List at least four investment alternatives.

Answers

Answer 1
hedge funds

managed futures

real estate

commodities
Answer 2

Answer:

1. Private Equity

2. Commodities

3. Structured Products

4. Collectibles

Explanation:

I got it right on Odyssey   : )


Related Questions

A landscaping company has just bought $1,000 worth of pesticide for its employees to use on the properties it services. However, the company just received a letter saying that it now needs to spend hundreds of dollars for protective equipment for its employees to wear when applying the pesticide. What agency is most likely responsible for this requirement?
Answer Choices:
a)Environmental Protection Agency
b)Federal Communications Commission
c)Federal Trade Commission
d)Food and Drug Administration
e)Transportation Security Agency

Answers

a/Environmental Protection Agency

Answer:

The correct answer is A: Environmental Protection Agency.

Explanation:

The United States Environmental Protection Agency is the name given to an indenpendant agency in the country whose main purpose is to take care of the correct and proper protection of the health of the people in subjects related to the environment, including avoiding pollution and educating to the people about it. It was created in 1970 by the President Richard Nixon and since then has been regulated by statutes authorized by Congress.

The theme of a birthday party should always be based on a. the interests of the person throwing the party. b. the current trends in birthday parties. c. whatever appeals to the client at the time. d. the interests of the guest of honor.

Answers

The theme of a birthday party should always be based on (D. the interests of the guest of honor. 

Mark's gross pay for the week was $950.00. his total deductions were $118.54. what is his net pay?
a. $832.54
b. $831.46
c. $831.54
d. $832.46

Answers

the answer is B.. 950-118.54 =831.46

Answer:

b. $831.46

Explanation:

Gross salary is the combined amount in the employment contract, which is considered without deductions. The net salary is the amount the worker actually receives, that is, the amount of gross salary less deductions.

Deductions were $ 118.54 and gross salary was $ 950.00.

So just make the decrease account:

$ 950.00 - $ 118.54 =  $ 831.46

Select the items that describe how business investments can cause economic growth.
A- Investments increase GDP
B- Investments cause more jobs
C- Investments cause less spending
D- Investments can lead to more demand for goods

Answers

A- Investments increase GDP
D- Investments can lead to more demand for goods

____ readers provide a way to find out what others are saying about an entrepreneur's company by enabling the entrepreneur to subscribe to blogs and podcasts.​

Answers

Rss readers allow you to subscribe to content

What is the current value of a future sum of money called?

Answers

It seems that you have missed the necessary options for this question, but anyway, the correct answer for this would be PRESENT VALUE. The current value of a future sum of money is called a present value. Hope this is the answer that you are looking for. Have a great day!


Where might you gain insights to what is important within content you are about to read?



a.

Chapter questions

c.

Index


b.

Table of contents

d.

Glossary






Please select the best answer from the choices provided




A

B

C

D

Answers

The correct option is CHAPTER QUESTIONS.
When you are about to read a particular chapter in a book and you now go ahead to read the questions that are attached to the chapter first. This will give you an excellent idea of the information you are going to read in the chapter and it will make you to be sensitive to the important information in the chapter. Unconsciously, you will also find yourself reading carefully in order to locate the answers to the questions you have read.

Answer:

A

Explanation:

Where might you gain insights to what is important within content you are about to read?

Chapter Questions will actually give an oversight into themes and issues raised in the chapter. They are very useful to point to the reader the summary of ideas raised within the chapter.

Glossary are used to document terms and meanings used within in a book

index gives page numbers of words

Table of contents: Puts chapters into section and subsection. It makes the reader have an overview of the content of document.

So A is correct  

What does “monetary policy” mean?

A. Federal Reserve policies on creating new banks

B. political policies pursued by the federal government

C. actions the Federal Reserve takes to influence the economy

D. decisions about how much the Federal Reserve charges members

Answers

The answer is "C. actions the Federal Reserve takes to influence the economy".


Monetary policy is the way central banks oversee liquidity to make monetary development. Liquidity is how much there is in the cash supply. That incorporates credit, money, checks, and currency showcase shared assets.  

Preferably, monetary policy should work deliver glove with the national government's financial approach. It once in a while works along these lines. Government pioneers get re-chose for lessening charges or expanding spending.

Final answer:

Monetary policy refers to the strategies and actions undertaken by the Federal Reserve to influence the economy. It includes changes to interest rates, buying/selling of government securities, and controls on the reserve requirement.

Explanation:

Monetary policy, represented by choice C in your question, refers to the actions the Federal Reserve (or a country's central bank) employs to influence the state of the economy. These actions might involve changes made to interest rates, the buying and selling of government securities, or alterations to the amount of money banks are required to keep in reserve. Such measures aid in controlling inflation, managing employment levels, and ensuring economic stability.

This is not about creating new banks (option A) or about what the Federal Reserve charges its member banks (option D). Also, while monetary policy has political implications, it is distinctly separate from political policies pursued by the federal government (option B).

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Owners of the teams in the nfl started the league as a way to make money by providing entertainment to their audiences. what type of result happens when the nfl team owners make a lot of money?
a. latent function
b. manifest function
c. social deconstruction
d. social dysfunction

Answers

The answer should be a, i think i do know this but im not sure. sorry. D:

In 1 or 2 sentences, describe why compound interest earns more money than simple interest.

Answers

Simple interest is set in place by an interest rate that is multiplied by the total amount of money you have in place. While compound interest is essentially interest on top of your simple interest. It accumulates over time making you more money.

A truck belonging to office furnishing failed to yield the right of way at an on ramp and crashed into an automobile. Damages included 1,800.00 to the truck and 4,000.00 to the car. In addition, the drivers of the crash was granted 56,000.00 of internal injuries from the collision. Office finishing carries 50/100/10 liability, comprehensive and 250.00- deductible collision insurance. How much of the total expenses is office furnishing responsible for?

Answers

Answer:

$250

Explanation:

A 50/100/10 insurance policy means that the policy will cover a maximum of $50,000 for individual injuries, $100,000 as maximum liability for total personal injuries and $10,000 for property damage.

Property damages = $1,800 + $4,000 = $5,800 (fully covered by the policy, max. $10,000).

The drivers, meaning more than 1, therefore we assume that $56,000 was used to cover total personal injuries (fully covered by the policy, max. $100,000).

Therefore, office furnishing must only pay the $250 deductible, since the policy covers the rest of the expenses.

Jim is considering going back to school for an additional degree if the job market is bad. Which of the following actions is consistent with Jim's plan?

The economy is in a recession, so Jim goes back to school.

The economy is expanding, so Jim goes back to school.

The economy is contracting, so Jim does not go back to school.

The economy is booming, so Jim goes back to school.

Answers

Your best answer is A.The economy is in recession, so Jim goes back to school. This is the most logical answer because, if the economy is expanding, contracting, or booming Jim would have no need to return to school for an additional Degree. Hope this helps.

What amount is a reasonable tip for an airport skycap?

Answers

At least $2 per bag as most airlines don't pay.

Answer:

$ 2 tip for luggage.

Explanation:

As in many situations of our life, travel usually works wherever you go do what you see, for example, when leaving tips. If you do not want to look bad in the restaurants or taxis of your destination or if you are one of those who take control of your travel expenses, keep in mind that there are countries in which it is highly recommended to leave a tip and others in which It is mandatory. The main reason is that this amount is important to complete the waiter's salary. However, and even if you don't believe it, there are destinations in which not only do they not usually tip, but it is frowned upon to do so.

In general, for airport skycap you pay $ 2 tip for luggage.

Which of the following describes a situation where you would most likely choose passive income over another type of income?


a.
A very successful band wants to record a song you wrote. You can sell the rights to the song or keep the rights and collect a percentage of the price of each compact disk sold.
b.
You own a home. You can sell it now to make a profit or you can rent it out for a year, giving the renter the option to buy it for the balance owed.
c.
The stocks you own go up and down in value, but are now up. You can keep the stocks and collect any monthly dividends or sell them for all for profit now.
d.
Your company offers you two options of how you can be paid. You can be paid an annual salary or an hourly wage.

Answers

a. A very successful band wants to record a song you wrote. You can sell the rights to the song or keep the rights and collect a percentage of the price of each compact disk sold.

Passive income is earnings that an individual derives from a ren​tal property, limited partnership or other enterprise in which he or she is not materially involved.

If a company separates customers into categories and treats each group diffrently,what strategy is it using?

Answers

the breaking off strategy they are breaking down groups

Which best describes the effect negative incentives have on a certain course of action?
a.They make the action impossible.
b.They make the action less profitable.
c.They make the action difficult.
d.They make the action less likely.
HELP!!!!!!

Answers

Negative incentives typically make an action less profitable. An incetnive is an added bonus or reason for doing something and adds motivation for what you are trying to complete the task at hand. If there is a negtaive incentive, it's likely that the action will be less profitable because there is no motivator in place that creates positive reinforcement for the workers.

The effect of negative incentives on a certain course of action is They make the action less profitable.

What is negative incentives?

Negative incentives refers to various techniques employed to discourage people from activities that will harm them

Negative incentives punish people financially for some actions they took. This is a way of encouraging some actions without forcing people.

Therefore, The effect of negative incentives on a certain course of action is They make the action less profitable.

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Jan pays $70 each month for her auto insurance policy.This regular payment is called a

Answers

this type of regular payment is called a : premium

Premium refer to the payment that a person make upfront in order to receive a service. According to the company's policy, Jan's insurance could be instantly deactivated as soon as she stopped paying the premium

Match each of the examples to the correct budget category.

A. children
B. entertainment
C. food
D. utilities
E. health care
F. housing
G. clothing
H. communication
23. rent F
24. preschool fees A
25. dry cleaning G
26. weekly groceries C
27. online music subscription B
28. trash pickup D
29. annual checkup E
30. mobile wireless H

Answers

Final answer:

The correct budget category matches for rent, preschool fees, dry cleaning, and other items are provided, clarifying the differences between fixed and variable expenses for high school-level personal finance understanding.

Explanation:

Matching each of the examples to the correct budget category is essential for understanding how to manage personal finances effectively. Below are the correct associations:

Rent corresponds to the budget category F, which is Housing.Preschool fees fit under the category A, which is for Children.Dry cleaning is associated with the category G, which covers Clothing.Weekly groceries belong to the category C, which is Food.An online music subscription is related to the category B, which is Entertainment.Trash pickup falls into the category D, which denotes Utilities.An annual checkup is categorized under E, representing Health Care.Mobile wireless services are classified under category H, which encompasses Communication.

Understanding the difference between fixed expenses and variable expenses is also important for budget planning. Fixed expenses, such as rent, are monthly costs that do not change based on consumer decisions, whereas variable expenses, such as clothing or entertainment, can fluctuate based on individual needs and wants.

This selection implies that the author believes sales of the Nestlé chocolate bar soared because __________.
A. Ruth enjoyed cooking for the guests at the lodge
B. Ruth thought that the Nestlé chocolate bar would melt as the cookies baked
C. people loved making cookies with Nestlé chocolate bars
D. the Nestlé Company printed her recipe on the wrappers of its chocolate bars ...?

Answers

The best and most correct answer among the choices provided by your question is the third choice or letter C.

Nestlé chocolate bar soared because people loved making cookies with Nestlé chocolate bars.

I hope my answer has come to your help. Thank you for posting your question here in Brainly. We hope to answer more of your questions and inquiries soon. Have a nice day ahead!

You go to the bank to trade a dirty dollar for a new, clean one. The cashier tells you the trade is not necessary because currency is

divisible

scarce

portable

stable in value

Answers

Answer:

D) stable in value

Explanation:

money still exists and used, either dirty or clean dollar bills

Answer: Stable in value

Explanation: I had put divisible but that wasn't correct.

If you worked as an employee, where can you find the information about how much money your employer withheld for federal income tax?


A. In your bank account statement


B. On your W-2 form


C. On the IRS Web site


D. On your 1040EZ form

Answers

b. on your w-2 form
I think

Which of the following would be the main reason you use the task feature?
A) To be able to find your contacts quickly.
B) To help organize our emails
C) To help manage your time effectively
D) To help manage your contacts

Answers

To help manage your time effectively which would be the main reason you use the task feature. The correct option is C.

What is the purpose of the learning task?

Learning tasks should build on previous activities rather than being repetitive, and they should allow students to engage with and develop their skills, knowledge, and understanding in a variety of ways. Meaningful activities involve students in ways that are active, constructive, intentional, authentic, and cooperative.

Task management software allows you to consolidate all of your activities in one location, eliminating the need for multiple passwords and accounts. It eliminates the risk of information being deleted or lost, which can greatly improve the efficiency of the work your team does on a daily basis.

Thus, the ideal selection is option C.

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which phrase best describes the income effect ?

A. the effect of demand and supply on income earned by producers

B. the impact of price on consumers' purchasing ability and decisions

C. the increased income earned by suppliers because of high prices

D. the impact of consumers' income on the supply of a product

Answers

The answer would be C) The increased income earned by suppliers because of high prices.
Final answer:

The income effect refers to the impact of changes in the price of goods on the purchasing power of a consumer's income, affecting consumption decisions.

Explanation:

The income effect can be defined by selection B: The impact of price on consumers' purchasing ability and decisions. The income effect is related to how changes in the price of a good influence the effective buying power of one's income. This doesn't refer to changes in actual income, but to the real quantities of goods that can be purchased with a fixed amount of income. As an example, if the price of a good that you have been buying falls, then in effect your buying power has risen, therefore you are able to purchase more goods. Conversely, if the price of a good that you have been buying rises, then the buying power of a given amount of income is diminished, thus potentially leading to less consumption of those goods.

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Bridget has an outstanding balance on four different credit cards. Which method of paying off her credit card debt will save her the most money?

paying the minimum balance each month

making fixed payments

snowballing her payments according to the highest interest rate

snowballing her payments according to the lowest balance

Answers

snowballing her payments according to the highest interest rate or making fixed payments I'm not sure between those two

Answer:

The correct answer is "snowballing her payments according to the lowest balance".

Explanation:

The snowball method that prioritizes paying off the lowest debt first, regardless of the interest rate.

Debts must be ranked from lowest to highest and the minimum balance on each must be paid, except on the card with the lowest debt. For the lowest debt, you must pay as much money as possible each month until the total amount of debt is completed. Then you must move on to the second smallest debt and pay it off in that order.

Have a nice day!

John Maynard Keynes believed that the economy could be turned around and brought out of a depression by?

Answers

Answer:

Its not minimum wages its wrong and im not sure which one is the the answer but its not minimum wages

Explanation:

Costa Rica is a top exporter of coffee. The highest quality coffee is sold abroad, and the lower quality coffee is consumed by native Costa Ricans.

Which of the following statements best describes the economic questions this paragraph addresses?

For whom to produce? and What to produce?

For whom to produce? and When to produce?

How to produce? and For whom to produce?

What to produce? and How to produce?

Answers

The best and most correct answer among the choices provided by the question is the first choice or letter A.

The questions "For whom to produce? and What to produce?"  best describes the economic questions the paragraph addresses.


I hope my answers has come to your help. God bless and have a nice day ahead!

The correct answer would be A. It answers the questions "For whom to produce? and What to produce?"

Under Clay's "American System," the factories protected by the tariff would run at a profit and employ:

Answers

The correct answer is the urban population

Just like the agricultural products are made for urban population, so would the urban population be employed and work in factories to produce goods for farmers.  The plan was rejected but a protective tariff was introduced.

Answer:

The answer is A

Explanation:

Which two types of taxes provide the largest amount of revenue to states?

Answers

sales taxes and individual income taxes
Economics, Unit 6, Lesson 10: Unit Assessment: Government and the Economy

1. D - Medicare provides health care for people over 65, and Medicaid offers benefits for low-income families and individuals.

2. C - mandatory spending programs

3. A - sales tax and individual income taxes

4. B - The federal Reserve coordinates all regulatory activities and examines banks periodically.

5. D - As interest rates rise, people generally keep their wealth in assets that pay returns, restricting the money supply.

6. A - a cash deposit into the banking system on the money supply.

7. C - It would force banks to recall a significant number of loans, which would hurt many borrowers.

8. D - benefits to older citizens, surviving family members of wage earners, and people with certain disabilities

9. C - So that the government can pay bills as they come due

10. D - An operating budget is for day-to-day expenses; a capital budget is for investment spending.

11. A - a social welfare program providing benefits to people who meet certain eligibility requirements

12. C - regressive tax.

13. A - The tax represents a larger proportion of Josh's income.

14. D - Your employer sends it to the federal government to help pay your income tax bill,

15. D - the convenience store on the corner

16. D - all of the above

17. B - by Congress and the White House.

18. A - there is a budget surplus.

19. A - loan money to the government.

20. B - most states require a balanced budget for state spending.

21. D - to lessen the effect of natural business cycles

22. D - to provide consumers with access to funds for business expansion

23. C - 12

24. D - The economy is expanding quickly and inflation is a concern.

25. A - As interest rates decrease, demand for money increases.

26. The money the government spends creates jobs which in turn could create a chain reaction in the economy.

27. A good tax should have simplicity, efficiency, certainty, and equity. By simplicity, we mean tax laws should be easily understood. By efficiency, we mean government administrators should be able to collect taxes without spending too much time or money. By certainty, we mean it should be clear to the taxpayer when a tax is due, how much money is due, and how the tax should be paid. By equity, we mean the tax system should be fair; no one should bear too much or too little of the tax burden.

Which of these is the best example of an asset?
A. the electricity in a home
B. the shirt someone is wearing
C. the coffee someone drank this morning
D. an old, used airline ticket

Answers

The example of an asset is the shirt someone is wearing. An asset is something that an owner has. A shirt is an asset because it's a thing that an owner has and he can sell it in the future. He can benefit from this when he makes a profit out of it. An asset means an ownership that a person has just like land, house, car, and all properties.
Final answer:

The best example of an asset is the electricity in a home.

Explanation:

The best example of an asset out of the given options is A. the electricity in a home.

An asset is a resource with economic value that an individual or organization owns or controls with the expectation that it will provide future benefits.

The electricity in a home is considered an asset because it has economic value, is owned or controlled by the homeowner, and provides a significant benefit by powering appliances, lights, and other electrical devices.

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Of the following statements, which one or ones indicate possible effects of a low credit score? I. You will have a difficult time qualifying for loans. II. Any loans you take out will be relatively short-term. III. You will have to pay higher than average interest rates. a. I only b. I and II c. III only d. I and III

Answers

When you have a low credit score there are many things that can effect your loan agreements. Typically you will have a difficult time qualifying for loans. Due to your low credit score, it shows that you have issues paying for the items you have which makes it hard for other lenders to want to give you loans because they could lose out. You also normally pay higher than average interest rates. When you have bad credit and do not pay items back properly lenders who do approve you for a loan will often provide you with a high interest rate because they are afraid they may lose big time if you stop paying. You are a risk for lenders to go ahead with the loan so they try to cover themselves in the event it happens.

Answer: D. I and III

Answer:

Answer: D. I and III

Explanation:

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A biologist observes that ocean temperature decreases with increasing depth and concludes that deep sea creatures are superior animals because they can survive in harsher environmental conditions. Why is this an invalid scientific conclusion? A. The data was not compared among several sampling sites. B. The data did not specify the measurement system used. C. Scientific data cannot be used to make judgments of organism superiority. D. Scientific data cannot be used to measure temperatures that are inaccessible to humans. Why did the government's attempt to redistribute land to freedmen fail? Samuel and Jason spend 3/4 of their combined earnings from Wednesday to buy a gift. How much do they spend? Is there enough left over from Wednesday's earnings to buy a card that costs $3.25? Explain. Earnings:Samuel - (12.50.40)Jason - (7.10.40) Which can be defined as the failure to completely empty urine from the bladder? The greatest unifying force of the ottoman empire was a common What is the purpose of prewriting in the writing process? to organize your thoughts within a draft to find details to complete paragraphs to help polish your writing to help develop a topic for writing order each set of integers from least to greatest -221, 63, 54, -89, -71, -10 9% percent are in the band. the band has 180 members.how many people are in school Ms. Winter makes homemade bath soaps and bottles of lotion. In her inventory, she has 48 bath soaps and 64 bottles of lotion. She wants to use all of her inventory to make as many gift baskets as she can using the same number of bath soaps and the same number of lotion bottles in each gift basket. QUESTION: HOW MANY GIFT BASKETS CAN SHE MAKE AT THE MOST? EACH BASKET WILL CONTAIN HOW MANY BOTTLES OF LOTION AND HOW MANY BOTTLES OF BATH SOAPS???? pls what is 35% of $100? Think of an item made by humans that could be broken down by the agents of physical and chemical weathering A truck driving certification is an example of which of the following basic selection criteria? a. Education b. Competencies c. Experience d. Skills e. Abilities When the switch is closed, what happens to the current in the circuit? (The intrinsic resistance of the inductor is zero.)a.The current instantaneously becomes 2 . b.The current instantaneously becomes 1 . c.The current gradually increases from zero to 2 and then remains constant. d.The current gradually increases from zero to 1 and then remains constant. I need help asap!Do I have the right answers?1. What feature of Japan's geography allow it develop its own distinct culture? (1 point)a. the high mountains that dominate central japanb. its distance from the mainland of Korea and Chinac. the many volcanoes that surrounded the islands****d. the fact that Japan is a peninsula2. How did the relative location of the Korean Peninsula influence the development of Korean civilization>a. Because it was near Japan, Korea was influenced by Japanese culture, politics, and technology****b. Because it was on the Bay of Bengal, Korea's leading trading partner was India.c. Because it was near China, Korea strongly influenced Chinese culture, politics, and technologyd. Because it was near China, Korea was influenced by Chinese culture3. What did Zen Buddhism contribute to Japanese culture?a. a focus on self-reliance, meditation, and devotion to dutyb. a focus on increasing military power****c. a decrease in the development of art and dramad. a dependence on the customs and traditions of China4. How did the Shinto belief system develop in early Japan?a. Clans erected shrines to worship their ancestorsb. Buddhist ideas evolved into Shinto beliefsc. Warriors built shrines to remember fallen comrades****d. Clans honored powerful natural spirits and gods5. Which statement best describes Korea's relationship with China during the Silla and Koryo dynasties? a. China strongly influenced Korea's culture and technology, but it also may have prevented Korea from developing its own unique culture.****b. China strongly influenced Korea's Culture and technology, which helped Korea develop its own unique culture.c. Korea strongly influenced China's culture and technology, but it also may have prevented China from developing its own unique culture.d. Korea was more powerful than China, which caused jealousy and resentment among Chinese rulers.6. Why did Japan adopt elements of Chinese society?a. They believed some Chinese practices were superior to theirs.b. The Chinese invaded Japan and forced their ways on the Japanesec. Korean success adopting Chinese customs convinced Japan to do likewise.****d. Japanese society and government were failing and needed to be replaced.7. How did Confucianism impact women in Korea under the Silla dynasty?a. It kept them subservient to menb. It promoted equal education opportunitiesc. It protected their right to own businesses d. It trained them to serve in government****8. Which of the following is true about the structure of the feudal society developed in Japan?a. The emperor was the most powerful individualb. The samurai controlled the daimyo, the large landowners****c. The artisans had high status because they made swords and armord. The shogun was the true ruler9. What impact did the hangul have on Koreans?a. It developed distinctive potteryb. It increased trade with China and Japanc. It made it possible for more people to readd. It spurred agriculture production****When Ginji beheld the beautiful scene from his carriage, he at once remembered it was a place he had seen before. He stopped his carriage, and said to Koremitz, who was with him as usual. . .-- Murasaki ShibikuUse the excerpt to answer the question.10. Which statement is true of the work from which this excerpt has been taken?a. it describes the wealth and splendor of Chinab. It describes how Buddhism grew to be a powerful force in Korea.c. It is the word's first full-length novel. ****d. It discusses matrilineal decent in Southeast Asia Explain why the chromosomes in the second drawing have sister chromatids, but the chromosomes in the third drawing do not. What happened to the sister chromatids? Tarriq begins to solve the equation 50 + 2x = 190.50 + 2x = 19050 50 + 2x = 190 502x = 240To finish solving the equation using the multiplication property of equality, which factor must Tarriq use?A)-2B)-1/2C)1/2D)2 Parabola: The _____ value looks like the bottom of a valley. ...? what means love of wisdom in Greek "The Raven"by Edgar Allan PoeWhich statement best describes Poes use of alliteration in this poem?The alliteration adds to the rhythm of the poem and also emphasizes particular words.The alliteration adds a fun, playful tone and contrasts with the speakers grief over the lost Lenore.It helps with the poems rhyme scheme.The alliteration is only used with emotional words to accentuate the speakers emotional state. Which of the following best describes a feature of the cell membrane's structure that allows molecules such as oxygen and hydrocarbons to easily cross the membrane and enter the cell?a. The bilayer contains mostly polar molecules.b. The interior of the lipid bilayer is hydrophobic.c. The bilayer is embedded with transport proteins.d. The exterior of the lipid bilayer is unsaturated.