Several market participants interact in developed markets to organize the exchange of funds from buyers to sellers. Such institutions as investment banks, commercial banks, financial services corporations, credit unions, pension funds, life insurance companies, mutual funds, exchange traded funds, hedge funds, and private equity companies play a key role in facilitating these transfers. Identify the financial institution based on each description given in the following table: Description - Financial Institution 1. These government-chartered institutions accept deposits from savers and use the pool of deposits to provide loans, usually fixed-rate mortgages, to borrowers. - _______.2. These are financial intermediaries that share the financial risk of the untimely demise of their policyholders, who make regular payments to financial intermediaries for taking this risk. - _______.3. With the use of advanced investment techniques, these largely unregulated portfolios are invested in securities. The investment objective is to offset potential losses by investing in counterbalancing securities. They are open to only a select class of investors. - _______.

Answers

Answer 1

Answer:

1. Commercial banks

2. Life insurance companies

3.  Mutual funds

Explanation:

commercial banks

The commercial bank is a financial institution that accepts deposits and offer other services such as giving loans and other basic financial services to both individuals and organisations.  

Life insurance companies

The life insurance companies are financial institutions that provide lump sums otherwise known as death benefits to beneficiaries  of their policy holders upon their demise, provided that premium is paid on regular basis.

Mutual fund

A Mutual Fund is an investment vehicle made up of a pool of funds collected from numerous investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. Mutual Funds are operated by professional fund managers, who invest the fund's capital and attempt to produce capital gains and income for the investors.  

One of the main advantages of Mutual Funds is they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities. Each shareholder, therefore, participates proportionally in the gain or loss of the fund.​

Answer 2

Three financial institutions are identified based on the provided descriptions. These include Credit Unions, Life Insurance Companies, and Hedge Funds. Each of these plays unique roles in the financial ecosystem.

The financial institutions based on the given descriptions can be identified as follows:

Credit Unions: These are government-chartered institutions that accept deposits from savers and use the pool of deposits to provide loans, most often these are fixed-rate mortgages, to borrowers.Life Insurance Companies: These are financial intermediaries that share the financial risk of the untimely demise of their policyholders, who make regular payments to these financial intermediaries for assuming such risk.Hedge Funds: Hedge funds use advanced investment techniques to create a portfolio of securities. The investment objective is to offset potential losses by investing in counterbalancing securities. They are open only to a select class of investors due to their largely unregulated nature.

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Related Questions

A hamburger factory produces 40,000 hamburgers each week. The equipment used costs $5,000 andwill remain productive for 4 years. The labor cost per year is $9,500.Note: there are 52 weeks in a year.

Answers

Answer:

This question is incomplete. However, I found the prompt to be as follows;

"What is the productivity measure of “units of output per dollar of input” averaged over the four-year period? "

Explanation:

To solve this question, find productivity;

Productivity in this case is total hamburgers produced divided by the total labor cost plus total equipment cost.

Productivity = # of hamburgers *52 weeks * 4 years / (total labor cost + equipment cost)

Productivity= 40,000(52)(4)/ {9,500(4) + 5000}

= 193.5 hamburgers/dollar of input

Therefore, the factory would produce about 194 burgers per dollar of input.

Assets have productive capacity; they are assets used to produce goods and services. assets are claims on real assets or the income generated by them.a) trueb) false

Answers

Answer:

Assets have productive capacity; they are assets used to produce goods and services. TRUE

Assets are claims on real assets or the income generated by them. FALSE

Explanation:

It is a correct assertion that 'assets' have productive capacity and that they are assets used to produce goods and services because by definition an asset is a resource that can be used to produce value and that is held by a company to produce positive economic value

BUT

The assertion that 'assets are claims on real assets or the income generated by them' is FALSE because that is the meaning of liabilities. Liabilities by definition are claims on assets, which defines both liabilities and owners' equity.

If bread is an inferior good and if the price of bread increases, the income effect _____ the quantity demanded, and the substitution effect _____ the quantity demanded.

Answers

Answer:

increases

decreases

Explanation:

Whenever the price of a commodity that is perceived as an inferior good rises, because of its negative perception, it tends to now become a bit of a luxury good; and the income effect will tend to increase the quantity purchased (because when you have more income you can afford more expensive goods), while the substitution effect (which is the propensity of consumers switching to cheaper substitutes because of rise in price) will tend to reduce the quantity purchased.

Therefore, If bread is an inferior good and if the price of bread increases, the income effect increases the quantity demanded, and the substitution effect decreases the quantity demanded.

Final answer:

The income effect would increase the quantity demanded of an inferior good like bread when the price rises, while the substitution effect would decrease the quantity demanded since bread has become relatively more expensive.

Explanation:

The student's question involves understanding the interplay of the income effect and substitution effect when there is a change in the price of a good, specifically an inferior good like bread. The income effect in economics refers to the change in quantity demanded due to the effect of a change in the price on a consumer's real income or purchasing power. The substitution effect refers to the change in the quantity demanded of a good due to a relative price change, which makes the good more or less expensive relative to other goods. In the context of an inferior good such as bread, if the price of bread increases:

The income effect would increase the quantity demanded.The substitution effect would decrease the quantity demanded.

Regarding an inferior good, as the price of bread rises, individuals feel poorer, which means they might buy more of the inferior good (more bread in this case) because they cannot afford the more luxurious substitutes. However, the substitution effect would lead consumers to buy less bread because it has become relatively more expensive compared to other goods.

Due to the entrance of two firms in 2012, total monthly profits for all firms in the market decreased by $3,000 due to the ________ effect and increased by $1,500 due to the ________ effect.

Answers

Complete Question:

Use the following scenario to answer the following questions:

In 2011, three firms were selling cellular phone service for a price of $40 per month in Pittsburgh, Pennsylvania. Each firm serviced 100 cell phone customers; thus, all firms together serviced a total of 300 customers. In 2012, five firms were selling cellular phone service for a price of $30 per month. Each firm serviced 70 cell phone customers; thus, all firms together serviced a total of 350 customers. Assume marginal cost is $0 (zero) for all firms and thus total revenue is equal to total profit.

Due to the entrance of two firms in 2012, total monthly profits for all firms in the market decreased by $3,000 due to the ________ effect and increased by $1,500 due to the ________ effect.

Answer:

Due to the entrance of two firms in 2012, total monthly profits for all firms in the market decreased by $3,000 due to the Price effect and increased by $1,500 due to the Output effect.

Explanation:

The effect of a transition in the value of a products or else in service on consumer spending on the economy. The price effect could also relate to the price impact of an occurrence. The price effect is the impact of replacement and revenue.

The condition where a price hike in one commodity raises the cost of output and decreases the production level of the company thus lowering prices for additional inputs; alternatively, a reduction in the cost of supply

The result is that the price exceeds marginal costs and improve production increases profit. Prices are affected by the price reduction and profit reduction of the increased production.

Arthur, a production manager, knows that some of his employees are upset with a new corporate policy that eliminates a tuition reimbursement program. As a result, some of these employees are reducing their productivity. According to Taylor's principles to improve workers' productivity, to eliminate this behavior, Arthur should_______________.

Answers

Answer:

A) carefully select workers according to their abilities and give workers training.

Most likely, these workers are decreasing their productivity through the means of soldiering. In other words, it means that they would follow the productivity pattern of the least productive worker, since they all get the same benefits (or the lack of a mutual benefit - tuition reimbursement program).

In order to combat this negative practice, Arthur should select workers with robust, high-quality abilities and provide them with a training and development program. This way they will become ultimately productive, while the cost-cutting corporate policy will be kept.

Final answer:

To address employees' reduced productivity due to dissatisfaction with policy changes, Arthur should employ Taylor's principles by focusing on training and development, optimizing work processes through time and motion studies, and involving employees in solution-finding processes.

Explanation:

According to Taylor's principles to improve workers' productivity, to eliminate the behavior of employees reducing their productivity due to dissatisfaction with the elimination of the tuition reimbursement program, Arthur should focus on training and development of employees, conduct time and motion studies, and implement changes that improve both the company's output and the employees' work conditions.

One of Taylor's key principles was the notion that the best outcome for both employees and management could be achieved through comprehensive training that enables workers to perform optimally. Additionally, Arthur could conduct studies to optimize work processes and ensure that employees can work efficiently. It would also be beneficial for Arthur to involve employees in the process of finding solutions, thereby empowering them to act on the negatives they mention. For example, he can ask employees to provide input on how to change the situation and contribute to developing an alternative to the discontinued program that might still support their growth and development.

Suppose a gardener produces both green beans and corn in her garden. If she must give up 14 bushels of corn to get 5 bushels of green beans, then her opportunity cost of 1 bushel of green beans is:__________a. 0.36 bushel of corn.b. 2.4 bushels of corn.c. 2.8 bushels of corn.d. 70 bushels of corn

Answers

Answer:

2.8 bushels of corn.

Explanation:

Opportunity cost of producing one bushel of green beans = 14 bushels of corn / 5 bushels of green beans = 2.8 bushels of corn

I hope my answer helps you

The situation in which some necessities have little value while some non-necessities have a much higher value is known as a. paradox of value. c. trade-offs. b. opportunity cost. d. economic interdependence.

Answers

Answer:

correct answer is a. paradox of value

Explanation:

the correct answer is a paradox of value and it is also known as diamond water paradox  

like as marginal utility of diamond is very high in part  

as it is use as celebrating of any life event  

and it is also used for a signal by 1 person to another one as the commitment of both each other

so which thing has the highest value that is used frequently little/no value in the exchanging  

and those have the highest value for exchange that have frequently little/no value use in  value in use and value in exchange

so here the correct answer is a. paradox of value

Ted dies with assets consisting only of long-term investments. He leaves $5,000,000 to his children and the remainder to his wife. His basis in the investments is $5,000,000; his date of death value is $9,500, 000, and the six-month alternate valuation value is $10,700,000. What is the income tax basis of the investments if his family sells the assets?
A. $5,000, 000
B. $9,500,000
C. $10,700,000

Answers

Answer:

B) $9,500, 000

Explanation:

The tax basis for Ted's estate is $9,500,000, ans since it falls under the current federal estate tax exemption($11,400,000), his wife and children do not have to pay any estate taxes.  If Ted's family sells the assets before the six month alternate valuation is effective, then their tax basis will be the same as Ted's estate ($9,500,000).

According to Heckscher-Ohlin (H-O) model, a country will export those goods: Group of answer choices That are intensive in its relatively abundant factors for which the world price is below the domestic price. That are produced at a relatively high opportunity cost In which it does not have a comparative advantage?

Answers

Answer:

Both options are incorrect, since the Heckscher-Ohlin (H-O) model assumes that countries will trade goods that are intensive in its relatively abundant factors, but it the world price is below the domestic price then the trade doesn't make sense. This model explains why the costs of factors of production will tend to be similar between countries that engage in trade.

The second option makes even less sense since the countries should export goods that are produced at a relatively low opportunity cost.

Explanation:

According to the Heckscher-Ohlin (H-O) model, countries differ in the relative abundance of factors of production, and their exports are going to be based on those abundant factors. But it makes the mistake of assuming that technology is similar and available in all countries. The (H-O) model is also based on the study of just two factors of production, and the factors of production are four (land, labor, capital and entrepreneurship), and they can all be traded or changed from one country to another. For example, the founders of Google, Amazon, Tesla, and others are all immigrants that came to the US and they were all entrepreneurs. The (H-O) model also states that no country can have abundance of all the factors of production, but the US is unique in the sense that all the factors of production are abundant here.

Mark owns a 24-hour convenience store. Lately he has noticed that the liquor inventory purchases have gone up by huge amounts, although sales proceeds from this category haven't increased. He suspects his two night-shift employees. Which is the best investigative method to uncover such a fraud?
A. Electronic investigation.B. Conversion investigation.C. Inquiry investigation.D. Concealment investigation.

Answers

Answer:

The correct option is D: Concealment investigation

Explanation:

Marks suspects a concealment crime and hence would use concealment investigative method to tackle this. Concealment occurs when documents that might prove as evidence are being manipulated. This may include manipulating the sales invoices, checks, sales report, purchase invoices etc. It also involves the modification or outright deletion of records from the database of a company. Mark would have to use concealment-based investigation as he will have to look at his books with the aim of looking for any manipulated documents or electronic records that may have been altered. This way, he can uncover the truth.

Online reviews have become increasingly important to consumers’ ability to decide to purchase items ranging from household goods to media products.

Answers

Answer:

The above statement is TRUE

REI has a 100% satisfaction guarantee on its items. It allows customers to return products up to one year after purchase. This is an attempt by REI to reduce what type of cost?

Answers

Answer: risk

Explanation: 100% satisfaction guarantee is a statement that if a customer of a product (or service) is not satisfied with the item purchased, then the producer will offer a full refund back to the customer. In this case REI allows this option for a period of up to 1 year after the sale was made.

REI utilises this option in an effort to reduce costs attributed to risk. For customers, this is a powerful tool as they are allowed to try the product, while knowing that if they don't like it then they can return it for a full refund. For REI, it increases customer trust as it allows customers to believe that the product is worth the sales price. It also reduces risk as REI is able to test the product out to actual customers and get a feel for if they like it, and what can be improved if needed.

Final answer:

The attempt by REI to reduce a specific type of cost.

Explanation:

The attempt by REI to reduce the type of cost mentioned in the question is called avoidable costs. This can be seen as a cost reduction strategy where REI offers a 100% satisfaction guarantee and allows customers to return products up to one year after purchase. By implementing this policy, REI aims to minimize the potential cost associated with dissatisfied customers or returns.

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An investor who is short a call option on ABC and wants to offset the position would enter:_______
a) an opening sale.
b) a closing purchase.
c) a closing sale.
d) an opening purchase.

Answers

Answer:

Closing purchase

Explanation:

Closing Purchase is a transaction made to close a position.

Offsetting is the way that most traders close a position, this can also be referred to as closing purchase .  Offsetting is simply a method of reversing your original transaction to exit the trade.  You can always sell an option that you previously bought, or buy an option that you previously sold, at any time before the end of the last trading day. 

Pediacertain Pet Supplies divides the pet market according to the owners' race, occupation, income, and family life cycle. What type of segmentation is Pediacertain using?

A) geographic
B) behavioral
C) lifestyle
D) demographic
E) psychographic

Answers

Answer:

D) demographic

Explanation:

The market is been divided as per income, race, age, religion and family size, this is usage of the demographic segmentation.

Corporate decision makers and analysts often use a particular technique, called a DuPont analysis, to better understand the factors that drive a company's financial performance, as reflected by its return on equity (ROE). By using the DuPont equation, which disaggregates the ROE into three components, analysts can see why a company's ROE may have changed for the better or worse, and identify particular company strengths and weaknesses The DuPont Equation A DuPont analysis is conducted using the DuPont equation, which helps to identify and analyze three important factors that drive a company's ROE. According to the equation, which of the following factors directly affect a company's ROE? Check all that apply Price per Share Earnings per Share Sales / Total Assets Net Income/ Sales Most investors and analysts in the financial community pay particular attention to a company's ROE. The ROE can be calculated simply by dividing a firm's net income by the firm's shareholder's equity, and it can be subdivided into the key factors that drive the ROE. Investors and analysts focus on these drivers to develop a clearer picture of what is happening within a company. An analyst gathered the following data and calculated the various terms of the DuPont equation for three companies: ROE 12.0% 15.5% 21.5% Profit Margin x Total Assets Turnover x Equity Multiplier Company A Company B Company C 57.3% 58.2% 58.0% 9.8 10.2 10.3 2.14 2.61 3.60 Referring to these data, which of the following conclusions will be true about the companies' ROEs? O The main driver of company A's inferior ROE, as compared to that of company B's and company C's ROE, is its use of higher debt financing O The main driver of company A's inferior ROE, as compared to that of company C's ROE, is its higher total asset turnover ratio The main driver of company C's superior ROE, as compared to that of company A's and company B's ROE, is its greater use of debt financing

Answers

Answer:

The main driver of company C's ROE, as compared to that of company A's and company B's ROE, is its greater use of debt financing as reflected by highest equity multiplier among the three companies. So, the first option is the answer.

Explanation:

Final answer:

The three primary components of the ROE in DuPont analysis are net profit margin, asset turnover, and equity multiplier. The main factor affecting Company A's inferior ROE is its lower equity multiplier, while Company C's superior ROE is primarily due to its higher equity multiplier, indicating more extensive use of debt financing.

Explanation:

The DuPont analysis reveals that three factors affect a company's return on equity (ROE): net profit margin (Net Income/Sales), asset turnover (Sales/Total Assets), and equity multiplier (Total Assets/Shareholder's Equity). These factors, in turn, reflect a company's operational efficiency, asset use efficiency, and financial leverage, respectively.

Reviewing the data, we can see that the main driver of Company A's inferior ROE is not its use of higher debt financing but rather its lower equity multiplier compared to Companies B and C. The equity multiplier indicates the degree to which a company is using debt to finance its assets. The lower the equity multiplier, the less reliant a company is on debt financing.

On the other hand, the main driver of Company C's superior ROE, as compared to Company A and Company B, is its higher equity multiplier, indicating greater use of debt financing.

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Max and mimi are using a method of birth control that requires mimi to carefully observe changes in the secretions from her cervix to predict ovulation. this couple is using the _____ method.

Answers

Answer:

TWO DAY METHOD          

Explanation:

TwoDay Approach refers to the family planning approach for knowledge of pregnancy, utilizing cervical secretions to suggest fertility.  A patient utilizing the TwoDay Process searches at least two times a day for cervical excretions. She perceives herself fertile when she realizes secretions of any form, texture, or consistency, either "currently" or "yesterday."

Secretions serve as a strong fertility indicator. It becomes theoretically fertile because a woman has cervical secretions, and may get pregnant through unwanted intercourse. TwoDay approach applies to people who wish to utilize a hormone-free system regardless of the duration of the cycle.

Marie, a salesperson, uses a variety of statements and questions while trying to sell products to prospective buyers. She designs the statements and questions in such a way that they elicit favorable answers from the prospective buyers until a desired result is obtained. In this scenario, Marie most likely uses _____.

a. mental state sellingb. continued affirmation sellingc. stimulus response sellingd. need satisfaction sellinge. consultative selling

Answers

Answer:

Option "C" is the correct answer to the following situation.

Stimulus Response Selling

Explanation:

Stimulus-Response Strategy- A marketing strategy that depends on the salesperson's freedom to say the right thing stimuli to get a favorable response from the buyer's answer, also referred to as the Canned Method because a template is widely used.

Marie uses a combination of statements and questions when trying to sell goods to potential buyers and tries to construct statements and questions so that the prospective buyer can receive beneficial responses.

Final answer:

Marie is most likely using consultative selling, which involves engaging with prospective buyers through tailored statements and questions.

Explanation:

The sales technique Marie is most likely using is consultative selling. Consultative selling involves engaging with prospective buyers through statements and questions that aim to understand their needs and provide tailored solutions. It focuses on building relationships and offering expert advice to help customers make informed decisions. By designing statements and questions to elicit favorable answers, Marie is employing consultative selling to influence prospective buyers towards a desired outcome.

In what stage of the consumer decision making process is Josh when he becomes concerned whether his friends will enjoy the video game he downloaded?

Answers

Answer:

Post purchase evaluation

Explanation:

The post purchase evaluation is the stage where consumers  determine whether he is satisfied or dissatisfied with the products he has purchased.  The post purchase evaluation stage is referred to as the last stage in the consumer decision process and this stage determine whether the consumer will still patronize that product or not.

Therefore Josh concern of whether his friends will enjoy the video game or not shows that he is in the stage of post purchase evaluation of the consumer decision process.    

A running shoe manufacturer is weighing whether to purchase leather from a cheaper supplier in order to compete with lower priced competitors.

Answers

Answer:

The correct answer to the following question will be "Cost leadership strategy".

Explanation:

In the corporate strategy, cost leadership provides a strategic advantage of having the cheapest operating costs in the market.

Cost management is sometimes driven by market performance, cost, volume, complexity, and collective experience.

Summary of Advantages of Cost Leadership, such as:

This makes better income for the boss and the organization.This can increase the market share of the company.Improves the survival of the company.It generates more resources that could be used for production.

Therefore, this will be the right answer.

Which approach to task and job analysis is most frequently used when the organization already exists and the work behavior of the existing employees is the basis for the analysis?

Answers

Answer:

Bottom-up method

Explanation:

Bottom-up method or the approach is the one which is defined as the piecing together the systems which give rise to more systems that are complex and make the sub systems and original systems of the emergent system.

It is the kind of processing where the information is processed grounded on the incoming data from the environment to make a perception.

So, the bottom up approach is used to task as well analysis the job which is more frequently used.

Dallas is an analyst at an online retailer. He is great at creating representative diagrams showing the relationships between customer purchases, billing, and shipment. This indicates that he has ________ skills. A)abstract reasoning •B)collaborative •C)experimental •D)systems thinking •E)spatial intelligence

Answers

Answer: (A) Abstract reasoning

Explanation:

 The abstract reasoning is the term which is used to refers to the ability for analyzing the various types of data, relationship and the pattern and also has ability for solving the various types of complex system on some regular basis.

The abstract reasoning is the term which refers to the skills that involve various types of strategies that helps in solving the complex problems and easily formulate the theories.

According to the given question, the given situation indicated that Dallas has the abstract reasoning ability as he is creating the representatives diagram for show the relationship of shipment and the consumer purchases.

 Therefore, Option (A) is correct answer.

Final answer:

Dallas, the analyst at an online retailer, possesses strong spatial intelligence skills. This is evident from his ability to create diagrams showing the relationship between different aspects such as customer purchases, billing, and shipment. Spatial intelligence involves the ability to visualize and understand relationships within space.

Explanation:

Dallas, an analyst at an online retailer, demonstrates his capacity to create comprehensive diagrams that display the connections between customer purchases, billing, and shipment. His ability to visually present these complex relationships suggests that he possesses strong spatial intelligence skills.

Spatial intelligence, a term coined by psychologist Howard Gardner, refers to the ability to visualize and understand the relationships of entities within space. Individuals with high spatial intelligence tend to be great at tasks involving navigation, map reading, and handling and manipulating objects, which is evident in Dallas's successful creation of representative diagrams. They are often adept at identifying patterns and relationships, which are key skills in many fields, including the business and analytics field Dallas is involved in.

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Nestor's has net income of $315,000, total sales of $3.52 million, total assets of $4.4 million, and total equity of $1.98 million. What is the return on equity?

Answers

Answer:

15.91%

Explanation:

The computation of the return on equity is shown below:

= (Net income - interest expense) ÷ (total equity)

= ($315,000 - $0) ÷ ($1,980,000)

= ($315,000) ÷  ($1,980,000)

= 15.91%

We simply divide the net income by the total equity so that the return on equity could be calculated

It is always expresses in percentage form.

With current technology, suppose a firm is producing 400 loaves of banana bread daily. Also assume that the least-cost combination of resources in producing those loaves is 5 units of labor, 7 units of land, 2 units of capital, and 1 unit of entrepreneurial ability, selling at prices of $40, $60, $60, and $20, respectively. If the firm can sell these 400 loaves at $2 per unit, what is its total revenue? Its total cost? Its profit or loss? Will it continue to produce banana bread? If this firm’s situation is typical for the other makers of banana bread, will resources flow toward or away from this bakery good?

Answers

The total revenue is $800 while the total cost is $780, and the profit is $20.The firm will continue to produce banana loaves and resources will flow towards the bakery

Explanation:

The number of loaves produced by the firm=400

Selling price per unit is $2

Revenue will be: 400*$2=$800

Total cost will be calculated as;

Labor 5 units @$40 = 5*$40=$200

Land is 7 units @$60= 7*$60=$420

Capital is 2 units @$60=$120

Entrepreneurial ability 1 unit @$20=1*$20=$20

Total cost =$(200+420+120+20)=$780

Profit= Revenue-total cost= $800-$780=$20

The firm will continue to produce banana loaves because its making a profit of $20

The resources such as labor, land and capital  will flow towards the business as factors of production to produce more profit.Current resources flowing to the business are good though there is room for improvements in terms of more profits.

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In 2005, Comcast created AZN, a television network for Asian Americans. What type of strategy did Comcast use when it found this unique group of consumers whose specific needs were not being addressed by a cable station?

Answers

Answer:

Market segmentation

Explanation:

The market segmentation strategy is that type of strategy which refers to the division of the segments based on the various dimensions like demographic, geographic, behavioral, psychographic, etc so that the needs and wants of each consumer could be satisfied.

Therefore, according to the given scenario, the most appropriate strategy is market segmentation which suites in the current situation

A commercial for the drink SunnyD explains how nutritious it is in comparison to other, more "sugary" drinks. While children under 12 are the most likely consumers of SunnyD, the commercial is aimed at mothers. These mothers represent SunnyD's:____________

Answers

Answer:

A commercial for the drink SunnyD explains how nutritious it is in comparison to other, more "sugary" drinks. While children under 12 are the most likely consumers of SunnyD, the commercial is aimed at mothers. These mothers represent SunnyD's target market.

Explanation:

Marketing is a way in which the producer can provide information about it's goods and service to the customers. The marketing channels can either be direct or indirect depending on which strategy works best for the company. The major reason for marketing is to provide more information about the product and services to cover a larger audience. There is always potential in marketing to convert an audience to a loyal customers depending on the effectiveness of the marketing strategy. More customers usually translates to an increase in sales, and ultimately to an increase in profits. Increased profits is a reflection on business success since most companies get into competitive business to make profits. An example of marketing strategy that is often is used is target marketing.

Target marketing is a type of communication with your potential customers that involves providing more information to a select group of people in the market. This is done by tailoring the message in such a way to ensure that it is directed towards that particular group of people. In the question above, the commercial is made in a certain way to target mothers and possibly convert them to loyal customers.

Final answer:

The commercial for SunnyD targets mothers as its primary marketing demographic, emphasizing the drink's nutritional benefits over other sugary options to appeal to their concerns for their children's health. This strategy indicates an acute awareness of parents' increasing vigilance regarding children's dietary choices and health risks associated with sugary beverages.

Explanation:

A commercial for the drink SunnyD explains how nutritious it is in comparison to other, more "sugary" drinks. While children under 12 are the most likely consumers of SunnyD, the commercial is aimed at mothers. These mothers represent SunnyD's target market. Advertising aimed at children often involves colorful imagery and fun, but when it comes to products like beverages, which have been under scrutiny for their high sugar content and potential health risks, targeting mothers becomes a strategic decision. This is an attempt to appeal to the decision-makers in the household who are concerned with their children's nutrition and health. By highlighting the nutritious aspects of SunnyD in comparison to other sugary drinks, the advertisement seeks to influence mothers' purchasing decisions, thereby indirectly reaching their primary consumers - the children. This strategy reflects an understanding of the changing landscape of consumer awareness, where parents, and specifically mothers, are more vigilant about the sugar intake and overall nutritional value of the products their children consume. The advertising strategies now increasingly focus on nutritional benefits to alleviate health concerns associated with sugary drinks.

A person's field of experience ONLY consists of the career experience that each participant brings to a communication event.

1. True
2. False

Answers

Answer:

False

Explanation:

A person's field of experience does not only consists of the career experience that each participant brings to a communication event. Thus, the given statement is false.

What is career experience?

Career experiences, in plain English, are times when a person switches jobs within or outside of their organization. Usually to further one's knowledge, experience, or skills The goal is to keep employees by making sure they are not forced to perform the same boring tasks year after year. Instead, they would often switch positions, assume new duties, and take on new responsibilities.

It is a retention strategy that heavily emphasizes retraining but also has the added advantage of producing a workforce with a diverse range of skills. Employees will be able to develop both their soft and hard skills by working in a variety of positions.

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Kaitlin has $10,000 of savings that she may deposit with her local bank. Kaitlin wants to earn a real rate of return of at least 4 percent and she is expecting inflation to be exactly 3 percent. What is the lowest nominal interest rate that Kaitlin would be willing to accept from her local bank A. 4 percent B. 5 percent C. 6 percent D. 7 percent

Answers

Answer:

(D) 7 percent

Explanation:

Nominal interest rate is approximately equal to real interest rate + inflation rate

= 4% + 3%

= 7%.

Thus, the minimum nominal interest rate that Kaitlin would be willing to accept from her local bank is 7%.

A group of middle school students were given a short course in math. The instructor was curious if a monetary incentive (money) would influence performance on a math test taken at the end of the course. Half the students were offered $5 for obtaining a certain level of performance on the test, the other half were not offered money.?

Answers

Answer:

Explanation:

Based on the information provided within the question it can be said that in regards to the experiment details the variables are the following:

The Independent Variable would be the $5  in money offered to some of the students. The Dependent Variable would be the test performance  of each student. The Experimental group are the students that were offered money . The Control group are the students who were not offered money.

Hans entered the U.S. on December 15, 2013 in F-1 immigration status. He had never been to the United States before and he did not change immigration status during 2018. For federal income tax purposes, Hans is a nonresident alien for 2018.

a. True.
b. False.

Answers

Answer:

a. True.

Explanation:

The F-1 immigration status visa allows a foreigner like Hans to pursue academic studies in the United States.

It is important to note that an F-1 status holders can work legally and earn income on-campus, through scholarships etc, and are therefore mandated to file tax returns reporting all such income and pay taxes on it.

Since Hans arrived in the United States for the first time, he can file as nonresidents for tax purposes.

An employee at a branch office is creating a quote for a customer. In order to do this, the employee needs to access confidential pricing information from internal servers at the Head Office. What type of network would the employee access?a) an intranetb) the Internetc) an extranetd) a local area network

Answers

Answer:

A) an intranet

Explanation:

An intranet is a private computer network that should only be used by an specific group of users, it should not be accessed by individuals that do not work in the company. The intranet is accessed by the internet, but with restrictions and limitations. An intranet requires a user id and password in order to gain access. It is a way of protecting sensible or confidential information.

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