N is a student pilot with a large life insurance policy. Which of these features would limit the insurer's obligation in the event N was killed while flying as a student pilot?
a. misrepresentation
b. exclusion
c. collateral assignment
d. concealment

Answers

Answer 1

Answer:

b. exclusion

Explanation:

Exclusion is a provision in life insurance policies that excludes coverage for some type risk. Insurance companies utilize this provision in removing coverage for risk they are unwilling to insure. N flying as a student pilot is a risk and his insurance may not cover it, other examples of risk insurers may not be willing to cover are extreme sports such as biking.

Answer 2
Final answer:

An exclusion in an insurance policy would limit the insurer's obligation in the event that 'N' was killed while flying as a student pilot. Exclusions remove coverage for certain risks, in this case, possibly the high-risk activity of flying a plane.

Explanation:

In this scenario, the feature that would limit an insurer's obligation if 'N' was killed while flying as a student pilot would be b. exclusion. An exclusion is a provision within an insurance policy that eliminates coverage for certain acts, property, types of damage or locations. In this context, if the life insurance policy included an exclusion for high-risk activities such as flying a plane, then the insurance company would be absolved of their payment obligations if 'N' was killed in an aviation accident.

On the other hand, misrepresentation, collateral assignment and concealment are not directly related to limiting the insurer's obligation linked to the risks of the insured's activities. Misrepresentation and concealment may void a policy, whereas collateral assignment is related to assigning the policy to a creditor as collateral for a debt.

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Related Questions

By the time Debbie got to the hospital to deliver her child, the child had entered the vaginal opening. This means that Debbie was in the ____ stage of labor.

Answers

Answer:    Second stage of labour

Explanation:  The second stage of labour begins with exactly what is stated in the question, that is, when the cervix is ​​open, i.e when the baby enters the vaginal opening. From the moment the cervix is ​​opened or, as it is also called, when the cervix is ​​fully dilated, the second phase begins, which lasts until the baby comes out, i.e it ends with the birth of the baby. This phase is followed by strong contractions by which the baby is pushed down the birth canal, that is, pushing the baby towards birth. The second phase, i.e contractions until the baby is born, can last from 20 minutes to several hours. Contractions can often last less than a minute to a minute and a half, between which there is a period of three to five minutes, when the mother is resting from heavy contractions.

Which of the following is not an example of scarcity? Select one: a. Only some people can afford to buy a Tesla automobile. b. Every individual in society cannot attain the highest standard of living to which he or she might aspire. c. Alice has more apples in her orchard than she will ever use. d. Each member of a household cannot get everything he or she wants.

Answers

Answer:

Alice has more apples in her orchard than she will ever use.

Alice has more apples in her orchard than she will ever use is not an example of scarcity. Hence, option C is correct.

What is scarcity?

Natural resources are inherently scarce, including gold, oil, silver, and other fossil fuels. These resources become scarce and their prices may rise as demand outpaces supply. Because of their scarcity and market dominance, some commodities, like diamonds, fetch high prices.

When there aren't enough resources to meet everyone's needs, there is scarcity. Real-world illustration Oil is among the most well-known instances of how resource scarcity affects the United States. Local gas prices will surely climb when oil prices around the world do.

The cognitive bias known as the "Scarcity Effect" causes people to place a higher value on a scarce thing and a lower value on a plentiful one.

Thus, option C is correct.

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The importance of an economic model is that it allows us to:
a. avoid opportunity costs.
b. build an accurate mathematical model of every aspect of the economy.
c. focus on the effects of only one change at a time.
d. build a complex and accurate model of how the economy should work.

Answers

Answer:

c. focus on the effects of only one change at a time.

Explanation:

An economic model is a theoretical (mathematical or not) construct used to explain or make predictions about economic behavior, its goal is to simplify complex processes to understand economic issues. It uses variables to study an specific change at a time.

I hope you find this information useful and interesting! Good luck!

There is a period of sleep during which the brain is very active, voluntary muscle activity becomes suppressed, physiological arousal is considerable, and the eyes move back and forth under closed eyelids. This period is called:_________

Answers

Answer:Rapid eye movement sleep (REM sleep)

Explanation:In a REM sleep, our brain remain almost active it is like we are still awake. You may find that a person is breathing rapid ,quickly and irregular. One can have a rapid eye movement and this sleep is different kind of sleep which is usually common in birds and mammals and can be seen by the repeated quick eye movements , and some low muscle tone and one can have a slight vivid dream in that moment. It like someone is awake but still sleeping .

.

Answer:

REM sleep

Explanation:

REM sleep is the period of sleep during which the brain is very active, voluntary muscle activity becomes suppressed, there is considerable physiological arousal, and one's eyes move back and forth under closed eyelids. Dreaming consistently occurs.

When two people voluntarily trade with each other:
A. One person will be better off and the other person will be worse off.
B. Whether they will be better off or worse off depends on how they negotiate with each other.
C. Both of them will be worse off.
D. Both of them will be better off.

Answers

Answer:

D. Both of them will be better off.

Explanation:

In the voluntarily trade is a fair trade and in it both parties will finish being better off, meaning they will trade what they do not need for the thing they do need and that will help them off. Volunteer trade implies that no one is forced into labor or trade and that they had the freedom to sell or buy goods or services under their own terms.

In case one or both sides of the trade are damaged, the trade can't be considered volunteered or fair.

New research is showing that the relationship between occupation, income, education, and health changes over the life course, with __________ becoming more important for health as a person moves toward older age.

Answers

Answer:

income

Explanation:

New research is showing that the relationship between occupation, income, education, and health changes over the life course, with income becoming more important for health as a person moves toward older age.

With advance in age, individuals are more concerned about their health so much of their income is used to maintain their health needs.

Answer:

The answer is Income

Explanation:

Income has been shown to have effect on the health of an individual. As a person ages, his or her health begins to depreciate and to have access to proper and quality health care requires money which can be gotten from one's income. Higher income earners are able to live in healthier environments with healthier resources available to them such as good food and grocery stores, clean air, opportunity to exercise and safer housing. The are able to have access to proper healthcare and are therefore expected to live longer.

Studies have also shown that an higher income also contributes to a decreased likelihood of disease and premature death. Those that re low-income earners have higher rates of diseases and illnesses such as stroke, heart disease, diabetes and chronic disorders than high-income earners.

supply chain strategy does not have to focus on competitive Advantage for the entire chain because it is too involved true or false

Answers

Answer:

False

Explanation:

I think if a company wants its supply chain to be efficient then it should focus on the entire supply chain rather then just focusing on one part of the supply chain.

Starting from the suppliers the products bought should be good quality wise if the company wants to provide a quality end product to its customers. After that lead time management (how long it will take the product to reach the company) and inventory accuracy (a company should always be aware of its inventory accurately) is also very important.

After the product is manufactured Freight Saving ( on time delivery of the products) and COGS (spending as low money as possible to sell the product to the end customers) should also focus on competitive advantage.

All parts of a supply chain should be very efficient in order for a company to achieve competitive advantage if only one part is not working properly it will effect the whole supply chain and the competitive advantage the company is trying to achieve.

Imagine a shopkeeper who is honest because being honest is good for business. When the shopkeeper refrains from cheating a customer, Kant would say this action
a. was wrong because its motive was impure.
b. was in accordance with duty, but not done from duty.
c. displayed a high level of moral worth.
d. shows that he was following the categorical imperative.

Answers

Final answer:

Kant would say the shopkeeper's action was in accordance with duty, but not done from duty, as it was motivated by self-interest for business success rather than by a sense of moral duty.

Explanation:

The action of the shopkeeper who is honest for business reasons aligns with the idea of a hypothetical imperative in Immanuel Kant's ethical theory. Unlike the categorical imperative, which dictates actions are moral if they are done from a sense of duty, the hypothetical imperative is related to achieving a specific goal. In this case that goal is the success of the shopkeeper's business.

Therefore, Kant would say this action b. was in accordance with duty, but not done from duty. The action lacks moral worth because it was not motivated by duty, but rather by self-interest, even though the outcome (honest behavior) appears to be in line with what is considered morally correct.

According to APA Center for Workforce Studies (2015) and U.S. Bureau of Labor Statistics (2014), the LARGEST area of specialization in psychology is _____ psychology.

Answers

Answer:

Clinical psychology

Explanation:

Clinical psychology - This type of branch of psychology help to treat, preventing distress. In this science and clinical knowledge are combined to work for the betterment of subject and personal well being.

Psychologists deal with this psychology helps the client by trying to understand their mental state, their emotion. Through the understand the cause of stress by regular monitoring, they diagnose the cause of disorderliness in an individual

Final answer:

The largest area of specialization in psychology, according to APA Center for Workforce Studies and U.S. Bureau of Labor Statistics, is clinical psychology. It includes assessment, diagnosis, treatment, and prevention of mental disorders and it is the most substantial due to its wide scope and high demand.

Explanation:

According to the data disseminated by the APA Center for Workforce Studies in 2015 and the U.S. Bureau of Labor Statistics in 2014, the largest area of specialization in psychology is clinical psychology. Clinical psychology is a branch that addresses the assessment, diagnosis, treatment, and prevention of mental disorders. It is considered the largest specialization due to its broad scope and high demand. This field encompasses a range of mental health problems, which can include minor issues like short term personal stress to severe chronic conditions like schizophrenia or depression.

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A chain-of-evidence form, which is used to document what has and has not been done with the original evidence and forensic copies of the evidence, is also known as a(n) _______.

Answers

Answer:

Evidence custody form

Explanation:

Evidence custody form

The evidence custody form helps to keep all the details of every evidence that was acquired at the time of investigation. It helps to document what has been done with the original evidence and its forensics copies. It also includes the name of the peoples who has collected that evidence.

There are two types of evidence custody form:

1. Single-evidence form -Lists each piece of evidence on a separate page

2. Multiple-evidence form

An evidence custody form looks like the file attached:

According to the text, U.S. corporations have been slow to respond to the needs of dual-career families for all of the following reasons EXCEPT this one:

a.

Few businesses are offering flex time.

b.

Women are less productive than men.

c.

Parental leave for fathers is still rare.

d.

Company-sponsored day care is still rare.

2.

The gender norms are the same across all cultures.

True

False

Answers

Answer:

(B) Women are less productive than men.

(2) False

Explanation:

According to the text, U.S. corporations have been slow to respond to the needs of dual-career, because women are less productive than men.

(2) The gender norms are  different across all cultures.

In a collectivist society, _____. Group of answer choices family units are highly valued individual identity is considered separate from his or her group ties between individuals are relatively loose individual achievement and freedom are highly valued

Answers

Answer: This can not be agreed to.

Explanation:

Collectivist society is a culture that often place a greater emphasis on characteristics such as assertiveness and independence which contrasts with individualistic cultures.

Why is the act of drinking coffee (even when brewed at home in the morning) symptomatic of globalization?

Answers

Answer:

Coffee being the one of  the most global commodities, connected through practices of trade. It is overwhelmingly popular for consumption in more westernized areas like the United States, Eastern Europe and Africa. The act of drinking coffee become symptomatic of globalization due to an increased movement of cultural goods which is a process of cultural dominance of western culture and colonialism can never be reversed nor payed back, therefore coffee trade will never be truly fair nor ethical.

Answer:

They act of drinking coffee a symptomatic of globalization because it shows that we find ourselves in a complicated set of economic and social integration stretching across the whole nations of the world.

Natalie is 40 years old and in her 15th week of pregnancy. She is concerned that her baby might have Down syndrome. Her doctor performs an , which involves withdrawing and testing a sample of amniotic fluid. (Remember to type only one word per blank.)?

Answers

Answer:

Her doctor performs an amniocentesis, which involves withdrawing and testing a sample of amniotic fluid.

Explanation:

As we know, amniotic fluid is a yellow fluid that surrounds the baby in the womb. Amniocentesis is the withdrawing of 30 cubic centimeters of amniotic fluid from a woman's womb with the purpose of testing to find if the baby has genetic abnormalities such as Down syndrome, spina bifida, and cystic fibrosis. The fluid is collected with a thin and long needle.

The ____________ assumption assumes that in the absence of information to the contrary, it is anticipated that a business will operate indefinitely.

Answers

Answer:

The going concern assumption

Explanation:

The going concern assumption assumes that in the absence of information to the contrary, it is anticipated that a business will operate indefinitely. The going concern assumption implies that an entity will continue being in business indefinitely. The going concern assumption is necessary for accountants to determine if a company or business will be in business long enough to meet its obligations and targets.

Final answer:

The 'Going Concern' assumption in accounting assumes that a business will continue to operate indefinitely, affecting both the deferral of expenditures and the valuation of assets and liabilities.

Explanation:

This question refers to the 'Going Concern' assumption. This principle in accounting assumes that a business will continue to operate indefinitely, or at least for the foreseeable future. This is an important concept because it justifies the deferral of some expenditures such as depreciation over multiple accounting periods. Additionally, it affects the valuation of assets and liabilities. For example, a company's property would be valued differently if the company is assumed to continue operating versus if the company was expected to terminate operations soon.

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The quote is from US President Barack Obama. Among Israelis and Palestinians, the future must not belong to those who turn their backs on a prospect of peace. Let us leave behind those who thrive on conflict, those who reject the right of Israel to exist. The road is hard, but the destination is clear—a secure, Jewish state of Israel and an independent, prosperous Palestine. What does the quote imply about reasons for Palestinian independence?

Answers

Answer:

Palestinian independence is important for peace in the Middle East.

Explanation:

Palestinian independence is important for peace in the Middle East.

The independence of palestine is very importamt in order to achieve peace in the middle east.

The nation of Palestine

The nation of Palestine is a nation that has been caught up in severe fighting for decades and still has some parts of it occupied by the Isreali army untill date.

The speech given by US President Barack Obama ultimately implies that the independence of palestine is very importamt in order to achieve peace in the middle east.

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Choose the response below that shows the appropriate use of apostrophes. James jacket
A. James' jacket
B. Jameses jackets
C. James's jacket
Please select the best answer from the choices provided

Answers

Answer:

a

Explanation:

edg.

Brigid has been diagnosed with dissociative identity disorder. Brigid is the host personality. We can expect that the alter identities __________.

A. are very much like Brigid
B. are strikingly different from Brigid
C. only "come out" when there is no stress in the environment
D. are very much like one another

Answers

Answer: Option (B) is correct.

Explanation:

Dissociative identity disorder is the mental and personality disorder in which a person tends to behaves in having two or more different  personalities.

Host personality persisting person in case of dissociative identity disorder has most leading personality and the other personality apart from host is called alter. Alter identity persist distinct names, behavior etc.

According to the question personality of Brigid is host and thus he cannot persist alter personalities in dissociative identity disorder.Alter cases are different from Brigid's situation.

Other options are incorrect because Brigid's case is not similar or likely with alter identity as he has host identity and can be present in stressful situation .Thus, the correct option is option(B).

Retirement dating in old age and a second or third career are all part of a complex network of policies and practices that are being called into question. Which factor is the biggest influence in this shift

Answers

Answer:

This question is incomplete. It is not clear about which shift it is asking. Meanwhile, judging on the source material of the question, it is asking about the shift in the occupations and lifestyle choices older people take.

Elaborating on the ideas in the ‘Development Through Life: A Psychosocial Approach’ By Barbara M. Newman, Philip R. Newman (1975), the perceived life expectancy makes people to shift certain stages in life and involved in new types of activities lifestyle choices at a later age, which was less uncommon for previous generation.

People also become more liberal and such activities as dating in old age and doing a third career shift is not considered to be inappropriate. With increasing number of divorces, older people take their chances with new relationships and just date as would only young people do in the past. Also, the desire to keep yourself cognitively and socially active prompts older people to take on new occupations.

Functionalist Émile Durkheim viewed society as: a. an even playing field composed of the educated and uneducated
b. split between two classes categorized by education, kinship, and religion
c. the product of class struggle, requiring social revolutions to correct rampant class inequality
d. an organism in which each portion plays a vital role in keeping the organism stable and healthy

Answers

Answer:

He viewed society as D. an organism in which each portion plays a vital role in keeping the organism stable and healthy.

Explanation:

Functionalism centers on the nature of mental states, focusing more on what they do (function) than what they are.

Émile Durkheim said that society is a moral entity, more than just a group of individuals acting on their own accord, he argued that every part plays a vital role in order to keep it (the organism) healthy and stable.

Small-scale societies based on communities, bands, or villages are:

Group of answer choices
A. Primitive societies
B. Prestate societies
C. Non-industrial societies
D. Pre-war societies

Answers

Small-scale societies based on communities, bands, or villages are: Prestate societies

Explanation:

Prestate societies diversify mildly in their level of political unification and can be classified into three groupings. Bands are independent and efficient groups that regularly consist of hardly a less families. Tribes are egalitarian-like bands, but with added cultural and artistic foundation.

They have formed kin-based social devices to accommodate their more settled lifestyle. Chiefdom are societies managed by individuals with special ceremony, political, or entrepreneurial facilities and are often troublesome to differentiate from tribes. They lead to have greater population frequencies and to exhibit indications of social ranking.

Final answer:

Small-scale societies based on communities, bands, or villages that existed before the advent of the state are referred to as Prestate societies. These societies, including hunting and gathering and early agricultural communities, are subsumed under the broader category of Pre-industrial societies, representing simple economic arrangements with limited technology and division of labor.

Explanation:

Small-scale societies that are based on communities, bands, or villages prior to the advent of the state are commonly referred to as Prestate societies. These societies are characterized by simple economic arrangements, where people's livelihood is derived from hunting, gathering, pastoralism, or horticulture. Pre-industrial societies bear these characteristics, being predominantly agricultural with limited production and technology, and often a limited division of labor and variation in social class. They are distinct from 'primitive societies,' which represent the most basic economic configurations, and from 'non-industrial societies,' which could include a broader range of social and economic systems that are not industrially based.

It is crucial to note that the term 'primitive societies' can be considered pejorative and ethnocentric, and is therefore not preferred in contemporary scholarship.

Utilitarianism states that it is always intrinsically wrong to:______.
a. violate people's rights.
b. kill innocent people.
c. lie to people.
d. none of the above.

Answers

Answer: d) none of the above.

Explanation:

Utilitarians believe in performing the right activities that spread happiness as well as promotes it. Any act is considered correct and good if it is beneficial for other people or population.

They also believe that any bad act only makes other people suffer.So,Any activity is considered wrong which cannot provide best outcome and benefit to people.

Other options are incorrect because killing people, lying or violation of regulation are not considered as the most naturally bad acts according to utilitarians.Thus, the correct option is option(d).

Which of the following is one of the primary reasons that the real estate commission has approved a broad variety of forms and made their use mandatory by licensees?a. allows the commission to discipline brokers for improper contracting b. protects the public by requiring the same forms for all real estate transactions in Colorado c. assists attorneys and the public in following commission rules when contractingd. assures the broker's compliance with the Conway-Bogue decision of the Colorado Supreme Court

Answers

Answer:

The correct answer is:

D. assures the broker's compliance with the Conway-Bogue decision of the Colorado Supreme Court

Explanation:

The real estate commission offers and extends licenses to the individuals who have shown a good and professional behavior with integrity, honesty and trust in their trajectory as sales workers.  

According to the case of the Conway-Bogue decision of the Colorado Supreme Court, brokers must be familiarized with all the document and legal forms that they should take into account in order to give advice to their customers in a proper way.

From the very beginning, according to Rakove, the Constitutional Convention intended to create "a full government" with as direct a relationship to the people as the states had.

Answers

The answer is True

The United States Constitution was the most important document in American history. The members of the Constitutional Convention have the task of declaring independence from Britain and to establish freedom.

This year, the number of applications at College X increased by nearly 5%, while the size of the entering class and the structure of the admissions process remained the same. However, the admissions director of College X claims that this year a greater proportion of its applicants received offers of admission from the college than in years past.
Which of the following statements best reconciles the claim of the admissions director with other evidence presented in the argument?
A. This year College X moved up in all major rankings of undergraduate programs.
B. This year, the number of high school graduates who applied to colleges increased by 5%.
C. This year, nearly twice as many accepted applicants at College X decided to attend other colleges.
D. The admissions process at College X is substantially more competitive, as compared to other colleges of similar academic profile.
E. College X is located in a major metropolitan area with a high concentration of potential college applicants.

Answers

Answer:

C. This year, nearly twice as many accepted applicants at College X decided to attend other colleges

Explanation:

Option C from the question explains the apparent paradox in the increase in candidates accepted in the University and the unchanged number or size of the entering class. It further reconciles the admission director's opinion about the increase in accepted candidates in the current year which had initially contradicted the first statement that the entering class has not increased proportionately.

Diabetes mellitus is a disease of sugar balance. In type 1 diabetes, the body's immune system gradually destroys the cells that produce insulin. In type 2 diabetes, the body's cells become less responsive to the hormone insulin. Insulin plays a vital role in carbohydrate metabolism. What is its role?

Answers

Answer:

Insulin converts the excess sugar in the blood to glycogen for storage

Explanation:

The end product of carbohydrate metabolism is simple (six carbon) sugar.

Insulin is the hormone that serves to regulate blood sugar by converting excess sugar in the blood to a stored form known as glycogen

Final answer:

Insulin is a hormone essential for carbohydrate metabolism that helps glucose enter cells from the bloodstream to be used for energy. In type 1 diabetes, no insulin is produced; in type 2 diabetes, the body's response to insulin is diminished or absent.

Explanation:

The role of insulin in carbohydrate metabolism is crucial. Insulin is a hormone produced by the pancreas that facilitates the uptake of glucose from the bloodstream into the cells. When a person eats carbohydrate-rich foods, their blood glucose levels rise. The pancreas responds by releasing insulin, which helps the glucose enter the body's cells to be used as energy.

In individuals with type 1 diabetes, the body does not produce insulin due to the immune system destroying the insulin-producing beta cells in the pancreas. In type 2 diabetes, the more common form, the body either does not produce enough insulin or the cells do not respond properly to the insulin. Without effective insulin, glucose remains in the bloodstream, leading to high blood sugar levels.

Type of victim culpability suggests that an irresponsible act by a victim was taken advantage of by an offender. Victim Facilitation ...

Answers

Answer: VICTIM FACILITATION

Explanation:Victim facilitation is a situation where a victim unintentionally makes his or her self vunerable to an offender. In this case most of the offenders usually take advantage of the victim or victims inflicting harm and injuries on the victim.

Mendelsohn in 1963 Stated a theory of victimisation, where he tried to show that their is a relationship between the victim and the offender which may have facilitated the offence.

The hostilities between two racial subgroups of a riverfront community were dramatically reduced when the threat of the river flooding its banks required that they work together to save their town. This best illustrates the impact of________.

Answers

Answer:

Superordinate goals

Explanation:

When there is a bigger problem or issue faced by two opposite sides of a group or individual have personal differences and this bigger problems was compelling enough to make the two group set their differences aside to achieve something significant, something that none of the group or individual can privately claim, and its closer to nature, then this illustrates superordinate goals. From the example, the flood would wash their town and probably cause damage to life and properties without segregating one group and the other. But the threats of the hostilities reduced because they are faced with a greater evil, which has to do with nature, and hence illustrates the impact of superordinate goals.

Parenting strategies that focus on developing trust, encouraging initiative, promoting industry, and stimulating identity exploration are based on the work of__________________.

Answers

Answer:

The answer is Erik Erikson.

Explanation:

Erikson explained that personality is developed in a predictable way over different stages. He believed that people face a "psychosocial crisis" in each one of these stages, and overcoming them results in a strong, healthy personality.

Especially the first five stages, from early childhood to adolescence, have often been used as guidelines for parenting strategies.

Animal trainers' expectations may have led them to interpret some chimpanzees' signs as indicative of greater linguistic ability than is warranted. This best illustrates the shortcoming of

Answers

Answer:

a perceptual set

Explanation:

A perceptual set -

It refers to the condition , where the mind perceive only certain specific thing , ignoring the rest objects , is referred to as a perceptual set.

It is not necessary than the mind of mammals tends to remember all the things he see around him , as he only remember only very limited objects .

Hence, from the given scenario of the question,

Chimpanzees' too remember only certain things .

Therefore , the correct term is a perceptual set .

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