Why do some lenders require borrowers to secure credit?
A. to prevent defaults
B. to guarantee full repayment
C. to avoid any losses
D. to reduce risk

Answers

Answer 1

Answer:

D. to reduce risk

Explanation:

Lenders require borrowers to secure credit in order to reduce risks. When loaning cash to borrowers, financial foundations regularly necessitate that individuals secure credit. One reason why this is the situation is to decrease the hazard.  

On the off chance that a borrower can verify credit, it as a rule implies that they are financial dependable as dictated by an outsider. This generally incorporates an examination of the credit history. A credit history shows what number of records an individual has, regardless of whether they have a decent history of paying bills on schedule, and whether they utilize a noteworthy level of their verified credit. Every one of these elements assume a noteworthy job in verifying credit.


Related Questions

If a manufacturer has a shortage of a popular product what will likely happen to the price of the product

Answers

Answer: The price of the popular product will increase.

Explanation:

Since it is stated that the product is popular. It means that it has vaule to most therefore when the price increases most will still buy as long as it is in reason.

Jameeka is risk-averse (does not want to take a big risk), but wants to earn the best rate of return in less than two years. Which investment would MOST LIKELY meet Jan's need?

Answers

Answer:

Specific investments are less dangerous than others, but all investments take some measure of danger. This measure of uncertainty also involves the rate of return of the investment, meaning for somebody to take a deal of risk; there must also be the existence of great reward. Consider it: You wouldn’t make a huge risk without this being the huge reward. Conversely, investments with less probability typically get lower yields. One way that investors decrease their total danger is by putting in the variety of other securities, e.g., stocks and bonds, or even at other cases of the related security, such as government bonds and corporate bonds. That is called diversification, and it’s an essential idea for any investor to see.

The capital and financial account is the record of​ _____ minus us investment abroad.

Answers

Answer: The capital and financial account is the record of​ the United States minus us investment abroad.

Explanation: This account will record the balance of all payments for a country's international transactions with the rest of the world. The transactions are recorded in two different accounts, the current account and the capital and financial account.

Different firms embrace different goals. consequently, these goals affect the pricing strategy. pricing of a company's products and services should support and allow the firm to reach its overall goals. in this activity, you will be asked to differentiate between pricing orientations. each firm embraces objectives that management believes will make the firm more successful. these specific objectives usually reflect how the firm intends to grow. do managers want it to grow by increasing profits, increasing sales, decreasing competition, or building customer satisfaction? these questions are answered by a firm's choice of pricing strategy.

Answers

First my acurring great costumer service to be able to increase sales and get involved for pricing ..Sufucit increment of sales would come after..

Based on the specific objectives of these companies, the way their managers want them to grow are:

Movie Theater = Sales orientation. Grocery Store = Competitor orientation. Shoe company = Profit orientation. Golf course = Customer orientation.

How do companies try to grow their companies?

Movie theaters will try to grow their company by increasing sales therefore they will offer attractive packages and facilities.

Grocery stores on the other hand, sell goods that are highly competitive and so they will try to limit their competition.

Show companies have a profit orientation because they have a brand and golf courses will try to work on customer satisfaction as their growth comes from the number of people who patronize them.

Find out more on growing a business at https://brainly.com/question/1621812.

The average population growth rate for developed nations is _____. 0.7 percent 0.5 percent 1.5 percent 0.9 percent

Answers

Answer: 0.5%

Explanation:

Answer:

0.5%

Explanation:

The federal reserve bank can be thought of as the bank for almost all other banks that work directly with the public?

True or False

Answers

it would be "True"

The federal reserve is a bank for all public banks.

Choose the option that best matches the description given.

When a person is developeing a plan, he must understand the ___or what he is selling.

Product
marketing
promotion

Answers

I think it is product

Answer:

Product

Explanation:

When a person is developeing a plan, he must understand the product or what he is selling.

Which is intended to collect revenue?

taxation
antitrust law
censorship
tariff

Answers

Answer:

taxation

Explanation:

Answer:

Taxation

Explanation:

Taxation collects revenue on sales purchases and sales in the country where the tax is implemented.

Antitrust law - has nothing to do with revenue.

Censorship - has nothing to do with revenue.

Tariff - Is a tax on imported/exported goods. If you could choose two options I would say taxation and tariff. However, more taxation than tariff.

Dot safety systems manufactures motorcycle helmets. what is the standard quantity of material used to manufacture each helmet if the material required is 1.2 pounds, and dot allows for .25 pounds of waste and .35 pounds of rejected material?

Answers

Answer:

The answer is "1.80 pounds".

Explanation:

Standard quantity of material = ?

material required =  1.2 pounds

dot allows pounds of waste = 0.25 pounds

Amount of rejected material = 0.35 pounds

We can find standard quantity of material  by adding the amount of material required, amount of material required for waste and amount of rejected material.

Standard quantity of material = 1.2 pounds + 0.25 pounds + 0.35 pounds

= 1.80 pounds

Final answer:

The standard quantity of material used to manufacture each motorcycle helmet by Dot Safety Systems is 1.80 pounds. This figure is a total of the material required, waste, and rejected materials during manufacturing.

Explanation:

To calculate the standard quantity of material used to manufacture each helmet by Dot Safety Systems, one must take into account the material required to create the helmet, alongside the waste and rejected materials. Given that the manufacturing process requires 1.2 pounds of material and includes .25 pounds of waste and .35 pounds of rejected material, the standard quantity used in manufacturing each helmet is therefore given by summing these three quantities. That is 1.2 pounds (required material) + 0.25 pounds (waste) + 0.35 pounds (rejected material) = 1.80 pounds.

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Carlos wrote a check for $44.92 to pay his gas bill. He’ll use the check register to record his transaction. What will be his new balance?

$345.09
$370.09
$434.93
$459.93

Answers

Answer: $370.09

Explanation:

415.01 - 44.92 = 370.09

Answer: B. $370.09

Explanation:

Read the scenario.

Bill recently moved into a new apartment. He wants to purchase a new television. Bill needs to decide between paying cash for a traditional model television or using credit for a newer HD version.

Which are disadvantages of using credit?

(Select all that apply.)

Using credit will cost Bill more money over time.

Using credit may tempt Bill to buy more than he can afford.

Bill will have to wait until he pays for his purchase in full before he actually gets it.

Bill will have to make his purchase online rather than going to a store.

Answers

Answer:

Using credit will cost Bill more money over time.

Using credit may tempt Bill to buy more than he can afford.

Answer:

Using credit will cost Bill more money overtime

Using credit may tempt Bill to but more than he can afford .

Explanation:

Buying in credit is an act of paying for purchased goods in a future date.This can be done through so many media but the most popular among them is the use of credit cards. The prices for credit sales mostly come with premium.

Buying in credit has so many disadvantages. Some of them are

Spending more on an item : By the time the charged interest are factored into the purchase price , the buyer ends up spending more.

Temptation to buy more : Buying on credit may tempt buyer to buy more than he budgeted on even needs considering the opportunity of buying to pay at a later date.

_____ is the amount of information a communication medium can carry and the extent to which the medium enables the sender and receiver to reach a common understanding.

Answers

Answer:

Information richness.

Explanation:

Information richness is the amount of information a communication medium can carry and the extent to which the medium enables the sender and receiver to reach a common understanding. This is the correct answer to your question.

Hope this helps!!!

Kyle.

Glenn concludes by threatening jackie's employment with cumberland. in doing so, he fails to display _______________, which if properly done would result in _________________. value leadership, valued employees transformational leadership, ethical employees transformational leadership, followership ethical leadership, ethical employees

Answers

Answer:

Ethical leadership, ethical employees.

Explanation:

Glenn concludes by threatening Jackie's employment with Cumberland. in doing so, he fails to display ethical leadership, which if properly done would result in ethical employees.

Glen is the CFO of the company, therefore he has the upper hand so he can easily threaten Jackie's employment who is a chief internal auditor at Cumberland Lumber. However Jackie has her own reasons for recording the transactions the way she did, since she has full faith in her knowledge of accounting rules. Moreover she also has some ethical obligations to consider.

What do I put at the end of a brochure

Answers

Answer:

Bibliography

Explanation:

Answer:

Small types of informaiton like bibliography.

Affiliate marketing is _____.

the practice of selling used products over the Internet

the practice of selling products over the Internet based on bidding rather than pricing

the practice of selling using e-mail and blogs exclusively

the practice of advertising the products and services of several companies on Web pages, blogs, and streaming music services, among other outlets and paying compensation for either the referral or the sale

I think D

Answers

Answer:

the practice of advertising the products and services of several companies on Web pages, blogs, and streaming music services, among other outlets and paying compensation for either the referral or the sale

Answer:

D) the practice of advertising the products and services of several companies on Web pages, blogs, and streaming music services, among other outlets and paying compensation for either the referral or the sale

Explanation:

This is what affiliate marketing is :)

_______ laws ensure that workers are paid if they are injured on the job.
A) Minimum Wage
B) Child Labor
C) Union Membership
D) Workers' Compensation

Answers

Answer: I believe the answer is D.)

(I hope this helps) :D

Explanation:

Answer:

The correct answer is the option D: Workers' Compensation.

Explanation:

''Workers' Compensation'' is the name given to the term that refers to a type of insurance that is given to workers who become injured or suffered from disabilities during the time they are working for an employer. Furthermore, it is a publicly sponsored system whose main purpose is to pays monetary benefits to the people who suffered injury situations while working to an employer in order to exchange the employee's right to sue their employer for the tort of negligence.

Paul is saving for an entertainment system. He decides to put the money he is saving into a savings account at his bank instead of a checking account. Why is it a good idea for Paul to put his money in a savings account?


Select the best answer from the choices provided.
A.
A savings account is more secure than a checking account.
B.
Money is not as easily accessible in a savings account as it is in a checking account.
C.
A savings account is more convenient than a checking account.
D.
If the money is in a savings account, he can use his debit card to make the purchase when he has enough saved.

Answers

Answer:

B

Explanation:

this way he will not try to spend the money while saving

What benefit does a wholesaler offer a retailer? A. They provide insurance to the retailers regarding unfrozen events. B. They offer marketing opportunities to retailers in order to target different consumers. C. They protect retailers from losses that may arise due to unsold inventory. D. They offer discount to retailers regarding new brands in the market.

Answers

Answer:

D. They offer discount to retailers regarding new brands in the market.

Explanation:

What benefit does a wholesaler offer a retailer?

A. They provide insurance to the retailers regarding unfrozen events.

B. They offer marketing opportunities to retailers in order to target different consumers.

C. They protect retailers from losses that may arise due to unsold inventory.

D. They offer discount to retailers regarding new brands in the market.

A Wholesaler is an individual or organization who sells items in bulk to different outlets or retailers for forward deal. Wholesalers can sell their items at a lower unit cost as they are selling in bulk, which diminishes the dealing with time and costs included. Retailers can then sell the products at a higher cost in their shops to make surplus profits for themselves

Answer:

C. They protect retailers from losses that may arise due to unsold inventory

Explanation:

"Wholesalers purchase goods on behalf of retailers. This saves retailers time and effort in assembling an assortment of goods from various producers. By stocking those goods and providing them in smaller quantities, wholesalers protect retailers from losses that may arise due to unsold inventory."

How can you prove to be an initiator?
A.
by arriving to work on time
B.
by completing the project before the deadline
C.
by taking charge of tasks given to the entire team
D.
by starting a conflict
E.
by finishing your work on time

Answers

Final answer:

Showing initiative in the workplace can be proven by showing up on time, completing projects before the deadline, and taking charge of tasks given to the entire team.

Explanation:

Initiative can be proved in a professional setting by:

Show up on time and consistently to workComplete projects before the deadlineTake charge of tasks given to the entire team

By demonstrating these qualities, you are showing that you are proactive, responsible, and willing to take on additional responsibilities. Taking initiative can help you stand out in the workplace and lead to future opportunities for growth and success.

What layout strategy deals with low-volume, high-variety production?A) fixed-position layoutB) retail layoutC) warehouse layoutD) office layoutE) process-oriented layout

Answers

Answer: What layout strategy deals with low-volume, high-variety production? E. Process-oriented layout

Explanation: A process oriented layout is used by companies to move items from one department of the company to another to keep the products moving in a sequenced fashion. An example of a process oriented layout is a clinic. When the patient first checks in, they wait in the waiting area. They next head back and usually get weight/height measurements and then head to the individual patients room. There are many steps in this process to work with the consumer.

The layout strategy that concerns the production at lower volumes but higher varieties is the process-oriented layout.

Option E is the correct answer.

What is a process layout?

A floor plan which is made in correspondence with similar kinds of machines or processes is called the process layout.

The process-oriented layout is one of the traditional methods of product differentiation strategy that deals with the manufacturing of products of high variety but in lesser quantities. It is ideally suitable for those entities where the products are produced with customer specifications.

Therefore, the process-oriented layout is the strategy that focuses on higher varieties but lower volumes of production.

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For june, gold corp. estimated sales revenue at $600000. it pays sales commissions that are 4% of sales. the sales manager's salary is $285000, estimated shipping expenses total 1% of sales, and miscellaneous selling expenses are $15000. how much are budgeted selling expenses for the month of july if sales are expected to be $540000?

Answers

Final answer:

The budgeted selling expenses for Gold Corp. for the month of July, with expected sales of $540,000, would be $327,000. This includes sales commissions, the sales manager's salary, shipping expenses, and miscellaneous selling expenses.

Explanation:

The budgeted selling expenses for July, based on expected sales of $540,000, include a sales commission (4% of sales), the sales manager's salary, shipping expenses (1% of sales), and miscellaneous selling expenses. To calculate the total selling expenses for July:

Sales commissions: $540,000 × 4% = $21,600Sales manager's salary: $285,000 (a fixed cost)Estimated shipping expenses: $540,000 × 1% = $5,400Miscellaneous selling expenses: $15,000 (a fixed cost)

Adding these expenses together provides the total budgeted selling expenses for the month of July:

$21,600 (commissions) + $285,000 (salary) + $5,400 (shipping) + $15,000 (miscellaneous) = $327,000.

Therefore, the budgeted selling expenses for Gold Corp. for the month of July are $327,000.

Equilibrium price is the (1 point)



point where supply and demand meet

average price for all brands of the same product

price the government sets for a product

price charged for products of equal quality

Answers

The answer would be "point where supply and demand meet". Equilibrium is the point of being equal. Let Equil = Equal.

Answer: The answer is a.

Explanation: got it right

How should office workers prevent workplace hazards?

A.
Sit comfortably in a bent position.
B.
Sit in such a position that the trunk is parallel to the floor.
C.
Use ergonomically designed equipment for work.
D.
Rest the wrist on a hard surface while working.

Answers

Answer:C. Use ergonomically designed equipment for work.

Explanation: I took that test:}

The office workers prevent workplace hazards by Option(C) using ergonomically designed equipment for work.

What are workplace hazards ?    

Workplace hazards are the sources of possible harm or damage to someone or something in any work environment which may be caused as an accident. It can be certain material or any activity that has the expected potential to cause injuries under specific conditions or when mishandled by any individual. It should be eliminated as soon as they are identified to prevent workplace incidents or fatalities. Workplace hazards are one of the most eminent problem in the working community or environment. One must be very carefully to prevent those incidents and accidents.

How to prevent the workplace hazards ?

For office workers the most crucial problem is the handling of the equipment and also the tools they are using. If they use specially and ergonomically designed equipment for work then the potential threat from workplace hazards is reduced.

Therefore, the office workers prevent workplace hazards by Option(C) using ergonomically designed equipment for work.

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What is the best way to identify or praise children's actions or behavior?

Answers

let it be known they did good or let them know they did wrong

Answer:

The best way to identify or praise children's actions or behavior is to tell them what you observe and sometimes you will have to reward them such as candies in order to show them that they did a splendid job. This will let them realize that they did a great job.

Explanation:

Mattel wanted to determine if a new toy would appeal to preschoolers, so it put six 4-year-olds in a room with several toys and waited to see which ones they played with. what form of research is this?

Answers

Experimental research.

Mattel used observational research to determine if a new toy would appeal to preschoolers by watching which toys they chose to play with in a controlled setting.

Mattel's method of determining if a new toy would appeal to preschoolers by observing six 4-year-olds in a room with several toys to see which ones they played with is an example of observational research. This form of research involves watching and recording behaviors in a natural or controlled setting without interference or intervention by the researcher. It's commonly used in psychology and marketing to understand how individuals interact with products or environments naturally, providing insights into preferences, behaviors, and developmental stages.

Danielle is a 74-year-old widow, lives alone in the home she has had for over 40 years, and has become something of a packrat. she holds on to possessions, many of which have no material or sentimental value whatsoever, to the point where her home is becoming overrun with trinkets. there is mold growing in the corners of the rooms that cannot be cleaned, and this is affecting danielle's health. this is a case of:

Answers

Answer:

This is a case of "compulsive hoarding".

Explanation:

Compulsive hoarding refers to a pattern of behavior in which you are not willing to throw out anything in your house, in these things there are many which have no value for you and that is just garbage. When you do like this, there will be unnecessary things and dust everywhere, this will also have affect on you health like Danielle in the given scenario, and you will become more sick day by day.

​zelia, inc. has prepared the operating budget for the first quarter of the year. the company forecast sales of $ 50 comma 000 in​ january, $ 60 comma 000 in​ february, and $ 70 comma 000 in march. variable and fixed expenses are as​ follows: variable​ expenses: power cost ​(20​% of​ sales) miscellaneous​ expenses: ​(15​% of​ sales) fixed​ expenses: salaries​ expense: $ 10 comma 000 per month rent​ expense: $ 4 comma 000 per month depreciation​ expense: $ 1 comma 400 per month power​ cos


a. True


b. Falseixed portion: $ 800 per month miscellaneous​ expenses/fixed portion: $ 1 comma 000 per month using the information​ above, calculate the amount of budgeted selling and administrative expenses for the month of february.

Answers

Answer:

25

Explanation:

• Your bags are packed for a family vacation to Jamaica, and you leave in three days. There is no way that you can get a refund since you purchased
your airfare and hotel through a special offer on a travel website. Your co-worker calls out of work for one week, saying her child has the flu and she
can't come to work because she has no one to watch her child. Your supervisor says you have to cover that co-worker's shift AGAIN for the fourth time
in two months. Unfortunately, if you cover the shift you will miss your vacation, and you will lose the money you spent on it.
How would you manage this job conflict, and why? Do you:
• Avoid your supervisor and call out sick
• Collaborate with your supervisor to come up with a solution
• Accommodate your supervisor and skip your vacation

Answers

Collaborate with your supervisor to come up with a solution so that you can explain the situation and you wont have to decide yourself.

Hope this helps chu

Have a great day

World trade has grown substantially in the last 60 years. for example, while world output grew at an annual rate of 3.8% per year between 1950 and 2003, world exports grew at 10.8% per year over the same time period.

Answers

Answer:

it will grow 20.16

Explanation:

Which employer pension plan has an individual account for each employee?
Question 15 options:

Undefined-benefit plan

Undefined-contribution plan

Defined-contribution plan

Defined-benefit plan

Answers

Defined-contribution plan

Answer: C. Defined-contribution plan

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