Securing a mortgage from a bank for a new business venture is an example of:
Securing a mortgage for a new business is a form of debt financing where a bank provides a loan to be repaid with interest. The bank may employ securitization to mitigate risk and may also require a cosigner or collateral.
Explanation:Securing a mortgage from a bank for a new business venture is an example of debt financing in the realm of business. In this process, a bank, as a financial instrument, provides a loan that is to be repaid over an agreed time period with added interest. Typically, a bank may use securitization for protection, where it sells local loans and buys mortgage-backed securities based on home loans around the country to avoid any exposure to local financial risks.
From a bank's perspective, it also conducts income checks and may require either a cosigner, someone who legally agrees to repay the loan should the borrower fail to do so, or collateral, such as property or equipment that can be seized and sold by the bank to recoup the loan amount should the borrower fail to repay.
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Unlike consumer-focused salespeople, business-focused salespeople: question 23 options: require customers to come directly to a retail store. call on other companies to sell their products. shorten the sales process time. do not travel to customer locations.
Business-focused salespeople engage in B2B sales by calling on other companies to sell their products, different from retail sales which target individual consumers.
Explanation:Unlike consumer-focused salespeople, business-focused salespeople call on other companies to sell their products. They engage in a process known as B2B (business-to-business) sales, which involves selling products or services directly to other businesses rather than the individual consumer. This approach contrasts with retail sales, where the primary focus is selling directly to individual consumers in a store or online environment. B2B salespeople are likely to have more detailed and technical knowledge of their product or service and need to understand their client's business needs to effectively make a sale. They may also foster long-term relationships and contracts, which can entail a more complex and extended sales process compared to consumer retail sales.
Purchases that have substantial social or economic consequences: question 13 options: represent routine purchases that pose little risk. represent high-involvement purchase decisions.
Answer:
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Explanation:
Total cost can be divided into two types of costs:
List the four stages of ability development. Provide an example of a person developing a specific ability. What would each stage look like?
The smallest unit of storage in the following list is a _____. byte nanobyte megabyte gigabyte
From all the options available, the best answer to the blank space given would be (A) byte.
Although nanobyte might seem to be the answer, it actually does not exist as a unit of storage. The smallest unit of storage would actually be bit – bit is valued at either 1 or 0. A byte contains roughly 8 bits. One megabyte is approximately 1,024 kilobytes or 1,048,576 bytes – while one gigabyte is roughly 1,024 megabytes, which in bytes are around 1,073,741,824.
Social mobility in the u.s. does not depend on where one starts in the class system anthropolgy
Jillian is mapping her co-worker's decision-making process. she puts a few words in braces alongside a shaded rectangle. what does the use of the braces signify about the words the braces enclose?
Final answer:
Jillian uses braces in her co-worker's decision-making process map to provide additional information or remarks about the words enclosed by them, enabling her to note detailed aspects without overwhelming the diagram.
Explanation:
Jillian is mapping her co-worker's decision-making process by visualizing it with various symbols and annotations. One of the symbols she uses is braces. The use of braces in this context often signifies additional information or remarks that provide further clarification to the item they enclose.
This practice allows Jillian to include detailed thoughts or comments without cluttering the main decision-making matrix. This method can also be seen in various types of documentation, such as grammar, where braces are used to group items or in visual rhetoric, where they may indicate side notes or call-out boxes.
By placing words in braces alongside a shaded rectangle, Jillian can emphasize important factors that influenced her co-worker's decisions or highlight areas for potential further exploration.
When firefighters local 48 negotiates directly and only with its employers for better work conditions and terms of employment so that each firefighter doesn't need to negotiate individually, it is called ________?
Gayla tells frank that she will pay him $50 to haul the trimmed tree limbs and other lawn debris from her property. franco’s acceptance is completed when
Gayla tells Frank that she will pay him $50 to pull out the cut tree limbs and other lawn debris from her property. Franco’s acceptance of the project is completed when he signs the formal acceptance document to be issued by Gayla
If a legal contract is formed and the subject of the contract then becomes illegal under a new statute, the contract is _____.
Describe an advertisement you've seen that uses a desire based marketing message. What desire does this ad appeal to? (2-4 sentences.) TIP: This can be any type of ad, such as a TV commercial, a radio ad, a magazine ad, a billboard, an Internet ad, or another type of ad.
1.I once saw an advertisement for a weight loss supplement. The persons in the ad seemed to change significantly after using the product. Apart from their appearance, everything seemed to be going better for them.
Desired based marketing messages hope to give their target consumer the desire to enter a store and purchase an item. An example of a desire based marketing strategy is sales or low product pricing. Consumers always want the best deal, although price may not be the main factor for all consumers, it is a large factor in deciding what products to purchase. When a store is advertising for a sale, they are building and bringing to light a desire a consumer has to save money on an item.
As a manager tim has realized that active listening is important because
You are a member of the marketing team at the dannon company, inc. the company makes a variety of yogurt products including one called oikos greek yogurt. your team is currently considering making some packaging changes to the product. the potential package modifications have been narrowed down to a list of four. choose the option from the drop down menu that would best complete each passage: as you add new oikos variations, if you maintain the look of the packaging, especially the blue background and the columns, then you are using packaging. when you create a re-closable plastic package that buyers can use for food storage at home or at work it is called packaging. because can be a major factor in purchase decisions, yogurt manufacturers like oikos don't stray far from the circular design of their packaging, which most easily accomodates a spoon.
Frank owes anderson $500. frank is the obligor. anderson, as the obligee, assigns the right to receive the $500 to his daughter jemma. jemma is now:
which type of classroom enables students to attend lectures without being physically present with the teacher
Answer: For Plato The Answer Would be "Virtual"
Explanation: The type of classroom that enables students to attend lectures without being physically present with the teacher is a virtual classroom.Virtual classrooms are online learning environments that provide students with the ability to attend lectures, participate in discussions, and complete assignments from anywhere with an internet connection.Virtual classrooms use web-based tools, such as video conferencing, online chats, and shared whiteboards, to simulate the traditional classroom experience.In a virtual classroom, students can communicate with their teachers and peers, ask questions, and receive feedback in real-time.The virtual classroom also provides students with flexibility in terms of when and where they complete their coursework, which can be especially beneficial for those with busy schedules or who live far from their school.
Why is the 50-20-30 rule easy for people to follow, especially those who are new to budgeting and saving?
"The 50-20-30 rule is considered easy for people to follow, particularly for those who are new to budgeting and saving, because it provides a simple and straightforward framework for managing personal finances.
Here's the breakdown of the rule and why it's user-friendly:
- 50% for Essentials: Half of your income is allocated to necessities such as housing, utilities, groceries, and transportation. This category covers the basic needs that are indispensable for living, making it straightforward to understand and prioritize.
- 20% for Savings and Debt: Twenty percent of your income goes towards savings and debt repayment. This includes contributions to emergency funds, retirement accounts, and payments towards credit card balances, student loans, or other debts. The clear-cut division makes it easy to see how much money is being set aside for financial security and debt freedom.
- 30% for Personal Spending: The remaining 30% is for personal spending, which encompasses wants such as dining out, entertainment, and shopping. This category gives individuals the flexibility to enjoy their income while still maintaining a balanced budget.
The simplicity of the 50-20-30 rule lies in its clarity and the way it categorizes expenses into three distinct areas. It doesn't require meticulous tracking of every penny, which can be overwhelming for budgeting newcomers. Instead, it focuses on percentages, which allows for some variability in spending while still adhering to a structured plan.
Additionally, the rule is adaptable to different income levels. Whether someone earns a little or a lot, the percentages remain the same, allowing for a consistent approach to budgeting that can grow with an individual's financial situation.
By dividing income into just three categories, the 50-20-30 rule simplifies the budgeting process, making it less intimidating and more approachable for those who are new to managing their finances. It encourages a balance between responsible financial behavior (saving and debt repayment) and personal enjoyment (discretionary spending), which can help individuals stick to their budget over the long term."
Economists agree that ________________ inflation reduces real output.
Burleson, inc., purchased a tract of land, a small office building, and some equipment for $1,550,000. the appraised value of the land was $1,100,000, the building $600,000, and the equipment $300,000. what is the cost of the land?
An ultimate frisbee team that sets their goal of winning the northeast regional tournament is engaging in which type of goal setting?
Power is divided equally among three branches of government. what do you think is the reason for this.
what is a financial plan ?
What steps are recommended for creating a successful person budget?
1. Calculate expenses
2. Determine your income
3. Set savings and debt payoff goals
4. Record spending and track progress
5. Be realistic
A study of interior designers' opinions with respect to the most desirable primary color for executive offices showed that:
The soccer team is planning to sell health bars for a fundraiser. the prices of purchasing health bars from two different companies are represented by the system of equations shown, where x is the number of bars purchased and y is the total cost in dollars. company
a.y = 0.75x company
b.y10 + 0.50x how many bars would the team need to purchase from each company in order for the total cost to be equal
Answer: D
Explanation:
Lucky owns mud flats ranch, which is situated on certain nevada acreage. the exterior boundaries of the land extend
Liquid dry shampoo should be used to clean what kind of wigs
Pizza hut provides the use of its name plus operating know-how to companies in costa rica in return for a fee plus a percentage of profits. pizza hut is
Tools, buildings, and labor are examples of _____.
Each year 50 randomly selected haque & slash hair styling franchises are surveyed to determine: (1) the average annual earnings per franchise and (2) the proportion of franchises that earn at least $10,000 annually. the survey records x, the annual earning per franchise. within the context of this problem, what would be a possible definition for µ?