With respect to the Consideration Clause, which of the following would be considered consideration on the part of the applicant for insurance?
a) Providing warranties on the application
b) Notice of policy cancellation
c) Payment of premium
d) Promise to renew the policy at the end of the policy period
Answer:
Option C is correct
Explanation:
This is an amount of money payment made by an individual to an insurer on an insurance policy. This insurance premiums are paid for policies that cover Auto, health, home and others.
The consideration on the part of the applicant for insurance is primarily the payment of the insurance premium, but other obligations set by the insurer can also constitute consideration.
Explanation:In context of insurance law, the Consideration Clause specifies what each party, the insured (applicant) and the insurer, must provide in an insurance contract. For the applicant, the primary form of consideration is typically the premium payment, i.e., the money that the insured pays to the insurer in exchange for the insurer's commitment to compensate (indemnify) for potential loss. However, it can also include other conditions or obligations placed by the insurer, such as maintaining certain safety standards or engaging in risk-reducing behavior.
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Economists assume that individuals a) behave in unpredictable ways. b) will never take actions to help others. c) prefer to live in a society that values fairness above all else. d) are rational and respond to incentives.
Answer:
D is the answer
Explanation:
I hope this helps!
Identify the correct sentence. Question 10 options: a) While studying for her psychology test, Francina had trouble concentrating because her friends were calling her, her brother's blasting stereo, and her dad mowing the lawn. b) While studying for her psychology test, Francina had trouble concentrating because her friends were calling her, her brother was blasting his stereo, and her dad was mowing the lawn. c) While studying for her psychology test, Francina had trouble concentrating because of phone calls from her friends, noise from her brother's stereo, and her dad was mowing the lawn. d) While studying for her psychology test, Francina had trouble concentrating because her friends were calling her, noise from her brother's stereo, and her dad was mowing the lawn.
Option b) is the correct sentence because it maintains parallel structure by ensuring all actions are in the same grammatical form, making the sentence clear and balanced.
The correct sentence is option b): "While studying for her psychology test, Francina had trouble concentrating because her friends were calling her, her brother was blasting his stereo, and her dad was mowing the lawn."
This sentence is correct because it maintains parallel structure. The actions "her friends were calling her," "her brother was blasting his stereo," and "her dad was mowing the lawn" are all in the same grammatical form, which makes the sentence clear and balanced. In contrast, options a), c), and d) fail to maintain parallel structure, making them awkward and grammatically incorrect.
Lucy is concerned because her family members pay little or no attention to each other. They seem to go their own way, and have little interest in even having a meal together. According to family systems theory, Lucy's family is a(n) _____ family.
Answer:
Disengaged family.
Explanation:
As the exercise shortly details, a disengaged family is characterised by the lack of attention to each other, by the little interest in each other. They are withdrawn emotionally; can't gather enough interest to even share a meal together. The family system is meant to take a whole a family as a group of individuals but not picking them apart. It was first introduced by Dr. Murray Bowen who understood that this individuals could not be understood separated from one another, but together.
The primary coil of a transformer is connected to a standard wall socket. A resistance R is connected across the secondary coil. The resistance across the secondary coil is increased. What happens to the current in the primary coil, and what happens to the power being supplied by the wall socket?
Answer:
The current in the primary coil decreases, and the power being supplied by the wall socket decreases.
Explanation:
In this case the current in the primary coil decreases, and the power being supplied by the wall socket decreases because as resistance across the secondary coil increases, the current and power decreases. This is because the current in the secondary coil is inversely proportional to the power and current in the primary coil.
What two changes led to the development of constitutional democracies in the seventeenth and eighteenth centuries?
Answer:
Check explanation
Explanation:
Democracy they say is the government of the people and government by the people or simply means rule of the people.
A system of government in which all the government activities are centred around certain rules and regulations, also the officials are been elected into their official position by following the rules and regulations of the land, that is the CONSTITUTION is known as CONSTITUTIONAL DEMOCRACY.
In the seventeenth and eighteenth centuries the following changes led to the development of constitutional democracies:
====>First, back then the leaders in government started to recognize people's opinions and also, they began to understand how where there politic powers lies.
====>Second, the government(not all) started election of people's choice into office, giving them voice.
Which of these terms refers to the customs, values, social institutions, art, music, dance, language, and tradition of a society's culture?
Answer:
The term that refers to the customs, values, social institutions, art, music, dance, language, and tradition of a society's culture is 'cultural traits'.
Explanation:
Any given culture belonging to any given area tends to have multiple attributes that are associated with the lives of people and various art forms that are practiced within the culture. These attributes are unique to that particular culture as it has an addition of its own to the form of living or art.Hence, the attributes are referred to as 'cultural traits'.A(n)________ is defined as criminal proceedings: the examination in court of the issues of fact and relevant law in a case for the purpose of convicting or acquitting the defendant.
Answer:
trial
Explanation:
A trial is defined as criminal proceedings: the examination in court of the issues of fact and relevant law in a case for the purpose of convicting or acquitting the defendant. It is the examination of evidence by a judge or jury in order to determine if an accused is guilty or innocent and give verdict accordingly.
A small processor of specialized steel agreed in writing with a small manufacturer of children's toys that it would supply, and the manufacturer would buy, all of the manufacturer's specialized steel requirements over a period of years at a set price per ton of steel. Their contract did not include a nonassignment clause. Recently, the toy manufacturer decided to abandon its line of steel toys, so it made an assignment of its rights and delegation of its duties under the contract to a toymaker many times larger. The large toymaker notified the steel processor of the assignment and relayed to the processor its good faith belief that its requirements will approximate those of the assignor.
Must the steel processor supply the requirements of the large toymaker?
A. Yes, because there was no nonassignment clause in the contract.
B. Yes, because the large toymaker acted in good faith to assure the steel processor that its requirements will approximate those of the small manufacturer into whose shoes it stepped.
C. No, because requirements contracts are not assignable under the UCC
D. No, because the steel processor did not give prior approval of the assignment.
Answer:
B. Yes, because the large toymaker acted in good faith to assure the steel processor that its requirements will approximate those of the small manufacturer into whose shoes it stepped.
Explanation:
This is to be noted that the right to receive goods under a requirements k is not assignable because the obligor's duties could change significantly. The significant change possible here is that the large toymaker been a larger company and its needs would be greater.
Social-cognitive theorists would suggest that the best way to predict a political candidate's performance effectiveness after election is to assess that individual's?
Answer:
past performance in situations involving similar responsibilities
Explanation:
In an electoral system where the candidates seek electoral votes by themselves, the behaviors of the politicians competing, their skills and knowledge and their integrity are the key things to be looked at. It is also important, as commented by Social-cognitive theorists, that a thorough analysis and judgment of their past performance in office be made as a way of predicting their likely performances in the new political positions they seek.
The "love is blind" phenomenon happens when you are lacking in either "head knowledge" or "heart knowledge." How can you follow your heart without losing your mind?
It's possible. even if it is complicated sometimes it is possible to have a mature relationship in which you don't have to go crazy, or forget who you are, but you need self-knowledge
In one study, participants were presented with words that were either consistent or inconsistent with their strongly held values. Participants showed quite strong reactions to the value inconsistent words. This suggests that we process information we:_____
Answer:
Disagree with quickly
Explanation:
Most humans already held a pre-existing schema in our mind. This schema consists of a set of belief and value that we use to view the situation around us.
When we heard something new, our brain will automatically look at this schema to determine whether this new information is aligned with our value. If not, it has the tendency to reject the new information. This could explain the strong reaction that we make when the participant hear something incosistent with his/her value.
Evelyn, a psychology graduate, watches parent-child interactions in a park- She simply records what she sees and does not make a change in the situation. The method she uses is known as_____________ .
Answer:
Naturalistic observation
Explanation:
Naturalistic observation is a natural observation that is used by psychologists and social psychologists. This is the method in which a researcher observes an object in natural settings. This type of research is conducted when laboratory research is not relevant to the research study.
Sometimes the researcher does not find a suitable subject for their researcher as they can find in natural settings. A researcher wants to observe the behavior of a wild animal that can be possible in natural; settings. In natural settings, the object is not biased and manipulative. It is low in cost.
Thus, Evelyn, a psychology student has used natural observation.
The technique that Evelyn, a psychology graduate, is using is termed naturalistic observation. In this approach, subjects are observed in their natural environment with no interference from the researcher.
Explanation:Evelyn, a psychology graduate, is using a research method called naturalistic observation. This technique involves observing subjects in their natural environment without any intervention by the researcher. In this case, Evelyn is watching parent-child interactions at a park, simply recording her observations and not intervening or altering the situation in any way. Naturalistic observation provides data about real-life behaviors and situations and is commonly used in psychology and social sciences.
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Examine the shape of the shoreline of Red Sea. Which of the following set of observations offers the best evidence that the northeast (right-hand) and southwest (left-hand) shores of the Red Sea were once joined to each other?
a) the jigsaw-puzzle-like fit of the shorelines with each other, old rocks on the northeast shore, and young rocks on the southwest shore.
b) the jigsaw-puzzle-like fit of the shorelines with each other, and rocks of similar age on opposite shores of the Red Sea.
c) the varying width of the sea, old rocks on the northeast shore, and young rocks on the southwest shore.
d) the varying width of the sea, and rocks of similar age on opposite shores of the Red Sea.
Answer:
The jigsaw-puzzle-like fit of the shorelines with each other, and rocks of similar age on opposite shores of the Red Sea offers the best evidence that the northeast and southwest shores of the Red Sea were once joined to each other.
Explanation:
The evidence of the continental drift theory is found along numerous sea coasts present in the world. The Red Sea also exhibits the proof that the continental drift theory is true by displaying similar attributes that can be matched between the opposite coasts of the coastline. The similarity in the physical characteristics simply conveys that the coasts were once a single piece of land.Amy is a member of the readers' club in her school. Before she buys any new book, she checks what is popular with the others in her club. Amy's readers' club is part of her _____ that influences Amy's everyday experiences.
Answer:
Amy's readers' club is part of her social environment that influences Amy's everyday experiences.
Explanation:
Environment refers to the context surrounding an individual, that in which he/she develops.
Social environment refers to the immediate social context of an individual, in which he/she develops social interactions with other human beings.
In this case, Amy's readers' club, which forms part of her social interactions, influences in a way her everyday experiences and decisions. This can be seen since she checks to see what is popular before buying a new book.
What are the characteristics of the legislative branch? Why do these characteristics provide evidence for a unified executive?
Answer:The Legislative branch are responsible for the passing/making laws which are to be used by both the Executive and Judiciary.
Explanation: The duties of the Legislative branch of government were made in such a way to ensure and provide evidence of a unified executive,the duty of law making is a duty which the help to ensure a unified executive branch,they make laws to guide the activities of both the Judiciary, executive and also the legislature.
The legislative branch helps to guarantee that the members of the Executive council work in unity with the laws made by legislative branch which represents the wishes of the people.
The characteristics of the legislative branch provide evidence for a unified executive through checks and balances.
Explanation:The legislative branch is one of the three branches of government, responsible for making laws. It is characterized by features such as being bicameral, meaning it consists of two houses (the Senate and the House of Representatives in the United States), and having the power to propose and pass legislation. These characteristics provide evidence for a unified executive as they allow for checks and balances among the branches of government, ensuring that power is not concentrated in one entity.
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The obesity rate for minorities, including African Americans and Mexican Americans, is _________ the obesity rate of the general population.
Answer:
greater than.
Explanation:
The obesity rate for minorities, including African Americans and Mexican Americans, is greater than the obesity rate of the general population.
Studies have reported that the obesity rate for minorities such as African Americans and Mexican Americans is greater than that of the general population, this is attributed to their nutritional lifestyle which involves the consumption of high energy and fatty foods.
The obesity rate for minorities, including African Americans and Mexican Americans, is higher than the obesity rate of the general population. Health disparities, including poverty rates and access to healthcare, play a role in higher obesity rates among minority populations.
Explanation:The obesity rate for minorities, including African Americans and Mexican Americans, is higher than the obesity rate of the general population.
Obesity is a significant global health challenge that has been steadily rising since the 1980s. According to the U.S. Centers for Disease Control and Prevention, nearly 36% of adults over 20 years old in the United States are obese. However, studies find that the highest levels of obesity are concentrated in the southern states and that the obesity rate is even higher among minority populations, including African Americans and Mexican Americans.
Health disparities, including poverty rates and access to healthcare, play a role in higher obesity rates among minority populations. African Americans, for example, have a poverty rate that is three times greater than that for whites, which can contribute to a higher prevalence of obesity.
The study of modern management began in the late nineteenth century with the _______ and is centered around scientific management, bureaucratic organizations, administrative principles, and management science. a. behaviorist perspective b. humanistic perspective c. conflict perspective d. classical perspective
Answer:
D. Classical perspective
Explanation:
This perspective of management as propounded by some scholars, namely; Max Weber, Frederick Winslow Taylor, and Henri Fayol. This perspective uses scientific analysis to analyze employees in an organization by increasing the value of their impacts on an organization.
Frederick Winslow Taylor propounded the scientific methods of management. He was of the view that employees' influence in an organization can be quantified using a scientific approach. Max Weber came up with the idea of bureaucracy in an organization. He believed that, managerial roles in an organization would run smoothly with the application of bureaucracy. Henri Fayol also followed the same path as the earlier mentioned theorists. He created some functions of management, namely; planning, organizing, leading, and controlling.
What do industrial and organizational psychology, health psychology, sport and exercise psychology, forensic psychology, and clinical psychology all have in common?
A. They are all examples of applied psychology.
B. They are all areas of psychology that developed in the 19th century.
C. They all focus on groups instead of individuals.
D. Job growth is greatest in these fields.
Answer:
A. They are all examples of applied psychology.
Explanation:
Applied psychology refers to a branch of psychology that is focused on putting the concept that exists in the field of psychology into something applicable in real life
- Organizational psychology - when psychology is infused into organizational techniques
- health psychology, when psychology is infused into biology and nutrition
- sport and exercise psychology, when psychology is infused into athletic fitness
-forensic psychology when psychology is infused into the science of criminal investigations
Fred refuses to speak at school, although he speaks normally at home. His therapist plans out a treatment where Fred is given a gold star every time he answers his teacher, and he can then trade in his stars for prizes. Fred begins speaking in class. The therapist then tells the teacher to stop the program for a couple of weeks. Fred stopped talking during that time. The teacher then starting giving Fred stars again, and Fred again began to talk. This is an example of
a. a case study.
b. a correlational study.
c. an ABAB experimental design study.
d. a self-report study.
Answer:
The best option is c. an ABAB experimental design.
Explanation:
ABAB research design, also called withdrawal or reverse design, aims to observe if a treatment is being effective by exposing the subject to treatment, observing the results, then once again exposing to treatment, and confirming (or not) the results. The first A is the establishment of a steady baseline. The first B, then, is the introduction of the treatment. After the second baseline has been measured during B, the treatment is withdrawn during the second A. Again, having the baseline measured, the second B is the reintroduction of the treatment. That is precisely the method used with Fred to see how he responds to the reinforcement to speak.
The scenario provided is an example of an ABAB experimental design study. Thus, the correct option is c.
In an ABAB experimental design study, the intervention (in this case, giving Fred stars for speaking in class) is introduced (Phase A), withdrawn (Phase B), reintroduced (Phase A again), and then withdrawn again (Phase B again).
This design allows researchers to assess the effectiveness of the intervention by observing changes in behavior when the intervention is implemented and withdrawn.
In Fred's case, his behavior of speaking in class increased when stars were given and decreased when the program was stopped, indicating a clear relationship between the intervention and his behavior.
Larry’s house has caught fire, and he is trapped inside. The neighbors called 911. Two firefighters and one of the neighbors (an accountant) entered the house in an attempt to save Larry. Another neighbor tore away the screening around Larry’s porch so that his dog could run to safety.As opposed to the neighbor, the firefighters who attempted to save Larry were performing a(n) _________.
Answer:
Duty
Explanation:
The neighbor who tore away the screening around the porch was only trying to help Larry get his dog to safety because he is not a trained firefighter. However, the firefighters who were attempting to save Larry were actually performing a duty. It is the duty of a firefighter to save lives and properties via firefighting regardless of whether they are called or they just pump into an incidence of fire.
Using people become conscious of circumstances outside their immediate environments and comprehend structural transformations occurring in society.
A. True
B. False
Answer:
A. True
Explanation:
Using SOCIOLOGICAL IMAGINATION people become conscious of circumstances outside their immediate environments and comprehend structural transformations occurring in society.
Sociological imagination is the ability an individual has to think himself away in order to see the bigger picture and how social interactions influence and interact with each other.
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In an experiment designed to determine whether watching violent scenes on television increases the frequency of aggressive behavior in children, one group of subjects saw a nonviolent cartoon and another group saw a violent cartoon. In the play period that followed the viewing of the cartoons, researchers observed the two groups of children together and counted instances of aggressive behavior. The dependent variable in the experiment is the__________.
Answer:
amount of aggressive behavior exhibited by the children
Explanation:
Dependent variable: In psychological or scientific research, the term dependent variable is defined as a variable being used in an experiment is the one that is being tested or modified by an experimenter.
In an experiment, a dependent variable is the one that is exposed to get affected by the independent variable i.e, any changes in the independent variable will cause a direct effect or change in the dependent variable.
In the question above, the dependent variable in the experiment is the amount of aggressive behavior exhibited by the children.
Read this sentence from ""The Wife’s Lament"": Be he outlawed far / in a strange folk-land—that my beloved sits / under a rocky cliff rimed with frost / a lord dreary in spirit. What words or phrases help you to recognize the historical context of the line?
Answer:
Outlawed, strange folk-land.
Explanation:
"The Wife's Lament" is a poem about a wife worrying over the sudden and long departure of her husband from their home. This poem written in an Old English form is from the Exeter Book, an old Anglo-Saxon book of poetry written during the 10th century.
The 53 lined poem begins with the wife's lament for the husband's long absence and then moves on to her own journey of looking for him. It majorly has themes of love lost and loneliness but towards the end of the poem, she mentioned the husband's exile to a very distant land. The words like "outlawed" and "strange folk-land" gives an image of the setting as that of some place or time in the past.
An item should be recognized in the basic financial statements (subject to a cost effectiveness and materiality constraint) when it meets the four criteria: it can be defined, it can be measured, it is ____________________ and it is reliable.
Answer: it is relevant.
Explanation: An item is subject to cost effectiveness and materiality constraint if it can be defined, measured, relevant and reliable. Items reported in financial statements are based on historical costs, replacement cost, net realizable value, market value and present value of cash flow.
If there is a child sitting in the front seat of a car installed with air bags, it is advised that the air bag feature be turned off for the child or the child be placed in the back seat.
a) true
b) false
Final answer:
It is true that airbags should be turned off for children in the front seat or children should be seated in the back, as airbags can be harmful to them due to the deployment force and their smaller size.
Explanation:
It is true that if there is a child sitting in the front seat of a car installed with airbags, it is advised that the airbag feature be turned off for the child or the child be placed in the back seat. This is because airbags are designed for adults and can be dangerous to children due to their size and weight. An airbag deploys with a lot of force, and for a small child, this can result in injuries rather than providing protection. Therefore, it is safer for children to ride in the back seat using appropriate child safety seats.
The ____ establishes ethical guidelines for psychologists. The ____ evaluates the ethical nature of research conducted at colleges and universities.
A. Institutional Review Board (IRB) / American Psychological Association (APA).
B. American Psychological Association (APA) / Institutional Review Board (IRB).
C. County government / state government.
D. State government / county government.
Answer:
American Psychological Association (APA) / Institutional Review Board (IRB).
Explanation:
American Psychological Association (APA) is the largest professional body in the United States of America, where scientists, educators, clinicians, consultants, and students, all belong to, with a total number of 121,000 members currently enrolled. They established the Ethical Principles of Psychologists and Code of Conduct.
Institutional Review Board (IRB), on the other hand, evaluates the ethical nature of research (both funded and not funded) conducted at colleges and universities.
The tendency of bystanders to avoid intervening in conflict, even though they would want others to intervene on their behalf, can be best explained by:_______.
Answer:
cognitive dissonance theory.
Explanation:
Cognitive dissonance theory explains why people face challenges to accept new information which is contradictory to the belief they hold or act in a way that undermines their self-image. Therefore people tend to feel dissonance when their consistent perception is challenged by hold truth or action and they try to reduce this dissonance. For example, a religious person feel uncomfortable when an atheist disrespect sacred images.
As per the question, the instances of bystanders not intervening (an action), even though they would want others to intervene for them (a value) is a classic example of cognitive dissonance theory.
Jill enjoys exchanges with her colleague Belle because they help reduce her work-related stress and anxiety. This communication meets which of the following needs?
Answer:
It meets the physical need
How is a unitary government different from a federal government
Answer:
they have different names that's what dont u have eyes no just kidding
Explanation:
the difference between a unitary and a federal government is that a unitary government puts its power in one central government while in a federal system the governing power is divided into federal and local governing bodies that connect to the national government.
PLZ GIVE BRAINIEST I USED MY HUMOR
Diane: As we both know, the population of this country is aging. Elderly people generally prefer not to live in harsh climates characterized by extreme temperatures. Accordingly, in this country's coastal regions, where the climate is generally most temperate, the population is likely to grow, while other regions are likely to suffer population declines.
Paul: I disagree. With few exceptions, regions where the climate is harsh are characterized by comparatively low living costs, a compelling factor for retired people with little savings and on fixed incomes.
Which of the following is the most likely point of disagreement between Diane and Paul?
A. the reason for the population shift toward coastal areas and away from other regions
B. whether the country's current decline in overall population will continue into the forseeable future
C. why older people find certain regions where the climate is harsh attractive places to live
D. whether regions characterized by harsh climates are likely to experience population declines in the foreseeable future
E. the extent to which coastal regions are affordable places to live for retired people
Answer:
D. whether regions characterized by harsh climates are likely to experience population declines in the foreseeable future
Explanation:
Both Paul and Diana talk about regions with harsh climate conditions. Meanwhile, Diana says that they will experience a decline in population because elderly people will move from to the regions with a more temperate climate. At the same time, Paul talks about another consideration important to the elderly people - cost of living. He says that regions with harsh climate are cheaper to live in and thus more attractive for elderly people.
Thus, point of disagreement between Diane and Paul is about the probability that regions with harsh climate will have a population decline in the future.