Who would recall an unsafe toy that presents a choking hazard to young children?
Central Intelligence Agency
Food and Drug Administration
Consumer Product Safety Commission
Federal Communications Commission
Answer:
Consumer Product Safety Commission
Explanation:
I got it right on the test hope this hell pit
Describe the process a smart car buyer would use before visiting a car dealer.
A smart car dealer will look for the best car based on resale value, mileage, price rates, fuel consumption, car warranty, legitimate car papers, and all other legal criteria.
Who is a car dealer?A car dealer, also known as a vehicle local distributor, is a businessperson who sells new or used vehicles at retail through a dealership contract with a carmaker or its sales subsidiary.
They can also transport a wide range of CPO autos. It hires car salespeople to help them sell their autos.
A smart car dealer is a person who purchase a car would search the best car according to the resale Price, Mileage the car give, Price Rates, Fuel Consumption, Car warranty, genuine car papers and all legal requirements.
Therefore, the car dealer is a Pearson that sells a car to the smart buyer of that car.
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Anthony’s debit card was stolen and someone purchased over $1,000 worth of items on it. Which law or regulation protects Anthony from having to pay for all of it?
Final answer:
Anthony is protected by the Electronic Fund Transfer Act (EFTA), which limits his liability for unauthorized transactions from a stolen debit card, provided he reports the loss in a timely manner. His liability could range from $0 to $500, or more if not reported within 60 days.
Explanation:
Anthony is protected under laws and regulations that limit a consumer's liability for fraudulent charges on a stolen card. Federal law, specifically the Electronic Fund Transfer Act (EFTA), provides this protection. Under the EFTA, if a consumer reports a stolen debit card before any unauthorized charges are made, they are not responsible for any unauthorized transactions. If the unauthorized transactions are reported within two business days after the consumer learns about the loss or theft, the consumer's liability is limited to $50. If reported after two business days but within 60 days of when the statement is sent, the liability cap is $500. However, if the transactions are not reported within those 60 days, the consumer could potentially be liable for all the stolen funds.
For credit cards, the Fair Credit Billing Act (FCBA) limits a consumer's liability for unauthorized use of their credit card to $50. In many cases, credit card issuers will have policies that further reduce the consumer's liability to $0 as a customer service benefit. It is important for Anthony to report the theft of his debit card as soon as possible to minimize his liability and ensure the protection of the EFTA.
Final answer:
The Federal Fair Credit Billing Act protects Anthony from having to pay for the stolen purchases on his debit card.
Explanation:
The law or regulation that protects Anthony from having to pay for the stolen purchases on his debit card is the Federal Fair Credit Billing Act. This law protects consumers from liability for unauthorized charges made on their credit or debit cards, limiting their liability to $50. However, if the debit card is reported as lost or stolen before any fraudulent charges are made, the cardholder is not responsible for any unauthorized charges.
For example, if Anthony reports his stolen debit card to the bank immediately after discovering the theft, he would not be liable for any of the fraudulent charges.It is essential for Anthony or anyone else whose debit card has been stolen to report the theft to the bank as soon as possible to minimize their liability and protect their financial interests.
Choices are really about trading off the _____
value of one option against the alternatives.
the answer would be the expected value
Which benefit of the American Free Enterprise System is best represented by the following statement? "American consumers are kept from purchasing products that could cause them serious injury or illness."
Answer
Economic Freedom
Variety of Goods
Government Protection
Responsive Prices
what is a flexible income
When market equilibrium occurs, quantity demanded is equal to quantity supplied, which means that both sellers and buyers get what they want. Does a market reach market equilibrium on its own, or is it necessary to have some sort of regulator to manage the price and ensure there is equilibrium?
In a market economy, market equilibrium occurs when the quantity demanded by buyers is equal to the quantity supplied by sellers. Market equilibrium can occur naturally without the need for a regulator to manage the price. The forces of supply and demand in the market act as self-regulating mechanisms that drive the price towards equilibrium.
In a market economy, market equilibrium occurs when the quantity demanded by buyers is equal to the quantity supplied by sellers. This means that both buyers and sellers are able to transact at the same price, and there is no surplus or shortage of goods.
Market equilibrium can occur naturally without the need for a regulator to manage the price. The forces of supply and demand in the market act as self-regulating mechanisms that drive the price towards equilibrium. When there is excess demand, prices rise, and when there is excess supply, prices fall, until equilibrium is reached.
For example, let's consider the market for smartphones. If the price of smartphones is initially too high, there will be excess supply as sellers are unable to sell all their products. In response, sellers will lower their prices to encourage more buyers, eventually reaching a point where quantity demanded equals quantity supplied, and market equilibrium is achieved.
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Compared to attending a technical school, completing a four-year college degree allows you to
enjoy lower educational costs
enter the workforce sooner
avoid student loans
select from a wide range of careers
In 2013, there are four open flute positions in major orchestras. A total of 525 professional flutists audition. In the same year, there are four open positions for bassoon players in major orchestras, and 123 professional bassoonists audition for these chairs. How will this difference affect salaries?
Salaries will depend on performance time.
The bassoonists earn a higher salary than the flutists.
Bassoonists and flutists will make an equal salary.
The flutists earn a higher salary than the bassoonists.
Answer:
The bassoonists earn a higher salary than the flutists.
Explanation:
Considering that 123 professional bassonists and 525 professional flutists auditioned, we can see that there are more flutists available from which to choose an that means that they have more competition for the positions which will make that they get a lower salary. On the other side, there are less bassonists which generates that they will be offered a higher salary as it is not that easy to find one. So, according to this, the answer is that this difference affects salaries because the bassoonists earn a higher salary than the flutists.
Select the items from the following list that are included in financial literacy.
applying for a credit card
using a credit card to make a purchase
paying taxes
opening a checking account
selecting a college
deciding to rent an apartment
open a checking account
invest money
paying taxes
A for-profit institution that works with large companies and corporations to manage deposits, loans, and investments is known as a
A.investment bank
B.commercial bank
C.savings bank
D.credit union
Answer:
B is correct
Explanation:
Which of the following is an example of effective time management?
A. Customizing all new emails
B. Keeping your appointment calendar up to date
C. Saving and filing all of your emails
D. Putting all employees into contact groups
Keeping your appointment calendar up to date is an example of effective time management. Hence, option B is correct.
What is effective time management?The goal of efficient time management is to complete more significant tasks in a given day. In actuality, time management skills are even more crucial than time consumption skills. Of course, effective and efficient time managers are the finest.
The advantages of time management include improved competence, clarity, and confidence. You can remain focused and be more productive by learning how to manage your time effectively. You may accomplish more while minimizing procrastination and boosting productivity with the help of effective time management.
Make an effort to set aside at least one hour per day to be ready for anything. It's also a good idea to schedule team meetings and open office hours.
Thus, option B is correct.
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Most messages are communicated through 55% _______.
Question 15 options:
Tone of voice
Body Language
Words
Laughter
For every decision you make, there is a trade-off.
true or false
For every decision you make, there is a trade-off. Thus, the above statement is True.
A trade-off is a decision based on where one quality, number, or feature of a set or design is diminished or lost in exchange for gains in other areas. In basic English, a tradeoff happens when something improves but something else must worsen.
A trade-off is an instance of compromise when something is given up in exchange for something else. You might need to make a compromise when looking for after-school work, such as giving up a higher hourly income for a job in a more convenient location.
Thus, the above statement is True.
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Every decision involves trade-offs and opportunity costs.
True. When examining the relationship between economics and scarcity, it becomes evident that choices involve trade-offs. Every decision made comes with a cost, highlighting the concept of opportunity cost.
What is the name of the Department that controls the Finances for the United States.
Question 19 options:
Internal Revenue Service
FDIC
Department of the Treasury
Credit Unions
Kevin has had a checking account for a month. As he reconciles his account, Kevin notices that the dates on his check register do not match the dates on his account statement. He immediately calls the bank to find out what the problem is. What is the bank's likely response to Kevin?
Answer:
f
Explanation:
I have 3 1/2 weeks to raise $16,000.00
I am planning on having a bake sale, yard sale, and other things.
I need to know how to get the money for the bake sale and still raise the 16,000.00 before the due date. Are there any other suggestions to raise money other than a car wash, bake sale, yard sale, selling knitted objects/ sewn objects or selling homemade jewelry?
Also if I were to create an app... how long before I could actually start making money off of it?
Is there any way I can write a chapter book within this time?
Answer:
all that are shown
It is less important to account for factors like warranties and durability when purchasing a
A. durable good
B. long-term product
C. nondurable good
D. very expensive item
The answer is C) nondurable good
I took the test and C was correct.
Computer technology has made managing a checking account:
a. easier
b. harder
c. more time-consuming
d. impossible
Which of the following statements is not something you should be thinking when considering changes in your auto insurance policy?
a.Higher deductibles mean lower premiums but more out-of-pocket expense in the event of an accident.
b.The premium you pay guarantees that you will never have to pay more than your deductible in the event of an accident.
c.The more types of insurance you include in your policy, the more protected you are from financial loss in the event of an accident.
d.Lower coverage limits mean lower premiums but more restrictions on the insurance company when covering.
The most important criteria of a good tracking method is that it is ______.
Answer:
b
Explanation:
As a sole proprietor, Jessica took out a loan to buy equipment for her in-home business. If Jessica's business does not make enough money to pay back her loan, she will have to sell personal property to cover her outstanding obligation. Identify the condition the scenario describes.
a. unlimited personal liability.
b. personal obligation.
c. proprietary liability.
d.obligatory property.
Vending machines are most often used to sell:
Answer: Convenience
Explanation:
The price of a certain type of wine depends on its age, described by the function price(age), what can be said about this function? Check all that apply.
A. Price is the independant variable.
B. Price depends on age.
C Age is the input variable.
D. Age is the independant variable.
In the function price(age), age is the independent variable, and the price is the dependent variable as the price of the wine depends on its age.
Explanation:In the given function price(age), age is the independent variable and price is the dependent variable. This is because the price of the wine depends on its age, meaning the age is the variable that determines the price. Hence, choices B (Price depends on age), C (Age is the input variable), and D (Age is the independent variable) are correct, while A (Price is the independent variable) is not correct because the price is not independent but dependent on the age of the wine.
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In 2 to 3 sentences
explain why real GDP per capita does not reflect the actual distribution of wealth.
please help me...
GDP is the sum of all goods and services produced in an economy. It is the main economic indicator of a nation. Per capita GDP is a social indicator that aims to measure the average income of a nation's population. Per capita GDP calculation consists of simply dividing the GDP value by the total population of a nation.
Per capita GDP indicates the average income of a country, but it is not a good indicator for income distribution. This is because a country may have a high middle income and be very unequal. This will happen if income is concentrated in the hands of a small number of people. This would not be captured by GDP per capita, as this indicator only adds GDP and divides by the total number of people, without any weighting of the distribution of wealth. To determine income distribution, economists use other indicators such as the HDI and the Gini index.
What happens to consumer and business spending when the interest rates go up? To be more specific, do they both rise, fall, or one rise and the other fall (but say which)?
When interest rates rise, generally both consumer and business spending decrease due to the increased cost of borrowing. This can affect decisions to invest in major purchases or projects.
Explanation:When interest rates rise, there is generally a decrease in both consumer and business spending. The reason is that higher interest rates make borrowing more costly. Therefore, consumers tend to borrow less and save more, resulting in a decrease in consumer spending. Businesses also react similarly; they might postpone investment in projects that require borrowing because the higher interest rates increase the cost of capital.
For example, if the interest rates increase, a consumer may decide to hold off on buying a new car because the loan associated with the car would now be more expensive. Similarly, if a business was considering expanding and taking out loans to do so, the higher interest rates might make them reconsider or delay their expansion plans. Therefore, it can be said that in a high interest rate environment, both consumer and business spending will likely decrease.
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which is an example of an economic factor that affects the business environment
Making a down payment reduces the
a. desire of a lender to loan money
b. creditworthiness of a buyer
c. sale price of a house
d. loan principle amount
What are benefits that are provided selectively to those in particular need and who meet specific eligibility criteria are termed?
Answer:entitlements
Explanation:
Special consideration should be paid to your tutor’s___________when selecting a tutor.
a.
Cost, schedule and credentials
c.
Credentials and cost only
b.
Schedule and cost only
d.
Schedule, credentials and job
Please select the best answer from the choices provided
A
B
C
D
Answer: its A
Explanation:
Special consideration should be paid to your tutor’s Cost, schedule, and credentials when selecting a tutor. Therefore, option A is the correct option.
What are special considerations?Special considerations are the priorities which are considered before making any decision about things such as investing money in a sector or purchasing an object which is about to be used in the long term, such as a car or house, and so on.
The special considerations differ from person to person and place to place. However, they are important to be kept in mind in order to make a wise decision. They make our decision-making efficient and easier.
When choosing a tutor, particular attention should be paid to their cost, availability, and credentials. As a result, choice A is the best one.
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