Paula can save $96 in a year by using this bill payment system.
What is a payment system?This includes debit cards, credit cards, digital finances transfers, direct credits, direct debits, net banking, and e-commerce price structures. Payment systems may be physical or electronic and each has its personal techniques and protocols.
A payment device is any machine used to settle monetary transactions through the switch of economic cost. This includes the institutions, gadgets, human beings, regulations, strategies, standards, and technologies that make its change feasible.
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Paula can save $96.00 annually by using her bank's bill payment system instead of writing and mailing checks.
To calculate how much Paula can save in a year by using her bank's bill payment system, let's break down the costs:
1. Cost of writing and mailing checks:
Paula writes and mails 10 checks per month.
Cost per check for postage: 55 cents (first-class stamp)
Total monthly cost for postage: [tex]\( 10 \times 0.55 \)[/tex] dollars
[tex]\[ \text{Monthly postage cost} = 10 \times 0.55 = 5.50 \text{ dollars} \][/tex]
Cost per check for bank fee: 25 cents
Total monthly cost for bank fees: [tex]\( 10 \times 0.25 \)[/tex] dollars
[tex]\[ \text{Monthly bank fee cost} = 10 \times 0.25 = 2.50 \text{ dollars} \][/tex]
Total monthly cost of writing and mailing checks:
[tex]\[ \text{Total monthly cost} = \text{Monthly postage cost} + \text{Monthly bank fee cost} \][/tex]
[tex]\[ \text{Total monthly cost} = 5.50 + 2.50 = 8.00 \text{ dollars} \][/tex]
Total annual cost:
[tex]\[ \text{Annual cost} = \text{Total monthly cost} \times 12 \][/tex]
[tex]\[ \text{Annual cost} = 8.00 \times 12 = 96.00 \text{ dollars} \][/tex]
2. Cost of using the bank's bill payment system:
The bank offers free use of its bill payment system.
Therefore, there are no additional costs for using the system.
3. Savings by using the bank's bill payment system:
Total annual savings:
[tex]\[ \text{Annual savings} = \text{Annual cost of writing and mailing checks} - \text{Cost of using bill payment system} \][/tex]
[tex]\[ \text{Annual savings} = 96.00 - 0 = 96.00 \text{ dollars} \][/tex]
Which management theory’s principle is to consider the situation and all elements when making a management decision?
a. Complexity theory
b. Chaos theory
c. Systems theory
d. Contingency theory
Answer:
d. Contingency theory
Explanation:
Contingency theory -
According to this theory , there is no best and perfect way possible to lead the organisation .
It claims that there is no proper way to organize the corporation or to make any decision for the company .
Hence , each and every aspect is considered while making any decision for the organisation or company.
Hence , from the question,
The correct option is d. Contingency theory .
The principle of considering the situation and all relevant elements when making management decisions is embodied in the Contingency theory option (d). This approach is distinct from Complexity and Chaos theories, focusing on the importance of situational factors in management practices.
Explanation:The management theory's principle that suggests considering the situation and all elements when making a management decision is known as d. Contingency theory.
Unlike Complexity theory and Chaos theory, which deal with systems and phenomena where outcomes are extremely sensitive to initial conditions and long-term behaviors are almost impossible to predict with precision, Contingency theory is specifically focused on the importance of situational factors in management practices.
It posits that there is no one best way to manage and organize because circumstances vary so greatly. Systems theory is also relevant, as it looks at organizations as systems with various interconnected parts, but it does not focus as narrowly on situational decision-making as Contingency theory.
It is the Contingency theory that emphasizes the need for managers to analyze all aspects of the current situation before making decisions, leading to the conclusion that management practices must be tailored to the specifics of each scenario.
BigFoot is a new online shoe retailer that just hit the market. If a customer chooses to shop at BigFoot rather than Zappos, this is an example of which of Porter's Five Forces?
Answer:
Threat of new entrants.
Explanation:
Porters Five Forces includes;
The bargaining power of customers,The threat of substitute products or services and others,The bargaining power of suppliers,Competitive rivalry and finally,Threat of new entrants.However, it is the threat of new entrants scenario we find in Bigfoot's case because Zappos is experiencing reduced market share because of the new entrant (Bigfoot).
A graphical representation of all organizational jobs along with the numbers of employees currently occupying those jobs and future employment requirements is called:
a. a staffing table.
b. an organization chart.
c. a skills inventory.
d. career planning.
Answer:
a. a staffing table.
Explanation:
A staffing table -
It refers to the pictorial or the graphical arrangement of the jobs in a firm , where the number of current employees working and their positions and the number of any future vacancy all are represented , is referred to as a staffing table.
It enables the people to get proper idea and information of the organisation or the company .
Hence , from the information of the question,
The correct option is a. a staffing table.
A organization chart is the graphical representation of all organizational jobs along with the numbers of employees currently occupying those jobs.
The organizational chart refers to a diagram representation which shows the company's job roles, responsibilities and relationships.
The organizational chart shows the graphical arrangement of the jobs in a firm, number of current employees and their positions.
The organizational chart enables the staffs to have a proper idea and information of the organisation.
In conclusion, the Option A. is correct.
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_____ is the process of planning and controlling the development of a system within a specified time frame at a minimum cost with the right functionality.
A. Project managementB. Symantic timelineC. Task identificationD. Time estimationE. Work plan
Answer:
A. Project management
Explanation:
It helps by identifying the plans and estimating the minimal possible time and cost needed to complete a project or development
Project management is the process that encapsulates planning and controlling system development to achieve the desired functionality within a certain time frame and budget. The correct option is (A).
Explanation:Project management is the process of planning and controlling the development of a system within a specified time frame at a minimum cost with the right functionality.
This involves the timing and coordination of specific events which are essential for the successful completion of a project.
Such management tasks ensure that objectives are met by implementing various mechanisms and methodologies to keep the project on track, within budget, and aligned with the desired outcome.
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Tanning Company analyzes its receivables to estimate bad debt expense. The accounts receivable balance is $302,000 and credit sales are $1,000,000. An aging of accounts receivable shows that approximately 4% of the outstanding receivables will be uncollectible. What adjusting entry will Tanning Company make if the Allowance for Doubtful Accounts has a credit balance of $1,800 before adjustment?
Answer:
Allowance for Doubtful Accounts has a credit balance of $1,800 before adjustment and has to be adjusted up to $12,080 by $10,280. by debiting 'Provisions for doubtful debts' and crediting 'Account Receivable'
Explanation:
If Tanning Company analyzes its receivables to estimate bad debt expense and the accounts receivable balance is $302,000 and the aging of accounts receivable shows that approximately 4% of the outstanding receivables will be uncollectible. Therefore the adjusting entry that Tanning Company will make if the Allowance for Doubtful Accounts has a credit balance of $1,800 before adjustment will be an 'increment to the current balance of $1,800 to be adjusted up to $12,080 by $10,280. This is done by debiting 'Provisions for doubtful debts' and crediting 'Account Receivable'
JOURNAL ENTRIES
Debit ..Provision for Doubtful Debts.......10,280
Credit.....Account Receivable..........................10,280
You go on vacation to Mexico and take $1,000 with you. During your time in Mexico, the peso appreciates in value relative to the dollar. It follows that
Answer:
We will be able to purchase fewer goods and services.
Explanation:
Appreciation of a currency in terms of another currency implies an increase in the worth of a currency in terms of another currency.
An appreciation in the value of peso in terms of dollars means that the worth of peso has increased in terms of dollar.
In other words, the worth of dollar in terms of peso has decreased. The value of $1,000 will decline.
So, a tourist in Mexico with $1,000 will be able to buy fewer goods an services.
Answer:
You go on vacation to Mexico and take $1,000 with you. During your time in Mexico, the peso appreciates in value relative to the dollar.
This shows that as Peso appreciates then dollar depreciates, it shows that there would be more money to be spent during the vacation because of the increase in value of peso in mexico
Explanation:
For instance, if $1= 10 peso
$1000= 10,000 peso
if peso appreciates by 5, then
$1=15 peso
$1000= 15,000 peso
the above analogy implies that, there would be more to spend during the vacation as a result of increase in value of peso
Below are some of the accounts that Company J has on their books:
Cash and Cash Equivalents $1,000
Insurance Expense $500
Accounts Payable $700
Prepaid Rent $200
Accounts Receivable $500
Deferred Revenue $1,200
Inventory $600
Which of the amounts below is the correct total of liabilities?
a) $2,300
b) $1,900
c) $700
d) $1,200
Answer:
b) $1,900
Explanation:
The computation of the total liabilities is shown below:
= Accounts Payable + Deferred revenue
= $700 + $1,200
= $1,900
The other items are related to the expenses which are shown in the income statement and current assets which are shown on the balance sheet
Therefore, only two items are shown in the total liabilities.
A divisional manager is suspected of adding ghost employees to the payroll. Which investigative method can most easily uncover this type of fraud?
Answer:
Concealment method
Explanation:
The distribution concealment technique in a randomized survey masks the process of grouping study patients into treatment groups, so that this information can not be manipulated. Sufficient invisibility of distribution helps to deter participants in the study from choosing care assignments for items.
Withdraw or delete from evaluation by using a false name to avoid or prohibit identification or revealing of one's identity.
by using this method manager will able to uncover the frauds.
A banner ad is a small rectangular object on a Web page that displays a stationary or moving graphic that includes a link to the advertiser's Web site.True/false
True, a banner ad is a small rectangular object on the web page that displays a stationary or moving graphic that shows a link to advertiser's Web site.
Explanation:
A banner ad is one of the famous type of online advertising. A banner ad has various functions that is ,it increases brand awareness, helps to gain knowledge regarding new product, inform regarding advertisements. The main purpose of banner ad is to promote a product's brand and also invite the visitors to visit the website.
Banners are very important because they require less time to install, they are light weight in nature,they require least cost as well as they can be easily manufactured, they are also durable in nature. A banner can be depicted in form of a slogan, symbol or logo, or it can be a message.
________ planning is a managerial decision process that matches an organization’s resources and capabilities to its market opportunities for long-term growth and survival.
Answer: Strategic Planning
Explanation:
The strategic planning is one of the type of business strategy in which the various types of management activities are used for strengthening the operations, focuses on the company resources and the energy.
The main objective of the strategic planning is that it helps in the decision making process and also control the company mechanisms by implementing various types of plans and the strategy for achieving the desired goals of an organization.
According to the given question, the strategic planning is one of the type of long term growth planning as it helps in matching the various types of organization resources and the opportunities according to the market evaluation or progress.
Therefore, Strategic planning is the correct answer.
Liability of foreignness is the inherent disadvantage experienced by foreign firms in host countries because of their non-native status.True / False.
Answer:
True
Explanation:
It is an inherent disadvantage that foreign firms experience in the host country because of non-native status. It is considered as liability of foreignness as foreign companies are well versed with the cultural difference, tax policies and people´s response to the product and services produced, therefore foreign companies need to invest resources to learn the technique of business in different country.
To have competitive advantage in the foreign market, the companies should have organized resources, cost to compete and capabilities to offset the liability of foreignness.
1. Partnerships generally have a tax advantage over corporations. [T/F] 2. Corporations are generally less highly regulated than proprietorships. [T/F]
Answer:
1. True
2. False
Explanation:
1. It is true that Partnerships generally have a tax advantage over corporations because Partnerships never really pay taxes since profits and losses are passed on to their owners since they share profits and losses, these partners then incorporate these profits in their personal income tax.
Secondly Partnerships avoid the double taxation because corporations are taxed and their owners (shareholders) are taxed when they earn dividends.
Thirdly, in corporations losses are not passed on to their shareholders to reduce their tax payable but that is a benefit in partnerships.
2. It is false that Corporations are generally less highly regulated than proprietorships because proprietorships are non required by law to publish their statement of affairs but quoted companies are mandated by law to do so. Corporate governance and audits are mandatory for corporations but not for proprietors
[T/F] 2. Corporations are generally less highly regulated than proprietorships. [T/F]
Dry Gulch Farms hires Elliot to repair its irrigation system on site on a certain date for $2,500, but Elliot does not show up as agreed. Dry Gulch hires Fernando to do the job for $2,000. Dry Gulch may recover from Elliot:_______.
a. nothing.b. compensatory damages.c. consequential damages.d. nominal damages.
Answer:
D. Nominal Damages
Explanation:
Where there is a breach of contract, especially as recored between Dry Gulch Farms and Elliot (who was hired to repair the irrigation system on a certain date for $2500), the law permits the wronged party who becomes a plaintiff/ Claimant to recover damages from the party who breached the contract.
Damages are monetary in nature and are usually paid by the claimant for the breach of contract. The type of damages to claim however, depend on the nature of the breach of contract.
However, in a situation where the breach of contract did not lead to an actual financial loss, then the claimant can only clain nominal damages. In this question, since Fernando was subsequently hired to do the job for $2000 less than the $2500 agreed with Elliot, then there are no financial losses and Dry Gulch farms can claim nominal damages
Answer:
Nominal damages
Explanation:
Nominal Damages
Nominal damages is a damage award, normally issued by a court when a technical loss has occurred, but where there was no actual financial loss as a result of that wrong.
Elliot does not show up as agreed to repair Dry Gulch Farms's irrigation system so they may recover nominal damages from Elliot even though there was no financial loss
A company can differentiate itself from competitors using symbols such as McDonald's golden arches, Twitter's bird, and the Nike swoosh. Which type of differentiation is this?
Answer:
Image differentiation
Explanation:
Image differentiation, involves using images and company logo to differentiate itself from other brand competitor.
If a worksite includes more than one set of management and workers, who should have access to the information, training, and controls needed to avoid workplace accidents?
Select the best option.
One manager per worksite
Every worker and manager
One manager per set of management within the worksite
Every worker and manager per set of management within the worksite
Everyone in the worksite including all workers and managers, regardless of the number of sets of management and workers, should have access to safety information, training, and control to avoid workplace accidents. This consensus enhances an effective response to risks and accidents. Option 2 is correct.
Explanation:In matters of safety within a worksite,(option 2) every worker and manager should have access to vital information, training, and control needed to avoid workplace accidents regardless of the number of sets of management and workers within the worksite. This is because everyone in the workplace contributes to the overall safety. For example, a worker who is well-aware of the risks and controls in place can react appropriately during accidents and even prevent them from happening.
Meanwhile, managers who understand these risks can plan accordingly and ensure that these preventative measures are well-implemented and efficiently communicated throughout the staff. On a broader context, this principle is embedded in Occupational Safety and Health Administration (OSHA) regulations.
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Title to a certain real property is being held in a trust as collateral for a loan. What kind of deed will the trustee use to convey the title to the borrower when the loan terms are satisfied?
Answer: Reconveyance deed
Explanation: A Reconveyance deed is used to indicate that a borrower has paid his loan or debt in full. A Reconveyance deed is issued by the trustee or lender to signal the transfer of title to the original owner after he or she must have satisfied the term of loan issued by the trustee. A Reconveyance deed is usually notarized containing a legal description of the property and its parcel number.
In strategic planning, managers consider the organization as a total unit and ask themselves what must be done in the long term, which is usually _________
Answer:
3 to 5 years
Explanation:
Strategic planning is the management activity of the business or the firm which is used in order to set the priorities, resources, focus energy, strengthen the operations, that ensure that the employees and the stakeholders are working toward a common motive or a goal.
Under this planning, managers considered the firm as a aggregate unit and ask themselves that what must be done for the long term, which is generally, three to five years, because the long term involves the long period or year of time that seeks the long term solutions.
Henry decided to organize what he is studying by paying attention to chapter outlines, headings, objectives, learning outcomes, and test questions. This best illustrates the use of _____ organization.
Answer: Hierarchical organization
Explanation:
The hierarchical organization is one of the type of organization structure in which the authority are basically divided into the different levels in the form of chain of command and the vertical link.
The higher level in the organization hierarchy controlling the lower level in the organization and the hierarchical structure is basically refers to the pyramid.
According to the given question, Henry decided to organizing all his sty material in the form of hierarchy such as objective, learning, outline and outcome and this situation best illustrating about the hierarchical organization.
Therefore, Hierarchical organization is the correct answer.
On June 1st of the current year, Nancy and Dean purchased a rental beach house for $1,200,000. Of that amount, $800,000 was for the land value. How much depreciation deduction can Nancy and Dean take in the current year?
Answer:
Explanation:
Amount Available for Depreciation =1200,000-800,000 = 400,000
Depreciation = 400,000*X%
There should be the depreciation table to refer to and find X
The human growth hormone produced by __________ bacteria is identical to the human growth hormone produced by humans because both are coded by the same DNA sequence.
Answer:
The human growth hormone produced by transgenic bacteria.
Explanation:
The first species to be transformed in the experiment were transgenic bacteria commonly known as Genetically Bacteria, owing to their basic genetics. Such bacteria are now used for multiple purposes and are especially important in generating large quantities of pure human proteins for medicinal usage.
For example, a rat that introduces a novel chromosome into an organism's germline and then domesticated to involve that novel gene reliably is termed as a transgenic gene rat.
The human growth hormone produced by Escherichia coli bacteria is identical to that produced by humans because it is coded by the same DNA sequence.
The human growth hormone produced by Escherichia coli (E. coli) bacteria is identical to the human growth hormone produced by humans because both are coded by the same DNA sequence.
This is possible due to recombinant DNA technology, where the HGH gene is cloned from a cDNA library and inserted into E. coli cells using a bacterial vector.
This allows the bacteria to produce HGH that is molecularly identical to human-produced HGH, making it suitable for treating growth disorders in children.
Therefore, correct answer is "Escherichia coli" bacteria.
Ceteris paribus, when the price of tuition increases, fewer people will choose to go to college. What do we mean by ceteris paribus in this statement?
a. We also assume fewer students are entering high-paying college majors
b. We know that college graduates are also currently earning lower wages
c. Fewer students attend college because classes are getting more difficult
d. All of the above
e. None of the above
Answer:
Option "D" is most suitable answer for the question.
Explanation:
Ceteris paribus involves keeping all other variables stable. So in our situation, because we recognize that a rise in tuition fees could result in fewer people deciding to join college, we believe that other causes that we don't realize might affect fewer people choosing to join university will stay.
Therefore Option "D" is the most suitable option for the above type of problem.
The nurse performs discharge teaching for a client receiving trifluoperazine. which client statement indictates to the nurse that teaching is successful?
Answer:
1) CORRECT— Trifluoperazine is an antipsychotic drug and is excreted in breast milk. This contraindicates breastfeeding.
2) INCORRECT— Without consulting the health care provider the company should not increase or decrease the dose.
3) INCORRECT — Trifluoperazine has a side effect on dry eyes. To control this side effect, the client should use artificial tears.
4) INCORRECT-Trifluoperazine's side effects include weight gain. Clients should routinely track calorie intake and exercise.
__________ plans are pay-for-performance plans that put a small amount of base pay at risk, in exchange for the opportunity to earn additional pay.
Answer:
The correct answer to the following question will be "Variable Play Plan".
Explanation:
The variable pay is the part of the gross income dictated by the performance of the employee. If workers achieve their targets, discretionary pay is given as a form of promotion, bonus pay or fee. Basic salary, on the other hand, is set and compensated regardless of whether workers achieve their objectives.It is the desired advantage of the company to captivate and keep employees. We want the chance to earn dynamic pay to strengthen their basic salary.Therefore, the Variable Play Plan is the right answer.
When the cost of an item can be traced to objective evidence of a transaction, such as a sales receipt, canceled check, and bank statement, the information has the quality of:
Answer:
Verifiability
Explanation:
As the name suggests, the quality of the documents like sales receipts, purchase receipts, cash receipts, canceled check, bank statement or other documents which are used for evidence plus for tracing the order also should be based on verifying by an independent person with a motive that every document or every kind of information is correct and accurate.
The evidence quality totally depends on the verifier who verifies the document with an unbiased behavior telling that the financial statements are reliable and accurate in all aspects.
Neil creates an application which facilitates the easy storage and access of employee information like name, age, experience, and qualification for his organization. The application is an example_____________.
Answer:
Repository
Explanation:
A repository is a central place in which data and numerous other databases are stored and maintained to be shared over a network or is directly available to the user.
Cheers
Assume you have an AMEX card which pays a 2% cash rebate on all purchases, and a VISA card which pays a 1% cash rebate on all purchases. Gas stations A and B both show a price of $2.00 per gallon, but station A does NOT accept AMEX cards while station B does.How much more expensive is the gas at station A assuming you use your VISA card instead of the AMEX card?
Answer:
The gas at station A is $0.02 per gallon more expensive
Explanation:
Data provided in the question:
Cash rebate provided by the AMEX card = 2%
Cash rebate provided by the VISA card = 1%
Price of the gas = $2.00 per gallon
Now,
Amount of rebate provided by the AMEX card per gallon = 2% of $2.00
= 0.02 × 2.00
= $0.04
Amount of rebate provided by the VISA card per gallon = 1% of $2.00
= 0.01 × 2.00
= $0.02
Since station A does not accept AMEX card
Therefore, VISA card will be used at station A
Thus,
Rebate at station A = $0.02
And rebate at station B = $0.04
Difference in rebate = $0.04 - $0.02
= $0.02
Hence,
The gas at station A is $0.02 per gallon more expensive
Using the VISA card at gas station A, which does not accept AMEX cards, makes the gas $0.02 more expensive per gallon than using the AMEX card at station B that does.
Explanation:The subject of the question is determining the cost difference of gasoline when using two credit cards with different cash rebate percentages. You have an AMEX card offering 2% cash rebate and a VISA card offering 1% cash rebate. Since both gas stations A and B list the price at $2.00 per gallon, we must calculate the effective price after the rebate is applied when using each card.
With the AMEX card at station B, the rebate would be $2.00 × 0.02 = $0.04 per gallon, making the effective price $2.00 - $0.04 = $1.96 per gallon. Using the VISA card at station A, the rebate is $2.00 × 0.01 = $0.02 per gallon, making the effective price $2.00 - $0.02 = $1.98 per gallon. Therefore, the gas at station A is $0.02 more expensive per gallon when using the VISA card instead of the AMEX card.
The "Hate Thousand Miles" campaign seeks consumers' attention through the unusual approach of acknowledging and embracing the hate some people feel for Spirit and other airlines. This unique tactic is an example of which stage of the 4E framework for social media?
a. experience
b. education
c. engagement
d. excitement
e. exploration
Answer: (D) Excitement
Explanation:
The excitement is one of the first stage of the 4E framework in which the various types of campaign of the social media try to gain interest and also the attention of the consumers.
The excitement stage basically excite the customer for the different types of offers by using the social media and the various types of mobile media for establishing a good imprint about the products in minds of customer.
According to the given question, the excitement is one of the example of unique tactic stage in the 4E framework.
Therefore, Option (D) is correct answer.
Which behavior demonstrates courtesy toward others in the workplace?
A.working long hours to complete a work assignment
B.solving complex technical problems to get a project schedule back on track
C.asking a coworker about his or her annual review results
D.consulting with a coworker before intervening in one of his or her projects
The behavior which demonstrates courtesy toward others in the workplace is, consulting with a coworker before intervening in one of his or her projects.
Answer: Option D.
Explanation:
Courtesy is being polite and kind. It means showing politeness in ones behavior. So the most appropriate behavior of courtesy in workplace is mostly certainly consulting before involving in his/her project.
Asking before intervening is important so as to avoid any conflict between the workers and it is also a good gesture towards other co workers. This thus demonstrates the courtesy towards others. Consulting shows respectfulness towards the other person, thus resulting in courtesy behavior.
Mrs. Simpson buys loaves of bread and quarts of milk each week at prices of $1 and 80 cents, respectively. At present she is buying these products in amounts such that the marginal utilities from the last units purchased of the two products are 80 and 70 utils, respectively.
Answer:
Mrs. Simpson should buy less bread and more milk.
Explanation:
Besides the nutritional differences between bread and milk, Mrs. Simpson is not buying the utility-maximizing combination of bread and milk.
When she purchases bread, she is paying $1 for 80 utils, that means that the marginal cost of every util is 1.25¢.
When she purchases milk, she is paying $0.80 for 70 utils, that means that the marginal cost of every util is 1.14¢.
So the marginal cost per additional util is lower for milk.
Julie is trying to determine why there are such dynamic fluctuations in the conversion volume of her online website in the past three months. She begins investigating possible causes for the fluctuations. What are two recommended actions she can take in her investigation?
A. Introduce ad changes to see if conversion volume fluctuates in a similar pattern as the current fluctuation.B. Have other members of her marketing team double-check her conclusions to rule out user error.C. View the Time Lag Report to better understand her visitor’s conversion path.D. Review the full history of her account changes over the specific date selected, as ad changes might affect conversions.
Answer:
Option D
Explanation:
Review of full history would include impressions share report which can be used to analyse loss of visual impression share, reason for loss can be identified and proper solution is administered.