A. employee medical records
Explanation:Whistleblower laws cover various aspects to protect employees who report illegal or immoral activities within an organization. Among the options given, employee medical records are not typically covered by whistleblower laws. The reason for this exclusion is that medical records are protected by other laws, such as HIPAA (Health Insurance Portability and Accountability Act), which regulate the privacy and security of personal health information. On the other hand, pay and benefits, harassment, and incentives are areas typically protected under whistleblower laws to prevent retaliation against whistleblowers.
The digital readout in the above photograph is known as a/an
A. service-engine-soon light.
B. oil-life monitor.
C. TPMS
D. odometer
the "80% oil life remaining* is the oil life monitor.
When a seller makes a counter-offer what is the essence of such an action?
Answer:
The correct answer is The seller rejects the buyer's offer.
Explanation:
A counter offer more often than not expresses that the seller will acknowledge the buyer's offer. Generally, the seller is dismissing the buyer's unique offer by making a counter offer.
One thought on the issue of offer and acknowledgment is whether the offer or counteroffer was in truth acknowledged before its expiration. A counteroffer is a dismissal and another offer.
A seller who is in receipt of an offer from a buyer can't at first counteroffer, and if that fails to work, then accept the original offer. This is so in light of the fact that, by law, a counteroffer is a dismissal of the main offer and the creation of another offer. The old offer from the buyer is dismissed and "gone" as of the creation of a counteroffer by the seller.
A counter-offer in business is a negotiation tool used by sellers when they do not agree with the buyer's initial offering. A common example is the offer of a money-back guarantee to assure quality and encourage buyers to complete their purchase.
Explanation:A counter-offer in the goods market represents a tool used by sellers to negotiate with buyers for the final purchase agreement. This generally occurs when a seller is not in agreement with the initial offer made by a buyer. At this point, the seller may propose a counter-offer, a different price or set of terms for the transaction.
A good example of this tactic in business is the provision of a money-back guarantee. Essentially, this guarantee is an agreement that promises a certain level of quality to the buyer. It's often used by companies that sell products over the web or through mail-order catalogs, as buyers in such cases do not have the opportunity to physically inspect the product before purchase. The money-back guarantee becomes the seller's safety net, encouraging buyers to complete the purchase even if there is a degree of uncertainty.
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A __________ is the recorded state of a particular revision of a software or hardware configuration item.
A version is the recorded state of a particular revision of a software or hardware configuration item.
Answer: version
Answer:
Version
Plugin:
A version is the recorded state of a particular revision of a software or hardware configuration item.
PLEASE HELP ASAP!!! identify whether or not the situation presented represents an ethical use of technology and resources. An employer monitors personal blogs and photos of his employees and restricts them from posting updates on social networking sites outside of office working hours.
This is NOT ethical! An employer may monitor personal blogs/photos of his employees, but he CAN'T restrict them. Outside of work the employer has no control over what their employees post or do!
Hope this helped!
Answer:
The given scenario represents an infringement of personal privacy. It is unethical for a company or business to restrict its employees from using personal resources outside of business hours. An individual’s blog or personal photos are part of the individual’s private property as long as they do not conflict with the person’s work or company interests.
PLATO
Explanation:
A situation in which the government spends more than it takes in is a _____.
national debt
budget surplus
budget deficit
balanced budget
Answer:
budget deficit
Explanation:
A budget deficit occurs when expenses exceed revenue and indicate the financial health of a country. The government generally uses the term budget deficit when referring to spending rather than businesses or individuals. Accrued deficits form national debt.
Budget Deficit Explained
In cases where a budget deficit is identified, current expenses exceed the amount of income received through standard operations. A nation wishing to correct its budget deficit may need to cut back on certain expenditures, increase revenue-generating activities, or employ a combination of the two.
KEY TAKEAWAYS
* A budget deficit happens when current expenses exceed the amount of income received through standard operations.
* Certain unanticipated events and policies may cause budget deficits.
* Countries can counter budget deficits by raising taxes and cutting spending.
The opposite of a budget deficit is a budget surplus. When a surplus occurs, revenue exceeds current expenses and results in excess funds that can be allocated as desired. In situations where the inflows equal the outflows, the budget is balanced.
In the early 20th century, few industrialized countries had large fiscal deficits, however, during the First World War deficits grew as governments borrowed heavily and depleted financial reserves to finance the war and their growth. These wartime and growth deficits continued until the 1960s and 1970s when world economic growth rates dropped.
Answer:
budget deficit
Explanation:
gradpoint
Sarah is a high school graduate and james is a college graduate. Which of the following statements is true?a. Sara is likely to have more human capital than James.b. James is likely to have more human capital than Sara.c. Both Sara and James are likely to earn the same wage in the labor market.d. Both Sara and James are likely to have the same amount of human capital.
B because James has a college degree
The chart compares transportation options.
What is a main disadvantage of leasing a vehicle compared to buying a vehicle?
A) the up-front cost
B) the monthly payments
C) the length of payments
D) the cost of insurance and gas
Answer:
The answer is A) The up-front cost
Explanation:
Let us compare the monthly payment costs of option A ( Buy new) and option B (lease new)$336 x 60 = 20,160$
$229 x 36 = 8,244 $
So when comparing this option B (lease new) is more feasible.
When comparing up-front cost, Option A is at more advantage than option B which is more costly.When comparing Insurance and gas cost,both option A and option B have the same costsThus up-front cost is the only main disadvantage of leasing a vehicle compared to buying a vehicle.
Answer: A) The up-front cost
Explanation: The upfront cost is the amount of money expected to be paid before the vehicle is released to be leased or bought.
As seen in the table presented Option B has a very high Upfront cost of $3925 compared to $2500 of Option A and $2000 of Option C.
The leased vehicle is not yours you are only leasing it for a given period of time as compared to the Option A and Option B that ensures the car finally becomes yours after completion of the payment.
"for a credit card billing period, describe how the average daily balance is determined. why is this computation somewhat tedious when done by hand?"
Answer:
The average daily balance total's each day's balance for the billing cycle and is then divided by the total number of days in the billing cycle. This will be tedious if done by hand because each day will need to be calculated.
Explanation: Example: If your balance was $300 yesterday and then you spend $200 today your balance will be $500. If your billing cycle is 28 days, and you don't spend anymore your balance will be $500. Your average daily balance is calculated like this= 500/28= $17.85. $17.85 will be your average daily balance.
The average daily balance for a credit card billing period is found by summing up the balance for each day, then dividing by the number of days. This process can be tedious by hand because of the numerous daily transactions to account for.
Explanation:For a credit card billing period, the average daily balance is determined by adding the balance on each day of the billing period and then dividing that total by the number of days in the billing period. Each day's balance is determined by adding any new purchases and subtracting any payments and credits. This can get tedious when done by hand because you're dealing with multiple days and potentially lots of daily transactions. You must ensure to not miss any transaction, as that would result in an incorrect calculation. Hence, it's usually computed via automated systems by banks.
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____function of management, the manager observes the company's operation to check that goals and objectives are being achieved.
planning
leading
organizing
controlling
Leading is the correct answer
Answer:
controlling is the correct answer
Explanation:
controlling function of management observes the company's operation to check that goals and objectives are being achieved
If the price of a product goes up by 10% and the quantity demanded goes up by 20% the product is an inferior good.
Please select the best answer from the choices provided
T
F
Hello there!
Answer:
False
Explanation:
The reason why "false" would be the correct answer is because in this situation, this would not be an inferior good. The reason why this wouldn't be an inferior good is because an inferior good occurs when a product, or good's demand decreases, while the income increases. In the question is says that the price goes UP by 10% and the demand goes UP by 20%. This would be known as a "Giffen Good." It's a giffen good because both the demand and price of the product increases. If the demand for the product decreases and the price increases in this, then it would be a inferior good, but the demand only increases. This is the reason why "false" would be the correct answer.
A neutral reply is
a. less effective when it follows the direct organizational plan.
b. more effective when it follows the indirect organizational plan.
c. sent in reply to a routine persuasive sales letter.
d. an appropriate response when the request will be granted.
e. used when a routine request is being denied.
I think it's A. Not sure
Answer:
C. sent in reply to a routine persuasive sales letter.
Explanation:
The neutral messages are unsolicited messages. They are either announcements or unsolicited messages.
A citizen of mexico who has lived in el paso during the past three years has just sent $100 to relatives in mexico for christmas. this transaction is
a. counted in the u.s. balance of payments as a surplus item.
b. counted in the u.s. balance of payments as an export item.
c. counted in the u.s. balance of payments as a current account item.
d. none of the above
Answer:
D
Explanation:
None of the above because it is not a surplus ( excess amount) He is not exporting goods except for $100 for 3 years.
What is the term meant by "blind" job posting
Answer: Blind job ads are job adverts, for the purposes of recruitment, that do not include information that identifies who posted the advert. ... In some territories the posting of blind adverts is illegal although it may only be illegal for certain types of advertisements, e.g. estate agents advertising properties.
Explanation:
A blind ad is a job posting that lacks any information that could be used to identify the employer who posted it.
What do you mean by Job?A job is any legitimate activity that enables a person to perform a service and earn money that they may then spend on goods.
When an organization wants to create a talent pool, keep internal changes quiet, or hire a replacement for an existing employee in confidence, they may utilize a blind ad.
Any lawful endeavor that permits a person to perform a service and earn money that they can use to purchase products is referred to as a job.
Therefore, A blind ad is a job posting that lacks any information that could be used to identify the employer who posted it.
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The common stock of dayton repair sells for $43.19 a share. the stock is expected to pay $2.28 per share next year when the annual dividend is distributed. the firm has established a pattern of increasing its dividends by 2.15 percent annually and expects to continue doing so. what is the market rate of return on this stock?
Hello there!
Answer:
7.43%
Explanation:
To find the market rate of return on the Dayton repair stock, we would need to use it's selling price, expected pay, and the 2.15%.
Lets solve:
First, we divide 2.28 by 43.19.
2.28 ÷ 43.19 = 0.0527899976846492
Now we add the 2.15%. In order for us to add it, we would need to move the decimal places two times to the left. We would add 0.0215 to 0.0527899976846492.
0.0527899976846492 + 0.0215 = 0.0742899976846492
Now we would need to move the decimal places over, and round to the nearest hundredths.
7.428
The 8 would round and change the 2 into a 3
7.43.
The market rate of return for the stock would be 7.43%
The market rate of return on a stock can be calculated using the dividend growth model, which factors in expected dividends and their growth rate. The formula is: Rate of Return = (Dividends next year / Current stock price) + Dividend growth rate. Applying these values from the question, you can find the market rate of return for Dayton Repair's common stock.
Explanation:The rate of return (also known as the market rate of return) on a stock is calculated using the dividend growth model, which considers the expected dividends and their growth rate. In your case, the common stock of Dayton Repair is selling for $43.19 per share and is expected to pay dividends of $2.28 next year. The firm has a history of increasing dividends by 2.15% annually.
The formula for calculating the rate of return is: Rate of Return = (Dividends next year / Current stock price) + Dividend growth rate. Substituting in your values: Rate of Return = ($2.28 / $43.19) + 0.0215 (expressed in decimal form), when calculated, this will give you the market rate of return on the common stock of Dayton Repair.
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The client, Don Kennedy, informed Alison that price was a primary concern for his firm. Therefore, during her sales call, Alison must:
Answer:
Alison must pre-approach the client.
Explanation:
Since, the client, Don Kennedy, informed Alison that price was a primary concern for his firm. Therefore, during her sales call, Alison must pre-approach the client beforehand since she knows how particular the client is about the prices.
The pre-approach Involves steering a client toward the deal before the client demonstrates he is prepared to make a purchase. Pre-Approach is ideal to be utilized when an organization is endeavoring to get more customers. The salesman has to know a ton about their business when moving toward another customer.
Answer:
handle this objection.
Explanation:
Alison already knows about Don's main objection (price), therefore she must now try to understand the objection. What does Don consider a high, low or adequate price? What services should be included in Don's price range?
Then Allison has to try to make an offer that fits Don's requirements. She might not necessarily have an offer that fulfills Don's needs completely, but she can try to make a reasonable alternative offer.
Finally Allison must confirm if she has satisfied Don's objection or not, if she has, then she should continue to close the sale. If not, she should look for alternative offers.
Which of the following is a reason why it is difficult to estimate the extent of economic discrimination in the labor market?
A) Employers who discriminate are likely to do so in overt ways such as awarding some workers with benefits-in-kind.B) Ultimately, employers who discriminate cannot remain profitable.C) Employers who discriminate pay an economic penalty.D) Differences in wages can be attributed to many other factors as well, such as differences in productivity and preferences.
s p a n i s h n o w v a n i s h
Which of the following is not an example of state spending ?
Answer: The public library
Explanation:
Fiscal policy changes, such as adjustments in federal spending and taxes, are not examples of state spending. State spending typically includes expenditures on education, highways, and healthcare, among others.
Which of the following is not an example of state spending? State government spending includes a wide range of expenditures that support various services and infrastructure projects within a state. Examples of state spending are on education, highways, libraries, hospitals and healthcare, parks, and police and fire protection. However, fiscal policy changes, such as adjustments in federal spending and taxes, are not direct examples of state spending. Fiscal policy primarily involves the federal government's use of government spending and taxation to influence the economy. This is distinct from the specific allocations made by state governments for public services and infrastructure projects.
Lowering the costs is one of the objectives of the production and logistics function of an international firm. true or false
Answer: True. Lowering the costs is one of the objectives of the production and logistics function of an international firm.
Explanation: Lowering costs is an objective for many firms international and domestic. As costs are lower, more money is able to be stored as profit and revenue. With international firms having the added costs of importing and exporting, the lower the costs, the better off they are.
Auditors perform a number of procedures relating to cash—some unique, some not unique. for each substantive procedure below, identify its primary objective or indicate that the procedure serves no purpose. the primary objective of the procedure may be selected once, or not at all.
Answer:
what is your question?
Explanation:
Substantive procedures relating to cash in an audit aim to verify the existence, rights, and obligations associated with cash balances, and test the completeness and accuracy of recorded cash transactions.
Explanation:The primary objective of substantive procedures relating to cash in an audit is to verify the existence, rights, and obligations associated with cash balances. These procedures can include confirming cash balances with financial institutions, performing cash counts, and examining bank reconciliations. Another objective is to test the completeness and accuracy of recorded cash transactions by reconciling cash receipts and disbursements with supporting documentation.
Some unique substantive procedures for cash may include reviewing cash flow projections, analyzing the cash conversion cycle, and assessing the adequacy of cash reserves. On the other hand, procedures like performing cutoff tests, examining bank reconciliations, and assessing internal controls are not unique to cash and can be applied to other accounts as well.
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People with anorexia nervosa often come from families that lack educational opportunities. are high achieving and competitive. are unable to afford adequate food. don't care about physical appearance or excess weight.
Answer:
The answer is (B) are high achieving and competitive.
Explanation:
Anorexia nervosa is a mental illness categorized as an eating disorder. People who suffer from this condition have an unrealistic view of their own body weight, where they always think that they are fat. These people tend to reduce their food intake in order to achieve their ideal body weight, one that is usually below the recommended level for their age and height.
The correct option is 'People with anorexia nervosa often come from families that' are high achieving and competitive.
It is important to note that anorexia nervosa can affect individuals from various family backgrounds and is not solely limited to high achieving and competitive families. It is a complex mental health disorder that can arise from a combination of factors, including genetic, psychological, and environmental influences.While it is true that individuals with anorexia nervosa can come from families that exhibit high achieving and competitive traits, it is important to understand that anorexia nervosa is not exclusive to this particular family dynamic. Anorexia nervosa is a complex mental health disorder that can affect individuals from diverse backgrounds, regardless of their family's educational opportunities, socio-economic status, or attitudes towards physical appearance.
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Anything that is capable of being owned or controlled to produce value would be considered as what?
Answer: The correct answer is anything that is capable of being owned or controlled to produce value is an asset.
Explanation: An asset is anything that is capable of being owned or controlled to produce value. Assets represent the value of ownership that can be converted to cash.
HELP ASAP! ACCURATE ANSWERS PLEASE! WILL GIVE BRANLIEST IF THE ANSWER IS GOOD
What is the best way to identify or praise children's actions or behavior?
Answer: tell them what you observe and sometimes you will have to reward them such as candies in order to show them that they did a splendid job. This will let them realize that they did a great job.
Explanation:
A. medical payment auto 1. covers insured for life; is paid on for a specific-
number of years
B. limited-payment life 2. pays if insured is at fault and someone else is-
hurt
C. comprehensive auto 3. pays if an auto is stolen
D. ordinary whole life 4. provides life insurance and savings
E. property damage auto 5. pays if insured is at fault and someone else's-
property is damaged F. bodily injury auto 7. pays if insured is at fault and insured is hurt
G. term life 8. covers insured for a specific term
H.collision auto 9. pays if insured is at fault and insured's auto is-
damaged
I.endowment life 10. covers insured for life, is paid on for life
Answer:
E. property damage auto 5. pays if insured is at fault and someone else's-
property is damaged
Answer:
A. medical payment auto ⇒ 7. pays if insured is at fault and insured is hurt
B. limited-payment life ⇒ 1. covers insured for life; is paid on for a specific number of years
C. comprehensive auto ⇒ 3. pays if an auto is stolen
D. ordinary whole life ⇒ 10. covers insured for life, is paid on for life
E. property damage auto ⇒ 5. pays if insured is at fault and someone else's property is damaged
F. bodily injury auto ⇒ 2. pays if insured is at fault and someone else is hurt
G. term life ⇒ 8. covers insured for a specific term
H. collision auto ⇒ 9. pays if insured is at fault and insured's auto is damaged
I. endowment life ⇒ 4. provides life insurance and savings
What safety measure can help hotel restaurants to prevent food from spoiling?
A.
purchasing the most expensive grade of food ingredients
B.
setting walk-in freezers at the correct temperature
C.
ensuring that chefs use hand sanitizer before starting work
D.
asking suppliers to send food orders directly to the kitchen
E.
ensuring food supplies are purchased from certified suppliers
Answer:
b setting walk-in freezers at the correct temperature
Explanation:
Answer:
i say B setting walk in freezers at the correct temprature
Explanation:
The difference between a gross material requirements plan and a net requirements plan is that
A. the gross MRP does not take taxes into account, whereas the net requirements plan includes the tax considerations.B. the gross MRP includes consideration of the inventory on hand, whereas the net requirements plan does not.C. the net requirements plan includes consideration of the inventory on hand, whereas the gross MRP does not.D. the gross MRP may not be computerized, but the net requirements plan must be computerized.
The difference between Gross Material Requirements Plan and Net Requirements Plan lies in the way they consider inventory on hand. The Net Requirements Plan takes into account the current inventory, while the Gross MRP does not.
Explanation:The major difference between a Gross Material Requirements Plan (MRP) and a Net Requirements Plan pertains to how inventory on hand is considered. Option C is correct: The Net Requirements Plan will take into account the current inventory on hand, while the Gross MRP doesn't. This means that the Net Requirements Plan reflects the total needs taking into consideration current stock, hence it provides a more efficient and realistic plan for production or purchasing.
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Who determines who is authorized for access to areas containing sensitive devices/data/system
A) FBI
B) CSA
C) each agency
D) The US
Answer:
Im thinking it is the FBI
Explanation: MY guess would point to the FBI bc they are the ones who come in on cyber related crimes. so i would say A is the correct answer
Answer:
A) FBI is the correct answer.
Explanation:
FBI stands for Federal Bureau of Investigation.
Federal Bureau of Investigation founded on the 26th of July in the United States.
Federal Bureau of Investigation aim is to investigate the cybers attacks done by criminals, terrorists, to stop the corruption and also to provide criminal justice help to the state, international and federal agencies.
What city has the highest cost of living in the world?
Hope you’re having a good day!
Answer:
Singapore!
How did I know?
I searched it up. Oops. Sorry
Hope this helped. Thanks❤️❤️
Jonathan budgets his money. What will NOT be a result his efforts?
Select the best answer from the choices provided.
A.
He will know how much money he is spending and where he is spending it.
B.
He will be free to spend some money on entertainment without worrying he will not have enough for rent.
C.
He will be able to buy nicer things because he will have more money.
D.
He will be able to save money by cutting unnecessary expenses.
The answer is B, he will be free to spend some money on entertainment without worrying he will not have enough for rent!
Need Help! Please!I Really Need To Pass! Will give Brainliest. Needs to Be answered before 3 hours are up. Most answers need to be right.
Question 1 (5 points)
Investors who put their own money into a startup are known as
Question 1 options:
a. mannequins.
b. obligators.
c.angels.
d.borrowers.
Question 2 (5 points)
What kind of loan protects businesses in the case of an emergency?
Question 2 options:
a. A mortgage loan
b. An automobile loan
c. A line-of-credit loan
d. An inventory loan
Question 3 (5 points)
What type of loan uses real estate for security?
Question 3 options:
a. A point of sale
b.A line of credit
c. A disclaimer
d. A second mortgage
Question 4 (5 points)
If you're offered a no-interest loan, the amount of the loan should not exceed
Question 4 options:
a. $2,000.
b. $25,000.
c. $60,000.
d. $100,000.
Question 5 (5 points)
Family members may lend you money based on
Question 5 options:
a. obligation.
b. your sound business plan.
c. your strength of character.
d. guilt.
Question 6 (5 points)
The "Four C's of Credit" are
Question 6 options:
a. credit, character, capacity, and collateral.
b. credit, complexity, capacity, and cash.
c. credit, complexity, character, and collateral.
d. cash, complexity, comprehensiveness, and collateral.
Question 7 (5 points)
With a(n) _______, the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan. The principal is then paid on the date that the loan is due.
Question 7 options:
a. retirement loan
b. balloon loan
c. line of credit
d. installment loan
Question 8 (5 points)
The era of venture capitalists doling out large sums of money to startups is
Question 8 options:
a. just beginning.
b. on the rise
c. over.
d. fading.
Question 9 (5 points)
What happens if you pay off an installment loan early?
Question 9 options:
a. You'll incur a prepayment fee.
b. The full interest will be charged regardless of when you pay off the loan.
c. The interest will be adjusted accordingly.
d. The interest will be doubled.
Question 10 (5 points)
Malik's grandfather has loaned him $110,000 toward opening a restaurant and has told Malik that the loan is interest-free. Why might this be a problem?
Question 10 options:
a. The loan is for too much money.
b. Malik shouldn't borrow money from his relatives.
c. The IRS requires that all loans for more than $100,000 be at market-rate interest.
d. The IRS will charge Malik a transaction fee.
Question 11 (5 points)
The federal gift tax applies to all gifts over
Question 11 options:
a. $2,000.
b. $10,000.
c. $14,000.
d. $18,000.
Question 12 (5 points)
Which of the following should be considered last when searching for financing?
Question 12 options:
a. Family members
b. Banks
c. Commercial finance companies
d. Credit cards
Question 13 (5 points)
If a loan is risky and extends for more than a year, the lender may ask for
Question 13 options:
a. collateral.
b. a signature.
c. an escrow account.
d. additional payments.
Question 14 (5 points)
Getting a loan you have to repay is known as
Question 14 options:
a. equity financing.
b. debt financing.
c.amortized lending.
d. irrevocable trusts.
Question 15 (5 points)
Which of the following is a reason to approach smaller banks for a business loan?
Question 15 options:
a. Their criteria for approving a loan are much less stringent than those for larger banks.
b. They emphasize personal relationships and may give more weight to personal attributes.
c. They have lower fees.
d. They grant larger loans.
Question 16 (5 points)
Which of the following involves trading partial ownership interests for capital?
Question 16 options:
a. Equity financing
b. Debt financing
c. Partnership financing
d. Corporate financing
Question 17 (5 points)
Which of the following is a potential danger of offering common stock to investors?
Question 17 options:
a. It doesn't allow the entrepreneur to raise enough money.
b. The stock can't be valued effectively.
c. If an investor gets enough common shares, the investor can take control of the company.
d. The stocks can't be redeemed for a set time period.
Question 18 (5 points)
Which of the following is the number one method of financing for most new businesses?
Question 18 options:
a. Investment capital
b. Self-financing
c. Previous business sales
d. Lottery winnings
Question 19 (5 points)
When determining your business's initial cash needs, you should determine how much money you'll need to live on for the first _______ of your business's operations.
Question 19 options:
a. 1 to 3 months
b. 1 to 6 months
c. 6 to 12 months
d. year
Question 20 (5 points)
Most angel investors expect a return on investment of
Question 20 options:
a. 20% to 25% over 5 years.
b. 15% to 20% over 5 years.
c. 75% over 10 years.
d. 100% over 5 years.
Final answer:
The student's quiz on business finance and loans includes questions on investor types, loan categories, the concepts of credit and equity, and financing strategies for startups. Answers provided include key terms such as angel investors, line-of-credit loans, second mortgage, balloon loans, debt and equity financing.
Explanation:
The correct answers to the student's questions on financing and loans for businesses are:
Investors who put their own money into a startup are known as angels.
A line-of-credit loan protects businesses in the case of an emergency.
The type of loan that uses real estate for security is known as a second mortgage.
I can't answer question 4 as no-interest loans do not have a standard limit and vary by lender and case.
Family members may lend you money based on your sound business plan or other personal reasons.
The "Four C's of Credit" are credit, character, capacity, and collateral.
With a balloon loan, the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan, with the principal paid at the end.
The era of venture capitalists doling out large sums of money to startups is considered to be fading.
If you pay off an installment loan early, the interest will be adjusted accordingly.
Malik's grandfather's interest-free loan could be a problem because the IRS requires all loans for more than $100,000 to be at market-rate interest.
The federal gift tax applies to all gifts over $14,000.
When searching for financing, credit cards should be considered last because they typically have high interest rates.
If a loan is risky and extends for more than a year, the lender may ask for collateral.
Getting a loan you have to repay is known as debt financing.
Smaller banks may be approached for a business loan because they may emphasize personal relationships and may give more weight to personal attributes.
Trading partial ownership interests for capital is known as equity financing.
A potential danger of offering common stock to investors is that if an investor gets enough common shares, they can potentially take control of the company.
The number one method of financing for most new businesses is self-financing.
When determining your business's initial cash needs, you should determine how much money you'll need to live on for the first 6 to 12 months of your business's operations.
Most angel investors expect a return on investment of 20% to 25% over 5 years.
Final answer:
The student's questions are answered with specifics to their options, identifying terms and concepts such as angels, line of credit, second mortgage, and debt financing pertinent to startup and early-stage corporate finance.
Explanation:
Let's provide answers for a student seeking help with questions on early-stage corporate finance. These questions cover various topics, such as the types of financing available for businesses and understanding the terms associated with these financing options.
Investors who put their own money into a startup are known as angels.The kind of loan that protects businesses in the case of an emergency is a line of credit loan.The type of loan that uses real estate for security is known as a second mortgage.There's no set limit mentioned in the question for a no-interest loan, so this question cannot be specifically answered without further context.Family members may lend you money based on your sound business plan or other personal reasons.The "Four C's of Credit" are credit, character, capacity, and collateral.With a balloon loan, the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan.The era of venture capitalists doling out large sums of money to startups is fading.If you pay off an installment loan early, the interest will be adjusted accordingly.Malik's problem with the $110,000 interest-free loan could be that the IRS requires that all loans for more than $100,000 be at market-rate interest.The federal gift tax applies to all gifts over $14,000.When searching for financing, credit cards should be considered last due to their high-interest rates.If a loan is risky and extends for more than a year, the lender may ask for collateral.Getting a loan that you have to repay is known as debt financing.Smaller banks might be approached for a business loan because they emphasize personal relationships and may give more weight to personal attributes.Equity financing involves trading partial ownership interests for capital.A potential danger of offering common stock to investors is that if an investor gets enough common shares, the investor can take control of the company.Self-financing is the number one method of financing for most new businesses.When determining your business's initial cash needs, you should determine how much money you'll need to live on for the first year of your business's operations.Most angel investors expect a return on investment of 20% to 25% over 5 years.Maria wants to create a simple logo for her new flower shop. She would like to use the computer to create this logo. Maria should use ____
She should use, graphics software to create the logo.
Answer:
a graphics software
Explanation: