It is often easier for a brand-new business to get a loan than an existing business. True Or False

Answers

Answer 1
it would be false because starting a new business is way harder than keeping up with an existing one
 
Answer 2

Answer:

False

Explanation:

It is very difficult for a start-up to get a loan. Banks usually request businesses to present a cash flow in order to get a loan, but if the company has just been established there is nothing to show.

That is why government entities and other private organizations offer financing options to entrepreneurs, e.g. SBA loans or grants, crowdfunding, venture capitalists


Related Questions

Samantha puts an initial $500 into a savings account. The account has a 4% annual compound interest rate. What is the function that best represents Samantha's account and how much does she have in savings after 5 years? Round your answer to the nearest dollar.
Hint: Use the formula, f(x) = P(1 + r)x.

f(x) = 500(1.4)x, $2,689
f(x) = 500(0.04)x, $512
f(x) = 500(1.04)x, $608
f(x) = 500(1.04)x, $5

Answers

So based on the given problem above, and the given formula, the function that would best represent Samantha's account would be this: f(x) = 500 (1.04)^x
Since P is amount and r is the interest rate so P is 500 and r is 0.04.
f(x)= P(1 + r)x.
f(x) = 500 (1 + 0.04)^x
f(x) = 500 (1.04)^x
Now, solve for it:
f(x) = 500 (1.04)^5
f(x) = 500 (1.21665)
f(x) = 608
Therefore, the answer would be the third option. Hope this helps.

Which of these could result from decreased federal spending?

a.Advances in the space program
b.Fewer social programs
c.Increased national debt
d.More government regulation

Answers

B. Fewer social programs
The best and most correct answer among the choices provided by your question is the second choice or letter B.

Fewer social programs could result from decreased federal spending.

I hope my answer has come to your help. Thank you for posting your question here in Brainly. We hope to answer more of your questions and inquiries soon. Have a nice day ahead!

Sonya wants to know how much her annual take-home pay will be after she pays FICA taxes totaling 7.65% on an annual salary of $36,590.

Answers

The answer would be  $33,790.87

Answer:

$27.90 is the correct answer

Partnerships refer to more than one owner. a limited partnership ______________.

Answers

Is it a multiple choice question? Anyway, this is the definition of a limited partnership:

A Limited Partnership is a partnership consisting of a general partner, who manages the business and has unlimited personal liability for the debts and obligations of the Limited Partnership, and a limited partner, who has limited liability but cannot participate in management.
Final answer:

A limited partnership is a business entity in which some partners have limited liability, unlike general partners. A private company is owned and managed by its owners or hired managers, while a public company sells shares to the public and is managed by a board of directors. The risk involved varies with different factors.

Explanation:

In business, a limited partnership refers to a type of partnership in which some partners enjoy limited liability. That means, unlike general partners, they are not responsible for the partnership's debts beyond their investments. Here, the partnership is run by general partners while limited partners typically have little or no say in the day-to-day management. When compared to other types of companies, a private company is owned by its members and managed by them or hired managers on a day-to-day basis, while a public company has sold shares to the public, and is managed by a board of directors elected by the shareholders. The level of risk involved in these organizational structures depends upon various factors such as the nature of business, market conditions, management efficiency, etc.

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Which factors do you think are more to blame for obesity: individual actions or social factors like food marketing? Why?

Answers

individual actions becuase its not the fault of the food marketing they only sell food for you and you decide what to buy there
Final answer:

Obesity is caused by a blend of individual behaviors and broader societal factors including environmental influences, food marketing, and socioeconomic status. Efforts to limit obesity should focus on education, access to healthy foods, and fostering physical activity-friendly environments. A comprehensive approach that recognizes both personal and societal contributors is key to tackling obesity.

Explanation:

The causes of obesity are complex, encompassing both personal behavior and societal issues like food marketing. An individual's actions, such as excessive food intake and lack of physical activity, significantly contribute to obesity. However, these behaviors are not entirely personal choices but influenced by environmental factors such as socioeconomic status, availability of healthy food options, and safe places for physical activity. The prevalence of high-calorie, low-nutrient foods and aggressive marketing, especially in neighborhoods with fewer resources, adds to the challenge. Obesity-related diseases become more common in such scenarios, and addressing this health crisis requires considering all contributing factors, from genetic susceptibility to environmental influences and social determinants.



Technological advancements that promote a sedentary lifestyle and the increasing costs of healthy food also play a role in the rising rates of obesity. However, factors that may limit obesity include widespread education on nutrition and health, increased access to healthy food options regardless of socioeconomic status, and the creation of safer, more active communities.



To effectively combat obesity, it's crucial to understand the full spectrum of influences, from personal choices to broader social and economic pressures. Healthcare professionals and public health initiatives focus on promoting healthier lifestyle habits while acknowledging the systemic challenges that make such changes difficult for many.

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Which of the following statements is correct? ACars typically lose the most value in the first year after purchase. BHouses will always appreciate in value over the long-term. CBoth A & B D or neither a or b

Answers

A, it is correct because Houses cant appreciate the value because they wear out so fast, Cars wear down faster because its metal.

I believe the answer is: A. Cars typically lose the most value in the first year after purchase

As the miles usage in cars increase, the quality of the machine tend to deteriorate, which would lead to the decrease in the cars' value. On top of that, the new model that given by car companies tend to possess better technology/design. On average, cars tend to lose 15 - 25 % in value during the first year.

Dave owns 15 shares of ABC mining stock. on monday the value of each shares rose $2 but on tuesday the value fell $5. what is the change in the value of dave's shares?

Answers

First, the value of each share rose by 2. So we have +2.

Then it fell by 5. So we have
2 - 5 = -3

Each share has a net value of negative 3.
Dave owns 15 shares. So,
15 * (-3) = -45.
So, there is a net loss of $45.

According to the pie chart, which function consumed the largest portion of government expenditures in 2003?

providing retirement income for older citizens

improving roads, bridges, and other infrastructure

providing health care for older and poor citizens

paying the interest on the national debt

improving education and training for poor citize

Answers

Final answer:

The largest portion of government expenditures in 2003 was likely spent on providing health care for older and poor citizens, which includes programs like Medicare and Medicaid.

Explanation:

According to the information provided, which reflects government expenditures from various figures, the function that consumed the largest portion of government expenditures in 2003 was likely providing health care for older and poor citizens. This category, which includes programs such as Medicare and Medicaid, has consistently been a significant part of the budget, growing steadily as a percent of GDP. When it comes to entitlements which represent obligations that the government must pay, health care is a substantial portion, alongside Social Security, and interest payments on the national debt.

If as a part of its business, a company routinely handles toxic materials, all employees who come into contact with the hazardous materials should _______.



a.

be allotted more vacation time than other employees


b.

be filing to collect worker?s compensation


c.

be trained to safely handle and dispose of the materials


d.

be able to file complaints to OSHA to close the business

Answers

If as a part of its business, a company routinely handles toxic materials, all employees who come into contact with the hazardous materials should be trained to safely handle and dispose of the materials! This is extremely important.

If as a part of its business, a company routinely handles toxic materials, all employees who come into contact with the hazardous materials should be trained to safely handle and dispose off the materials. Therefore, the option C holds true.

What is the significance of hazardous materials?

Hazardous materials can be referred to or considered as materials that are usually harmful for the consumption or exposure in any matter as may be prescribed. These materials may also prove to be fatal in nature at some times.

A company that deals in a working environment of hazardous materials =, it becomes extremely for such organization to dispose and treat these materials in a safer manner, so that no further damages are caused to the people after the usage of materials has been completed.

Therefore, the option C holds true and states regarding the significance of hazardous materials.

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In _____ interviews, interviewers tend to ask questions which they see fit and do not depend on a fixed set of questions for their interviews.

Answers

saving accounts usually offer higher interest rates
I think it is

In unstructured interviews, interviewers tend to ask questions which they see fit and do not depend on a fixed set of questions for their interviews. This type of interview is also known as a standardized interview or a researcher-administered survey.

In structured interview, on the other hand, managers ask each applicant the same standard question.

What are two ways that a person's wealth may be taxed? Describe these taxes.

Answers

Here are the answers to the question above. The two ways that a person's wealth may be taxed according to the following: 
Estate taxes are taxes levied on a person’s estate when that person dies. Inheritance tax is a tax on the property or assets that someone has passed on to another. Hope this answers your question.

Conflict management is dealing with conflict in either a _________________.





a.


confrontational, non-confrontational, or cooperative way




b.


non-confrontational, cooperative, or interpersonal way




c.


cooperative, aggressive, or assertive way




d.


confrontational, non-confrontational, or uncooperative way

Answers

As far as I remember, conflict management is dealing with conflict in either a confrontational, non-confrontational, or cooperative way. So the answer is A.

Answer:

The answer is A

Explanation:

3. If a home buyer puts 20% down on a $200,000 house and uses a mortgage to borrow the rest, how much will the mortgage be (excluding any closing costs)? $160,000

Answers

Final answer:

The mortgage amount the home buyer would need to borrow after a 20% down payment on a $200,000 house is $160,000, which is the house price minus the down payment.

Explanation:

If a home buyer puts 20% down on a $200,000 house, the down payment would be $40,000 (which is 20% of $200,000). The remaining amount of the house price, which the buyer would need to borrow as a mortgage, would be $160,000 (the total price of $200,000 minus the $40,000 down payment). This calculation is based on the concept that putting 20% down is conventional wisdom, though it is possible to put down as little as 3.5% with certain loans such as an FHA loan. However, down payments less than 20% typically require private mortgage insurance (PMI), increasing the overall cost of the mortgage.

A company bought a piece of land. It can use this resource to build a factory or to plant crops. The company can also hold onto the land and try to resell it later for more money. The company decides to build a factory on the land. Any value given up from not choosing the other options is the _____.

Answers

Trade-off is the answer

i had got trade off and its right


How might a surplus of food have helped civilizations advance from hunter-gatherer societies?

A.A surplus of food allowed people to move to new homes more often.
B.A surplus of food allowed people to specialize in different jobs.
C.A surplus of food allowed people to hunt large animals more easily.
D.A surplus of food allowed more people to become successful farmers.

Answers

A surplus of food is definitely something that allowed people to specialize in different Jobs. This is how we can say that the people in the past used this surplus. I hope this works for you 

Answer:

it helped them have time to do differant jobs

so b

Explanation:

What is the purpose of file extensions?

A. They execute the mail merge function.
B. They tell the operating system what kind of document you are creating.
C. They set up your files in an organized hierarchy.
D. They run the spelling checker and grammar checker features.

Answers

The purpose of File Extensions is that they tell the Operating system what kind of document you are creating.

What is File Extension?

A filename extension or file extension is a suffix added to the name of the computer file which indicates the characteristics of the file or its purpose.

What is Operating System?

Operating System is the initially loaded programme in the computer which manages all the running programmes, applications and functions of the computer. Some of Operating systems are Linux, Microsoft Windows, Mac OS etc.

What is a Document?

Any file which contains any kind of information is a Document. Document can be in any mode like Hard copy or in electronic form like pdfs, excel sheets etc.

Hence Option B is the Correct answer.

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Final answer:

File extensions help the operating system understand the type of file, to manage and open it with the correct program.

Explanation:

The purpose of file extensions is to indicate to the operating system what type of file it is dealing with. This helps the operating system to know which program can open and work with the file. For example, a '.docx' extension indicates a Microsoft Word document, and an '.mp3' indicates an audio file. Thus, the correct answer to the question is:

B. They tell the operating system what kind of document you are creating.

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Which is a certificate of debt issued by corporations and governments?
1. Stock
2. Bond
3. Annuity

Answers

For Plato users the answer is B.  bond

Which of the following statements is false? A. A debit card never has a MasterCard or Visa logo on it. B. Your debit card is like cash. C. You do not borrow money when you use a debit card. D. Loaning your debit card to friends is a not smart thing to do.

Answers

A debit card is like cash, because you withdraw from your bank account money that you've already saved in it, so it's not B. or C.
D. is obviously true, so it isn't that either.

So by process of elimination, I'm pretty sure the correct answer is A.

Final answer:

The false statement is 'A debit card never has a MasterCard or Visa logo on it.' Debit cards can bear these logos, as they are payment systems networks. The other statements regarding the function and security of debit cards are true.

Explanation:

The false statement that is options is A. A debit card never has a MasterCard or Visa logo on it. That's not true. Debit cards are often issued by banks and they can bear the logo of MasterCard or Visa, as they are payment systems. It indicates where these cards are accepted as a form of payment.

The other three statements are true. Your debit card is like cash. When you use a debit card, the money is directly deducted from your banking account, just like how cash functions when you pay with it. we cannot borrow money using a debit card. Payment is made from the money you already have in your account, unlike a credit card where you borrow money from the bank to make a purchase. Lastly, Losing your debit card to friends is a not smart thing to do. It can pose risks to your financial security as debit card details can be misused for unauthorized transactions.

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What does making a credit card minimum payment mean?

Answers

Credit card terms require you to pay at least the minimum payment by the date pointed out every month. This payment is the lowest amount you can pay on your credit card to avoid penalties. Minimum payments are usually a percentage of your outstanding balance.

Hope this helps.

Metropolitan Bus Company purchases diesel fuel from American Petroleum Supply. American Petroleum Supply charges $250.00 to cover delivery expenses. The lead time for a new shipment from American Petroleum is 10 days and the cost of holding a gallon of fuel in storage is $0.04 per month or $0.48 per year and annual fuel usage is 150,000 gallons. MBC operates 300 days a year. What is the optimal order quantity for MBC? How frequently should MBC order to replenish the gasoline supply? The MBC storage tanks have a capacity of 150,00 gallons. Should MBC consider expanding the capacity of its storage tanks? What is the reorder point?

Answers

Thank you for posting your question here at brainly. I hope the answer will help you. Feel free to ask more questions.
The answer is 12500. Below is the solution for the above question:EOQ= sqrt (2*150000*250)/.48 
EOQ= 12500

Credit reports are created by?

Answers

From my knowledge, Lenders are the people who make them.

Carla deposits $3,000 a year into her retirement account. if these funds have an average earning of 8 percent over the 40 years until her retirement, what will be the value of her retirement account?

Answers

In case Carla deposits every year 3000$. Then pretty much, just the depostis will be 120.000$ during the 40years. If the average earning 8% per year, the first deposit has 40times this earning, the second 39times and so on...so it will be 3000 * (1,08 + 1,08^2 + 1,08^3 + ... + 1,08^40) and that is 839.343,12$.

Final answer:

Using the formula for compound interest, it can be calculated that the value of Carla's retirement account will increase to about $800,000 after 40 years, if she deposits $3,000 annually at an average interest rate of 8%.

Explanation:

The value of Carla's retirement account after 40 years can be calculated using the formula for compound interest which is A = P(1 + r/n)^(nt). In this scenario, P is $3,000, r is the interest rate which is 0.08, n is the number of times that interest is applied per period, which is 1 (as it's annually), and t is the number of time periods the money is invested for, which is 40 years.

So, substituting in the values we have, A = 3000(1 + 0.08/1)^(1*40). Therefore, the value of Carla's retirement account will be approximately $800,000 after 40 years.

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It is less important to account for factors like warranties and durability when purchasing a
A. durable good
B. long-term product
C. nondurable good
D. very expensive item

Answers

long-term product or b

The answer is C) nondurable good

I took the test and C was correct.

When greg started his window-washing business, he wanted to keep things simple. as recommended, he filed a record of the business with the state where he resided. he carefully watched his expenses including state filing expenses and licensure requirements. greg’s financial resources were limited, but so were his concerns; after all, “he was the business.” greg’s business is a ___________________.?

Answers

I think his business is a window washing business he is a entrepreneur

Which of the following payment types require you to pay upfront?
A) Money Order

B) Cashier's Check

C) Pre-paid Card

D) All of the above

Answers

The question given asked which among the given choices which includes the following: (A) Money order, (B) Cashier's check, (C) Pre-paid Card are to be paid upfront. To answer this item, it should be noted that all of the given choices require to be paid upfront. Hence, the answer is letter D. All of the above.

What must an entrepreneur do after creating a business plan

Answers

Here is the answer to the given question above. What an entrepreneur must do after creating a business plan is to finance the business. What an entrepreneur assumes when starting a business is that clever market strategies may still fail to sell a product. Hope this is the answer that you are looking for.

 

After creating a business plan, an entrepreneur does finance the business.

Further Explanation:

Entrepreneur:

An entrepreneur is a person who alone can start his business. He is the only owner of his business. He does not have any partnerships with other people. He takes all the losses in the business. He also earns all the profit in the business. The successful entrepreneurs are those people who have the ability of leadership and risk management.

Business plan:

A business plan refers a plan in which the entrepreneur decides about when to start the business, the product that has been produced, short term goals, long term goals, estimated how much units produced, cost of production of units and other expenses that have been occurred after starting the business.

After making a business plan, he does finance the business. The entrepreneur starts financing the business. He looks after the sources of finance and how much finance should borrow and how much investment he can do own, and from what sources the entrepreneur should take finance whether from a private bank or any other sources. An entrepreneur decides on the basis of that the debt should not be more than equity as it creates more burden on the business to pay the debt immediately.

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1. Learn more about business law

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3. Learn more about profit margin

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Answer details:

Grade: Middle School

Subject: Business

Chapter: Entrepreneurship

Keywords: Must, an entrepreneur, do after, creating, business plan, business, Entrepreneurship, to finance the business, own business, short term goals, long term goals.

Explain the connections between democracy and the free enterprise system.

Answers

Democracy is a political system and free enterprise is an economic system. They are related by the concept of individual freedom, meaning that people have the freedom to choose how they work and earn. 

What are some disadvantages and advantages of online grocery shopping?

Answers

ADVANTAGES 
THEY ARE CONVENIRNT +
THEY ARE QUICK 
THEY SAVES TIME 

DISADVANTAGES 
UNKNOWN QUALITY
UNKNOWN TIME+
ETC ETC
Advantages
They are Simple
Save Gas
You can get deals

Disadvantages
Wrong order
Paying Shipping
Package not on time

Which of the following items are required on a food label?


a. Dietary fiber

b. Sugar alcohol

c. Insoluble fiber

d. Beta-carotene

Answers

the one that is required on a food label is :
A. dietary fiber
Many consumers need this information for maintaining their bowel movement

hope this helps

a state park charges $5 per car plus $1 per person as an admission fee. the total charged for a car with x people is f(x)=x+5. how will the graph of this function change if the per car charge is changed to $8 per car?
A. The line will shift vertically down by $3
B. the line will shift vertically up by $3.
C. The line will shirt vertically up by $8.
D. The line will shift vertically down by $8.

Answers

The two functions that defines the situation are : 
f(x) = x + 5
and
f(x) = x + 8

When you plug in different values of x and graph the coordinates,you will notice that the graph as been shifted 3 units up.
So,
The best answer is : 
B. the line will shift vertically up by $3.

Answer:

b

Explanation:

Other Questions
plzs help math problem im failing shcool A working model of a new product for testing purposes. So I have some math questions I'd like for some one to check :)1. Rename 4/7 as a percent. Round to the nearest tenth of a percent if necessary.A. 47% B. 1.8% C. 57.1% D. 28% 2. Rename .709 as a percent. A. 709% B. 70.9% C. 79% D. 7.09% 3. Alice plays basketball. In one she shoot 21 free throws and makes 81.25% of them. Estimate how many free throws she makes?A. About 16 B. about 2 C. About 20 D. About 14 4.Estimate 48% of 23.95 A. About $12.00 B. About $11.00 C. About $15.00 D. About $10.00 5. The bill at a restaurant is $58.50 and mrs. Johnson wants to leave a 15% tip. Approximately how much money should she leave?A. About $15.00 B. About $9.00 C. About $6.00 D. About $11.00 6. What percent of 50 is 12.5? A. 4% B. 25% C. 40% D. 15% 7. 50 is 6.25% of what number? A. 8 B. 80 C. 750 D. 800 8. Which proportion can be used to solve the following percent problem? What is 50% of 70%?A. x/70 = 50/100 B. x/50 = 70/100 C. 50/70 = x/100 D. 70/x = 50/100 My answers: 4/7 as a percent. Round to the nearest tenth of a percent= 0.57142 = 57.142% = 57.1% C .709 as a percent 70.9% B 81.25% of 21 = about 16 A 48% of 23.95 = about 12.00 A 15% of $58.50 = about 5.8 + 2.9 = 8.7 = about 9 B 50 is 12.5? 12.5/50 = 25/100 = 25% B 50 is 6.25% of what number 50 = 0.625 times X So x = 50/0.625 = 80 B 50% of 70% = 35 So the proportion would x/70 = 50/100 A She never really liked Bill. a. noun c. preposition b. verb d. pronoun 3x-2y=145x+6y=42 and what is the answer How did the Egyptians build pyramids? Explain why it's important to create a consistent schedule for your personal training plan. Select all that apply.Carbohydrates are found in foods that contain:starchproteinamino acidsfatssugar the train accelerates from 30 km/h to 45 km/h in 15 secs. a. find its acceleration. b. distance it travels during this time ...? The amnion is an extra-embryonic membrane that surrounds the embryo and encases it in amniotic fluid.Which animal lacks an amnion?A) frogB) lizardC) pigeon Let U = {q, r, s, t, u, v, w, x, y, z} A = {q, s, u, w, y} B = {q, s, y, z} C = {v, w, x, y, z}.List the elements in the set. 12) C A What is the primary determining factor that will or will not allow solute diffusion?What are two secondary factors that affect solute diffusion? Why is Iceland called the "land of fire and ice"? F is the midpoint of EG. Find the length of EG , given that the length of FG is 10.9A. 20.9B. 21.8C. 22.8D. 23 Taken for a Rideby T. Herlinger Laurel and her best friend, Paula, had boarded the Seattle ferry at 9:00 that morningthe first day of Spring Breakstowing their backpacks in a locker and climbing to the top of the ship. They had watched from the stern as the Space Needle and other Seattle landmarks faded away and the San Juan Islands gradually appeared. It would be another few hours before they reached Canada, which left them plenty of time to explore the boat. In no time, Laurel befriended one of the ship's stewards, Ronald, who oriented the girls a bit, pointing out the snack bar and naming the various geographical sights they were passing. Laurel was fast developing a crush on the boy, and he was flirting right back, telling jokes and spending more time with her and Paula than with other passengers. The trip was shaping up just finethat is, until Laurel went to buy some chips and discovered her wallet was missing! "Paula, it's just disappeared," she desperately told her friend, "my passport, all my money, my mom's credit card, everything!" Paula tried to remain calm and to offer some comfort. "Could you have left it in your backpack, in the locker?" Laurel shook her head, nearly in tears now, but they raced down to the lockers anyway and emptied out the contents of both their packsno luck. Laurel started pacing the floor, in a panic. There was no way Customs in Canada would ever let her in without any identification, which meant her vacation was ruined. Just then, Ronald appeared out of nowherea welcome sight to the distraught girls. Paula related the predicament they were in, and Ronald offered to announce the lost wallet on the PA system, but Laurel begged him not to. She felt humiliated enough as it was without the whole ship knowing about it. "You probably just dropped it or misplaced it," he suggested. "Let's split up and search the ship's decks. Laurel, you and I can search the upper level, and Paula, you search the lower, okay?" Paula was amenable to the plan and quickly began scouring the area around the lockers. Laura and Ronald headed upstairs to the upper deck. Five minutes into their searching, Laurel slumped down on a bench and wept in frustration. Then, to her amazement, Ronald sat beside her and promptly produced her wallet from the inside pocket of his vest! "Oh, thank goodness!" Laurel cried. "But where on earth did you find it?" "I had your wallet all along," the steward confessed. "I knew you and your friend were inexperienced travelers, and I wanted to show you what an easy target you could be for pickpocketers. Always carry your wallet in an inside pocket, or deep in your backpack, okay?" Nodding solemnly as she wiped away her tears, Laurel promised that she would. It was a tough lesson, but not one this young traveler would soon forget.It was a tough lesson, but not one this young traveler would soon forget.Who is being referred to in this sentence?A.PaulaB.the narratorC.RonaldD.Laurel What is one major difference between sandstone and slitstone Jamaal spent x minutes today practicing his guitar and y minutes today on homework. If the total time he spent on both is 45 minutes or more, which inequality best represents his practice time?a. x + y < 45b. x + y > 45c. x + y 45d. x + y 45 Fran has been struggling with the tasks she has to accomplish over the next few weeks: homework due the next day (Tuesday), a French test that Thursday, an essay due in two weeks, an algebra test next Friday, and a science project the following Monday. To make things worse, she has to plan a surprise party for her best friend's birthday the weekend after next. How should she list her priorities, starting with the most urgent task? Rearrange the list below to build the right sequence. What is a defining characteristic of a short story? A. They have many complex characters. B. There is one main conflict that the main character faces. C. There are many smaller conflicts that build upon one another. D. a short story is always based on stories that actually happened. What tern is applied to juvenile actions or conduct in violation of criminal law? a)undisciplinedb)status offensec)neglectd)delinquency