What is the remaining balance on a 30-year, $400,000 mortgage after 70 months? Assume monthly payments and a nominal rate (monthly compounding) of 5.90%.

Answers

Answer 1

Answer: The loan balance after 70 months will be $ 366184.45

Explanation:

r = 0.059/12

Present Value (Pv) = 400000

n = 30 x 12 = 360

Monthly Payments = rPv/(1 - (1+r)^-n)

Monthly Repayments = (0.059/12) x 400000/(1 - (1+0.059/12)^-360)

Monthly Repayments = 1966.66664/0.828926661 = 2372.5460074

Monthly Repayments = 2372.55

Loan Balance = PV(1+r)^n - P((1+r)^n - 1)/r

      = 400000(1+0.059/12)^70 - 2372.55((1+0.059/12)^360 -1)/0.059/12

      = 563849.79539 - 197665.34102 = 366184.4543

The loan balance after 70 months will be $ 366184.45


Related Questions

If 39,100 dollars is invested at an interest rate of 7 percent per year, find the value of the investment at the end of 5 years for the following compounding methods. (a) Annual: Your answer is (b) Semiannual: Your answer is (c) Monthly: Your answer is (d) Daily: Your answer is (e) Continuously: Your answer is

Answers

Answer:

Explanation:

using the compound formula that is = S=p(1+i)^n

S is the future payment

P is the current investment

I is the rate of return

N is the time period

(a) Annual

S=p(1+i)n

S=39100(1+7%)^5

S=39100*1.402551731

S=54839.77267

(b) Semiannual:

Rate semi annualy = 7%*/2 = 3.5%

N total payments = 5*2 = 10

S=p(1+i)n

S=39100(1+3.5%)^10

S=39100*1.410598761

S=55154.41154

(c) Monthly:

Rate monthly = 7%*/12 = 0.5833%

N total payments in months = 5*12 = 60

S=p(1+i)n

S=39100(1+%)^60

S=39100*1.417597072

S=55428.04551

(d) Daily:

Rate monthly = 7%*/365 = 0.0192%

N total payments in months = 5*365 = 1825

S=p(1+i)n

S=39100(1+0.0192%)^1825

S=39100*55505.87288

S=55505.87288

(e) Continuously

S=p/i

S=39100/0.07

S=558571.4286

The phenomenon of ________ describes situations in which group pressures for conformity deter the group from critically appraising unusual, minority, or un-popular views. a. groupshift.b. satisficing.c. social loafing. d. group think. e. group polarization.

Answers

Answer:

groupthink is correct ✅

The correct option is D. The phenomenon of groupthink describes situations in which group pressures for conformity deter the group from critically appraising unusual, minority, or unpopular views.

Groupthink refers to poor decisions made by a group under duress. A person's efficiency and capacity deteriorate under pressure. Due to the strain of the group, judgmental abilities deteriorate.

What is groupthink in teamwork?

Groupthink is a phenomenon that happens when team members collaborate too well and allow their desire to fit in to come in the way of making rational decisions. The consequences of that can sometimes be disastrous.

Groupthink is a type of thinking wherein individuals within small, cohesive groups have a tendency to accept an idea or judgment that they perceive to be shared by the group as a whole, regardless of whether they feel it to be true, accurate, or preferable.

Groupthink is primarily caused by a number of factors. These include the stress associated with making decisions, general group isolation, group leadership, and group cohesion. Due to the interpersonal drive to fit in, a close group with high degrees of cohesion has less verbal conflict.

Thus, The right answer is D. Group pressures for conformity prevent individuals from objectively evaluating uncommon, minority, or unpopular viewpoints, which is a phenomenon known as groupthink.

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Which activities are often required of someone who is in the performing arts?


writing creatively, remembering a script, and entertaining people


going on auditions, using pottery wheels, and scheduling tasks


creating artwork, designing a dance routine, and interviewing people to get information


coordinating performances, attending events to market themselves, and operating technical equipment

Answers

Answer:

Writing creatively, remembering a script and entertaining people.

Explanation:

Performing arts is an art in where the artists show the artistic expressions by the use of their voices, bodies or inanimate objects. All the disciplines involved in performing arts are performed in front of a live audience. The artists are called Performers. They can be comedians, magicians, circus artists, musicians, actors, dancers, singers etc. and entertain the People.

It is important in performing arts that artists know to write an script creatively so that it can gain attention and influence the audience. Similarly remembering the script in a right way with required expressions is also important before performing in front of audience.

Answer:

Writing creatively, remembering a script and entertaining people.

Explanation:

The purpose of many business messages is to make a request or to reply to previously received communication. Familiarize yourself with the organization of these messages so you can communicate your purpose and achieve a positive outcome. Read the scenario. Your manager asks you for advice about a request e-mail she is composing to a customer. What advice would you give?A. Give an approximate date for the deadline in the body.B. Place the deadline in the opening.C. Set an end date to take action in the closing. Read the following request message.To: Customer Support From: Helen Martin Subject: Warranty Information for Netbook ComputerRevision A: 1. Where do I find my warranty information?2. How long does the average netbook repair take?3. Do I need to mail in my netbook for repairs or bring it to your local repair shop?Revision B: 1. Where is my warranty information? B. How long does the average repair take? C. Do I have to mail in my netbook?Revision C: Where do I find the information?How long does it take?Can I take it to my local shop?Which of the preceding revisions is the best revision for the body of this message?A. Revision BB. Revision CC. Revision AComplete the following sentence with the drop-down menu.Direct response messages might _______.a. include long, flowery descriptions.b. use the "me" view.c. supply explanations and additional information.Read the scenario: You manage the social media presence of a company that manufactures travel apparel and gear. A customer posts an angry comment about a suitcase that failed to function properly after its first use. This is not the first complaint the product has received. How should you respond to the customer?A. Acknowledge the problem, and let the customer know that the company is working to rectify the situation.B. Document and delete the comment. You don’t want news of the flawed product to spread.C. Let the comment stand. No response is necessary.

Answers

Answer:

1. C. Set an end date to take action in the closing.

2. C. Revision A

3. supply explanations and additional information.

4. A. Acknowledge the problem, and let the customer know that the company is working to rectify the situation.

Explanation:

The purpose of many business messages is to make a request or to reply to previously received communication. Familiarize yourself with the organization of these messages so you can communicate your purpose and achieve a positive outcome.

1. Read the scenario. Your manager asks you for advice about a request e-mail she is composing to a customer. What advice would you give?

C. Set an end date to take action in the closing.

The reason is because starting with a deadline would be rude and the date of the deadline should be specific. The requirement of the request should come before the deadline.

2. Read the following request message.To: Customer Support From: Helen Martin Subject: Warranty Information for Netbook Computer Revision A: 1. Where do I find my warranty information?2. How long does the average netbook repair take?3. Do I need to mail in my netbook for repairs or bring it to your local repair shop?Revision B: 1. Where is my warranty information? B. How long does the average repair take? C. Do I have to mail in my netbook?Revision C: Where do I find the information?How long does it take?Can I take it to my local shop?

Which of the preceding revisions is the best revision for the body of this message?

C. Revision A

Because it is more detailed, specific about the product in repair ''netbook'' and precise on the method of bringing the product for repair.

3. Complete the following sentence with the drop-down menu.Direct response messages might supply explanations and additional information.

4. Read the scenario: You manage the social media presence of a company that manufactures travel apparel and gear. A customer posts an angry comment about a suitcase that failed to function properly after its first use. This is not the first complaint the product has received. How should you respond to the customer?

A. Acknowledge the problem, and let the customer know that the company is working to rectify the situation.

This is imperative because it is not the first complaint the product has received. Responses and assurance that the problem is being solved will pacify the customer.

The "invisible hand" refers to a. the fact that social planners sometimes have to intervene, even in perfectly competitive markets, to make those markets more efficient. b. the automatic maximization of consumer surplus in free markets. c. the equality that results from market forces allocating the goods produced in the market. d. the marketplace guiding the self-interests of market participants into promoting general economic well-being.

Answers

Answer:

OPTION (D)

Explanation:

Invisible hand also refer to OPTION (D), which states that marketplace have to guide the self-interests of participants at market to further encourage the well being of normal economic.

Invisible hand is basically a benefit socially, and it cant be seen but manages the economy of the market. And it also gives rights and supports the demand and as well as supply of the products in a market which is free.

Needs for a project could include telecommunications, transportation, power, and availability of technically skilled talent. These are examples of which of the following environmental factors?1. Geographic2. Infrastructure3. Economic4. Legal5. Political6. Cultural

Answers

Answer:

2. Infrastructure

Explanation:

Infraestructure is the collection of physical facilities that a business needs to perform an economic activity in a particular enviroment.

The needs described in the question are infraestructure needs because they refer to physical facilities such as telecommunications infraestructure, transporation means, power (electricity) facilities.

The availability of technically skilled talent is not a physical asset, but it is human capital that is needed to build the infraestructure.

Suppose the price of university sweatshirts increases from $10 to $20 and the quantity supplied increases from 20 to 30. The price elasticity of supply, using the midpoint formula, is:______.A) 0.66. B) 1.50. C) 0.60. D) 1.66.

Answers

Answer:

C) 0.60

Explanation:

price elasticity of supply using the midpoint formula = {(S2 - S1) /[(S2 + S1)/2]} / {(P2 - P1) /[(P2 + P1)/2]}

= {(30 - 20) /[(30 + 20)/2]} / {(20 - 10) /[(20 + 10)/2]} = (10 / 25) / (10 /15) = 0.4 / 0.67 = 0.6

This means that the supply is price inelastic since a large increase in price will cause a smaller increase in the quantity supplied.

Public companies under the jurisdiction of the Securities and Exchange Commission are required by law to hire a certified public accounting firm (independent auditor) to assess whether their published financial statements are in compliance with Generally Accepted Accounting Principles (GAAP). This statement is:______. A. True B. False

Answers

Answer:

A.True

Explanation:

Generally accepted accounting principles (GAAP) refer to a common set of accounting principles, standards, and procedures issued by the Financial Accounting Standards Board (FASB). Public companies in the United States must follow GAAP when their accountants compile their financial statements. GAAP is a combination of authoritative standards (set by policy boards) and the commonly accepted ways of recording and reporting accounting information. GAAP aims to improve the clarity, consistency, and comparability of the communication of financial information.

It is possible that a(n) ________ vertical marketing system can be more formally structured through strategic alliances and partnership agreements among channel members that agree to work in mutual cooperation. An example of this is the relationship between Walmart and Procter & Gamble. Multiple Choice distributive private corporate contractual administered

Answers

Answer:

administered

Explanation:

Based on the information provided within the question it can be said that the term that is being mentioned in this scenario is an administered vertical marketing system. This is a co-ordinated system of distribution channel organization that is characterized the movement of products from point of origin to consumer is controlled by a single individual as opposed to contractual ties. Which is the main marketing system that may benefit from agreements among channel members.

Suppose that real GDP per capita of the United States is $32,000 and its growth rate is 2% per year and that real GDP per capita of China is $4,000, and its annual growth rate is 7%. How many years will it take for China's real GDP per capita to be larger than real GDP per capita in the United States

Answers

Given:

Real GDP of US = 32000

Growth rate of US = 2%

Real GDP of China = 4000

Growth rate of China = 7%

To find:

Number of years taken for China's real GDP per capita to be larger than real GDP per capita in the United States.

Solution:

The formula to calculate the years is,

[tex]GDP_{US}\times[1+growth_{US}]^n<GDP_{China}\times[1+growth_{China}]^n[/tex]

On plugging-in the values,

[tex]\Rightarrow32000\times(1+0.02)^n<4000\times(1+0.07)^n[/tex]

On solving the values we get,

[tex]\Rightarrow8<\frac{(1+0.07)^n}{(1+0.02)^n}[/tex]

Therefore, we can clearly identify that number of years is greater than 40 and less than 45.

Final answer:

It will take approximately 20 years for China's real GDP per capita to be larger than real GDP per capita in the United States.

Explanation:

To calculate how many years it will take for China's real GDP per capita to be larger than the United States, we need to use the formula:

GDP per capita (China) = GDP per capita (US) x (1 + growth rate)^n

Let's plug in the values given:

China's real GDP per capita = $4,000

United States' real GDP per capita = $32,000

Growth rate of China = 7% = 0.07

Growth rate of United States = 2% = 0.02

Let n be the number of years.

So, we have:

$4,000 = $32,000 x (1 + 0.02)^n

Simplifying the equation:

(1 + 0.02)^n = 0.125

Using logarithms, we can solve for n:

n = log(0.125) / log(1 + 0.02) ≈ 20.19

Therefore, it will take approximately 20 years for China's real GDP per capita to be larger than real GDP per capita in the United States.

You purchase one IBM July 120 call contract for a premium of $5. You hold the option until the expiration date when IBM stock sells for $123 per share. You will realize a ______ on the investment. $200 profit $200 loss $300 profit $300 loss

Answers

Answer:

$200 loss

Explanation:

Long call profit = Max [0, ($123 - $120)(100)] - $500 = -$200.

Answer:

$200 loss

Explanation:

A call option allows the investor to purchase a security at a fixed price in a future date (called the expiration date). In this case, the call option allowed you to purchase 100 IBM shares at $120 per share. In order to determine the profit r loss resulting from this investment, you have to consider the price you paid for the call option which is $5.

long call profit = Max [0, ($future price - $call price)(100 shares)] - (call price x 100 shares) = Max [0, ($123 - $120)(100)] - $500 = -$200 or $200 loss.

Vaughn Manufacturing sells merchandise on account for $2500 to Morton Company with credit terms of 2/14, n/30. Morton Company returns $900 of merchandise that was damaged, along with a check to settle the account within the discount period. What entry does Vaughn Manufacturing make upon receipt of the check?

Answers

Answer:

Dr Cash                  $1,568

Dr Sales discount       $32

Cr Accounts receivable      $1,600

Explanation:

The initial posting for the transaction would a debit of $2,500 to accounts receivable and a credit of the same amount to sales revenue account.

However, upon the return of damaged goods, an adjustment to the earlier posting would a credit of $900 to accounts receivable to show that the indebtedness has reduced by $900 and a corresponding debit to sale returns account.

However, the balance of $1600($2,500-$900) in the accounts receivable in broken into cash and discount upon receipt of check payment.

Dr cash (98%*$1600)  $1,568

Dr Sales discount         $32        

Zeal is a popular automobile brand, and its positioning statement reads as follows: "For upscale American families who require large vehicles, Zeal is the automobile of choice." Which of the following mandatory elements is missing from the positioning statement? A) point of difference B) target audienceC) brand nameD) product categoryE) need

Answers

Answer:

is d

Explanation:

I’d disagree with the other answer and argue A. Does it mention a target audience? Yes, American families who require large vehicles. How about the brand name? Yep, Zeal is mentioned. Product category? “Automobile” Need? “require large vehicles” But where’s the differentiation between other automobile brands? This is why A is the correct answer.

While on a trip to South Africa, Elena was impressed with colorful woven outdoor placemats, floor mats, chair cushions, and umbrellas that local artisans were weaving. Upon returning to the U.S., she was confident that U.S. consumers would be as intrigued by these accessories as she was. Elena decided to explore the possibility of starting an import business to bring these products to the U.S. Which of the following statements seems to be good advice for Elena?A. Learn from others who import goods from abroad, and particularly from Africa.B. Make certain that you have twice the cash necessary to make your first purchases.C. Before performing a feasibility study, form your legal business status.D. Since most import businesses are also export businesses, find a U.S. product South Africans would be willing to buy.

Answers

Answer:

D. Since most import businesses are also export businesses, find a U.S. product South Africans would be willing to buy.

Explanation:

Also she should hear from others who import and export goods from Africa and US and vice-versa.

Answer:

Learn from others who import goods from Abroad and particularly from Africa ( A )

Explanation:

The best way to explore business opportunities is to conduct a market survey and this survey includes learning what the consumers want and as well as learning form the already existing suppliers of the products. learning from the suppliers will help inform you on the steps to take to be successful in the business and also know how profitable the business venture would be in the short and long run.

Elena wanting to go into importation of goods from Africa will need to learn from others who are already importing from Abroad especially from Africa were her target market for the supply of her product is located that way she will get a proper insight of what the business of importation is all about

In the long run, all of a firm's costs are variable. In this case the exit criterion for a profit-maximizing firm is to shut down if A. price is less than average total cost. B. average revenue is greater than average fixed cost. C. price is greater than average total cost. D. average revenue is greater than marginal cost.

Answers

Answer: A. Price is less than average total cost

Explanation:

Long rum refers to the period long enough for all factors of production to be variable, therefore this tells us that average variable costs are equal to average total costs because all factors of production are variable. A Profit Maximising firm needs to make normal profit at least in order to remain in the industry, meaning a Firms Price must at least be equal to the total average costs/ Average Variable Costs. When the Price is less than the total average costs the firm must shut down

_____ is defined as the perception of the benefits associated with a good, service, or bundle of goods and services in relation to what buyers are willing to pay for them.

Answers

Answer:

Value

Explanation:

Value can be described as the measure of the benefits that would accrue to an economic agent from a good or service.

Value can be also described as the highest amount a consumer would be willing to pay to enjoy a good or service.

For example, there are two buyers of a product. The first buyer is willing to pay $30 for the good while the other is willing to pay $10 dollars for the good. The first buyer values the good more than the second buyer because the perceived benefit that would accrue to the consumer is higher than that of the second buyer.

I hope my answer helps you

Value is defined as the perception of the benefits associated with a good, service, or bundle of goods and services in relation to what buyers are willing to pay for them. So, the correct option is C.

The correct term that defines the perception of benefits associated with a good, service, or bundle of goods and services in relation to what buyers are willing to pay for them is "c. Value."

Value, in the context of economics and marketing, is a fundamental concept. It represents the worth that a consumer places on a product or service. It's not solely about the price; rather, it's about the perceived benefits and utility derived from the product or service in comparison to its cost.

Value is a critical factor in consumer decision-making. When consumers perceive that a product or service offers a higher level of benefit or utility in relation to its price, they are more likely to make a purchase. Conversely, if the perceived benefits do not align with the price, consumers may choose not to buy, seeking better value elsewhere.

In summary, "c. Value" is the term that accurately defines the perception of benefits relative to what buyers are willing to pay.  So, the correct option is C.

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There are five basic steps to personal financial planning and their related tasks. Arrange these steps and examples of related tasks in the order of their presence during the financial planning process.
A. Develop a plan of action. Develop a budget matching income and projected expenses for the remainder of this academic year.
B. Evaluate your financial health. Record all expenses for a month to compare income and expenses.
C. Review progress on the​ plan, reevaluate the​ plan, and revise the plan or start over with a new one. Based on this​ year, develop a revised budget for next year based on projected income and expenses.
D. Define your financial goals. Pay off credit​ card(s) by the end of this school term.
E. Implement the plan. Reduce expenses in problem areas so amounts do not exceed budgeted projections.

Answers

Answer:

B. Evaluate your financial health. Record all expenses for a month to compare income and expenses.

D. Define your financial goals. Pay off credit​ card(s) by the end of this school term.

A. Develop a plan of action. Develop a budget matching income and projected expenses for the remainder of this academic year.

E. Implement the plan. Reduce expenses in problem areas so amounts do not exceed budgeted projections.

C. Review progress on the​ plan, reevaluate the​ plan, and revise the plan or start over with a new one. Based on this​ year, develop a revised budget for next year based on projected income and expenses.

Explanation:

The five basic steps of financial planning are evaluate, define, develop, implement, and review, or EDDIR for short. It basically by knowing your current position and defining how you want to be in the future. Then you must develop a plan and try to implement that plan. After some prudent time, you should go back and review if the plan was successful or not.

Each company must divide up the total market, choose the best segments, and design strategies for profitably serving chosen segments. This process involves market segmentation, ________, differentiation, and positioning.

Answers

Answer:

Market targeting

Explanation:

Market targeting is a process of selecting the target market from the entire market. Target market consists of group/groups of buyers to whom the company wants to satisfy or for whom product is manufactured, price is set, promotion efforts are made, and distribution network is prepared. Market targetting involves breaking a market into segments and then concentrating your marketing efforts on one or a few key segments.

Final answer:

The process referred to in the question includes market segmentation, targeting, differentiation, and positioning. Product differentiation, a key part of this process, involves strategies to make products seem different from competitors. This concept is closely related to the available variety in the market.

Explanation:

The process of a company dividing up the total market, choosing the best segments, and designing profitable strategies to serve those segments involves steps like market segmentation, targeting, differentiation, and positioning. The product differentiation part of this process involves firms taking action to make their products seem different from their competitors. This can be achieved in multiple ways, such as through the physical aspects of the product, location from which it sells the product, intangible facets of the product, and managing perceptions of the product. Differentiated products stand out in these ways.

Moreover, the concept of differentiated products is closely linked to the degree of variety available. A market with more variety in styles, flavors, locations, and characteristics can lead to product differentiation and monopolistic competition, moving the economy away from perfect competition.

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Koehn Corporation accounts for its investment in the ordinary shares of Sells Company under the equity method. Koehn Corporation should ordinarily record a cash dividend received from Sells as:_______.a. a reduction of the carrying value of the investmentb. share premiumc. an addition to the carrying value of the investmentd. dividend income

Answers

Answer:

A) a reduction of the carrying value of the investment

Explanation:

Under the equity method, the investor company cannot record dividends as revenue, it must record them as a reduction of the carrying value of their investment. Under the equity method, the value of the investment decreases with cash dividends. This transaction involves only a change between assets, investment decreases while cash increases, no additional revenue is recorded.

The police power of the states: a. has no federal limitations. b. can extend to interstate business. c. has been severely curtailed in recent years. d. none of the above

Answers

The police power of the states can extend to interstate business.

Explanation:

The 10th amendment to the Constitution in the USA grants States "not reserved to the United States" privileges and responsibilities. This allows States authority to create and enact laws that protect the protection, defense and safety of the people.

The States are interpreted as bound by their terms, and as substantive denials of the right to interfere with the internal activity of the separate States, with the exception, in reality, of any other authority specifically granted or obtained as required and effective means of implementing it.

The Senate had held that any person engaging in interstate commerce liable to "all" employees, including those who has intrastate operations alone, in spite to negligence-related accidents, without clear dependence on the tenth amendment, in the workers ' liability cases. The court ruled that this act has not been unconstitutional.

About __________ of the world's population lives in the thirty-five low-income economies, where most people engage in agricultural pursuits, reside in nonurban areas, and are impoverished.

Answers

Answer:

About HALF of the world's population....

Explanation:

As quoted by world Bank in 2005.

Some high-end retail stores that distribute mail-order catalogs will prominently offer some very high priced goods for sale (for example, a luxury sports car with gold- plated interior trim) in addition to their regular line of merchandise. Behavioral economists argue that the stores do not really plan to sell these goods, but they use these items to provide the customers with a high reference point for the prices of the other goods in the catalog. This practice is an example of: ______.A. the endowment effect. B. loss aversion. C. anchoring. D. sunk cost fallacy

Answers

Option C

This practice is an example of: anchoring

Explanation:

Anchoring is the effectiveness of unrelated knowledge, such as the acquisition cost of safety, as a reference for estimating or predicting an unknown value of a financial means. Anchoring can be prompt with applicable metrics, such as valuation multiples.

During decision making, anchoring transpires when individuals use a fundamental piece of information to obtain consequent judgments. Once an anchor is established, other judgments are formed by adjusting incessantly from that anchor, and there is a preference proceeding evaluating other information encompassing the anchor.

The publisher of an economics textbook finds that, when the book's price is lowered from $70 to $60, sales rise from 10,000 to 15,000. By the midpoint method, the price elasticity of demand is:

Answers

Answer:

Price elasticity of demand = 2.6

Explanation:

Given:

Old price (P0) = $70

New price (P1) = $60

Old sales (Q0) = 10,000 units

New sales (Q1) = 15,000 units

Computation of Price elasticity of demand(e):

Midpoint method

[tex]e=\frac{\frac{Q1-Q0}{\frac{Q1+Q0}{2} } }{\frac{P1-P0}{\frac{P1+P0}{2} } }[/tex]

By putting the value:

[tex]e=\frac{\frac{10,000-15,000}{\frac{10,000+15,000}{2} } }{\frac{60-70}{\frac{60+70}{2} } }\\e=\frac{\frac{-5,000}{\frac{25,000}{2} } }{\frac{-10}{\frac{130}{2} } }\\[/tex]

[tex]e=\frac{\frac{-5,000}{12,500} }{\frac{-10}{65} }[/tex]

e =  2.6

At the equilibrium price, Multiple Choice there are forces that cause price to rise. quantity supplied may exceed quantity demanded or vice versa. there are no pressures on price to either rise or fall. there are forces that cause price to fall.

Answers

Answer:

There are no pressures on price to either rise or fall.

Explanation:

Equilibrium price refers to the market price at which the amount of quantity supplied is exactly equal to the amount of quantity demanded. At this point, the market supply curve and the market demand curve intersect each other.

This price would be determined by the  market forces such as demand and supply of the goods.

A company's 2013 year-end balance sheet included the following: Jan. 1 Dec. 31 Accounts Receivable $80,000 $100,000Inventory $60,000 $70,000Prepaid Expenses $100,000 $75,000Accounts Payable $120,000 $100,000 Deferred Revenue $65,000 $95,000 The company's net cash from operating activities on its 2013 Statement of Cash Flows is $200,000. Current year depreciation expense is $25,000. What amount should the company report as net income for 2013? A. $130,000.B. $170,000.C. $175,000.D. $230,000.

Answers

Answer:

B. $170,000.

Explanation:

X company

statement of cash flow

For the year ended

Net income (balancing) (Note - 1)                                   $170,000

Cash flow from operating activities                      

Depreciation expense                                   $25,000

Increase in account receivable                     $(20,000)

Increase in inventory                                     $(10,000)

decrease in Prepaid Expenses                     $25,000

Decrease in Accounts Payable                     $(20,000)

Increase in Deferred Revenue                      $30,000

Cash flow                                                                                $30,000

Net cash flow from operating activities                              $200,000

Note 1:

Net cash flow from operating activities - Total changes in working capital=                        $200,000-$30,000 = $170,000.

Final answer:

To calculate the net income for 2013, analyze the changes in the balance sheet accounts. Adjust the cash from operating activities by considering the changes in each account. The correct answer is not provided in the multiple-choice options.

Explanation:

To determine the net income for 2013, we need to analyze the changes in the company's balance sheet accounts. The accounts that affect net income are Accounts Receivable, Inventory, Prepaid Expenses, Accounts Payable, and Deferred Revenue. Here are the steps to calculate the net income:

Calculate the change in Accounts Receivable: $100,000 - $80,000 = $20,000Calculate the change in Inventory: $70,000 - $60,000 = $10,000Calculate the change in Prepaid Expenses: $75,000 - $100,000 = -$25,000Calculate the change in Accounts Payable: $100,000 - $120,000 = -$20,000Calculate the change in Deferred Revenue: $95,000 - $65,000 = $30,000

Next, adjust the net cash from operating activities by adding back the decrease in Prepaid Expenses and decrease in Accounts Payable and subtracting the increase in Accounts Receivable, increase in Inventory, and increase in Deferred Revenue:

$200,000 + (-$25,000) + (-$20,000) - $20,000 - $10,000 - $30,000 = $95,000

Therefore, the net income for 2013 is $95,000. The correct answer is not provided in the multiple-choice options.

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Asa has a contract with Phil to personally provide fortune-telling services at Phil's daughter's birthday party. Phil's daughter decides she does not want to have a fortune teller at her birthday party, so Phil tries to assign the right to Asa's services to his neighbor, Steve. Steve:

a. can enforce the contract with Asa because Phil has assigned the rights to him.
b. can enforce the contract with Asa only if there is written documentation of Phil assigning the rights to Steve.
c. can enforce the contract with Asa only if he pays double the originally agreed price.
d. cannot enforce the contract with Asa, because rights to receive personal services cannot be assigned.

Answers

Answer:

a

Explanation:

because they signed it

Due to the prohibition against assigning rights to obtain personal services, he is unable to implement the agreement with Asa. As a result, choice (D) is the right response.

What is a contract?

A contract is an enforceable legal arrangement that establishes, details, and regulates the rights and duties of the parties. The transfer of commodities, services, money, or a promise to transfer any of those at a later time is a common component of contracts.

The damaged party may seek legal remedies like damages or rescission in the event of a contract breach. Agreements must be kept, which is the foundation of contract law, a branch of the law of obligations that deals with contracts.

If a promise is broken, the law offers the damaged party remedies, frequently in the form of monetary compensation or, in rare instances, in the form of explicit fulfillment of the broken promise.

Hence, option (D) is correct.

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A vertical analysis calculates percentages to compare the parts of an individual statement to the whole. For example, on an income statement, each item could be shown as a percentage of net sales.1. True2. False

Answers

Answer:

False

Explanation:

On an income statement, each item should be shown as a percentage of total sales (not net sales).

A vertical analysis uses percentages to compare different items one a financial statement using a base account. Total sales is used as the base account on an income statement, and total assets are used as the base account on a balance sheet.

In a _______, the franchise operates under the franchisor's business name and is required to follow the franchisor's standards and methods of business operation.

Answers

Answer:

Franchising

Explanation:

In a franchising , the franchise operates under the franchisors business name and is required to follow the franchisor's standards and methods of business operations.

Franchising is a marketing strategy through which a company expands its business. It is a method through which a company known as a franchisor allows the franchise to operates its business by their name along with using all other methods and standards by paying a nominal fees known as the licensing fees or commission.

9 . What should a manager do if a guest displaying visible signs of intoxication refuses assistance, and attempts to leave the premises with the intention of driving away?

Answers

Answer:

The manager should call the police.

Explanation:

If an intoxicated guest insist on leaving the premises with the intenet of driving, the manager should call the police to stop the individual from going away.

Lenny works for Mechanical Engineers, P.A. While working on a Mechanical Engineers project, Lenny is injured. Under state workers’ compensation laws, Lenny will be compensated only if his injury was?a. ?accidental.b. ?intentional.c. ?material.d. ?incidental.

Answers

Answer: accidental.

Explanation: under the state workers compensation laws, Lenny would be compensated only if his injury was accidental. The law aims to protects employers from dooming civil claims and enables both casual and full-time employees to claim compensation directly from the Fund for work-related injuries and disability.

Furthermore, state compensation laws are put in place in every state to protect employees against loss of income and for medical payments because of work-related injuries, accidents, illness, or disease.

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