Answer: Bonds
Bonds are loans to businesses or governments.
Explanation:
Bonds are fixed income instrument which represents loans made to large organizations like corporations, and governments. It is made by an investor and given to the government or businesses. It is a form of borrowing in which a company or government issues a bond and they receive or get a loan in return which must be repaid overtime. Government and businesses are the buyers of bonds and as a result, they are referred to as lenders. Interests on bonds vary as a result of the person that issues them.
Calculate the single risk premium (to 2 decimal places) to be charged today on an insurance product that pays regular claims of $500 in 1,2,3,...,25 years from today. Use an interest rate of 4% per annum.
The single risk premium is calculated by finding the present value of each $500 claim to be paid over the next 25 years at a 4% annual interest rate and summing these values.
Explanation:To calculate the single risk premium to be charged today on an insurance product that pays regular claims of $500 for each of the next 25 years at an interest rate of 4% per annum, we need to calculate the present value of each of those payments and then sum them up. This can be done using the present value formula for each individual payment:
Present Value (PV) = Payment / (1 + r)^t
Where 'r' is the interest rate (4% or 0.04 in decimal form) and 't' is the number of years until the payment is made.
To calculate the sum:
The total of these present values will be the amount of the risk premium that should be charged today to cover the claims.
Consumer products such as furniture and appliances are typically distributed using what kind of distribution
Consumer products such as furniture and appliances are typically distributed using selective distribution. Selective distribution uses only a preferred group of the available retailers in an area and by doing this is helps ensure producers of quality sales and service. The other two retail distribution strategies are Intensive distribution: . Intensive distribution and Exclusive distribution.
Samantha has a loan with an interest rate of 6.67 percent now, but the rate could increase 2 percent next year. What lending term best describes this loan?
1)finance charges
2)fixed rate loan
3)APR
3)variable rate loan
Answer: 3 Variable Rate Loan.
The variable rate loan best describes the loan agreement because the rate can vary and become a different percent over the course of the loan agreement. When you agree to loan terms with variable interest rates it is important to remember when they will change and check the interest rate amounts at any given time over the course of the loan, sometimes the loan terms jump drastically if not paid by the initial given rate.
8. In rapidly changing times, your career planning must include (1 point)firm, unchanging decisions.
ways to upgrade your skills.
ways to ignore your values.
firm, unchanging pay demands.
9. A clear career goal helps you (1 point)find the career you want.
eliminate careers you do not want.
target your information searches.
do all of these.
Final answer:
Career planning should include flexibility and continuous skill development, allowing individuals to adapt to the evolving job market. A clear career goal aids in identifying the right career path, eliminating unsuitable options, and targeting information searches effectively. Setting goals and action plans supports motivation and strategic career navigation.
Explanation:
When considering the rapidly changing landscape of the job market, career planning must incorporate flexibility and the ability to upgrade your skills. It is crucial to stay open to new ideas and adapt your career goals based on experience and knowledge. This approach will help you to cope with uncertain times and unexpected opportunities that may arise. Firm, unchanging decisions are less suitable in a dynamic environment where adaptability is key.
A clear career goal is beneficial for several reasons; it assists you in finding the career you want, eliminating the ones you don't, and focusing your search for information. Thus, a clear career goal helps you do all of these. Setting career goals and an action plan maintains motivation and provides direction during career progression. Goals help in identifying alternative actions to take advantage of unplanned opportunities and assist in navigating through uncertainty.
This shows how much profit is being made by each dollar of sales for the period being analyzed
Which goal of monetary policy is missing from the list: economic growth, stable prices and _________?
Question 9 options:
A)
balance of trade
B)
full employment
C)
loose fiscal policy
How does the economy use its factors of production (land, labor, capital, and entrepreneurship) to facilitate economic growth?
land
air
building new structures vertically in the air
sand
building new islands at sea
labor
construction workers
building the Burj Khalifa
human capital
engineering skill
building a ski slope in the desert
physical capital
machinery
cranes used for construction
entrepreneurship
leader's action to develop the city
making Dubai into a business and entertainment center for the Middle East
Which of the following terms refers to legal protection provided against copying, distributing, performing, or changing both published and unpublished works?
a. Intangible property b. tangible property c. copyright****** d. intellectual property What is piracy? a. The use of copyright in federal court b. copying, downloading, reproducing, or distributing material without permission ******
c. exercising your intellectual property rights d. giving others permission to use your tangible property.
what is covered by the term intellectual property? a. Copyrighted material, plus intangible things like ideas, music, the written word, or pictures.********
b. anything that is owned and can be touched c. any item immune from piracy that is also purchased
d. property that is available for public use.
Copyright is the legal protection against copying and distributing of published and unpublished works, while piracy is the illegal act of doing so. Intellectual property covers copyrighted material and intangible items like ideas, music, or the written word.
Explanation:The term which refers to the legal protection provided against copying, distributing, performing, or changing both published and unpublished works is called copyright. This is an essential component for protecting intellectual work. When someone violates these rights such as copying, downloading, reproducing or distributing material without permission, it is referred to as piracy.
Intellectual property is a broad term that covers various legal entitlements which come from the mental labor recognized by law. It includes copyrighted material, and intangible things like ideas, music, the written word, or pictures. Intellectual property right allows an individual or enterprise to have exclusive rights to use its own plans, ideas, and other intangible assets.
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Arrow sells for $35.00. your material cost per unit is $15.00 and labor costs per unit are $10.00. your fixed costs are $4,500. how many do you have to sell to break even?
How long does a bachelor’s degree program usually take to complete?
A. Two years
B. Four Years
C. One year
D. Five years
Answer:
Four Years
Explanation:
Associates is 2 years
Bachelors is 4 years
Masters is 6 years
Doctorate 8+ years
For every problem-solving activity it is crucial that no less than five alternatives be considered.truefalse
The return on investment (ROI) from education is typically the highest for:
A-A high school graduate
B-A college applicant
C-Someone with a 2-year (Associate) degree
D-Someone with a 4-year (Bachelor’s) degree
The answer is "D-Someone with a 4-year (Bachelor’s) degree".
The return on investment (ROI) from education is ordinarily the most noteworthy for advanced education. Higher education is getting to be costly, in a way that you have to truly look and pick the sort of advanced education that suits you with the end goal to get a great rate of return.
Rate on Investment (ROI) is an execution measure, used to assess the proficiency of a venture or think about the productivity of various diverse speculations. return on initial capital investment estimates the measure of profit for a speculation, with respect to the venture's expense. To ascertain ROI, the advantage (or return) of a venture is separated by the expense of the investment. The outcome is communicated as a percentage or a ratio.
Workplaces must be kept clean, orderly, and sanitary. workroom floors must be kept as clean and dry as possible. what is being described?
Medicare is a national health insurance program that _____.
A. is funded by Social Security taxes
B. only insures people who are under the age of 65
C. covers people over 65 and others with certain disabilities
D. insures America’s poorest people
In addition to the problems stated here, what other issue contributed to the problems faced by Native Americans on the Great Plains at the end of the 19th century? A) European diseases wiped out a substantial portion of the Sioux population. Be) Timber land was harvested, robbing Native Americans of a valuable resource. C) Under the Dawes Act, Indian reservations lost all of their federal funding. D) Railroads brought an increase in population, leading to controversies over land usage.
What are two ways someone could earn money on a real estate investment? 1.) Residents pay to have the floors cleaned. 2.) Owner could sell a property he or she fixed up. 3.) Residents pay rent to the owner. 4.) Owner could charge people that drive by the property.
The correct answers are
Owner could sell a property he or she fixed up
Residents pay rent to the owner
:)
Owner could sell a property the person fixed up and Residents pay rent to the owner are two ways someone could earn money on a real estate investment.
What is real estate investment?The purchasing of real estate as an investment rather than a permanent residence is referred to as real estate investing. In simple terms, it can be defined as any immovable but transferable land, building, infrastructure, or other tangible property.
Thus, option B and C are correct.
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When a consumer is able and willing to buy a good or service, he or she creates which of the
following?
A)
consumption
B)
allocation
C)
demand
D)
elasticity
The answer is A.) Consumption
Which phrase defines “consumerism” best?
how ideas or things (e.g., inventions) are used and interpreted by people
the concept that a high rate of consumption and spending are the basis for a sound economy
a class or category of artistic endeavor having a particular form, content, or technique
the mental process of actively and skillfully conceptualizing, applying, analyzing, synthesizing, and evaluating information to reach an answer or conclusion
Answer;
-The concept that a high rate of consumption and spending are the basis for a sound economy.
Explanation;
-Consumerism is the theory that a country that consumes goods and services in large quantities will be better off economically.
-Consumerism is credited with a movement towards consumer protection that promotes improvement in safety standards and truthful packaging and advertisement. It also seeks to enforce laws against unfair trade practices and truthful product guarantees.
In a capitalist system, what are the goods and tools that are used to make products?
What is best description of inflation?
In the equation 1,500(B-15)=3,000, B equals
Answer:
17
Explanation:
Which of the following statements about taxes is FALSE? ATaxes are collected at the local, state and federal level BSome states don’t collect income tax CSome states don’t collect sales tax. DTaxes at the local, state and federal level are all equal
Answer:
A. Local Taxes
Explanation:
What is a person’s taxable income?
A. all personal exemptions and deductions
B. gross income after subtracting exemptions and deductions
C. the gross income received from salaries, wages, tips, and commissions
D. all income withheld by an employer and sent to the federal government
I'ts not the C, gross income received from salaries, wages, tips, and commissions. I just chose that on my quiz and got it wrong. I did a little more research after that and now I believe it is
B, gross income after subtracting exemptions and deductions.
A person’s taxable income is described by gross income after subtracting exemptions and deductions. The correct option is B.
The term taxable income refers to any net income earned that's utilized to calculate the sum of the charge on income paid to the government.
Taxable income is the amount of salary that's subject to government salary or any other income charges. It is calculated by taking your net salary and subtracting your exceptions and conclusions.
Exceptions are a dollar-for-dollar lessening in your assessable pay, whereas findings decrease your assessable salary by a certain rate.
Therefore, option B is the correct option.
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which of the following bank services pays the customer compound interest?
b. checking account
c. saving account
d. mortgage account
my guess is checking account
. Elena wants to open a Chinese restaurant near a university. She has the required capital to start her restaurant. However, she is unable to find good chefs for her restaurant. Which type of resource is Elena lacking?
natural
human
capital
entrepreneurship
human resorce is lacking
A payday loan is a type of ____.
A. installment loan
B. revolving credit
C. unsecured loan
D. secured loan
Answer:
SECURED LOANExplanation:
IM RIGHT
Answer:
secured loan (or the answer that isn't a, b, or c)
Explanation:
One result of market economies are companies which compete with each other.
True or False?
ANSWER: TRUE
EXPLANATION: The sentence is true that the result of market economies are companies competing with each other. In a market, if there are no competitions between companies, then the market can not be termed as healthy.
The competition between the companies create ups and downs in the market and simultaneously create demand for a particular product or service. The rival companies try to create a better product or service by innovation and try to grab more consumers at better pricing. These exercises create rotation of money in the market thus making better economies of the market as well as of the country.
It is the ______ of accounting professionals to use professional and moral judgment while dealing with clients or organizations.
Answer: responsibility
Explanation:
Is this story: sole proprietorship, partnership, OR corporation?
When I was three years old, I started making candy with my grandmother. I am now 10 and I want to sell chocolate candy with a farm theme to my friends and family. My product ideas include Brown Cows (chocolate cows on a stick), Pigs in Mud (marshmallow dipped in caramel, nuts and chocolate) and Farm Eggs (jelly beans dipped in chocolate). The start-up expenses for my business are pretty small: a few candy molds, candy and chocolate.) My parents have agreed to loan me the money I will need and to let me work in the family kitchen. Schoolwork has to take priority over business so if I have more sales than I can handle, I will probably ask friends or my older brother to help. My brother is also pretty good at math and computers so he could help me with keeping track of my expenses and advertising. I really like the product development and packaging part of the business.
The story is about a sole proprietorship.
A sole proprietorship is a form of business organisation that is owned by a single person.
Characteristics of a sole proprietorship
1. it is owned by one person
2. The liabilities of the company is unlimited.
3. The business has a limited capacity to raise capital.
Advantages of sole proprietorship
1. They are easy to establish
2. The entrepreneur has complete control over the business
Disadvantages of sole proprietorship
1. The business ceases to exist when the business owner dies.
2. the owner has an unlimited liability.
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_______ is a tool used to communicate the distinct attributes of a product; it can be used as a slogan or a theme and often becomes a snapshot of the entire advertising campaign.
Answer:A unqiue selling proposition
Explanation:
A Unique Selling Proposition (USP) is a distinctive and compelling aspect of a product or service that sets it apart from competitors in the minds of consumers. It is a specific and clear statement that communicates the unique benefits or qualities of a product, answering the question: "Why should a customer choose this product over others?"In the context of advertising, a USP is often used as a slogan or theme that encapsulates the key selling points of the product. It is a concise and memorable message that aims to create a lasting impression and influence consumers' purchasing decisions. The USP should emphasize what makes the product different, better, or more valuable than alternatives in the market.