a focused job search strategy.
Key Advantages of Career Exploration
Gather industry-specific information and gain insider tips on required education and skills.Market yourself effectively during job searches.Learn the day-to-day realities and trends within a field.Receive firsthand experience through job shadowing or informational interviews.Discover the connection between personal characteristics and career fields.Active methods of career research, such as informational interviews, and utilizing career decision tools like the Decision-Making Matrix, are essential for developing a clearer vision of one's career future. It's also important to set SMART career goals and plan actionable steps towards achieving them.
Through career exploration courses, students not only learn about potential career paths but also acquire critical job readiness skills, such as writing impactful résumés and cover letters, and mastering interview techniques.
Isabella bought a cd player at the store. she will receive the bill at the end of the month. she plans to pay $30 each month until the bill is paid in full. how did isabella pay for the cd player?
Isabella paid for the CD player by using her credit card.
What is a credit card?It should be noted that a credit card simply means a card that's issued by a bank to allow the holder borrow funds.
In this case, Isabella paid for the CD player by using her credit card.
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Why do experts agree that small-business management and large-business management are similar in practice?
I believe the answer is: Similar to large businesses, small business have concerns about obtaining capital and good marketing and management practices
The only difference between the two is the methodology.
Large businesses could afford to obtain larger amount of capital in a large scale by selling stocks, which make them have money to pay large marketing campaign. Small businesses on the other hand tend to have rely on private investor and could only afford to pay small targeted marketing.
The equations and graphs of conic sections have many applications in business and science. true false
What is not true about bartering?
Timothy, a cashier, is given a twenty-dollar bill at his store. He is suspicious of the customer and wants to make sure the currency is real. Which would be a clue that the currency is counterfeit?
There are watermarks in the paper bill.
There is a security thread in the paper bill.
There is no gold standard backing the bill.
There is no change in the color of the bill's ink.
Answer:
There is no change in the color of the bill's ink.
Explanation:
Couterfait currency refers to fake money that is printed without permission of the government and it is considered fraud. A clue that the currency is counterfeit is that there is no change in the color of the bill's ink because if you have a bill and you move it back and forth and look at the lower right corner, the numbers there have ink that shifts its color from green to black.
If a bank is offering a higher interest rate of return to investors, the MOST LIKELY impact on borrowers from the same bank is
A)
a decreased savings rate.
B)
an increased savings rate.
C)
a decreased interest rate.
D)
an increased interest rate.
Answer:
D. an increased interest rate.
Explanation:
If a bank is offering a higher interest rate of return to investors, the most likely impact on borrowers from the same bank is D. an increased interest rate. An increased interest rate is what gives investors a higher return because they make money off the interest rates. Banks collect the interest as 'repayment' for the loans they are giving out. This serves as a way for them to protect their investment and also make money off of someone else's loan.
Where on a check should you write the name of the payee?
part A
part B
or part C
Answer:
a
Explanation:
In today's manufacturing operations, managers often monitor capacity, order status, and product quality ________ made.
Final answer:
Modern manufacturing operations monitor capacity and product quality during production, using just in time delivery for efficient supply chains and immediate quality control. Assembly lines and task specialization have increased manufacturing efficiency. Global assembly lines also illustrate the complexity and international nature of modern production.
Explanation:
In today's manufacturing operations, managers often monitor capacity, order status, and product quality as products are made. This approach has evolved significantly since the adoption of the just in time delivery system in the 1980s. Originally popularized by Japanese car manufacturers, this system minimizes warehousing needs by having suppliers located within a day's drive from the main assembly plants, delivering parts daily to facilitate immediate quality control and reduce inventory costs.
The transformation of factory production has also seen the implementation of assembly lines, where workers complete only specific steps in the manufacturing process. These changes have led to more efficient and sped-up production of goods. With the advancements in technology and management, today's manufacturing is highly efficient and constantly seeking to improve throughput and quality.
Furthermore, the globalization of supply chains has resulted in global assembly lines, highlighting the intricate nature of modern manufacturing. Companies like Apple coordinate design, component manufacture, and assembly across several countries to optimize production and minimize costs while focusing on product consistency and worker efficiency within a mechanized work environment.
What is a federal and/or state tax on specific goods like gasoline, tires, airfare, or cigarettes?
excise tax, which is a federal and/or state tax on specific goods such as gasoline, tires, airfare, and cigarettes.
The two main sources of government revenue are
What type of economic system exists when individuals answer the three basic economic questions?
A.mixed
B.market
C.command
D.traditional
In economics, if a good is inelastic,
consumers have lost an interest in purchasing it.
producers have lost an interest in manufacturing it.
its supply or demand is too sensitive to price changes.
its supply or demand is not sensitive to price changes.
In economics, if a good is inelastic, then its supply or demand is not sensitive to price changes.
Changes or fluctuations in market prices does not affect the supply and the Demand of inelastic goods.
Further Explanation; Inelastic goods, are types of goods whose demand and supply is not affected by changes in market prices. That is an increase or decrease in market price does not affect their supply or demand. When the price of an inelastic good changes, its supply and demand is unaffected. Examples of such goods include, water and food. Therefore, for inelastic goods, the consumer buying strength and habits remain the same. Demand and supply in determination of market price Demand refers to the quantity of goods or services that consumers are willing and able to buy at a particular price while supply is the quantity of goods or services that suppliers are willing to supply to the market at a particular price. One of the factor that determine market prices are the forces of demand and supply, this is based on the ability and willingness of buyers and sellers to undertake selling and buying. Buying and selling occurs at an equilibrium price that is agreed upon by sellers and buyers. This means the sellers and buyers are willing to exchange a certain quantity of a commodity at this price. Thus, price depends on the demand and supply in the market. However, for inelastic goods such as water and food, the consumer has no option than to buy them at existing prices since they are necessity goods.
Keywords; Inelastic goods, demand and supply, market price.
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Level; High school
Subject: Business
Topic: Demand and supply
Sub-topic: Types of goods
In economics, if a good is inelastic, its supply or demand is not sensitive to price changes.
Further Explanation:
Inelastic Demand: It means that the quantity demanded will not be affected by the change in prices.
Inelastic Supply: It means that the quantity supplied will not be affected by the change in prices.
Justification for the correct and incorrect answer:
Consumers have lost interest in purchasing it: This option is incorrect.
If a good is inelastic, it does not mean that consumer has lost their interest in purchasing it. It might be possible that they do not need the goods.
Producers have lost interest in manufacturing it: This option is incorrect.
If a good is inelastic, it does not mean that the producer has lost their interest in manufacturing it.
It might be possible that the good has limited demand in the market.
Its supply or demand is too sensitive to price changes: This option is incorrect.
If the supply and demand for the goods is too sensitive to change in price, then the goods will have an elastic demand.
Its supply or demand is not sensitive to price changes: This option is correct.
If the good is inelastic, its supply or demand will not be sensitive to price changes.
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Answer details:
Grade: High School
Subject: Economics
Chapter: Elasticity of demand
Keywords: inelastic demand, inelastic supply, consumers have lost interest in purchasing it, producers have lost interest in manufacturing it, its supply or demand, too sensitive to price changes, not sensitive to price changes.
. Jeff works as a computer repair technician. He has money in a savings account and he owns some stock. What types of income does he have?
taxes, interest, and tips
capital gains, ongoing costs, and salary
interest, salary, and taxes
salary, interest, and dividends
Using the FAFSA form, you can apply for:
A. Federal Student Loans
B. The Federal work-study program
C. Private loans
D. Both A & B
Select the true statement about standards for weights and measures.
Sales of products or services impacted by weights and measures laws in the US represent a small proportion of output.
A pound of flour from the Fluffy Flour Company will be the same weight as a pound of flour from another company. Companies owned by private individuals do not have to follow the standards.
Standards often wind up discouraging the exchange of goods in the economy.
The answer is: A pound of flour from the Fluffy Flour Company will be the same weight as a pound of flour from another company.
In the before standard for weight and measures were created, commodities such as flour was sold using 'bags' as standard of measurement. This cause a lot of problems among buyers because many sellers put very little amount of flour inside one bag in order to obtain many profit
Because of such problems, Standard for weight and measures were invented so the sellers would not be able to cheat the buyers by less amount that they suppose to.
Answer:
A
pound of flour from the Fluffy Flour Company will be the same weight as a pound of flour from another company.
Explanation:
according to the graph of marginal product of labor for a company that makes beanbags, which of the following situations is created when the fourth through seventh workers are hired
a. increasing marginal returns
b. marginal product of labor specialization
c. negative marginal returns
d. diminishing marginal returns
Answer:
d. diminishing marginal returns
Explanation:
Marginal return on work is a microeconomic concept that aims to measure the increase in the amount produced when an extra worker is hired.
When the fourth employee is contradicted, production increases by 6 units, ie the marginal return of the worker is 6 units. When the fifth employee is hired, production increases by 5 units. When the sixth employee is hired, the production increases by 3 units and when the seventh employee is hired, the production increases by one unit, thus the marginal return of this worker is 1 unit. This means that the productivity of each employee increases, but at a decreasing rate. In other words, marginal returns on production are decreasing from the fourth worker. Note that from the first to the second and from the second to the third marginal returns are increasing (6 and 7 respectively).
You find an apartment that rents for $320 per month. you are also responsible for utilities that average $80 per month. what is your likely yearly cost for this apartment?
The likely yearly cost for this apartment would be 4,800.
What is Rent?Renting, also known as hiring or letting, is an arrangement in which a payment is paid for the temporary use of another's item, service, or property.
A gross lease is one in which the tenant pays a flat rental sum and the landlord pays for all property expenditures incurred on a regular basis by the ownership.
According to the question, Rent of the apartment is $320 per month and utility for the apartment is $80 per month. We all know that a year is made up of 12 months. First, combine the rent and utilities together.
Total monthly cost = Rent per month + Cost of utility
= 320 + 80
= 400
Then, you will multiply the 400 by 12 in order to find the yearly cost of the apartment.
Yearly cost = 400 x 12
= $4,800
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Delta airlines conducted an in-depth study of all aspects of their marketing approach to see how effective their marketing was. which marketing control procedure was being used?
Delta airlines conducted an in-depth study of all aspects of its marketing approach to see how effective its marketing was marketing audit procedure was being used.
What is marketing control?The measurement of a company's marketing success in terms of sales revenue produced, market share captured, and profit made is referred to as marketing control. In order to determine the deviation and make the necessary corrections, the actual result is compared to the standard provided in this instance.
The phrase "annual plan control" refers to the plans that are made for a year to control operational operations through the effective application of management by objectives. The organization's top management often creates and oversees these initiatives.
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Michael bought a new car. The sticker price was $6,100. He decided not to buy a warranty or any upgrades to the car. However, he ended up paying much more. Why?
Answer:
Sales Tax
Explanation:
Some times and most of the times when retailers showcase a certan price they are not including taxes, those are added at the time of paying, so when Michael chose his car he most probably wasn´t considering the Sales tax which depends on the state where he is, and the locality where he is, but it varies from 6% all the way upto 13% between the two of them.
Michael paid more than the sticker price because of sales tax, registration fees, insurance, and potentially interest on a car loan. He didn't add a warranty or upgrades, but these additional costs applied regardless.
Explanation:The reason Michael might have ended up paying more than the sticker price of his $6,100 car is due to additional costs related to car ownership that are beyond the initial purchase price. These could include taxes, insurance costs, registration, and other fees. Although he decided not to purchase a warranty or any upgrades, these additional fees could still apply. For instance, car sales often involve sales tax, which is an additional percentage of the sale price. Additionally, new cars must be registered with the local Department of Motor Vehicles, and this includes a fee. Also, if Michael is financing the car, he will be paying interest on his car loan, which could significantly increase the total price over time.
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How can the fiscal policies of a country influence individual finances?
Final answer:
Fiscal policies involving decisions on taxation and government spending can profoundly impact an individual's finances by affecting employment rates, loan interest rates, and future tax obligations. Government budget deficits and borrowing can further influence private savings and overall economic growth.
Explanation:
The fiscal policies of a country are a set of governmental actions related to taxation and public spending that can directly influence an individual's financial situation. When the government decides on the levels of spending on goods and services, how it transfers funds to households, and what tax rates are imposed on individuals and firms, these decisions have profound impacts on various macroeconomic variables which, in turn, affect personal finance.
Fiscal policy influences real GDP, employment rates, social security benefits, and the interest rates for loans, potentially altering the money available to individuals either through direct taxation from their paychecks or benefits they receive from the government.
Before your first day of work, it is a good idea to _____.
a.
Ask your boss for a vacation
b.
Maintain a rotten mood
c.
Drive to work to see how long it takes
d.
Complain about your starting salary
Answer: C
Drive to work to see how long it takes.
Explanation:
Answer:
Drive to work to see how long it takes
Explanation:
positive parenting focuses on teaching children rather than making them pay for their mistakes.
State the accounting equation.
Assets = liabilities + owner's equity
Hope this helps. :)
The fundamental accounting equation, which is the basis of double-entry bookkeeping, is Assets = Liabilities + Equity. It ensures that all financial transactions are balanced and is crucial for preparing financial statements, thereby providing insights into a business’ financial health.
Explanation:The fundamental accounting equation is pivotal in understanding the health and financial position of a business. It forms the backbone of double-entry bookkeeping and is essential in preparing and understanding the basic financial statements such as the balance sheet, income statement, and cash flow statement. The accounting equation is: Assets = Liabilities + Equity. This equation must always balance, meaning any transaction that a business undertakes must be reflected in a way that keeps both sides of the equation equal. For example, if a company purchases an asset, it must finance it through either increasing liabilities (such as taking on a loan) or using its own funds (reducing equity).
Understanding the relationships within the fundamental accounting equation helps stakeholders gauge an organization’s financial health, measure profitability, and evaluate its operational efficiency. It outlines the essential understanding that assets owned by a company are balanced by the claims stakeholders have against those assets, either through liabilities or equity claims.
What percentage of individuals aged 65 and over rated their health as good, very good or excellent during the period of 2006-2008?
. in a certain economy, people save some part of their income in the financial sector and use the remaining part for consumption. The government decides to increase the tax rates for everyone in that economy. What effect will the tax increase have on savings and investment in the economy?
Savings decrease, and investment decreases.
Savings increase, and investment increases.
Savings increase, and investment decreases.
Savings decrease, and investment increases.
A government normally increases taxes to boost it's tax revenue but this also results in the decrease of savings and investments. Higher taxes leaves consumers with less disposable income which then discourages them from saving and investing.
2. You hear through the grapevine that one of your best employees is looking for another job. What should you do?
Managers have an ethical obligation to share important information with employees during uncertain times and should handle the situation with professionalism and support.
Explanation:Ethical obligation: As a manager, you have an ethical obligation to share important information, such as the possibility of a merger affecting job stability, with your employees.
Handling the situation: Share the news on a need-to-know basis, avoiding rumors and gossip, and offer support and guidance to affected employees during uncertain times.
Professionalism: Maintain professionalism, avoid expressing anger in a way that burns bridges, and consider the well-being of your team and the impact of the news on their decisions and future.
The journal entry to reverse the entry of a customer’s nonsufficient-funds check would include a
The journal entry to reverse the entry of a customer’s nonsufficient-funds check would include a credit to cash.
What is Credit?Credit may represent many different things in the realm of finance, but it is often understood as a contract where a borrower receives money or something valuable and agrees to pay the lender back at a later time, usually with interest.
A social relationship between a creditor (lender) and a borrower is the fundamental component of credit (the debtor). The debtor agrees to return to the lender, frequently with interest, or face financial or legal repercussions. Extending credit is a practice that dates back to the beginning of human civilization, thousands of years ago.
Today, a meaning of credit that is frequently used still relates to an agreement to buy something with the explicit commitment to pay for it later. This is referred to as a credit purchase. Credit cards are currently the most popular way to make purchases on credit.
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