What is collateral?

Answers

Answer 1

Answer:

something pledged as security for repayment of a loan, to be forfeited in the event of a default.

Answer 2

Collateral is an asset offered by a borrower as security for a loan, which a lender can seize if the loan is not repaid. Common examples include houses and cars for mortgages and auto loans.

Collateral is an asset or property that a borrower offers to a lender as security for a loan. It serves as a protection for the lender: If the borrower fails to repay the loan according to the terms agreed upon, the lender has the legal right to seize the collateral and sell it to recover the loan amount. An example of collateral in a financial transaction could be a house or a car in the case of a mortgage or auto loan, respectively. When lenders require collateral, they are attempting to mitigate the risks associated with lending money, which is especially important since the presence of collateral can influence the loan's interest rate and terms.


Related Questions

Which is not a primary motivation for republicans to congressional reconstruction over those policies proposed but Lincoln and Johnson

A) Congress felt that reconstruction policy should be under its authority

B) congressional leaders wanted to restore the union as quickly as possible

C) congress wanted to punish the south for its crimes against the union

D) congressional leaders wanted to keep southern states out of power

Answers

Answer:

B) congressional leaders wanted to restore the union as quickly as possible

Which of these statements best describes the feeling of the mexican living in the land won by the united states from mexico during the mexican american war?

Answers

Answer:

After the U.S. army occupied Mexico City, the Treaty of Guadalupe Hidalgo was negotiated and brought the war to an end. The treaty gave the United States control of Texas, established the border at the Rio Grande, and ceded other Mexican lands to the United States in the southwest.

Explanation:

What statements??

Answer:

"We didn't cross the border; the border crossed us." (APEX)

Explanation:

picture attached. PLEASE HELP.

Answers

i need the multiple choice answers, and nice profile pic :)

Why did the colonists shouted no taxation without representation?

Answers

a phrase, generally attributed to James Otis about 1761, that reflected the resentment of American colonists at being taxed by a British Parliament to which they elected no representatives and became an anti-British slogan before the American Revolution; in full, “Taxation without representation is tyranny."

What is the significance of the sinking of the Lusitania?

A) The German U-boat attack pushed the United States toward entering World War I.

B) After the sinking of the Lusitania, the United States joined the Central Powers.

C) American trade with the Allies ended after the attack on the Lusitania.

Answers

A, the disaster set off a chain of events that led to the U.S. entering World War I.

Answer:

A) The German U-boat attack pushed the United States toward entering World War I.

which action best illustrates the process of making an interpretation apex​

Answers

A historian reads speeches by English and French leaders during World War II to differentiate between their content and tone.

Hope this helps!

Have a great day!

-~-  WolfieWolfFromSketch  -~-

Answer: A historian reads a letter written by a soldier in the Vietnam war and makes a generalization about the experiences of other soldiers in that war

Explanation: I just took the test

In his farewell address george washington advised that the united states should to follow a policy of

Answers

avoiding foreign entanglements/long term alliances with other nations

Why did the founders decide to use the electoral college to elect the president rather than allowing congress or the people to directly elect the president?

Answers

Answer:

They thought this would give people who lived in states with smaller populations, the same say as those that lived in states like California where there are many more people

Explanation:

As a result of the versailles peace treaty which brought world war i to an end, a new supra-national _________was entrusted with the maintenance of peace.

Answers

Answer:

League of Nations.

Explanation:

The sons of liberty were formed in the 1760s primarily as a reaction to

Answers

Answer:

Stamp Act

Explanation:

the traditional model of the politicial spectrum defines political opinions based on which of the followingA.powerB.freedomeC.behaviorD.change​

Answers

The traditional model of the politicial spectrum defines political opinions based on change.

The traditional model of the political spectrum defines political opinions based on Change. Thus the correct option is D.

What is the political spectrum?

A framework for describing and identifying various political perspectives in relation to one another is known as a political spectrum. This demonstrates the idea that the appropriate function of the government is to uphold citizens' rights.

Left-right politics, philosophies, and political parties are categorized according to what is known as the "left-right political spectrum. The most popular way for citizens to participate in politics is through voting. People have the right to select their representatives in democracies.

Traditional ideas are changing as a result of growth factors, including the transmission of key thoughts and practices from one generation to the next.

Therefore, option D is appropriate.

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Which of the following affirmed the legality of racial segregation and prompted the passage of Jim Crow Laws?
a)The 14th Amendment
b)The Civil Rights Act of 1875
c)The decision in Plessy v. Ferguson
d)The decision in Brown v. The Board of Education

Answers

Answer:

c) The decision in Plessy v. Ferguson

Explanation:

The Plessy v. Ferguson decision upheld the Jim Crow Laws, stating that separate facilities for different race was permissible as long as the facilities were the same. Of course, it was hard to enforce the law, and most facilities did not meet the requirements.

~

Answer:

c. :)

Explanation:

N the Supreme Court case Gideon v. Wainwright, a unanimous decision was made that stated

a. every suspect accused of a crime is to be read their rights upon being arrested.

b. all defendants are to be provided with a trial by jury no matter how severe the crime.

c. defendants are to be provided legal counsel by the state if they are unable to afford one.

d. repeat offenders are to receive a mandatory jail sentence as well as community service.

Answers

Answer:

The answer is C

Explanation:

n Gideon v. Wainwright (1963), the Supreme Court ruled that the Constitution requires the states to provide defense attorneys to criminal defendants charged with serious offenses who cannot afford lawyers themselves. The case began with the 1961 arrest of Clarence Earl Gideon.

Why were the U.S. battleships and planes so easy for the Japanese to bomb at Pearl Harbor?

The Americans did not put up a defense during the attack.

They were lined up in neat rows.

They were still at the docks since they had just arrived in Hawaii.

The Japanese had studied maps of the harbor and knew where to attack.

Answers

Answer:

they were lined up in neat rows which made the bombs just spread between each ship exploding them all

Answer:

The Japanese had studied maps of the harbor and knew where to attack.

Confucianism became extremely popular among chinese leaders and the artists they patronized because of its emphasis on

Answers

Respect for age, authority, and morality

Hope it can help !!!

The map shows the Middle East from 600 to 800 CE. What information do the different colors represent? a - climate zones b - elevation c - change over time d - trade routes

Answers

Answer:

D Trade routes

Explanation:

Do you have a picture of the map? But most of the time it would be trade routes. So I'm going to take my best guess for not being able to see the map that it is D trade routes

D Trade Routes

It would only make sense because that was the main thing they were doing

In 1949, which law increased state funding and established the texas education agency (tea), which carries out the state's educational program?

Answers

Answer:

Gilmer Aikin

Explanation:

Hope this helps!

The correct answer to this open question is the following.

In 1949, the law that increased state funding and established the Texas education agency (TEA), that carries out the state's educational program was the Gilmer-Akin Law.

This law was passed with the goal of raising the standards of the schools in the state of Texas and also tried to end inequalities in the educational system of the state. Due to the law, school districts passed from 2500 to 2900. The government tried to balance funding to reduce the gap between school districts, increased the salaries of teachers, and elected a new State Board of Education.

What impact did the Columbian Exchange have on imperialism?

The popularity of Columbian goods throughout Europe built American empires.

The discovery of the American empires led to new markets in which Europeans could sell their goods.

The money generated from moving agricultural goods to new continents built European empires.

The establishment of the first stock exchange promoted economic growth in Europe and built empires.

Answers

The money generated... is the correct answer

Hope this helps:)

Which corn-growing region is MOST heavily involved in export production?


A. North America

B. Africa

C. Brazil and Argentina

D. Western Europe

E. South and Southeast Asia

Answers

Answer:North America

Explanation:

60% of corn roduction comes from Mexico which is in North America.

Describe in at least a paragraph how a government creates and maintains a market economy by any one or two of the following:
*Establishing law and order
*defining rules of property
*governing rules of exchange
*setting market standards
*providing public goods
*ameliorating externalities, or
*promoting competition

Answers

Answer:

Citizens participate in democratic governments by voting, running for public office and forming or joining political parties. This is a general statement and does not cover all aspects of participation avenues for citizens.

An ordered government is one with orderly regulations between all parts of government and state. A limited government is one that has regulations placed on it for what it can and can not do, such as, and generally including, ensuring the rights of it's citizens. A representative government is one in which officials are elected by the general populace to create public policies.

The government is in charge of administration and regulation of the government.

Explanation:

Answer: Governments provide public  goods where the markets cannot or would not step in. An example of a public  good provided by the government is the Rural Electrification Projects of the New Deal. I wouldn't be profitable if the companies began to provide electricity to rural areas, but the government stepped in and provided it for the outer sections of the country. Additionally, the government creates a labor force by requiring children to go to school until a certain age, ensuring that when they become adults, they will have a certain level of knowledge that will allow them to work.

Explanation:

Why were factory conditions so bad at the start of the Industrial Revolution? Factory owners wanted to maximize profits. Laws were not in place to protect workers. There was too much work and too few workers. Workers were used to poor conditions.

Answers

No laws had been placed to protect the workers.

Final answer:

Factory conditions were poor during the early Industrial Revolution due to several factors, including the pursuit of profit by factory owners, limited workers' rights laws, and a high volume of work for the labor force. Many workers were already used to difficult conditions and hence did not oppose these harsh circumstances initially.

Explanation:

Factory conditions were notoriously poor during the beginning of the Industrial Revolution due to a variety of factors. One such factor was the desire of factory owners to maximize profits. This often resulted in workers being pushed to work long hours in harsh, unsafe conditions. Secondly, there were very few laws in place to protect workers, leading to the exploitation of labor force. This lack of regulation allowed factory owners to prioritize profits over the well-being of their workers. Thirdly, the volume of work was immense and there were often too few workers to handle the load, leading to overworking and the associated health risks.

Moreover, many workers were already accustomed to poor conditions which arose from poverty and a lack of alternatives, which prevented large scale protests or pushback against these conditions. However, as the Industrial Revolution progressed, labor laws were implemented to improve working conditions and workers' rights over time.

Learn more about Industrial Revolution here:

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The president’s role as chief of state is primarily??

Answers

Answer:

The president is the "boss" for millions of government workers in the Executive Branch. He or she decides how the laws of the United States are to be enforced and chooses officials and advisors to help run the Executive Branch.

Explanation:

PLEASE HELP!
Describe the role the arms race played in the Cold War. To what extent did nuclear proliferation keep the peace between the United States and the Soviet Union? How did the arms race contribute to the Cuban Missile Crisis?

Answers

Answer:

An arms race denotes a rapid increase in the quantity or quality of instruments of military power by rival states in peacetime. The first modern arms race took place when France and Russia challenged the naval superiority of Britain in the late nineteenth century. Germany’s attempt to surpass Britain’s fleet spilled over into World War I, while tensions after the war between the United States, Britain and Japan resulted in the first major arms-limitation treaty at the Washington Conference. The buildup of arms was also a characteristic of the Cold War between the U.S. and the Soviet Union, though the development of nuclear weapons changed the stakes for the par

Explanation:

Answer: Si vis pacem, para bellum is a Latin adage translated as "If you want peace, prepare for war". The phrase is used above all to assert that one of the most effective means to ensure peace for a nation is always to be armed and ready to defend oneself.  In the cold war both superpowers were prepared to face a world confrontation but they were responsible enough not to use the power they had in fear of the retalliation or fear of the consequences.

The Cuban missile Crisis was a direct consequence of the arms race since Russia wanted to enlarge its nuclear power and the USA strongly opposed that.

The first contribution of the United States to the war was:

PLES HELP FAST WILL MARK AS BRANILIST.!!!!

Answers

Answer:

options?

Explanation:

Answer:

The U.S. made its major contributions in terms of supplies, raw material and money, starting in 1917.

Explanation:

thats all i can find.

Who was the fascist leader of italy during ww2

Answers

benito mussolini i believe

It was everyone’s fave dictator Mussolini’s

Eons, eras, periods, and epochs, are all examples of ____________time.
a.
relative
c.
geographic
b.
geologic
d.
plate tectonics

I think it is c

Answers

Answer:

C

Explanation:

The answer is c because none of the other ones fit with the profile so yes you were correct!!!   :)

Answer:

3rd one

Explanation:

Who discovered the sun was the center of our solar system?

Answers

Answer:

I think "Nicolaus Copernicus discovered "

:) Hope this will help

Explanation:

IT WILL BE Nicolaus Copernicus

Under the _______, the world helped supply the immediate needs of european nations.

Answers

Answer: Marshall Plan

Explanation:

Under the Marshall Plan, the world helped supply the immediate needs of European nations.

The tea act was passed by british parliament. It said what?

Answers

Answer:

a bill designed to save the faltering East India Company from bankruptcy by greatly lowering the tea tax it paid to the British government and, thus, granting it a de facto monopoly on the American tea trade.

Explanation:

How did the Japanese often treat the native people of East Asia and their prisoners of war in territory they conquered?

Answers

The Japanese were very brutal toward the people in East Asia that they conquered. Similar to the Germans, and even worse in certain aspects, the Japanese treated the conquered people as lower human beings, as not worth of living, as primitive. The rate of sexual assaults that happened was extremely high. People were tortured, murdered for no reason, and used as slaves. The Japanese even went so far that they allowed their scientists to test certain chemicals on the conquered people and to see if they can be used as weapons of mass destruction, leading to the death of hundreds of thousands, or maybe even millions.

Other Questions
The value of log a(30a)^3 In contrast with classical economics Keynesian economics A) reduces the role of government B) takes Broader view of the economy relies more heavily on the laws of supply and demandC) relies more heavily on the laws of supply and demand D) more strongly emphasizes the importance of individual businesses to the overall health of the economy Which of the following statements is true about external and internal fertilization? Perform a brief feminist reading of one of the main female characters within Hamlet. Your reading should use a feminist lens to analyze the motivations, decisions, or intentions of this character on a deeper level. Your answer should be at least 250 words. HELP ASAP I WILL GIVE BRAINLIESTSolve the following equation algebraically:x^2=180a.-13.42, 13.42b.13.42c.-90, 90d.-12.42, 12.42 demand is the ___ and _____ to buy a given good or service Which statement describes the condition of the heart at the point indicated in the electrocardiogram?A. The atria are contracting and pushing blood into the bottom ventricles of the heart.B. The ventricles are contracting and pushing blood out of the heart to the lungs and body.C. The valves between the atria and ventricles close, producing the first heartbeat.D. The valves of the aorta and pulmonary artery close, producing the first heartbeat Which species would thrive in new york city were to be abandoned, according to Alan Weisman ? What was the teapot dome scandal What is the sum of the geometric sequence -1, 6, -36, ....if there are 7 terms.A) -39,991B) -6,665C) 6,665D) 39,991 A baker made a birthday cake in the shape of a rectangular pyramid she decorated the lateral faces of the cake with blue and purple icing how many faces of the pyramid fid she decorate Vitamin C is best known for its role in preventing scurvy. It also is critical in the formation and maintenance of this protein found in all connective tissues in our body O Cofactors O Amino acids O Collagen Which of the following equations is an example of inverse variation between variables x and y? A. y = x + 7 B. y = 7x C. y = x/7 D. y = 7/x Why do you think that military leaders, not the nobles or wealthy, rose to power in Japan? Transmit impulses away from the cell body? A) axons B) dendrites When an author uses the author's own words to express information taken from another text, this is called: each package contains 4 boxes each box contains a 7 pound bag of beans and a bag of rice the bags of rice are all identical how many moles of KOH are needed to neutralize 1.5 moles of H2SO4 A rectangular garden is 8 feet wide and 15 feet long. A diagonal path cuts through the entire garden. How long is the path? John was born in 1951 and has been contributing to his own retirement plan as well asSocial Security for many years. John was trying to decide if he wanted to retire at 62 years of age rather than at 66 when he would reach full retirement age. According to the Social Security laws, John would receive a 25% reduction in his Social Security if he retired at 62. John went to the Social Security website and discovered that if he retired at 66 he would receive $2,460 a month in retirement from Social Security. How much would he receive if he retired at 62 rather than at 66?a. $1,650 a monthb. $1,845 a monthc. $1,500 a monthd. $1,745 a month