What is the practice of banks and mortgage lenders identifying high-risk areas (usually low-income or minority neighborhoods) and either refusing mortgages to applicants from those neighborhoods or offering loans at prohibitively high rates?

Answers

Answer 1

Answer:

redlining

Explanation:

Redlining is an illegal banking practice that focuses on neighborhoods that are mostly inhabited by minorities. The term redlining itself comes from the practice of marking neighborhoods on city maps with red lines to represent them as dangerous both for banking purposes and high crime rates.

Banks cannot directly deny a credit based on where you live, but they can charge very high interest rates that make them very difficult to pay, or simply ask for a lot of paperwork and more requirements than usual.


Related Questions

​heather's clarification of the task andrea is presenting to the group reflects which of the steps from the rational​ decision-making model in exhibit 6-3 loading...​?


a. evaluate the alternatives


b. identify the decision criteria


c. select the best alternative


d. develop the alternatives


e. define the problem

Answers

Final answer:

Heather's clarification closely corresponds with 'b. identify the decision criteria' in the rational decision-making model. Her actions involve an evaluation process to assess various options before refining the decision, indicating meticulous assessment and improvement of solutions.

Explanation:

Heather's clarification in Andrea's presentation to the group seems to be part of the rational decision-making model where various alternatives are evaluated based on specific criteria to determine which option best solves the problem at hand. The step that most closely reflects Heather's actions from the options provided would be 'b. identify the decision criteria.' This aligns with the model's sequence of defining the problem, identifying decision criteria, developing alternatives, evaluating the alternatives, and finally, selecting the best alternative for implementation.

Heather's thorough evaluation process of the possible ideas to determine the most suitable solution embodies the step within the rational decision-making model where emphasis is placed upon the meticulous assessment of each alternative. Then, refinement of the selection, as mentioned in the given material, would likely come after the evaluation of alternatives, showing how potential solutions are adjusted and improved upon to better meet the requirements and constraints before reaching a final decision.

A website that sells wedding dresses targets ads to (1) women (2) ages 22 to 35 (3) actively searching for a wedding dress (4) with an interest in fashion (5) in the top 10% of income (6) within the greater Denver area. What is the major downside of this targeting?

Answers

Answer:

The answer is within the greater Denver area

Explanation:

The greater Denver area is just a medium to low populated region, this region is just developing, the audience to receive this ads will be so small and not likely to generate a large volume.

Answer:

You have placed so many filters that the possible audience is really going to be very small (in internet terms), so the ad will probably generate a low volume of leads.

If you want to generate a larger number of leads you should broaden your target audience, e.g. living in Colorado, no age requirement, no interest in fashion and not in the top 10% of income.

A 37-year old individual purchases a life insurance policy of $95,000 for an annual payment of $250. based on a insurance report, the probability that an individual is in a life threatening accident this year and survives is 0.999063. find the expected value of the policy for the insurance compan

Answers

Answer:Expected value = - 94661.45

Explanation:

The Policy pay out is $95000 ,if a client is in life threatening accident insurance company will loose $95000, if the client is not in a life threatening accident the insurance company will gain $250

Probability (Client is in a threatening accident) = 0.999063

Probability (not in a life threatening accident)= 1 - 0.999063 = 0000937

Insurance Premium = $250

Insurance Payout = $95000

expected value = 0.999063 x (- (95000 - 250)) + 0.000937 x (250)

expected value = 0.999063 x (-94750) + 0.000937 x (250)

expected value = - 94661.21925 + 0.23425 = - 94661.44675

expected value = - 94661.45

Answer:

$160.75

Explanation:

the expected value of the policy will = (premium x probability of surviving) - (policy benefits x probability of dying)

the probability of surviving = 0.999063

the probability of dying = 0.000937

policy's expected value = ($250 x 0.999063) - ($95,000 x 0.000937) = $249.77 - $89.02 = $160.75

________ refers to how people make decisions in a lottery or with uncertainty. People do not generally make expected value decisions. They tend to overweight unlikely outcomes and underweight more likely events.a. Heuristicsb. Rational decision makingc. Prospect theory

Answers

Answer:

The correct answer is c. Prospect theory.

Explanation:

Prospective theory belongs to behavioral economics and stands out as an alternative model to the expected utility theory, since the validity of the rational agent's neoclassical assumption is questioned. This theory was developed by Nobel laureate Daniel Kahneman and his collaborator Amos Tversky in his »Prospect Theory: An Analysis of Decision under Risk” (1979). They used the results obtained from both his own empirical observations, as of several experiments.

Individuals set preferences based on a specific situation and circumstances, rather than in absolute terms. This means that depending on their initial situation, agents will act in one way or another. One of the results of this reasoning leads to behavioral asymmetries between situations of possible losses or gains. Individuals, for example, are generally more risk averse than profit lovers. An endowment effect is also derived from this analysis, since the compensation required by someone to dispose of a good is greater than what they would be willing to pay to acquire it.

According to the security market line, a security with a beta of 1.5 should provide a risk premium that is _________ times the risk premium existing for the market as a whole.

Answers

Answer: 1.5

Explanation: Security market line shows different levels of systematic, or market, risk of various marketable securities plotted against the expected return of the entire market at a given point in time. According to the security market line, a security with a beta of 1.5 should provide a risk premium that is 1.5 times the risk premium existing for the market as a whole.

Item4 Item 4Item 4 Profit as calculated from the profit equation can be challenging to predict because the ________ varies with the chosen price, and can also impact the variable costs through production efficiencies.

Answers

The answer for this one, is “quantity sold.”

Prisoners sometimes determine a single good to be used as money. This good becomes a. a unit of account, but not a medium of exchange. b. neither a unit of account nor a medium of exchange. c. a medium of exchange and a unit of account. d. a medium of exchange, but not a unit of account.

Answers

This good becomes a medium of exchange and a unit of account

Explanation:

Money is also characterised by the three features or services it offers. Money serves as an exchange tool, a value store, and a deposit unit.

As a mode of trade for promoting trades, Money's most important function. Both trades, without capital, will need to be carried out with a barter that involves trading one good or another directly. The dilemma with a barter scheme is to provide a product or service of equivalent value, as the seller always desires, in order to receive the same good or service from a manufacturer.

Money also serves as a transaction unit to calculate the worth of the exchangeable products and services. In order to be able to determine the worth or quality of the product, both the manufacturer and the customer should agree the quantity to be supplied and the quantity of the good to be ordered.

Jawson Corporation uses the weighted-average method in its process costing system. Operating data for the Painting Department for the month of April appear below: Units Percent Complete with Respect to Conversion Beginning work in process inventory 6,300 10% Transferred in from the prior department during April 65,600 Ending work in process inventory 4,600 70% What were the equivalent units for conversion costs in the Painting Department for April?a. 67,300 b. 70,520 c. 68,820 d. 63,900

Answers

Answer:

The equivalent units for conversion costs in the Painting Department for April is b. 70,520

Explanation:

Equivalent Units for Conversion cost means the Total Units in terms of degree of Conversion Costs applied to those units.

To calculate the equivalent units for conversion costs in the Painting Department for April we:

First Determine the Units Completed and Transferred Out of the Painting Department

Hint: Units Inputs must equal Units out puts

Units Completed and Transferred Out = Units of Opening Work In Process +  Units Transferred In from Prior Department - Ending Work In Process

                                                                  = 65,600+6,300-4,600

                                                                  = 67,300

Second Calculate the total Units of Conversion Costs

Completed and Transferred Out - 100%             67,300

Add Closing Work In Process - 70%                      3,220

Total Units for Conversion Costs                         70,520

Answer: B. 70520

Explanation:

Given the following ;

Beginning work in process = 6,300, 10%

Ending work in process = 4,600, 70%

Transferred from previous department= 65,600

Applying the weighted average method,

Unit transferred = beginning work in process + transferred from business department - ending work in process

Unit transferred = 6300 + 65600 - 4600

Unit transferred = 71900 - 4600 =67300

Equivalent unit for conversion = ending process inventory × 0.7 + units transferred = (4600 ×0.7) +67300

3220 + 67300 = 70520

The company decided to discontinue an operating division during 2018 and sold the assets on December 15, 2018. Loss from operations of the division were $500,000 for the year through 12/15/2018. The assets were sold for $800,000 and had a net book value of $1,000,000. The effective income tax rate if 40%. Income from continuing operations after taxes was $2,000,000. Calculate net income and prepare the income statement starting with income from continuing operations.

Answers

Answer: Please refer to the explanation section

Explanation:

Loss from operations = $500 000

Loss (sale of assets) = $1000 000 - $800 000 = $200 000

Income from continuing operations after tax = $2000 000, Therefore income from continuing operations before tax is equal to $200 000 x 100/60 = 3 333 333.333

Net Income before tax = 3 333 333.333  -  500 000 - 200 000

Net Income before tax == 2633 333.333

Net Income After Tax = 2633 333.333 x 60/100 = $1580 000

Income Statement

Income from continuing operations   3 333 333.333

Loss from operations                         - 500 000

Loss from sale of assets                    - 200 000

Net Income before Tax                       2633 333.333

Taxation                                              -1053 333.333

Net Income                                         1580 000

________ is atype of economic system is also known as a centrally planned system.

Answers

Answer:

Centrally Planned Economy

Explanation:

A centrally planned economy, also known as a command economy, is an economic system in which a central authority, such as a government, makes economic decisions regarding the manufacturing and the distribution of products. Centrally planned economies are different from market economies, in which such decisions are traditionally made by businesses and consumers.

The production of goods and services in command economies is often done by state-owned enterprises, which are government owned companies. In centrally planned economies, which are sometimes referred to as "command economies", prices are controlled by bureaucrats.

Answer:

A centrally planned economy is the one where means of production, land,labor ,capital and entrepreneur are owned and controlled by the government

Explanation:

This is an opposite of free market economy where means of production are in the hands of private individuals who canvass for ways to increase their wealth  rather than providing basic services which are crucial to continued survival of the people as it is found under a centrally planned economy which is also known socialist economy.

There is imposition on the consumers rather than a situation where consumers are allowed to make their choices since government running a  business venture in a monopolistic way would not allow competitors to operate which might bring about increased efficiency.

Pepsi True is a new cola from Pepsi-Cola that is sweetened with a combination of sugar and stevia leaf extract, resulting in a soft drink with the same flavor of Pepsi but only 60 calories. A potential showstopper for this product is likely to be

Answers

Answer:

mid-calorie soft drinks such as Pepsi Next (2012) have not been successful in the past.

Explanation:

The new Pespsi true is a great product that offers the advantage of having the same flavor as Pepsi but lower calorie content of only 60 calories. This should sell well with consumers that are looking for lower calorie options.

However if there was a similar product like Pepsi True called Pepsi Next in 2012 that was mid-calories and was not successful, this could be a show stopper. People's perceptions of Pepsi Next will affect Pepsi True as they will feel it is just a repackaged Pepsi Next.

This will most likely lead to failure of the product similar to what happened with Pepsi Next.

Final answer:

A potential showstopper for Pepsi True is the bitter or licorice-like aftertaste of stevia when used in high concentrations. Some consumers might prefer the taste of regular Pepsi sweetened with sugar, and there may be skepticism about the safety of artificial sweeteners.

Explanation:

A potential showstopper for Pepsi True is likely to be the bitter or licorice-like aftertaste of stevia when used in high concentrations. Stevia, a sweetener derived from the leaves of the stevia plant, has a slower onset and longer duration of taste compared to sugar. Some people may find this aftertaste unpleasant, which could be a potential drawback for the product. Additionally, although Pepsi True has only 60 calories, some consumers might prefer the taste of regular Pepsi sweetened with sugar. While the combination of sugar and stevia leaf extract provides the flavor of Pepsi, it may not be identical to the original taste due to the differences in sweetness profiles of these two sweeteners.

Lastly, some consumers may be skeptical about the safety of artificial sweeteners like stevia. While steviol glycosides in stevia are generally recognized as safe and have been approved for use by regulatory bodies, individual perceptions and concerns about artificial sweeteners can impact the acceptance and success of products like Pepsi True.

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Sears department stores used to plant employees in competitor stores to perform research and analysis. Recently the company implemented a system that can search competitor websites and provide comparisons of price, promotions, and availability and the system is saving time, money, and resources. What type of system did Sears implement? Group of answer choices

Answers

Answer:

The correct answer is shopping bot.

Explanation:

A bot (robot apheresis) is a computer program that automatically performs repetitive tasks over the Internet, whose realization by a person would be impossible or very tedious.

Some examples of bots are the web crawlers of Internet search engines, which run through websites automatically and collect information from them much faster and more effectively than a person would. "Good" bots meet robot exclusion standards, which server operators can use to influence a robot's behavior within limits. "Malicious" bots are used, for example, to collect email addresses for advertising purposes, to make unauthorized mass copies of web content or to systematically spy on server software vulnerabilities in order to penetrate them . In social networks, bots are used to simulate human interaction, artificially inflating the number of visits or followers, or automating responses to position messages or influence debates. The so-called conversational bots are artificial intelligence systems that simulate a conversation with a person using natural language.

When an economy is experiencing an economic boom and operating beyond its long-run capacity, Group of answer choices strong demand for investment funds will push interest rates upward. weak demand for resources will push the prices of resources downward. weak demand for investment funds will cause the real interest rate to decline. the unemployment rate will be greater than its natural rate.

Answers

Answer:

strong demand for investment funds will push interest rates upward.

Explanation:

Since the economy is booming, the demand for investment funds will be very large, even if the economy is not operating beyond its long run capacity. Just the mere fact that the economy is growing will result in an increase in the demand for money, and the price of money is interest. If the quantity demanded increases, then the price of money (interest rates) will also increase. This affects both the demand for investment funds and credit for consumption.

On the other hand, if the economy is declining, the demand for money decreases, resulting in lower interest rates.

"Suppose​ Dave's Discount's Merchandise Inventory account showed a balance of​ $8,000 before the​ year-end adjustments. The physical count of goods on hand totaled​ $7,400. Dave uses a perpetual inventory system. To adjust the​ accounts, which entry would the company​ make?"

Answers

Answer and Explanation:

Given:

Merchandise Inventory balance = $8,000

Goods on hand = $7,400

Adjustment entry:

                             Books of (--- limited)

                                   Journal entry                                              

Date        Account Title and Explanation       Debit    Credit    

           Cost of Goods Sold          A\c Dr.       $600

            Merchandise Inventory    A\c Cr.                      $600

(Being Inventory recorded under perpetual inventory system)

Note: Cost of goods sold adjusted = $8,000 - $7,400 = $600

Acacia Corp., a manufacturer of consumer electronics, encountered problems when it attempted to market instant cameras in Spain. Acacia found that Spanish consumers preferred having their film developed in the traditional format. Moreover, the company had failed to conduct a market research study about consumer customs, tastes, and attitudes in Spain. In this scenario, Acacia failed to study Spain's _____ environment.

Answers

Acacia Corp., a manufacturer of consumer electronics, encountered problems when it attempted to market instant cameras in Spain. Acacia found that Spanish consumers preferred having their film developed in the traditional format. Moreover, the company had failed to conduct a market research study about consumer customs, tastes, and attitudes in Spain. In this scenario, Acacia failed to study Spain's Cultural environment.

Explanation:

A cultural environment is one that consist of beliefs, customs, value of a individual group of people.It has great impact on the thinking and personality of an individual. It performs an major role in determining the demand of a particular group.So it is mandatory for every company to study the cultural environment before introducing any product.

Acacia corp.that manufactures consumer electronics failed to market its camera in Spain. It followed latest technology but failed to survey that Spanish like traditional format of developing films. It even did not study their tastes attitudes and customs. It did not care on cultural environment

If the expected path of 1-year interest rates over the next five years is 2 percent, 4 percent, 1 percent, 4 percent, and 3 percent, the expectations theory predicts that the bond with the lowest interest rate today is the one with a maturity of:_______.a. one year.
b. two years.
c. three years.
d. four years.

Answers

Answer:

.a. one year.

Explanation:

Expectation theory believes that the longer the maturity rate of a bond is the more interest it will generate, yet investing in two 1 year bonds may earn the same interest as one 2 year bond. Therefore in this scenario the bond with the lowest interest rate today is the one with a maturity of one year, due to it being the shortest bond to reach maturity.

Cameron started his own photography business. He wants to write a good mission statement that explains his company's reason for existence. What is one guideline he should follow in writing his mission statement

Answers

Answer:

The correct answer is: It should be clear and concise.

Explanation:

The mission of a company defines and informs mainly what the company does, what it does, activity in the market, how it carries it out, what its value proposition is; It can also be completed by referring to the public to which it is directed and with the uniqueness, particularity or differential factor, through which it develops its work or activity.

A mission of a correctly formulated company must always have the following characteristics:

Clear and simple You must indicate what the company is dedicated to. Difference to the company from its competitors. It has to be easy to remember for employees and customers.

In the United States, ownership of intellectual property rights is established by "prior use versus registration" which implies that to claim the ownership of a trademark, an individual mustA. be recognized by the United Nations trademark protection agency. B. pay for the right to own a trademark. C. establish first use of a trademark. D. prove the ownership of a trademark in a court of law. E. register a trademark only in his home country.

Answers

Answer:

D. prove the ownership of a trademark in a court of law

Explanation:

The intellectual property laws in the united states is under the Federal laws and are directly followed by the constitution for the copywriter and the patents and only the federal govt has the power to make laws and the ability to regulate commerce.

The correct option is C: establish first use of a trademark. In the United States, to claim ownership of a trademark, an individual must establish first use of the trademark in commerce.

In the United States, ownership of intellectual property rights related to trademarks is established primarily by proving first use, which means that an individual must establish first use of a trademark to claim ownership, according to the principle of 'prior use versus registration.' This is different from paying for the right or registering solely in one's home country. Establishing first use means that the trademark must be used in commerce and be recognizable by consumers as indicating the source of the goods or services.

Here's why this is the correct answer:

Prior Use: Trademark rights in the United States are primarily based on prior commercial use of the mark. This means the first entity to use a trademark in commerce generally has superior rights over others who may attempt to use or register a similar mark later.Registration: While registration of a trademark with the United States Patent and Trademark Office (USPTO) provides important benefits and protections, it is not the sole determinant of ownership. Registration enhances legal protections and provides a legal presumption of ownership and exclusive rights, but it's not the only way to establish rights.

Options Not Related to Prior Use:

Option A (be recognized by the United Nations trademark protection agency) is incorrect because there is no such specific agency; trademark rights are typically enforced nationally or regionally.Option B (pay for the right to own a trademark) is incorrect because payment alone does not confer ownership; it's about use and/or registration.Option D (prove the ownership of a trademark in a court of law) is incorrect because while litigation may be necessary to enforce rights, ownership is established by use.Option E (register a trademark only in his home country) is incorrect because trademark rights must be protected where the mark is used in commerce, which may include multiple countries depending on business activities.

The complete question is:

In the United States, ownership of intellectual property rights is established by "prior use versus registration" which implies that to claim the ownership of a trademark, an individual must

A. be recognized by the United Nations trademark protection agency.

B. pay for the right to own a trademark.

C. establish first use of a trademark.

D. prove the ownership of a trademark in a court of law.

E. register a trademark only in his home country.

A married couple living together own a small farm. They grow several crops, producing most of the food they consume and selling the excess for cash. With the increase in corn prices due to the rising demand for ethanol, they decide to stop producing vegetables and potatoes, and, instead, devote that land to growing more corn for sale. They use part of the additional cash they earn from greater corn production to buy vegetables and potatoes at the grocery. What effect does this have on GDP?

Answers

Answer:

The GDP will increase.

Explanation:

In this scenario, the GDP will increase based on two different effects. The first one is that the GDP will increase as a result of the married couple buying their vegetables at market prices instead of consuming what they normally produce in the household which is not accounted for in the GDP analysis.

The second reason for the increase in GDP is the sale of growing MORE corn and selling at Market price as against what they normally use the small farm for which was growing various crops for their own consumption and only selling the excess which only contributed little to GDP relatively.

The task of securing all necessary personnel, space, and financing; supervising all production and promotion efforts; fielding all legal matters; and distributing the proceeds derived from receipts falls to the:_______.

Answers

Answer: producer

Explanation: The task of securing all necessary personnel, space, and financing; supervising all production and promotion efforts; fielding all legal matters; and distributing the proceeds derived from receipts falls to the producer.

Skills expected from a producer are:-

Organization / Scheduling.

Budgeting.

Problem Solving skills.

Multitasking skills.

Communication skills.

If a monopolist produces 100 units of output at a market price of $5 per unit with marginal revenue per unit equaling $4, we would expect that if the monopolist's good was provided under pure competition, quantity would be: (Points : 1)
a.Higher than 100 units, price lower than $5, and MR = price
b.Lower than 100 units, price greater than $5, and MR = price
c.Higher than 100 units, price greater than $5, and MR = price
d.Lower than 100 units, price lower than $5, and MR = price

Answers

Answer: a. Higher than 100 units , price lower than $5 and Mr = price

Explanation:

Firms competing in perfect market conditions are Price Takers, the produce quantity at the level where Marginal Revenue equals Marginal cost. Since firms are price takers their Marginal Revenue is the Market Price P. They can only increase quantity if they want to earn more profit,  Therefore Price = Marginal Revenue = Marginal Cost.

The Quantity will increase and the price will be lower than $5. Price = Marginal Revenue = Marginal cost. The Price will be $4

Final answer:

Under pure competition, the output would be higher than the monopolistic 100 units, the price would be lower than $5, and marginal revenue would equal the market price.

Explanation:

If a monopolist produces 100 units of output at a market price of $5 per unit with marginal revenue per unit equaling $4, we would expect that if the monopolist's good was provided under pure competition, quantity would be higher than 100 units, price lower than $5, and MR equal to price. This scenario corresponds to option (a): Higher than 100 units, price lower than $5, and MR = price. The reason for this is that under pure competition, firms cannot influence the market price by altering their output level; hence, the market price equals the marginal revenue (MR = P), and the quantity produced would be at the point where this price intersects the marginal cost (MC), which typically allows for a greater quantity than a monopolist would produce.

In measuring return-on-investment (ROI) from sport sponsorships, companies have used all of the following methods except A. periodic consumer surveys. B. professional research companies such as Sponsorship Research International (SRi). C. QScores scale. D. sales/promotion bounceback measures.

Answers

In measuring return-on-investment (ROI) from sport sponsorships, companies have used all of the following methods except C. Q Scores scale.

Explanation:

Return on Investment (ROI) helps in determining whether the investment results in gain or loss. The gain or loss of amount is obtained based on the amount of money invested. ROI is used to compare the gain between the companies. ROI can help in deciding the personal financial transaction. Return on Investment is expressed in percentage.

Q score provides the information regarding the popularity of the brand, company, celebrity and entertainment product. Q score becomes high if the familiarity of the brand or company is high among people.

Final answer:

Companies measure the ROI from sport sponsorships using various methods, except periodic consumer surveys.

Explanation:

In measuring return-on-investment (ROI) from sport sponsorships, companies have used various methods, including periodic consumer surveys, professional research companies such as Sponsorship Research International (SRi), sales/promotion bounceback measures, and the QScores scale.

However, the method not mentioned in the question is A. periodic consumer surveys. While companies do use surveys to gather data on consumer attitudes and behavior, it is not specifically mentioned as an excluded method in measuring ROI from sport sponsorships.

Therefore, the correct answer is A. periodic consumer surveys.

Lead Generation and Conversion Rates: For companies looking to generate leads or conversions, they may track metrics like website sign-ups, inquiries, or purchases attributed to the sponsorship.

Surveys and Market Research: While not typically used to directly calculate ROI, companies may use surveys and market research to gather consumer feedback on brand perception, awareness, and association with the sponsorship.

Long-term Brand Loyalty and Recall: Companies may assess the long-term impact of the sponsorship on brand loyalty and recall through measures like customer retention rates and brand preference studies.

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TickTock Clock Corporation is attempting to develop a truly diverse workplace. As a first step, they have decided to expand their recruiting efforts. Which of the following is not an appropriate way to do this? A. Host speaking and networking events. B. Offer internship programs for racial and ethnic minorities. C. Create informal mentoring programs. D. Offer scholarship for the children of current employes.

Answers

Answer:

D) Offer scholarship for the children of current employees.

Explanation:

By offering scholarships to the children of current employees, the company will not increase the diversity of its workplace because the employees' children should be like their parents, e.g. Asian parents have Asian kids.

All the other options help to increase workplace diversity, specially internship programs for racial and ethnic minorities.

1. Issued shares of common stock to investors in exchange for $100,000 in cash. select an option 2. Borrowed $45,000 by issuing bonds. select an option 3. Purchased delivery trucks for $60,000 cash. select an option 4. Received $16,000 from customers for services performed. select an option 5. Purchased supplies for $4,700 on account. select an option 6. Paid rent of $5,200. select an option 7. Performed services on account for $10,000. select an option 8. Paid salaries of $28,000. select an option 9. Paid a dividend of $11,000 to shareholders.

Answers

Answer:Please refer to the explanation section

Explanation:

The question is incomplete. The were no requirements provided in the question . I will assume the question requires us to prepare journal entries for the transactions listed in the question

1.Dr Bank (Cash) 100 000

Cr      Shareholders Equity   100 000

2.Dr Bank     45000

   Cr         Bonds Long term liability 45000

   

3. Dr Delivery Truck   60 000

    Cr      Bank                       60 000

4.Dr Bank     16000

   Cr         Sales/Revenue   16000

5.Dr Consumables / Supplies 4700

  Cr        Trade Payable                      4700

6. Dr Rent Expense 5200

    Cr           Bank              5200

7.Dr. Account Receivables 10 000

Cr            Sales/ Revenue          10 000

8. Dr Salaries (expense)  28000

    Cr        Bank                         28000

Dr Dividends Paid  11000

Cr            Bank               11000

   

What is the minimum annual cash flow required to accept the project?

Answers

Explanation:

The minimum cash flow:

"To accept the project , Present value of future cash flows , must be equal to Initial Investment , so that "net present value" of project is equal to zero".

The company will likely to get increase and will be profitable if the NPV that is "Net present value" is "greater than zero".

NPV rule states that, a company manager or an "investor can invest" the money in a project where the "net present value" is greater than zero. It is not recommended to invest in a project where the "net present value" stands negative.

If a company has a resource that could be used for something else, the cost is the profit that could be derived from the best alternative use of the resource. (Enter only one word per blank.)

Answers

Answer:

Opportunity.

Explanation:

Opportunity cost is defined as the forgone alternative of doing a particular activity. For example if I can go to a movie or work and I decide to go to the movie. The opportunity cost is the wages I would have earned had I gone to work.

In this scenario if a company has a resource for example a car that can be used to either transport inventory of the the sales team out for sales activities. The opportunity cost of taking a sales trip will be the cost that would have been saved by picking up the inventory.

Total economic cost is the sum of the cost of doing something and the opportunity cost of forgone alternative.

A conservative investor has a portfolio that consists of diversified investments in equity securities, debt securities, and money market instruments. The investor is mildly concerned about a downturn in the stock market. If this investor were seeking to further diversify, which of the following would be the BEST recommendation?
[A] A Balanced Fund
[B] Real Estate-Related Investments
[C] A Hedge Fund
[D] Speculation in Equity Options

Answers

Answer:

Real Estate-Related Investments.

Explanation:

Real estate related investments involves the purchase, management, renting and sale of real estate properties with the aim of making profit.

Real estate investment is capital intensive and has low liquidity compared to other forms of investment.

This will be a good option for the conservative investor because real estate investment is stable and not prone to huge losses that can be incurred in the money markets. Also real estate is not affected by equities market. So will be a safety net in case of failure in the equity market.

Pete and Dana are working on a project together. They disagree on how to present the key concept of equality. Dana complains that Pete is dismissing her "feminist" position without consideration. Pete claims that Dana considers him a chauvinist. Wyatt, their supervisor, knows that both Pete and Dana are committed employees who support equality. He sits both of them down to work through the issues. This reflects _____ justice.

Answers

Answer:

restorative justice.

Explanation:

Based on the information provided within the question it can be said that this scenario best reflects the concept known as restorative justice. This term refers to an approach to justice where both sides of an argument or crime are sat down in a meeting with one another (and sometimes a representative) to talk about the issue and figure out a solution. Which is what supervisor did in this scenario with Pete and Dana.

Caroline sharpens knives in her spare time for extra income. Buyers of her service are willing to pay $2.95 per knife for as many knives as Caroline is willing to sharpen. On a particular day, she is willing to sharpen the first knife for $2.00, the second knife for $2.25, the third knife for $2.75, and the fourth knife for $3.50. Assume Caroline is rational in deciding how many knives to sharpen. Her producer surplus is:_______.
a. $1.85.
b. $0.95.
c. $1.15.
d. $1.30.

Answers

Answer:

A. $1.85

Explanation:

Producer surplus is the difference between how much an individual is willing to sell a good and how much they sell it at prevailing market prices.

Given that

Buyers are willing to pay = $2.95

Willing to sharpen 1st knife = $2.00

2nd knife = $2.25

3rd knife = $2.75

4th knife = $ 3.50

Therefore

Producer surplus = (2.95 - 2.00) + (2.95 - 2.25) + (2.95 - 2.75)

= 0.95 + 0.7 + 0.2

= $1.85

Note, the 4th knife is not included because what she's willing to collect is greater than what the buyer is willing to offer. So transaction doesnt take place.

Final answer:

Caroline's producer surplus is calculated by summing the differences between the market price she receives for each knife ($2.95) and what she's willing to accept. She would sharpen the first three knives, resulting in a total producer surplus of $1.85.

Explanation:

To calculate Caroline's producer surplus, we need to compare what she is willing to accept for each knife sharpened to what she actually receives. The producer surplus is the difference between the market price (what buyers are willing to pay) and the seller's cost (what the producer is willing to accept). The market price is given as $2.95 per knife.

For the first knife, Caroline's cost is $2.00, so her surplus is $2.95 - $2.00 = $0.95.For the second knife, the cost is $2.25, giving her a surplus of $2.95 - $2.25 = $0.70.For the third knife, the cost is $2.75, with a surplus of $2.95 - $2.75 = $0.20.Caroline would not sharpen the fourth knife, as her cost of $3.50 is higher than the market price of $2.95.

Therefore, Caroline's total producer surplus is $0.95 + $0.70 + $0.20 = $1.85. Option A is correct .

Campaign messages can be scheduled differently, depending on budget and the audience's needs. _____ describes a strategy that shows messages throughout the campaign, but during some periods of time, the messages are more frequent.

Answers

Answer: Advertising campaign

Explanation:

Campaign messages can be scheduled differently, depending on budget and the audience's needs.  Flighting describes a strategy that shows messages throughout the campaign, but during some periods of time, the messages are more frequent.

Flighting is a marketing strategy where the campaign messages are shown throughout the duration of the campaign, but the frequency of these messages varies.

During certain periods, known as ""flights,"" the messages are aired more frequently to capitalize on peak times when the target audience is more likely to be attentive or when the product or service is more relevant. This approach allows for a more efficient use of the marketing budget by concentrating the advertising efforts during these key periods rather than spreading them evenly across the entire campaign duration.

It is particularly useful for products or services that have seasonal demand or when there is a need to create a strong impact within a shorter time frame."

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