the 9 digit number that identifies the bank that a check came from is called?
Open innovation’ can only operate across web-based platforms – true or false?
The assertion that open innovation is limited to web-based platforms is false. Instead, it is a versatile approach that involves a variety of participants and strategies, both online and offline, aiming to foster collaboration and widen the innovation process. false.
The statement that 'open innovation' can only operate across web-based platforms is false. Open innovation involves a broad spectrum of practices and strategies, including but not limited to the use of web-based platforms. It entails widening participation in the innovation process beyond traditional boundaries of organizations, allowing for collaboration among various entities such as users, governments, civil society, and businesses. This collaboration can happen both online and offline. The digital transformation and internet access are important for facilitating open innovation, especially in resource-poor countries, and for participating in open networks, but open innovation itself is not strictly bound to web-based platforms.
An example of open innovation extending beyond digital platforms can be seen in the strategy adopted by Nokia. Nokia used the Internet for idea harvesting and engaging a large community for feedback. However, their model also encompassed real-world collaboration, which is essential for a holistic approach to open innovation.
Moreover, the dialogue about open science, open education resources (OER), and open innovation is much broader than just web-based interactions. It includes creating the right ecosystem for innovation, where open access to research results and public collaboration can drive the development of new products and services, thus participating in the knowledge economy.
what kind of check endorsement is signed by the person it is made out to but has instructions to pay the check to someone else
Final answer:
A special endorsement or endorsement in full on a check allows the original payee to redirect payment to a third party by writing 'Pay to (Name of third party)' followed by their own signature.
Explanation:
The type of check endorsement described is known as a special endorsement or endorsement in full. This endorsement involves the payee of the check signing their name and specifying another individual or entity to whom the check should be paid. The process starts with the statement 'Pay to (Name of third party)' written on the back of the check, followed by the original payee's signature, thereby instructing the bank to make a payment to the third person instead of the original payee. This topic is a fundamental aspect of banking and finance education, which covers not only the mechanics of check endorsements but also how to write checks, the differences between various financial documents such as warehouse receipts, banknotes, and promissory notes, and the general operation of checking accounts. Teaching students these skills prepares them for managing their personal finances as well as understanding commercial transactions.
Home-based entrepreneurs should focus on _____.
Home-based entrepreneurs should focus on business development, understanding their domestic market, and preparing for challenges. These focus areas are crucial for building a sustainable and competitive business. Leveraging resources and creating effective strategies can significantly enhance their success.
Home-based entrepreneurs should focus on several key areas to ensure their success. Firstly, they should prioritize business development by identifying their target market, creating a solid business plan, and leveraging self-employment resources such as workshops and advice.
Furthermore, understanding their domestic market position and the needs of home-market buyers can provide insights into improving their products and services. Finally, they should prepare for challenges, including competition and customer engagement, by creating strategies to attract and retain customers.
Stars are _____, according to the BCG matrix. Stars have included Apple and the diamond company DeBeers.
According to the BCG matrix, a matrix with a marketing planning tool which helps managers to plan for a balances product portfolio, Stars is defines as organizations with high growth and high market share which are definite keepers that included Apple and the diamond company DeBeers. The matrix assesses existing and new products in terms of their market potential by looking at the market growth and market share.
Once a civilization had a surplus of food, it could support which of the following?
Final answer:
A surplus of food allowed early civilizations to support larger, sedentary communities with specialized labor, leading to significant sociopolitical advancements and the establishment of complex urban societies.
Explanation:
Once a civilization had a surplus of food, it could support a variety of developments that were pivotal for the advancement and complexity of societies. The surplus facilitated the transition from nomadic lifestyles to sedentary communities, leading to the accumulation of goods and specialization in labor beyond agriculture. This agricultural bounty underpinned the entire social structure, enabling the growth of dense populations, urbanization, and the emergence of diverse professions such as craftspeople, traders, religious figures, and artists. Moreover, it allowed for the formation of governmental structures and a social elite who monopolized decision-making, enforcing a new order within these burgeoning societies.
write an example of an occupational practical problem
It basically means you don't have money anymore
Approximately what portion of global employers tends to use social media websites to hire new employees?
A. 30 percent
B. 40 percent
C. 50 percent
D. 60 percent
E. 70 percent
My notes say about 40 percent.
"The latest statistics show that around 40 percent employers use social media websites to hire employees."
Taken directly from the lesson.
Out of the choices provided above, it can be concluded to state that approximately 40 percent of people employers around the world tend to use social media websites to hire new employees within their organization. Therefore, the option B holds true.
What is the significance of social media websites?The social media websites can be referred to or considered as the virtual spaces that allow a person to come in close contact with people around the world, such as their friends and family. However, the scope of these websites is unlimited.
With the introduction of sites such as ''monster'' and ''LinkedIn'', the use of social media has been done specifically to hire new employees. The employer has the facility to know about the skills and qualifications of an employee from verified spaces with the help of social media websites. Today 4 out of 10 employers use these sites for productivity.
Therefore, the option B holds true and states regarding the significance of social media websites.
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carly will be going to college in 3 years. she anticipates that she will need 12000 to pay for her first year. she currently has 2,900 in a savings account. without including interest earned, what is the reasonable estimate of the amount carly needs to deposit into the savings account per month over the next 3 years to be bale to pay for the first year of college
China is considered to have a(n) ________ culture.
China has a diverse and complex culture, which is a result of its history, geography, and contemporary economy. Its culture is marked by Confucianism, regional variabilities and adaptability.
Explanation:China is considered to have a diverse and complex culture. This is a result of its expansive history and geography. The country was home to many varied cultures that eventually contributed to the formation of a centralized political control and a united culture. This included a common written script and dominant schools of thought and religion such as Confucianism, Daoism, and Legalism. China's rich past is highlighted with numerous dynasties, each adding unique elements to its culture.
The geographic diversity of China, from deserts and mountains to rivers and plateaus, has also had a significant impact on its culture. Different regions have developed distinct ways of life corresponding to their environment. This regional diversity in culture still exists today.
Contemporary Chinese culture is significantly influenced by the People's Republic of China's place in the international economic system. China's culture has been adaptive, taking advantage of its large, educated labor force and tight governmental control over business and function.
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Jessica completed a four-year degree program in Finance and Accounting. She hasn’t yet gained any work experience in this field. However, she’s joined a professional organization. She hopes to get an entry-level job in an audit firm. How can the professional organization help her in her quest?
1.she can get discounts in her membership dues
2.she can attend lecture sessions by experts in her field
3.she can get updates on new legislation
4.she can register her name in an online list that prospective employers view
5.she can now work as a trainee with an expert
Answer:
Joining the professional organization will help her because she can now work as a Trainee with an expert ( 5 )
Explanation:
Joining a professional body/organization is one of the leading ways to get the needed work experience in any discipline/profession because you get to learn first hand from an experienced professional that will give you the needed experience to get into the workforce fully equipped
1. Increasing your 401k deduction will ________ your take-home pay and __________ your federal taxes in the current year.
4. Which of the following is a risk of large-scale government borrowing?
A. A GDP loss
B. Lower interest rates
C. Higher prices and interest rates
D. Lower employment
Student Answer: A
Answer: Incorrect
Reference: Section 3.6
5. A merger between a company and one of its suppliers is known as a _______ merger.
A. supply
B. vertical
C. demand
D. horizontal
Student Answer: A
Answer: Incorrect
Reference: Section 3.4
8. One advantage of preferred stock over common stock is that preferred stockholders
A. get a cheaper price on stock.
B. are entitled to a fixed dividend.
C. have the right to vote for the board of directors.
D. participate in managing the company.
Student Answer: C
Answer: Incorrect
Reference: Section 3.2
17. A characteristic of a natural monopoly is that
A. adding businesses in competition would increase cost to the consumer.
B. the firm is dedicated to the use of natural resources.
C. there's no government intervention in the market.
D. the firm is supported by the consumer and voted into existence by the voters.
Student Answer: B
Answer: Incorrect
Reference: Section 3.5
18. Which of the following is an advantage of investing in a mutual fund?
A. No risk
B. Guaranteed profit
C. Professional management
D. Investments are made in only one company
Student Answer: D
Answer: Incorrect
Reference: Section 3.2
20. What's the term for the profit made from selling a stock at a higher price than the price paid for the stock?
A. Capital gail
B. Depreciation
C. Stock profit
D. Dividend
Student Answer: C
Answer: Incorrect
Reference: Section 3.2
The correct answers are C for higher prices and interest rates due to government borrowing, B for a vertical merger, B for preferred stockholders getting a fixed dividend, A for a natural monopoly reducing costs, C for professional management of mutual funds, and A for capital gains from selling stock.
The correct answer to the question regarding the risk of large-scale government borrowing is that it leads to higher prices and interest rates (Option C). This typically happens because as the government borrows more, it competes for the same pool of funds that private borrowers use, leading to higher interest rates, also known as 'crowding out'.
A merger between a company and one of its suppliers is called a vertical merger (Option B). This type of merger can streamline production processes and reduce costs by consolidating the supply chain under one company's control.
One advantage of preferred stock over common stock is that preferred stockholders are entitled to a fixed dividend (Option B). This can be beneficial because it provides a more predictable income stream, compared to common stocks where dividends can vary.
A characteristic of a natural monopoly is that adding businesses in competition would increase cost to the consumer (Option A). This is because a natural monopoly arises where a single firm can supply the entire market at a lower cost than multiple firms could.
The advantage of investing in a mutual fund is that it offers professional management (Option C). Mutual funds allow investors to diversify their holdings and have them managed by financial professionals.
The term for the profit made from selling a stock at a higher price than the price paid for the stock is called capital gain (Option A). This profit results from an increase in the value of the stock over time.
Suppose you manage an upscale restaurant in new york city. __________ would involve writing employee schedules and a list of things to do for the chef and other kitchen staff.
The Australian Shepherds reputation in the United States is growing rapidly. Most often the dog is called an Aussie. Aussies's are fast, strong, and highly intelligent dogs. At thirty-five to forty-five pounds, the dogs bodies are compact and muscular. Some people do'nt recognize the breed name, but Aussie's are all over television. Whenever you see a commercial with a dog catching a Frisbee, herding cattle, or running an obstacle course, you can be pretty sure your watching an Aussie or one of the closely related breed's , such as a Border Collie or Blue Heeler. Because Aussie's require a lot of attention and exercise, some pet owner's aren't suited to this particular breed. An Aussie with nothing else to do will find something to destroy that you'd previously thought could'nt be destroyed. When trained and exercised daily, however, Aussies can't be beat for friendship and fun.
Deliberative thinking consists of search and inference. For what three things should you look for?
Answer:
In the event that it is said that deliberate thinking comprises search and inference so one should look for common framework that may assert these lines of thinking, a specific object and after that one should make inferences from and about the object found.
Explanation:
deliberate thinking is made up of the search and the inference so one should look for specific reference to hold on for celebrate specific thinking thank you
a famous quarterback just signed a $18.0 million contract providing $3.6 million a year for 5 years. A less famous receiver signed a $17.0 million 5-year contract providing $4 million now and $2.6 million a year for 5 years. The interest rate is 10%
There are 3 teachers to every 57 students at Oakdale Middle SchooL If there are 798 students in the school, how many teachers are there?
To determine the number of teachers at Oakdale Middle School with 798 students, a proportion based on the 3:57 teacher-to-student ratio was calculated, resulting in 42 teachers being needed.
To find out how many teachers there are at Oakdale Middle School with 798 students, given the ratio of 3 teachers to every 57 students, we need to set up a proportion. The arithmetic to solve for the number of teachers (T) looks like this:
3 teachers / 57 students = T teachers / 798 students
Then we cross-multiply and solve for T:
3 * 798 = 57 * T
T = (3 * 798) / 57
T = 2394 / 57
T = 42
So, Oakdale Middle School would have 42 teachers for 798 students.
This practical application of mathematics helps ensure appropriate staffing levels to address a potential teacher shortage, highlighted by observers with estimates of missing 200,000 teachers by 2025. Adequate teacher-to-student ratios are essential for providing quality education.
A $104,000 selling price with $24,000 down at 8½% for 25 years results in a monthly payment of
Which type of account typically has very high liquidity, low or no interest, and low minimum balance?
Select all that apply.
Select the items that can influence your decision process for buying a cell phone.
your name
peer pressure
price of the phone
advertising
The answer is:
peer pressure
When all of your other friends have a cell phone, you would most likely want to purchase one because you want to stay in touch with the social circle.
price of the phone
People have their own incentives to buy cheap or expensive phones. Those who buy cheap phones would most likely buy it to save their money. Those who buy expensive phones most would most likely aim for their functionality or social status.
advertising
Advertisement influence product awareness. Phones company that constantly do good advertising would make their products become more likely to be purchased.
Sheila doesn’t have a lot of money for college tuition, but she really would like to go to college. What can she do while she’s in high school to achieve her goal?
A.learn as much as she can about her desired career
B.take classes in high school that will give her college credit
C.decide on a less expensive career
D.wait until she graduates before deciding her next move
E.quit school and start college right way
Answer:
B.take classes in high school that will give her college credit
Explanation:
There are high school courses which exempts a person from taking a few courses in college level. In order to avoid paying a hefty amount of fees at a college level.
C. less expensive career would not help her get through college
A. learning about desired career would help but not in getting through college
D. quitting school would do the opposite: it would increase her college tuition even more
Answer:
b. take classes in high school that will give her college credit.
Explanation:
Ralph’s Hardware updated its accounting system and agreed to purchase a computer system from a manufacturer, Bits and Bytes (BB). During contract negotiations, BB’s sales representative promised that the system was “A-1” and “perfect.” However, the written contract, which the parties later signed, disclaimed all warranties, express and implied. After installation the computer produced only random numbers and letters, rather than the desired accounting information. Is BB liable for breaching an express warranty? Why?
In 1-2 sentences describe why compound interest earns more money than simple interest.
How do you think having openness in business would change society?
4. Why would someone choose to remain a nonemployer?
Answer:
NO NO NO! This question is asking why be a Nonemployer not Nonemployee !
A Person may choose to remain running their business with no employees because they found adding employees to not be worth it. Most likely the company is not large enough to afford paying employees or not large enough to need employees.
Explanation:
I'm in the Entrepreneurship class and completed the lesson
what role do consumers play on free enterprise system
Consumers play a crucial role in a free enterprise system by influencing the production of goods and services through their purchasing decisions.
In a free enterprise system, also known as a capitalist economy, consumers are one of the key components that drive the market. Their role can be understood through the following mechanisms:
1. Demand Determination: Consumers determine the demand for various goods and services. Their preferences and choices signal to producers what to produce, how much to produce, and at what quality. If consumers favor a particular product, producers will likely increase its supply to meet the demand.
2. Price Influence: Consumers influence prices through their willingness to pay for goods and services. If consumers are willing to pay more for a product, producers can charge higher prices. Conversely, if consumers are price-sensitive and seek lower prices, competition among producers can lead to price reductions.
3. Resource Allocation: Through their purchases, consumers direct the allocation of resources in the economy. Products that are in high demand encourage businesses to allocate more resources to their production, while products with less demand see a reduction in resource allocation.
4. Innovation and Variety: Consumers' desire for new and better products drives innovation and variety. Companies strive to develop new technologies and products to meet the evolving needs and wants of consumers, which leads to a dynamic and innovative marketplace.
5. Feedback Mechanism: Consumers provide feedback to producers through their buying patterns, reviews, and direct communication. This feedback helps businesses adjust their products and services to better align with consumer preferences.
6. Competition: Consumer choices foster competition among businesses. Companies compete to attract consumers by offering better products, services, and prices, which can lead to improved quality and efficiency in the market.
7. Economic Growth: Consumer spending is a significant component of economic activity. Higher consumer spending can lead to economic growth, while reduced spending can signal a downturn in the economy.
In summary, consumers are central to the functioning of a free enterprise system. Their decisions and behaviors not only influence the production and pricing of goods and services but also drive the overall direction of the economy.
The outdoor clothing company Patagonia, Inc. pledges one percent of the company's annual revenue to environmental causes around the world. Founders of the company believe they have an obligation to contribute to society. This is an example of what?
The US courts are reviewing a case to see whether a work has been reused fairly. What is an example of something they might consider when trying to decide whether the use was fair?
Hemming saw an advertisement for a Cadillac convertible once owned by the famous early rock ’n’ roll singer Elvis Presley. He contracted to buy it from Whitney for $350,000 and sent Whitney $10,000 as a deposit. But, after some delay, Whitney returned the $10,000 and informed Hemming that the car had been sold to another purchaser. What potential remedy or remedies does Hemming have?
Hemming has potential legal remedies against Whitney for selling the Cadillac convertible to another purchaser after entering into a contract, which include seeking specific performance to require the sale to proceed or suing for damages resulting from the breach of contract.
Explanation:Hemming entered into a contract to buy a Cadillac convertible once owned by Elvis Presley from Whitney for $350,000 and sent a $10,000 deposit, which was later returned by Whitney due to the car being sold to another purchaser. Given this situation, Hemming has potential legal remedies available to him. These remedies primarily include seeking specific performance of the contract or suing for damages due to breach of contract.
Specific performance is a legal remedy whereby the court orders the seller to fulfill their part of the contract by transferring the car to Hemming. This remedy is generally reserved for goods that are unique, as is likely the case with a car previously owned by Elvis Presley. However, the availability of specific performance can depend on the jurisdiction and the specific details of the contract.
Alternatively, Hemming could sue for damages, seeking financial compensation for the breach. This could include the return of the $10,000 deposit (which was already returned) and potentially claiming for additional losses suffered due to not acquiring the car, such as lost opportunities or specific investments Hemming might have made in anticipation of acquiring the vehicle.