Approximately what percentage of wealth is owned by the top 20 percent of american households?
Approximately 88 percent of wealth is owned by the top 20 percent of American households.
What is the Wealth?Wealth is the profusion of priceless material or financial things that can be transformed into a form usable for commerce. This also encompasses the fundamental meaning of the Old English term weal, which derives from an English bilingual word stem.
A collection of valuable financial resources that may be valued in terms of physical products or monetary worth is referred to as wealth. The most widely used indicator of wealth is net worth, which is calculated by adding up the market values of all of an individual's tangible and intangible possessions, then deducting any debts.
Net worth is the sum of a person's or a family's assets, such as money in savings or investment accounts, and their liabilities, such as loans and mortgages.
The acquisition of a sizable sum of money, real estate, or other priceless items is referred to as wealth. Money from wealth enables you to achieve your long-term objectives. Even if you are not currently employed or earning, it still provides a reliable source of income. This might be a fantastic method to guarantee financial flexibility and support your loved ones as they continue to live comfortable, abundant, and secure lives.
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Reductions in the variance of risk in a portfolio of stocks can only be accomplished when the the correlation among the stocks is:
A variance of risk in a portfolio of stocks can be reduced when the correlation among the stocks or two stocks is negative. In reality, perfect negative correlation is difficult to attain (if not impossible). A company must split its assets or attempt to find several assets that respond to different forces in the economy. When one asset is losing, there’s a good chance that the other one is gaining.
The reductions in the variance of risk can only be completed when the moves are negatively correlated.
Further Explanation:
Risk in the portfolio:
The stocks involve both systematic risk and unsystematic risk, but only unsystematic risk is diversified. The diversification refers to the procedure of combining different kinds of securities in the portfolio to reduce the risk.
The correlation is used to determine the relationship between two securities in the portfolio. The link between the correlation and diversification is as follows:
Negative correlation: If the two stocks are negatively correlated means that both the stock will move in the opposite direction.
Positive Correlation: If the two stocks are positively correlated means that both the stock will move in the same direction.
Uncorrelated: If the two stocks are uncorrelated means that each stock move independently of the other stock.
Therefore, if the stocks are negatively correlated, the risk of the portfolio can be reduced because both the stocks move in the opposite direction.
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Answer details:
Grade: High School
Subject: Security Analysis and Portfolio Management
Chapter: Risk Analysis
Keywords: Reductions in the variance of risk in a portfolio of stocks, can only be accomplished when the correlation among the stocks, risk analysis, negative correlation, positive correlation.
Suppose that sally j. society recently lost her job as an underwater welder. in looking for a new job, she discovers that the only available jobs are for economists and that there are no openings for underwater welders because the trade is now obsolete. if sally j. society decides to return to school to earn an economics degree, what is the best classification of her unemployment status?
a. cyclically unemployed
b. seasonally unemployed
c. structurally unemployed
d. frictionally unemployed
If a prospective home buyer simply changes his or her mind after putting up earnest money, he or she usually forfeits the money.
a. True
b. False
Advertisements are a form of personal communication directed to specific consumers. True False
hannah accidentally overpaid her last credit card bill and has sent a written request for her bank to refund her difference. How soon can she expect the refund?
A) 10 days
B) 5 to 10 days
C) 2 billing cycles
D) 7 days
Answer:
7 days --APEX
Explanation:
Why are the average heights and weights of children in early childhood in developing countries considerably lower than developed countries?
Which of the following describes an effective strategy for protecting yourself against identity theft?
An example of disintermediation is when the traditional retailer or service provider is reduced or eliminated in a supply chain. question 7 options:
a. True
b. False
Lucinda buys a new gps system for $250. she receives consumer surplus of $75 from the purchase. what value does lucinda place on her gps system
When energia, a soft drink manufacturer, seeks to use viral ads on the internet to introduce its new beverage to the consumers even before introducing it to supermarkets, it uses a:?
Final answer:
Energia is engaging in a pre-launch advertising strategy using viral ads to create buzz for its new beverage before it hits supermarket shelves. This online campaign is part of a synergistic advertising practice aimed at building brand awareness within the attention economy. The shift to digital enables targeted, interactive, and cost-effective marketing, especially for reaching a younger, technologically advanced audience.
Explanation:
When Energia, a soft drink manufacturer, seeks to use viral ads on the internet to introduce its new beverage to the consumers even before introducing it to supermarkets, it is employing a pre-launch advertising strategy. This approach is part of a larger synergistic advertising practice, where the goal is to create a cohesive brand message across different media platforms. Given the shift in consumer attention towards digital channels, employing an online viral campaign takes advantage of the Internet's reach and its potential for content to be shared rapidly among users. This technique can build buzz and brand awareness, which may encourage customers to seek out the product once it is available in physical retail locations.
One of the core aspects of such a strategy is leveraging the attention economy, where capturing the consumer's attention amid countless distractions is vital. Traditional means of advertising such as billboards, commercials during sporting events, and even point-of-sale displays are interwoven with online strategies to create an omnipresent brand image, much like the example of Miller beer at a sports stadium. However, the digital pivot allows for more targeted and often cost-effective marketing campaigns, which are especially significant for reaching younger, tech-savvy audiences. These online ads can be drastically different from television, being more interactive, customizable, and potentially having a global reach beyond conventional media's limitations.
The landscape of advertising is continually adapting to consumer behavior and technological advances. Companies such as Coca-Cola and Corona have notably pivoted towards these modern practices, like Corona associating their brand with luxury and leisure without directly commenting on the product's taste. As digital media usage grows, brands like Energia must innovatively employ viral marketing to secure their position within the competitive market and engage effectively with tech-savvy, educated, professional demographics.
The process in which a new idea or a product spreads from one culture to another
The three primary areas of our lives that should be in balance are
Google's android os currently runs just over _____ percent of the mobile phones on the market.
Answer:
75.39
reasoning is because i red it in the artcle
Which type of pay is similar to pay structures based on individual characteristics such as skill or knowledge but usually refers to a plan that covers exempt employees?
which of the following is an example of someone using a cost benefit analysis to make a decision?
A: Bill sees a jacket he likes in a shop window, so he buys it.
B: Janice buys a new laptop computer. It is expensive but she has decided that it is worth buying because she needs it for school.
C: Mai decided to buy a new video game because she is really excited about playing it.
D: Lanh buys a nice dinner at a restaurant. Later he realizes that he has overdrawn his bank account.
(B) Janice buys a new laptop computer. It is expensive but she has decided that it is worth buying because she needs it for school.
Cost-benefit analysis:Cost-benefit analysis (CBA), also known as benefit-cost analysis or cost-benefit analysis, is a methodical strategy for determining the advantages and disadvantages of various options. It is used to choose solutions that will maximize savings while achieving benefits in areas including transactions, activities, and functional business requirements. A CBA can be used to assess current and possible courses of action, as well as to calculate or compare a decision's value to its cost. It is frequently used to assess commercial deals, project investments, and judgments about business or policy (especially public policy). For instance, before enacting laws or dereglementing existing ones, the U.S. Securities and Exchange Commission must perform cost-benefit studies.Therefore, the correct example of someone using a cost-benefit analysis to make s decision is (B) Janice buys a new laptop computer. It is expensive but she has decided that it is worth buying because she needs it for school.
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Strip mining is often involved in the production of what
Imagine that someone offers you $100 today or $200 in 10 years. you would prefer to take the $100 today if the interest rate is
In order to disaffirm a contract, a minor must _____.
David, an extravert, and tom, is an introvert, are studying in a small room with the television's volume is quite loud. based on what you know about genotype-environment interactions, what can you say about how effectively the two are studying?
a. david will find the television much more distracting than tom will.
b. tom will find the television much more distracting than david will.
c. both david and tom will start watching television and scheme to move the test back one week.
d. tom will most likely study better then david due the background noise of the television.
Between 1870 and 1900, the number of children younger than 16 working for wages rose from 700,000 to
Not only hazard but child labor rise steeply. Between 1870 and 1900 the number of children – typically under 16 and paid a portion of what adults made – grow from 700,000 to over 1.7 million. But why industrial workplaces were so unsafe because there were insufficient laws that required welfare be measured in the workplace, so most bosses decided that it was needless to implement preemptive measures.
Sherman's strategy of destroying the enemy's resources and morale is known as "__________."
The answer is total war.
A truck costs $9,200 with a residual value of $1,000. it is estimated that the useful life of the truck is four years. the amount of depreciation expense in year 2 using the declining-balance method at twice the straight-line rate is:
The question seeks to determine the second-year depreciation expense for a truck using the declining-balance method, but additional information is required to calculate this accurately, such as the depreciation rate or first year's depreciation amount.
Explanation:The student's question involves calculating the amount of depreciation expense in the second year using the declining-balance method of depreciation, at twice the straight-line rate for a truck. Unfortunately, with the given information, there is not enough detail to complete the calculation, as we require the initial rate of depreciation or the declining-balance rate to calculate the depreciation for year two. The declining-balance method involves applying a fixed rate to the net book value of the asset at the beginning of each year to determine that year's depreciation expense.
However, in general, for the declining-balance method at twice the straight-line rate, you would initially calculate the straight-line depreciation rate, which in this case is 25% annually, because the truck's useful life is 4 years (100% / 4 years = 25% per year).Then you would double this rate for the declining balance method, resulting in a 50% annual depreciation rate. To calculate depreciation for the second year, you would take the remaining book value of the truck after the first year's depreciation and multiply it by 50%.
For this specific question, additional information is required to perform the calculation. It is essential to provide the missing rate or to have information about the first year's depreciation to proceed with an accurate answer.
An assembly line is an example of which type of Labor strategy
Answer:
The correct answer is division of labor.
Explanation:
An assembly line is an example of Division of Labor strategy, where tasks are split among different workers or groups for increased efficiency. It was popularized by Henry Ford in the production of the Model T and is fundamental to mass production methods.
Explanation:An assembly line is an example of a Division of Labor strategy. This type of labor strategy entails the breakdown of complex tasks into simpler ones that can be executed efficiently by different workers or groups. Each individual or group on the assembly line specializes in one part of the manufacturing process, enhancing the overall productivity of the firm. This strategy, popularized by Henry Ford in 1913 with the production of the Model T, has been crucial for mass production in various industries.
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Theo works at a fast food restaurant. his boss has asked theo if he is willing to take more shifts. if theo decides to take on the extra work he will be trying to juggle 20 hours of part-time work and full-time high school. according to research, if theo is a typical adolescent, what might we conclude about the potential effects of the increased hours?
What is the change due if $5.01 is tendered for a charge of $4.21?
A.1.80
B.0.80
C.0.20
Answer:
Option B
Explanation:
Change due is a technical term used in the business which means the extra amount of payment made by a consumer for a product or service compared with their stipulated prices. The consumer should be given back the money that is equal to the change due.
Hence, the change due of $5.01 tendered for a charge of $4.21 is
$5.01 - $4.21 = $ 0.80
Since the mid 1970s, the united states has _____. been the largest exporter of clothing in the world had a significant trade deficit had a significant trade surplus shifted from a flexible exchange rate system to a fixed rate
The answer is: significant trade deficit.
Up until this year, the united states' trade deficit has exceeded $ 500 Billion. This shows that since the mid 1970s, united states has spend more money in importing products compared to exporting products.
This number is extremely worrisome in the perspective of economic experts since as one of the most industrialized nation in the world, united states supposed to be able to produce higher amount of goods in lower price and win the competition in the international scale.
John received a rough draft of a project outline that he wasn't satisfied with. Which method should he use to convey non-positive feedback?
A. Email
B. Face-to-face
C. Fax
D. Memorandum
John received a rough draft of a project outline that he wasn't satisfied with. Fax, is method should he use to convey non-positive feedback. Thus, option (c) is correct.
Fax because is method is send away of a written physical entity that is analysed which is sent directly to an someone in means of not having to receive any non-positive natural process at all as this does not require any reply from the receiving system.
Fax is better option in comparison to another option such as email, face-to-face, and memorandum, social media. It was the better option to send message with the help of letter to take easy to answer the bill of exchange.
As a result, the significance of the method should he use to convey non-positive feedback are the aforementioned. Therefore, option (c) is correct.
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Answer:
It's B
Explanation:
Once john learned of sara's past history of being an abuse victim, he began to perceive her cautious behavior around men as more self-protective rather than rude. this best illustrates the impact of:
Jackson was interested in purchasing low-value securities that were not listed on the nyse. he probably used _____ to complete his transaction.
Jackson likely used OTC (Over The Counter) markets to purchase low-value or 'toxic assets' securities not listed on the NYSE. The Federal Reserve used similar methods during the financial crisis to stabilize the financial system by buying such risky assets.
Explanation:Jackson probably utilized an over-the-counter (OTC) market to complete his transaction. An OTC market is a decentralized market where the trade of financial instruments, like bonds or derivatives, does not occur on a centralized exchange such as NYSE. It takes place via a network of intermediaries, typically on a dealer network. OTC markets are often used for trading low-value securities or toxic assets, like private mortgage-backed securities, which are not listed on the main, formal exchanges.
For example, during the financial crisis when the housing market collapsed, the Federal Reserve began purchasing these toxic assets (alongside Treasury securities) in their Quantitative Easing (QE) program to help stabilize the financial system. The central bank had never made such purchases before. Interestingly, this removed potentially risky assets from the private financial firms' balance sheets and pushed long-term interest rates down.
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