Market researchers often report discretionary income. discretionary income is your disposable income minus your fixed expenses. your disposable income is $1,200. after you pay for rent, utilities, groceries, and a car payment, you have $200. what percentage of your disposable income is discretionary

Final answer:

Baksheesh, also known as a bribe or tip, is an expected procedure in many developing countries. It involves giving money or gifts to someone in a position of power or authority in order to receive preferential treatment or to expedite a service. Baksheesh is often seen as a way to navigate through daily life in these countries where official systems may be inefficient or corrupt.

Explanation:

Baksheesh, also known as a bribe or tip, is an expected procedure in many developing countries. It involves giving money or gifts to someone in a position of power or authority in order to receive preferential treatment or to expedite a service. Baksheesh is often seen as a way to navigate through daily life in these countries where official systems may be inefficient or corrupt.

For example, in Kenya and some African countries, people use mobile banking apps like Mpesa to transfer money and pay bills, bypassing the need for traditional banking systems. This is a form of informal practice similar to baksheesh, which allows people to access financial services that may not be readily available.

Loan sharking is another practice related to baksheesh, where money is lent at high interest rates with illegal methods used to obtain repayment. This can perpetuate a cycle of debt and exploitation for those who cannot access formal lending options.

Answer:

record labels

Explanation:

i took the test and got it right:)

The top reasons for vertical integration are to increase profitability through reduced haggling and double marginalization, and to diminish risk by securing supply chains against the uncertainty of supplier or buyer behavior.

The two best reasons for investing company resources in vertical integration, either forward or backward, are improved profitability and risk reduction. By controlling more stages of the value chain, a firm can reduce haggling over prices and conditions, potentially mitigating the issue of double marginalization and increasing overall profit margins. Moreover, vertical integration aids in risk mitigation by securing supply chains and reducing dependency on external suppliers and buyers, thus safeguarding against disruptions in the continuity of operations.

Historically, firms have aimed to build a sustainable advantage through dominance in all the business's value-creating activities. Vertical integration has been a strategy to establish barriers to entry, streamline manufacturing, and maintain strategic flexibility while fostering growth, reducing costs, and facilitating innovation. However, companies must also manage the inherent risks associated with these integrations, like adverse selection and the free rider problem.

Gayla tells Frank that she will pay him $50 to pull out the cut tree limbs and other lawn debris from her property. Franco’s acceptance of the project  is completed when he signs  the formal acceptance document to be issued by Gayla

1. Calculate expenses

2. Determine your income

3. Set savings and debt payoff goals

4. Record spending and track progress

5. Be realistic

Final answer:

Jillian uses braces in her co-worker's decision-making process map to provide additional information or remarks about the words enclosed by them, enabling her to note detailed aspects without overwhelming the diagram.

Explanation:

Jillian is mapping her co-worker's decision-making process by visualizing it with various symbols and annotations. One of the symbols she uses is braces. The use of braces in this context often signifies additional information or remarks that provide further clarification to the item they enclose.

This practice allows Jillian to include detailed thoughts or comments without cluttering the main decision-making matrix. This method can also be seen in various types of documentation, such as grammar, where braces are used to group items or in visual rhetoric, where they may indicate side notes or call-out boxes.

By placing words in braces alongside a shaded rectangle, Jillian can emphasize important factors that influenced her co-worker's decisions or highlight areas for potential further exploration.

Securing a mortgage for a new business is a form of debt financing where a bank provides a loan to be repaid with interest. The bank may employ securitization to mitigate risk and may also require a cosigner or collateral.

Securing a mortgage from a bank for a new business venture is an example of debt financing in the realm of business. In this process, a bank, as a financial instrument, provides a loan that is to be repaid over an agreed time period with added interest. Typically, a bank may use securitization for protection, where it sells local loans and buys mortgage-backed securities based on home loans around the country to avoid any exposure to local financial risks.

From a bank's perspective, it also conducts income checks and may require either a cosigner, someone who legally agrees to repay the loan should the borrower fail to do so, or collateral, such as property or equipment that can be seized and sold by the bank to recoup the loan amount should the borrower fail to repay.

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From all the options available, the best answer to the blank space given would be (A) byte.

Although nanobyte might seem to be the answer, it actually does not exist as a unit of storage. The smallest unit of storage would actually be bit – bit is valued at either 1 or 0. A byte contains roughly 8 bits. One megabyte is approximately 1,024 kilobytes or 1,048,576 bytes – while one gigabyte is roughly 1,024 megabytes, which in bytes are around 1,073,741,824.

Answer:

B. are easy for us to relate to.

Answer: For Plato The Answer Would be "Virtual"

Explanation: The type of classroom that enables students to attend lectures without being physically present with the teacher is a virtual classroom.Virtual classrooms are online learning environments that provide students with the ability to attend lectures, participate in discussions, and complete assignments from anywhere with an internet connection.Virtual classrooms use web-based tools, such as video conferencing, online chats, and shared whiteboards, to simulate the traditional classroom experience.In a virtual classroom, students can communicate with their teachers and peers, ask questions, and receive feedback in real-time.The virtual classroom also provides students with flexibility in terms of when and where they complete their coursework, which can be especially beneficial for those with busy schedules or who live far from their school.

Business-focused salespeople engage in B2B sales by calling on other companies to sell their products, different from retail sales which target individual consumers.

Unlike consumer-focused salespeople, business-focused salespeople call on other companies to sell their products. They engage in a process known as B2B (business-to-business) sales, which involves selling products or services directly to other businesses rather than the individual consumer. This approach contrasts with retail sales, where the primary focus is selling directly to individual consumers in a store or online environment. B2B salespeople are likely to have more detailed and technical knowledge of their product or service and need to understand their client's business needs to effectively make a sale. They may also foster long-term relationships and contracts, which can entail a more complex and extended sales process compared to consumer retail sales.

Answer:

Find the shirt and add it to the electronic shopping cart.

Explanation: