Answer:
A Bond's current market value represented by [tex]B_{0}[/tex] is the present value of a bond as on today. Present value of a bond is it's future cash flows in the form of coupon payments and principal repayment discounted at investor's expectation in the market also referred to as Yield to maturity(YTM).
Present value of a bond is given by the following equation,
[tex]B_{0} = \frac{C}{(1\ +\ YTM)^{1} } +\ \frac{C}{(1\ +\ YTM)^{2} } \ +\ ......+\ \frac{C}{(1\ +\ YTM)^{n} } \ +\ \frac{RV}{(1\ +\ YTM)^{n} }[/tex]
where C= Annual coupon payments
YTM = Yield to maturity/ cost of debt/ market rate of return on similarly priced bonds
RV = Redemption value of bond
n = number of years to maturity
a. A bond's coupon rate is higher than it's yield to maturity, then the bond will sell for more than face value.
Hence, if the company pays more interest than what is paid in the market on similarly priced bonds, such bonds shall sell at more than their face value.
b. If a bond's coupon rate is lower than it's yield to maturity, then the bond's price will increase over it's remaining maturity.
Similarly, if a bond pays lower rate of interest than the market rate of interest on similarly priced bonds, the bond shall sell at lower than it's face value and the price will increase over the remaining life of such bonds.
Typically included in the project charter, the ____ section describes how the project objectives will be met, provides a list of important assumptions, and often gives references to related documents.
Answer: The correct answer is PROJECT APPROACH
Explanation:
The Project Approach is a section in the Project Charter that describes in words the thinking that goes into the creation of the project schedule. It describes how the objectives of the project intend to be met, enlists important assumptions, and often gives references to related documents.
Answer:
Project Approach
Explanation:
Project Approach Section
A project charter should also include a Project Approach section, which gives anl overview of how and when the project will be completed. There are eight key standard components that normally comprise this section.
Project Deliverables: The major deliverables of the project and include when these goals should be achieved.
Responsibilities and Roles: A summary of all parties that will be involved in the project and what their roles will be.
Project Resources: Not only the human component,but what other resources will be needed for satisfactory completion of the project?
Risk Management Overview: A summary of the risks that may be met during the project as well as how these risks may be minimized.
Project Process Summary: The organization’s project management methodologies that will be employed for this project.
Project Life Cycle Overview: A basic breakdown of the project life cycle, and the various stages that your project will go through.
Basic Project Control and Communication Plan: The project control component explains the tools that will be used to assist the project manager in tracking the project’s progress.
Project Schedule: A basic schedule overview that lists, among other things, the key milestones and stages of the project.
Mandy Ewing has been working as a veterinarian's assistant for almost a year. Her friend recently told that her employee was in violation of the _____ because she was not being paid the minimum wage.
O Fair Wage and Salary Bill
O Fair Labor Standards Act
O Compensation-Wage Law
O Minimum Compensation Act
O Equal Opportunity Act
Final answer:
The employer of Mandy Ewing is said to be in violation of the Fair Labor Standards Act (FLSA) for not paying the federal minimum wage. The FLSA established the federal minimum wage and regularly adjusts it to maintain a minimum standard of living for workers.
Explanation:
Mandy Ewing's friend mentioned that her employer was in violation of the Fair Labor Standards Act (FLSA) because she was not being paid the minimum wage. The FLSA is federal legislation that sets the federal minimum wage as well as standards for overtime pay, record keeping, and youth employment in the private sector and government. It was established to ensure a minimum standard of living for employees who are covered by the act. Employers that do not comply with the FLSA may face penalties, and Mandy might have a right to receive back pay.
This act is the reason why employers across states from Wisconsin to Pennsylvania may offer the same hourly minimum wage. The current federal minimum wage, which was first set in 1938, has been adjusted periodically to reflect changes in the cost of living and inflation. While many states have minimum wage laws that can be higher than the federal standard, employers must at least meet the federal minimum wage as outlined by the FLSA.
For most people, the purchase of a Ford automobile would employ which type of consumer decision making?
Answer:
Extended decision making
Explanation:
Extended decision making is the decision making which involve the very high level of the purchase, an internal as well as extensive information search which is followed by the complex computation of the alternatives available and thorough evaluation is taken place when the purchase will take place.
So, for most of the people, when the decision of purchase is to be made like for the Ford automobile, the people will choose the extended decision making as it is expensive, infrequently purchased products.
You just won the lottery. Congratulations! The jackpot is $35,000,000, paid in twelve equal annual payments. The first payment on the lottery jackpot will be made today. In present value terms, you really won
Answer:
$25,343,040.52
Explanation:
For this question, we have to compute the present value that is shown on the attached spreadsheet.
Given that,
Future value = $0
Rate of interest = 6.5%
NPER = 12
PMT = $35,000,000 ÷ 12 = $2,916,666.67
The formula is shown below:
= PV(Rate;NPER;-PMT;FV;type)
So, after solving this, the answer would be $25,343,040.52
The present value of the lottery jackpot will be 310,155,700 . To calculate the present value of a series of future payments, you can use the present value formula. In this case, you have twelve equal annual payments of $35,000,000 each.
The present value formula for an annuity is:
[tex]PV = PMT \cdot \left(1 - \frac{1}{(1 + r)^n}\right) / r[/tex]
Where:
PV = Present Value
PMT = Payment amount per period
r = Interest rate per period
n = Number of periods
In your case:
PMT = $35,000,000 (annual payment)
n = 12 (12 equal annual payments)
r = The discount rate you want to use (interest rate)
If we assume an annual discount rate (interest rate) of, for example, 5%, the present value calculation would look like this:
[tex]PV = $35,000,000 \times \left(1 - \frac{1}{(1 + 0.05)^{12}}\right) / 0.05[/tex]
[tex]PV \approx 0.05 \cdot 15,507,785 \approx 310,155,700[/tex]
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During the initial Forming stage, where new team members are excited yet concerned that the project work might be difficult, the project manager can help the team develop team-operating methods early - when they construct the project charter.
a. True
b. False
Answer:
The answer is a. True.
Explanation:
During the initial stages, the members might be concerned that the project work might be difficult and this can act as a demotivating factor in the long run.
Because of this, if the manager can start the initial stages of planning of the operating methods, thus will be helpful to ease the tension and the doubts among the members.
For the following pairs of goods, would you expect the cross-price elasticity of demand to be positive, negative, or zero? Briefly explain your answer.
a) Red umbrellas and black umbrellas
b) Coca-Cola and Pepsi
c) Grape jelly and peanut butter
d) Chocolate chip cookies and milk
e) Computers and software
Answer:
A-Positive
B-Positive
C-Negative
D-Negative
E-Negative
Explanation:
To begin with, the term known as ''cross elasticity of demand'' refers to an economic concept that measures the quantity demanded of a good when a change in the price of other good takes place.
In the case of the umbrellas, as being products very equal the most common thing to happen is that when the price of one of them increases the quantity demanded of the other will increase too regarding the fact that the second one will be cheaper. Therefore establishing a positive cross elasticiy of demand due to the fact that they are two substitute products.
In the case of the Coca-Cola and Pepsi, both products are also substitute and therefore it is obvious that the cross elasticity of demand will be positive due to the fact that if the price of one of them increases then the quantity demanded of the other will increase as well too.
In the cases C, D and E the most likely thing to happen is that when the price of one of them increases then the quantity demanded of the other will decrease due to the fact that they are two complementary goods whose cross elasticity of demand is negative. Because the complementary goods are those that whose appeal increases with the demand of its complement and that happens in the cases of the grape jelly and peanut butter, the chocolate chip cookies and milk and the computers and software.
The cross-price elasticity of demand would be positive for substitutes (red and black umbrellas, Coca-Cola and Pepsi); negative for complements (grape jelly and peanut butter, chocolate chip cookies and milk, computers and software).
Explanation:The cross-price elasticity of demand measures how the quantity demanded of one good changes with respect to the price change of another good. It indicates whether two goods are substitutes, complements, or unrelated.
Red umbrellas and black umbrellas: The cross-price elasticity of demand would be positive. These are substitute goods. If the price of red umbrellas rises, people would likely buy more black umbrellas.Coca-Cola and Pepsi: The cross-price elasticity of demand would be positive. These are substitute goods. If the price of Coca-Cola increases, the demand for Pepsi would likely rise.Grape jelly and peanut butter: The cross-price elasticity of demand would be negative. These are complementary goods. If the price of grape jelly increases, the demand for peanut butter may decrease as they are often bought together.Chocolate chip cookies and milk: The cross-price elasticity of demand would be negative. These are complementary goods. If the price of chocolate chip cookies rises, the demand for milk might decrease, as they are often consumed together.Computers and software: The cross-price elasticity of demand would be negative. These are complementary goods. If the price of computers rises, the demand for software might decrease as software is typically used on computers.Learn more about Cross-price Elasticity of Demand here:https://brainly.com/question/33762697
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Corny Solutions processes various corn related food items. One of its facilities located in Iowa, performs some initial processing of corn on the cob once it arrives from the corn fields. The corn from that facility will be further processed elsewhere into corn for popping and corn meal. The costs incurred at the Iowa plant would be considered ________. a. common costs
b. fixed costs
c. distinct costs
d.combined costs
Answer:
correct option is a. common costs
Explanation:
solution
As common costs are those associated with operating a facility shared by the two departments
and here One facility located in Iowa and corn from the facility will be more further process into the corn for popping and the cornmeal
so as given cost at given costs at Iowa plant is common costs
so correct option is a. common costs
he Bradley Corporation produces a product with the following costs as of July 1, 20X1: Material $5 per unit Labor 3 per unit Overhead 1 per unit Beginning inventory at these costs on July 1 was 3,200 units. From July 1 to December 1, 20X1, Bradley Corporation produced 12,400 units. These units had a material cost of $4, labor of $6, and overhead of $4 per unit. Bradley uses LIFO inventory accounting.
a. Assuming that Bradley sold 16,800 units during the last six months of the year at $13 each, what is its gross profit?
b. ending inventory value?
Answer:
Instructions are listed below.
Explanation:
Giving the following information:
July 1, 20X1:
Material $5 per unit
Labor $3 per unit
Overhead $1 per unit
Total cost= $9
Beginning inventory= 3,200 units.
December 1, 20X1:
Bradley Corporation produced 12,400 units.
These units had a material cost of $4, labor of $6, and overhead of $4 per unit.
Total cost= $14
A) Units sold= 16,800 units
Selling price= $13
The total inventory is= 3,200+12,400= 15,600
We will assume that production levels with sales.
Sales= 16,800*13= $218,400
Cost of goods sold= (3,200*9 + 13,600*14)= (219,200)
Gross profit= (800)
B) We will assume the ending inventory is 300 units:
Inventory= 300*14= $4,200
If a company that is in a 35 % tax bracket invests in assets that increase its depreciation expense by $ 562 per year, its change in cash flow is _________.
Enter your answer to the nearest $.01. Be sure to use a negative sign, if the answer is negative. Do not use $ or , signs in your answer.
Answer:
increase of 196.70 dollars
Explanation:
While the depreciation expense will not generate a cash outflow or inflow, the expense will impact the net income which determinates the incoem tax payable.
This change in the net income and therefore, the income tax will also change the cahsflow:
depreciation ( 1 - t ) = tax-shield
562 x 35% = 196.70
The increase in depreciation provides a 196.70 dollars tax shield which increases the cash flow generate for the year.
The owner of a large machine shop has just finished its financial analysis from the prior fiscal year. Following is an excerpt from the final report: Net revenue $ 375,000 Cost of goods sold 322,000 Value of production materials on hand 42,500 Value of work-in-process inventory 37,000 Value of finished goods on hand 12,500 a. Compute the inventory turnover ratio (ITR). (Round your answer to 1 decimal place.) Inventory turnover ratio per year b. Compute the weeks of supply (WS). (Do not round intermediate calculations. Round your answer to 1 decimal place.) Weeks of supply
Answer:
The firm turnover: is 8.1
while the weeks of supply are 6.19
Explanation:
[tex]\frac{COGS}{Average Inventory} = $Inventory Turnover[/tex]
where:
[tex]$$Average Inventory=(Beginning Inventory + Ending Inventory)/2[/tex]
37,000 + 42,500 = 79,500 / 2 = 39,750
Inventory TO 322,000 / 39,750 = 8,100
cost of good sold: 322,000 / 52 = 6,192 inventory sold per week
inventory at hand 42,500
42,500 / 6,192 = 6,86
To calculate the inventory turnover ratio, the average inventory and COGS is used, and for weeks of supply, the ITR is converted using the number of weeks in a year.
Explanation:To compute the inventory turnover ratio (ITR), we must first determine the cost of goods sold (COGS) and the average inventory for the period. The value of starting inventory plus the value of ending inventory, divided by 2, gives us the average inventory. In this scenario, the average inventory is calculated as the sum of the value of production materials on hand, the value of work-in-process inventory, and the value of finished goods on hand, all divided by 2. The ITR is then found by dividing the COGS by the average inventory.
For the weeks of supply (WS), we convert the ITR into how many weeks' worth of inventory is present on average by dividing the number of weeks in a year, which is 52, by the ITR.
Outside directors are defined as A. individuals who organize and coordinate politically focused activities. B. those individuals with public relations responsibilities. C. board members who are also officers or executives employed by the corporation. D. individuals on the board who are not employed by the board's corporation. E. those individuals who scan the external environment.
Answer:
The correct answer is letter "D": individuals on the board who are not employed by the board's corporation.
Explanation:
The Board of Directors is a group appointed or elected to represent shareholders at major companies. The Board of Directors is composed of inside directors who have a direct relationship with the organization and outside directors who are not employees of the organization but help to balance the decisions in the overall Board.
A manager asks an employee, "Should we distribute tickets to the concert on a first-come-first-served basis or through a lottery?"
The manager's question is best classified as which one of the following fundamental economic questions?
a. How to produce?
b. For whom to produce?
c. What to produce?
Answer:
The correct answer is letter "B": For whom to produce?
Explanation:
"For whom to produce?" is one of the three economics questions after "What to produce?" and "How to produce?" that societies must solve to resolve the problem of scarcity efficiently. "For whom to produce?" refers to determining who will get how much of the production of the goods and services.
Stock A has an expected return of 14% and a standard deviation of 35%. Stock B has an expected return of 20% and a standard deviation of 55%. The correlation coefficient between Stocks A and B is 0.2. What is the expected return of a portfolio invested 25% in Stock A and 75% in Stock B
Answer:
The expected return from a portfolio consisting of 25% of stock A and 75% of stock B is 18.5%
Explanation:
Return on portfolio=Return of security A *Weight of security A+Return of security B *Weight of security B
Return of security A=14%
Return of security B=20%
Weight of security A=25%
Weight of security B=75%
Return on portfolio = 14 % ∗ 25 /100 + 20% ∗ 75 /100
Return on portfolio = 18.5 %
If the current exchange rate is 1 euro to 1.5 U.S dollars, according to the theory of purchasing power parity, a haircut that costs 15 dollars in Dallas should cost ____ euros in Paris. A wheel of French cheese that costs 20 euros in Paris should cost ____ dollars in Dallas.
The theory of Purchasing Power Parity predicts that a haircut costing 15 dollars in Dallas, given an exchange rate of 1 euro to 1.5 dollars, should cost 10 euros in Paris. Similarly, a wheel of cheese costing 20 euros in Paris should cost 30 dollars in Dallas.
Explanation:According to the theory of Purchasing Power Parity (PPP), the exchange rate between two countries should equate the cost of a similar basket of goods in both countries. In simpler terms, a haircut or a wheel of French cheese should cost the same regardless of whether you're in Dallas or Paris, after converting currencies.
Given the exchange rate of 1 euro to 1.5 U.S dollars, a haircut that costs 15 dollars in Dallas should cost 10 euros in Paris. This result can be ascertained by dividing the dollar cost by the exchange rate (15 / 1.5 = 10 euros).
Similarly, a wheel of French cheese that costs 20 euros in Paris should cost 30 dollars in Dallas. This is done by multiplying the euro cost by the exchange rate (20 * 1.5 = 30 dollars).
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Cherries on Top, a national ice cream shop, is struggling financially to keep up with the bigger chains. The top executives have decided to close all the stores in the Northeast and Texas, as that will give them an additional one million dollars to put into marketing. This executive is practicing the
A. individual approach.
B. utilitarian approach.
C. moral-rights approach.
D. justice approach.
E. value system approach.
Answer:
The correct answer is letter "B": utilitarian approach.
Explanation:
The utilitarian approach is a corporate practice by which managers make benefit/costs decision attempting to maximize the benefits by minimizing the costs. This approach is implemented to safeguard stakeholders' investments which represents one of the main sources of income for the company to keep their operations up.
____________ is not an important middleware standard. CORBA (Common Object Request Broker Architecture Distributed Computed Environment (DCE) Asynchronous Transfer Mode (ATM) Open Database Connectivity (ODBC) None of the above is an appropriate answer
Answer:
Asynchronous Transfer Mode (ATM)
Explanation:
A middleware is a software that connects the frontend (user interface) with the backend (software core). For example when a user makes a request for data it passes throught the middleware before it gets to the backend where databases are stored.
Asynchronous transfer module (ATM) is a transfer protocol for transferring packets of data. Has more to do with networking.
'Asynchronous Transfer Mode (ATM)' is not an important middleware standard. Rather, it's a data transmission protocol. Therefore, it does not belong to the same category as CORBA, DCE, and ODBC, which are key middleware standards.
Explanation:In the context of middleware standards, 'Asynchronous Transfer Mode (ATM)' is not regarded as an important middleware standard. Middleware allows applications to communicate with each other and work cohesively in an interconnected environment. Middleware standards like CORBA (Common Object Request Broker Architecture), DCE (Distributed Computed Environment), and ODBC (Open Database Connectivity) help in achieving this objective. However, 'Asynchronous Transfer Mode (ATM)' is actually a protocol used for data transmission and does not belong to the middleware category.
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When you were born, your grandfather established a trust fund for you in the Cayman Islands. The account has been earning interest at the rate of 66% per year. If this account will be worth $120 comma 000120,000 on your 2323th birthday, how much did your grandfather deposit on the day you were born?
Answer:
$1.0391
Explanation:
The question is asking for the calculation of the present value of a future sum.
First, the Future Value = $120,000 = FV
The number of years to achieve the value is = 23 years = N
and the earning interest rate per year is 66%= r
Based on these information, the formula for calculating the future value is as follows:
FV / (1/ (1+ r)∧)n)
Using the formula, we have the following:
$120,000/ [1/(1+0.66)∧23]
$120,000 /(1/115474.48258)
$120,000/ (0.0000086599)
=$1.0391
Using the compound interest formula and provided the interest is compounded annually, it's calculated that the grandfather deposited approximately $138.51 in the trust fund upon the student's birth.
Explanation:This problem is about understanding compound interest. The formula for compound interest is A = P(1 + r/n)nt where:
A is the money accumulated after n years, including interest. P is the principal amount (the initial money). We’re trying to find this. r is the interest rate (decimal). In this case, it's 0.66. n is the number of times that interest is compounded per unit t. t is the time the money is invested for in years. Here it's 23 years.
Since we don’t have the details on how many times the interest is compounded, we’ll consider it compounded annually. So n = 1.
Plugging in the known values into the compound interest formula gives us:
120,000 = P(1 + 0.66)23
Solving for P, we find that the amount of money that your grandfather deposited on the day you were born would have been approximately $138.51.
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Which of the following accounts would not appear on a balance sheet? options: a. Unearned Revenue. b. Salaries Payable. c. Interest Revenue. d. Retained Earnings.
Answer:
The correct answer is letter "A": Unearned Revenue.
Explanation:
Unearned Revenue is accrued payments obtained by a company or individual for products and services not yet made or delivered by the company. Other terms for unearned revenue are advanced payments or deferred revenue. According to the Generally Accepted Accounting Principles (GAAP) the revenue process must be complete before revenue becomes an asset. This requires both delivery of the service or product and received-up payment.
Unearned revenue is recorded as a liability on the Balance Sheet because it represents a debt owed to a customer.
you are watching a news report with your father. The news anchor points out that a certain troubled caribbean nation generates a GDP per capita of only 430$ per year. Since your father knows that the US GDP per capita is approximately 43000$ he suggests that we are materially 100 times better off in the united states
Answer:
Your father's assumption is incorrect, due to the purchasing power parity (PPP). The PPP accounts for the differences in living costs between nations that have different GDPs per capita. For example, very poor nations tend to be cheaper than very rich nations, so the PPP adjusts the GDP per capita to the actual cost of the expenses in different countries. The US is used as a base, and most countries's currencies have a lower PPP, i.e. $1 dollar in a poor country buys more goods than $1 in the US. But some countries have a higher PPP than the US, e.g. Switzerland, Germany, Australia.
GDP per capita is a measure that calculates the average economic output per person in a country. The troubled Caribbean nation has a GDP per capita of $430, while the United States has a GDP per capita of approximately $43,000. However, GDP per capita is not the only indicator of a country's well-being or standard of living.
Explanation:GDP per capita is a measure that calculates the average economic output per person in a country. In this case, the troubled Caribbean nation has a GDP per capita of $430, while the United States has a GDP per capita of approximately $43,000. This means that, on average, each person in the United States produces and consumes about 100 times more than someone in the troubled Caribbean nation.
It is important to note that GDP per capita is not the only indicator of a country's well-being or standard of living. There are many factors that contribute to the overall development and quality of life in a country, including education, healthcare, infrastructure, and inequality.
Therefore, while GDP per capita can provide some insights into the economic conditions of a country, it is not the sole measure of material well-being or progress.
The authors of the textbook advocate using the dialectic approach to understand intercultural relationships. The dialectic approach argues that who we choose to befriend is a result of both our individual preferences and the social, religious and political contexts surrounding the relationship.
True/False
Answer:
The statement is: False.
Explanation:
The dialectic approach is a method of communication that takes place when two individuals have a different point of view over a certain matter but wish to come to an understanding of the other's position by reasoned arguments. The dialectic approach combines the social, interpretive, and critical approaches.
The National Bank Act of 1864 established the national banking system in the United States. The Act still governs U.S. national banks even though Congress has updated it many times since 1864. True False
Answer:
The answer is True
Explanation:
In this sampling method we believe there are significant differences between groups comprising the population. Here we assign the population into groups and then try to replicate those percentages present in the population in our sample.
As a result we randomly select people out of each group to try and get a representative sample from each of the groups of interest.
Which sampling method is this?
a.Purposive
b.Systematic
c.Stratified
d.Cluste
Answer:
C. Stratified Sampling
Explanation:
Stratified sampling is a form of sampling in which the populations in divided into sub groups called strata, each sub groups must be representative of all the elements found in the population. After this, a random sampling method is applied to select for study as seen in the study conducted in this question.
Answer:
C) Stratified
Explanation:
It is stratified sampling because you want to get information from groups that are mutually exclusive while also maintaining representative sample of the population.
Read the email below and identify four areas where improvement could be made in grammar and sentence structure. next create one recommendation for each area of improvement.
staff, it has come to my attention that many of you are leaving early from ! because of you all like to leave early, many patients task are not getting accomplished on the due date. i am not going to tolerate misbehavior and disrespect. some of you do not know this but "i call the shots" around here. i thought i was a role model for you all because i arrive on time to work evry day i am organized, i am dedicated to job i am honest and i am reliable. i expect the same in ! i expect y'all come to work on time and leave when your time is over. i will not tolerate misbehavior and disrespect any more.
The email contains several areas where improvements can be made in grammar and sentence structure, including incomplete sentences, subject-verb agreement errors, apostrophe misuse, and informal language. Recommendations for improvement include revising incomplete sentences, ensuring subject-verb agreement, using apostrophes correctly, and replacing informal language with formal language.
Explanation:In the email, there are several areas where improvements can be made in grammar and sentence estructur:
The use of incomplete sentences and sentence fragments: sentences like 'because of you all like to leave early' and 'some of you do not know this but I call the shots around here' need to be revised.Subject-verb agreement: the sentence 'many patients task are not getting accomplished on the due date' should be 'many patient tasks are not getting accomplished on the due date'.Apostrophe misuse: 'i thought i was a role model for you all' should be 'I thought I was a role model for all of you'.Informal language: phrases like 'y'all' and contractions like 'evry' should be replaced with formal language.Recommendations for improvement:
Revise incomplete sentences and sentence fragments by adding necessary words or phrases to complete the thoughts.Ensure subject-verb agreement by using the correct verb form with the subject.Use apostrophes correctly by indicating possessive form or contraction.Replace informal language with formal language to maintain a professional tone.Learn more about Improvement in grammar and sentence structure here:https://brainly.com/question/33575274
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Globalization is:
a. making HR planning increasingly a government responsibility.
b. simplifying HR planning.
c. having an imponderable impact on ahr planning.
d. making HR planning more critical and complex.
Answer:
d) making HR planning more critical and complex.
Explanation:
Globalization refers to the way of interacting with different people around the world in order to get healthy relationship for business purpose. Communication technologies become a helping hand to make globalization so easy and efficient.
Increase Globalization increase the practice of human Resource, in order to maintain the workforce in a more systematic way thus globalization make human resource planning more complex.
When you get your credit card bill, if you make a payment larger than the minimum payment
A. you are wasting your current consumption and making TVM not work for you.
B. you will reduce the payoff time.
C. you will increase the payoff time.
D. you will not affect the payoff time.
Answer:
The correct answer is letter "B": you will reduce the payoff time.
Explanation:
Making larger monthly payments on a credit card balance helps the debtor to pay the loan completely earlier. By making larger payments, the remaining balance will be lowered bit by bit until the point of fully covering the principal and interest of the debt contracted.
When you make a payment larger than the minimum on your credit card bill, you will reduce the payoff time, leading to less interest accrued and quicker debt settlement. This can also improve your credit score by reducing your credit utilization. It's important to manage credit wisely to avoid excess interest costs.
Explanation:When you get your credit card bill, if you make a payment larger than the minimum payment, B. you will reduce the payoff time. This is because, each time you pay more than the minimum, you reduce the principal balance owed more quickly. Consequently, with a lower balance, you accrue less interest, therefore decreasing the overall time it will take to pay off the debt completely. By making the minimum payment, you primarily cover the interest and only make a small dent in the principal, prolonging the time to clear your debt.
Making additional payments can be seen as a financially savvy move, not just for the short-term benefits but also for the long-term financial health. Reducing your credit card balance efficiently can improve your credit score, as it lowers your credit utilization ratio. A lower ratio is favorable in the eyes of lenders, as it indicates that you're not overly reliant on credit and are managing your debts responsibly.
Moreover, while managing debt, it's also crucial to be mindful of bad debt borrowing for consumption. It is recommended to avoid financing non-essential purchases with credit that can't be paid off promptly, as the interest costs can quickly add up, making items significantly more expensive over time.
The price for a fidget spinner is $5 with the quantity demanded at 7,000 a day. As time goes on the price for a fidget spinner drops to $3 and the quantity demanded increases to 12,500 a day. What is the price elasticity of demand for fidget spinners using the midpoint method? Group of answer choices
Answer:
Price elasticity of demand using midpoint method is -1.1282
Explanation:
Formula of price elasticity of demand using midpoint method is as follows:
Price elasticity of demand = (Change in Demand / Average of demands) / (Change in Price / Average of Prices)
Price elasticity of demand = ( 12,500 - 7,000 ) / [( 12500 + 7000 ) /2 ] / ( 3 - 5 )/[( 3 + 5 ) /2]
Price elasticity of demand = (5500 / 9750) / ( -2 / 4)
Price elasticity of demand = 0.5641 / -0.5
Price elasticity of demand = -1.1282
The price elasticity of demand for fidget spinners is approximately 1.1282 using the midpoint method.
Explanation:The price elasticity of demand measures how responsive the quantity demanded of a good is to changes in its price. To calculate the price elasticity of demand using the midpoint method, we use the formula:
Price Elasticity of Demand = [% Change in Quantity Demanded] / [% Change in Price]
In this case, the initial price is $5 and the final price is $3. The initial quantity demanded is 7,000 and the final quantity demanded is 12,500. Applying the formula, we can calculate the price elasticity of demand as:
Price Elasticity of Demand = [(12,500 - 7,000) / ((12,500 + 7,000) / 2)] / [(3 - 5) / ((3 + 5) / 2)]
Price Elasticity of Demand = [(5,500 / 9,750) / (-2 / 4)]
Price Elasticity of Demand = (-0.5641) / (-0.5)
Price Elasticity of Demand ≈ 1.1282
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The market for public utilities, such as gas and electricity, does not exhibit the two primary characteristics that define perfectly competitive markets."A. TrueB. False
Answer:
A. True
Explanation:
Gas and electricity are called necessity goods. They are deemed too important to do without. They are essential to life. These categories of goods are insensitive to changes in income level.
Two primary characteristics that define perfectly competitive markets that necessity goods deviate from are:
· Demand is elastic. In perfect competition demand is inelastic i.e. Increase in price will lead to a significant change in quantity demanded. This is not so in necessity goods because these goods are essential to life. So increase in price of these categories of goods or decrease in income level of households will not have effect on the consumption of the goods.
· Bargaining Power of Supplier is high. In perfect competition, bargaining power of supplier is low i.e. suppliers have little power in influencing the price of goods but for necessity goods, reverse is the case. The bargaining power of suppliers is a little bit higher. Suppliers can influence price while consumers adjust.
9) Nemec Manufacturing uses job costing. In May, material requisitions were $44,000 ($39,000 of these were direct materials), and raw material purchases were $60,000. The end of month balance in raw materials inventory was $24,300. What was the beginning raw materials inventory balance
Answer:
The beginning raw materials inventory balance was $3,300.
Explanation:
Ending balance of Raw Material Inventory = Opening balance of raw material inventory + Purchases for the period - Material requisitions
$24,300 = Opening balance of raw material inventory + $60,000 - $39,000
$24,300 = Opening balance of raw material inventory + $21,000
Opening balance of raw material inventory = $24,300 - $21,000
Opening balance of raw material inventory = $3,300
The beginning raw materials inventory balance was $3,300.
The term "productivity"A,refers to the quantity of goods and services each unit of labor can produce.B,is seldom used by economists, as it is not important in any economic sense.C,refers to new technology.D,means the same thing as "utility."
Answer:
refers to the quantity of goods and services each unit of labor can produce
Explanation:
Productivity measures the efficiency of production. It calculates how much input is needed to produce output.
Productivity is high if each unit of labour produces more quantity of goods and services. Productivity is low if each unit of labour produces less quantity of goods and services.
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A hamburger factory produces 60,000 hamburgers each week. The equipment used costs $10,000 and will remain productive for four years. The labor cost per year is $13,500.
A. What is the productivity measure of "units of output per solar of input" averaged over the four-year period?
B. The company has the option of purchasing equipment for $13,000, with an operating life of five years. It would reduce labor costs to $11,000 per year. Should it consider purchasing this equipment (using productivity arguments alone)?
Answer:
A. 195 hamburgers
B. Yes
Explanation:
The computation is shown below:
A. Productivity measure = (Annual output) ÷ (Annual labor cost + annual equipment cost)
where,
Annual output = 60,000 × 52 weeks = $3,120,000
Annual labor cost = $13,500
Annual equipment cost
= $10,000 ÷ 4
= $2,500
So, the productivity measure is
= ($3,120,000) ÷ ($13,500 + $2,500)
= 195 hamburgers
B. Productivity measure = (Annual output) ÷ (Annual labor cost + annual equipment cost)
where,
Annual output = 60,000 × 52 weeks = $3,120,000
Annual labor cost = $11,000
Annual equipment cost
= $13,000 ÷ 5
= $2,600
So, the productivity measure is
= ($3,120,000) ÷ ($11,000 + $2,600)
= 229 hamburgers
Since the productivity is increased from 195 hamburgers to 229 hamburgers so the equipment should be purchased.
Part A:
The productivity measure of "units of output per solar of input" averaged over the four-year period :
Formula:
Productivity measure = (Annual output) ÷ (Annual labor cost + annual equipment cost)
Annual output = 60,000 × 52 weeks = $3,120,000 Annual labor cost = $13,500 Annual equipment cost = $10,000 ÷ 4 = $2,500
Productivity measure = ($3,120,000) ÷ ($13,500 + $2,500)
Productivity measure= 195 hamburgers
The productivity measure of "units of output per solar of input" averaged over the four-year period is 195 hamburgers.
Part B:
Should it consider purchasing this equipment :
YesFormula :
Productivity measure = (Annual output) ÷ (Annual labor cost + annual equipment cost)
Annual output = 60,000 × 52 weeks = $3,120,000 Annual labor cost = $11,000 Annual equipment cost = $13,000 ÷ 5 = $2,600
Productivity measure = ($3,120,000) ÷ ($11,000 + $2,600)
Productivity measure = 229 hamburgers
Thus, the productivity is increased from 195 hamburgers to 229 hamburgers so the equipment should be purchased.
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