5 An insured has a personal property replacement cost endorsement under her homeowners policy. If an expensive painting and an antique chair are stolen from the insured’s home, what will the insured receive on the claim under that endorsement?

Answers

Answer 1

Final answer:

The insured will receive the full replacement cost of the stolen items in the claim under the personal property replacement cost endorsement.

Explanation:

The insured, who has a personal property replacement cost endorsement under her homeowners policy, will receive the full replacement cost of the stolen items in the claim. This means that the insurance company will pay for the cost of replacing the expensive painting and antique chair with items of similar value and quality.

For example, if the stolen painting was valued at $10,000 and the antique chair was valued at $2,000, the insured would receive a claim payment of $12,000 to replace the stolen items.

It's important to note that the replacement cost endorsement provides coverage for the full replacement cost of the insured's personal property, rather than the actual cash value. This endorsement ensures that the insured can replace their stolen or damaged items with new ones, without depreciation taken into account.


Related Questions

Which cultures in the world have shown the most resistance to What kind of economy might a country have if it was influenced by Western thought?Westernization?

Answers

Answer:

Some Middle Eastern cultures

Explanation:

Westernization is simply talking about how societies can decide to adopt western cultures in the area of technology, lifestyle, norm, economics, education, etc.

Some Middle Eastern cultures have refused to adopt westernization till now. Some of them believe that western education is a sin.

Answer:

Some Middle Eastern cultures.

Explanation:

Individuals who live together in a specific geographical area, who interact with each other more than they do with outsiders, cooperate for the attainment of common goals, and share a common culture over time constitute a:______.1. Society2. Culture3. Lifestyle4. Collective

Answers

Explanation:

Individuals who live together in a specific geographical area, who interact with each other more than they do with outsiders, cooperate for the attached of common goals, and share a common culture over time constitute a society

A __________ system is a system of social inequality in which people's status is permanently determined at birth based on their parent's ascribed status.

Answers

Answer: The Caste System

Explanation:

system of social inequality in which people's status is permanently determined at birth based on their parents' ascribed characteristics.

Mrs. Gardner is using a peer support strategy to motivate her students to behave more appropriately. Students have been asked to watch their classmates and catch them being good. Mrs. Gardner praises students who have noticed positive behavior. Which of the following strategies is she using?
a) positive peer reporting
b) peer tutoring
c) peer monitoring
d) peer support and confrontation

Answers

Answer:

The correct option is A) positive peer reporting

Explanation:

Positive peer reporting  (PPR) can be described as a classroom-based intervention which helps in the improvement of the social interactions between students by attracting them with rewards and positive social attention. Positive peer reporting (PPR) improves the social interactions between students and it is an excellent strategy to increase the positive behaviors in children. This strategy also reduces peer rejection in children.

Final answer:

Mrs. Gardner is employing the positive peer reporting strategy, which involves students observing and reporting each other's good behavior, fostering a supportive school environment.

Explanation:

Mrs. Gardner is using positive peer reporting as a strategy to motivate her students to behave more appropriately. In this approach, students observe their classmates and report on positive behavior. This encourages a supportive environment where positive reinforcement comes from peers rather than just the teacher, fostering a sense of community and mutual respect. It is part of a wider set of strategies that includes teacher/peers modeling problem-solving strategies and the clear presentation of goals with careful monitoring. Strategies such as these emphasize positive reinforcement and redirecting attention to encourage desirable behavior amongst students.

An infant who feels distressed when his mother leaves but is eager and warm upon her return is thought to be ______. Group of answer choices disorganized attached avoidantly attached anxious-ambivalently attached securely attached

Answers

Answer:

securely attached

Explanation:

An infant who feels distressed when his mother leaves but is eager and warm upon her return is thought to be securely attached. Securely attached infants show distress when their caregiver is not around, however, their consolation is that their caregiver will return. Characteristics of securely attached infants is that they enjoy intimate relationships, they tend to have a high self esteem, and they have the ability to share feelings with others.

Answer:

Securely attached

Explanation:

An infant who feels distressed when his mother leaves but is eager and warm upon her return is thought to be securely attached

Securely attached infants feel confident that the attachment figure will be available to meet their needs. They use the attachment figure as a safe base to explore the environment and seek the attachment figure in times of distress

They are easily comforted by the attachment figure when upset. Infants develop a secure attachment when the caregiver is sensitive to their signals, and responds appropriately to their needs.

Lucy's parents are worried about the fact that she regularly gets up in the middle of the night and walks around the house while she is still asleep. They take her to the pediatrician, who tells them that they should gently wake Lucy up and take her back to bed when she experiences these bouts of:_____________.1. Somnambulism2. Hallucinogen3. Posthypnotic4. Melatonin

Answers

Answer:

Somnambulism

Explanation:

Somnambulism is a complicated sleeping action that involves performing a series of activities while asleep. This can be caused by sleep deprivation or the use of sedatives. It is a sleeping disorder and can be corrected by gently waking the affected person up, to return to sleep.

Lucy gets up in the middle of the night and walks around the house while asleep is a perfect case of somnambulism.

Answer:

They take her to the pediatrician, who tells them that they should gently wake Lucy up and take her back to bed when she experiences these bouts of:

1. Somnambulism

Explanation:

Somnambulism is a sleep disorder, that implies sleep walking. This means that the movements that normally during sleep are supressed in this case they are not.

Justin went to art school and is now a successful artist. He attributes his career choice to the environment at home. He believes that his parents' successful careers in similar fields shaped and influenced his decision. Which of the following perspectives is most likely to support Justin's belief?
A) ​Feminists perspectives
B) ​Marxists perspectives
C) ​Symbolic interaction perspectives
D) ​Conflict perspectives
E) ​Capitalistic perspectives

Answers

Answer:

The correct option is C) ​Symbolic interaction perspectives

Explanation:

The symbolic interaction perspective believes that a person develops and builds certain actions in the process of social learning.

It focuses on the relationships among individuals within a society. As Justin shaped his career in arts on the basis of social learning from his parents hence it is an Symbolic interaction perspectives.

A balloon popped and made Bobby cry. It happened again when he was at a friend's birthday party. Now when Bobby sees a balloon he starts to cry. Bobby cries in response to the balloon because of _____.

Answers

Answer:   PTSD

Explanation: Because it scared and upset him from the noise. So he will get flashbacks from the startle and get upset and cry

Chris is gathering information about the general economic environment in Nepal. He will look for information about the general economic environment, market size and population growth rate, and

a. political status.
b. airport capabilities
c. culture.
d. religious institutions
e. real income

Answers

Answer:

real income

Explanation:

In gathering information about the general economic environment

one needs to gather information about the

general economic environment

market size

population growth rate

and the real income

The use of exchange rates tends to distort real income or standard of living .

Careful measurements reveal that a star maintains a steady apparent brightness at most times, except that at precise intervals of 73 hours the star becomes dimmer for about 2 hours. The most likely explanation is that:________.1. The star is cepheid variable.2. The star is a member of binary eclipsing star system.3. The star is peridically ejecting gas into space every 73 hours.4. The star is a white dwarf.

Answers

Answer:

2. The star is a member of binary eclipsing star system.

Explanation:

The question above shows an example of an eclipsing binary star. This type of star is very variable because the intensity of its brightness varies in the deccore of a few hours. This is because these stars are so close to an observer's field of view on the Earth's surface that they are easily eclipsed, and it is exactly these eclipses that cause the brightness of these stars to vary, which undergo a constant period of approximately 73 hours. intense shine, followed by constant drops in the intensity of that shine (lasts about 2 hours).

Congress passes legislation that requires all people to have health insurance or pay fines to the government. The president analyzes the legislation and signs it. Several different individuals challenge the law as unconstitutional and the United States Supreme Court agrees to hear the case. After the hearing, the justices declare that the law is constitutional. This is an example of:_________.

Answers

Answer:

the system of checks and balances.

Explanation:

As government power is divided into three departments and branches i-e judicial, executive and legislation. Now check and balance system means to make sure that no branch should too much power and their is balance of power among three branches. So in this example the act of hearing a case show that this is check and balance system to make sure that no branch make a separate and over power system.

Dr. Brookes believes that unipolar depression results from unconscious grief over real or imagined loss, compounded by excessive dependence on other people. Dr. Brookes is likely a _____ therapist.

Answers

Full question:

Dr. Brookes believes that unipolar depression results from unconscious grief over real or imagined loss, compounded by excessive dependence on other people. Dr. Brookes is likely a _____ therapist.

1. cognitive

2. sociocultural

3. behavioral

4. psychodynamic

Answer:

Dr. Brookes is likely a psychodynamic therapist.

Explanation:

Psychodynamic therapists strive to assist patients to detect models in their sensations, feelings, and ideas in order to obtain penetration into their contemporary self. These models are often observed to occur in the client’s adolescence since psychodynamic theory exists that early life adventures are greatly prominent in the psychological growth and functioning of an adult.

Psychodynamic therapy is essentially utilized to employ depression and other severe psychological disorders, particularly in those who have lost purpose in their lives and possess trouble making or managing personal relationships.

People such as your friends, parents, and teachers influence you to make decisions. The ability that others have to influence you is called their _____.

Answers

Answer:

This influence is called peer pressure!

Hope this helps!

The Unified Coordination Group: A. Directs the incident command structure established at the incident. B. Is a state-level group comprised of the heads of each Emergency Support Function (ESF). C. Is a temporary Federal facility. D. Provides coordination leadership at the Joint Field Office

Answers

Answer:

D. Provides coordination leadership at the Joint Field Office

Explanation:

Unified Coordination Group -

It helps to provide the leadership in the Joint Field Office , is referred to as the unified coordination group .

The composition of this group is in a way that , some specified senior leaders which helps to represents the federal as well as the state interests and even have some local jurisdiction , nongovernmental firms , private sectors and some tribal governments .

Hence , from the given question ,

The correct answer is D.

Diminishing marginal returns lead to diminishing returns A. only in theory. B. when marginal returns become negative. C. when labor exceeds capital. D. when marginal returns fall but remain positive.

Answers

Diminishing marginal returns lead to diminishing returns when marginal returns fall but remain positive.

Option: D

Explanation:

The theory of diminishing marginal returns says that inclusion or addition extra materials from outside do not affect much the present production rate that means production will change but not in huge quantity. That's why it implies that marginal return fall but remain positive.

It indicates that change in one single factor can't change the rate whole output. It indicates that change in one single factor can't change the rate whole output. Rate of increase 5% to 10% not more than that. It is also called diminishing marginal productivity.

________ cultures are more likely to be satisfied when the quality of reliability and service provider responsiveness are strong. Individualistic Collectivistic Pessimistic Optimistic

Answers

Answer: Individualistic

Explanation: An Individualistic culture is a society in which individuals prioritize their needs above the needs of the society as a whole. Individualistic cultures are oriented around the self, being independent instead of identifying with a group mentality; they only see each other as loosely linked valuing personal goals over group interests and they value independence and autonomy. They also tend to have a more diverse population with emphasis on personal achievements and a rational assessment of their lives.

Countries at the forefront of individualistic cultures include the United States, Australia, United Kingdom, Canada, the Netherlands, New Zealand, Ireland, Germany and South Africa.

Answer:

Individualistic

Explanation:

Individualistic cultures are ways in which the needs of individuals is paramount to that of group,people needs are meant individualy because people are seen as independent in which Social behavior are been dictated by the attitudes and preferences of individual. Example of individualism is meeting one own needs without depending on someone else.

A Individualistic person is someone that is independent and tend to enjoy applying their abilities to new tasks.

An individual's _______________ is the ability to resist movement or disruption. For example, individuals are essential to participating in the sports of powerlifting and golf.

Answers

An individual's stability is the ability to resist movement or disruption. For example, individuals are essential to participating in the sports of power lifting and golf.

Explanation:

Stability means being stable in the predefined state. Stability sometimes refers to firmness. Stability ensures the individual from disturbance.

It is important to be stable to lead a happy life. Financial stability, health stability and emotional stability are some of the important factors to balance the life.

Motion and stability are tremendously affected due to constraints. Stability is very much important for the individual to participate in the sports like golf and power lifting.

Geoff claims to his friends that a desire to achieve and personal effort are the keys to people's social standing. These claims come closest to expressing which political viewpoint?

Answers

Answer:

conservative

Explanation:

Based on the information provided within the question it can be said that these claims come closest to expressing a conservative political viewpoint. This is a viewpoint which is hesitant and discourages change or innovation and instead holds traditional values above all else. Which a "Will to persevere" and "Hard Word" are as traditional as you can get.

Brad and Tom are studying for their child development exam. Brad claims that basic parts of the information-processing theory include content knowledge, assimilation, strategies, and basic processes. Tom tells Brad that one of these parts is not correct. Which part should Tom identify as not correct

Answers

Assimilation part should Tom identify as not correct.

Option: B

Explanation:

In child psychology and development Information-processing theory includes some parts i.e. content knowledge, strategies and basic processes. Content knowledge interprets the thing that needs to be learnt during different age structure (0-4, 5-8).

Strategies include different methods that need to be followed for learning process. Basic processes incalculates different theorem related to child's mental growth and development. Assimilation is not directly related with child development. Information processing model comprised of basic inputs of knowledge and output as a final outcome of child's learning process.

What factor(s) in the US south led to the Great Migration of almost 6 million African-Americans to the Mid-West and North during the early to mid 20th Century?

Answers

Answer:

availability of jobs and economic opportunity.

Explanation:

Although the industrialization and urbanization brought new hopes for the African Americans and economic opportunities became one of the most driving factor for the Great migrations, there were other reasons as well. The discriminatory laws in the South made African Americans look of a new space for themselves. There were secret societies in the south that used all kinds of methods to repress the participation of Blacks in the South.

As she walked through her neighborhood, Jodie, a 6 year old girl, frequently saw a large brown dog. She repeatedly walked to the dog to pet it, but as her hand approached the animal, it barked and bit her. The bite was painful and caused her to cry. Now Jodie cries when she sees dogs of any color or size. Jodie now cries when she sees any dog, big or small, brown or black, etc. This illustrates which of the following?
a. generalization
b. discrimination
c. extinction
d. spontaneous recovery

Answers

Answer: A, generalization

Intolerance during the 1920s in the United States was reflected in the Group of answer choices suppression of the Ku Klux Klan. increased success of labor unions. popularity of jazz. passage of restrictive immigration laws.

Answers

Answer:

suppression of the Ku Klux Klan.

Explanation:

Had S.L. been 18 when she started working for PAK Foods, and had she had signed an arbitration agreement, would she have been able to disaffirm that agreement? Why or why not?

Answers

Answer: No, because adults do not automatically have the ability to disaffirm the clauses in an employment contract that relate to arbitration.

Explanation: An arbitration agreement is a written contract in which two or more parties agree to settle a dispute outside of court. The arbitration agreement is ordinarily a clause in a larger contract. Had S.L. been 18 when she started working for PAK Foods, and had she had signed an arbitration agreement, would she have been able to disaffirm that agreement? No, because adults do not automatically have the ability to disaffirm the clauses in an employment contract that relate to arbitration.

Mandy sees a little girl in the grocery store throwing a tantrum for a toy. Mandy screams and cries for some candy the following week at the mall. Mandy is displaying: Group of answer choices

Answers

Answer: D. Deferred Imitation

Explanation:

DEFERRED IMITATION which was first described by the psychologist Jean Piaget is the delayed repetition of a behavior at a later time than it occurred.

Piaget noted that this behavior applied to kids from as young as 18 months as younger infants were unable to hold memory that long.

Simple examples include children mimicking their parent's cooking or accent.

Mandy is definitely experiencing a deferred imitation.

Most African countries achieved their independence from colonial powers in the 1960s and 1970s. Identify how colonial influence and ideas about sexuality are intertwined in postcolonial Africa?

Answers

Answer:

Check the explanation

Explanation:

Most African leaders, including their citizens, see the act and practice of homosexuality as an alien or foreign culture. They see the various gay rights movements as a further instance of Western cultural dominance.

Despite the fact that a lot of human right NGOs promotes the rights of different sexual minorities within their individual rights approaches to advancement. However, they often encounter trouble when the social majorities in Africa do not view gay or homosexual rights as a major concern to societal development, but rather as something imposed from the western world.

1. Agreement is normally evidenced by an offer and an acceptance.

Answers

Answer: True

Explanation: Both parties are bounded by the terms of the agreement which is explicit.

Final answer:

In law, an agreement is often evidenced by an offer and an acceptance. The offer indicates a party's willingness to engage in an agreement under particular conditions, and acceptance signals the other party's unreserved agreement to those conditions, representing mutual understanding and forming a contract.

Explanation:

In terms of law, an agreement is commonly proven through an offer and an acceptance. An offer is a clear statement made by one party (the offeror) demonstrating the willingness to enter an agreement under certain terms, while an acceptance is the unqualified agreement to those terms by the other party (the offeree). These two aspects symbolize that the parties have a similar understanding, creating a binding contract.

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Cultural/subcultural theories of crime assume that there are unique groups in society that socialize their children to believe that certain activities that violate conventional law are good and positive ways to behave?

Answers

Answer:

True.

Explanation:

Subcultural scholars claim that deviance is the product of subculture that means entire communities breaking away from societies that have deviant ideals and deviance is the product of certain people conforming to the standards and norms of the subculture of which they belong. This is the influence of a social community that enables people to commit offenses, rather than the lack of commitment to the family or other traditional organizations.

Causal models are used to predict a value based on ______. a. the assumption that a future outcome is based on that outcome’s historical behavior b. a small group of highly knowledgeable people who develop predictions through discussion and consensus c. capturing human intuition d. identifying important links between the outcome and other factors in its environment

Answers

Answer:

The correct answer is : d. identifying important links between the outcome and other factors in its environment

Explanation:

It takes into consideration the variety of possible factors that may impact a dependent variable. This technique tells that the variable to be forecast has a cause-effect relationship with one or more other independent variables. You can draw a conclusion about a causal connection based on the conditions of the occurrence of an effect

Dr. Saunders is studying how human functioning can be scientifically guided to establish and promote goals to enhance human flourishing. Which of the following areas of psychology is Dr. Saunders exploring

Answers

Answer:

positive psychology.

Explanation:

Positive Psychology is the study of the qualities that cause individuals and communities to flourish. In other words, it is a pragmatic approach to studying human emotions, feelings, and actions, with an emphasis on strengths rather than weaknesses, creating the good in life. The field is based on the notion that individuals want to lead productive and healthy lives and achieve what is best within themselves.

Final answer:

The field of psychology that Dr. Saunders is exploring is called Positive Psychology. It focuses on promoting human functioning, growth, and flourishing rather than merely fixing what is broken.

Explanation:

Dr. Saunders is engaged in the field of

Positive Psychology

. This branch of psychology revolves around human functioning with the intent to guide scientific understanding and virtue-based focus in ways that foster and promote growth and human flourishing. The aim is not merely to fix what is broken, but to enhance well-being and happiness. It includes the study of strengths such as optimism, joy, courage, resilience, and compassion.

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George Lawler and John Claydon were lawyers who maintained separate law practices in the same office space. They shared the expenses of that space but never shared clients, did not commingle their funds, and did not share profits or losses from their practices. A sign identified the office as "Claydon and Lawler," and the same joint listing of names appeared on sta-tionery they both used and in their telephone listing. Claydon introduced Lawler to his clients as his part-ner. In phone conversations, Lawler identified himself as Claydon’s partner. Is there a risk that Lawler will be liable on contracts and torts made by Claydon?

Answers

Final answer:

George Lawler holds a potential risk of being liable for contracts and perhaps torts made by John Claydon due to the external appearance of a partnership they have created. Though they maintained separate law practices, their actions publicly implied a partnership, which could lead to partnership by estoppel.

Explanation:

There is a potential liability risk for George Lawler arising from the partnership appearance created with John Claydon. Because they held themselves out to the public as partners by using joint stationery, a joint sign, and referring to each other as partners, they have created a perception of a partnership despite maintaining separate practices. The legal doctrine that may apply here is partnership by estoppel, which implies that if a third party reasonably relies on the representation that a partnership exists, then both parties may be held liable for the actions of the other, as if they were actual partners. This can include liability for contracts entered by one partner and possibly for torts committed by one partner in the course of the apparent partnership's business.

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An ellipsis is a series of periods usually used to indicate that __________. a word(s) has been left out a spelling error has been made a character is speaking out loud a word continues on the next line 2. In dialogue, an ellipsis can be used to convey ___. shock silence disbelief all of the above 3. True or False: Ellipses can also indicate that more is to come. True False Kingbird, Inc. has the following information available for accruals for the year ended December 31, 2019. The company adjusts its accounts annually. 1. The December utility bill for $485 was unrecorded on December 31. Kingbird paid the bill on January 11. 2. Kingbird is open 7 days a week and employees are paid a total of $3,990 every Monday for a 7-day (MondaySunday) workweek. December 31 is a Thursday, so employees will have worked 4 days (Monday, December 28Thursday, December 31) that they have not been paid for by year-end. Employees will be paid next on January 4. 3. 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