Insurance underwriters sell insurance.

True or False?

Answers

Answer 1

Hello there!

Answer:

Your answer would be FALSE

Explanation:

The reason why your answer would be FALSE is because Insurance underwriters are NOT the ones that sell insurance to customers. The person that sells insurance to people are Insurance Agents.

What an insurance underwriter does is decide which types of insurance a company should have and which types of insurances the company shouldn't have. They're specifically not the ones that you call or see when you get insurance.

For example, when you call an insurance company, the person that picks up the phone is an Insurance Agent for the company. Insurance underwriters don't necessarily deal with customers because that is not their job task.

Answer 2

Answer:

false

Explanation:


Related Questions

when making a major purchase first determine your

Answers

is your needs wants

same dangers of business district include ?

1 rows of parked cars

2 delivery trucks

3 blind alleyways

4 posted maximum speed limit ​

Answers

Final answer:

The dangers of a business district include obstruction of view from rows of parked cars, potential traffic accidents due to delivery trucks, and hidden dangers in blind alleyways. Adherence to the posted speed limit is critical to mitigate these risks.

Explanation:

The dangers in a business district can derive from a variety of factors, each of which contributes to an overall increase in potential hazards. For instance, rows of parked cars may obstruct the view of pedestrian traffic or potential road hazards. Delivery trucks frequently stop and start, potentially leading to traffic congestion or accidents if other drivers are not attentive. Finally, blind alleyways can also pose a threat as they may hide potential dangers such as unsupervised activities or surprise vehicle movements. It's essential to observe the posted maximum speed limit to minimize these risks.

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You are trying to decide what you want to major in during your college years. How should you go about making the decision?

defining the problem
gathering information
evaluating information
selecting the best option
taking actionhould you go about making this decision?

Answers

Answer: select the best option

Explanation: because you have to think before you take action.

Answer:

The correct answer would be D, Selecting the best option.

Explanation:

You are in a college and you want to specialize in subjects and you want to make decision about which subject to choose among many choices, then you need to select the best option among all other available options. For example, you have completed your intermediate and now you are doing your bachelors in business administration, and you want to opt a specialization area, and the choices are Marketing, Finance, Accounting, Information Technology, Human Resources, etc, then you need to see which area of specialization is in demand and what area has the most scope in the market and in the coming days, so make a decision, choose the best one and go for it.

What describes the
overall aims of a buiness organization?

Answers

Answer:

The answer is Mission statement.

Explanation:

A mission statement of an organization describes the overall aims of a business organization. Every company has its two statements, one is the mission statement and other is the vision statement. Vision statement describes the vision of the company, where as mission statement describes the overall goals of the organization. It gives information about the type of product it provides, its target market, its potential customers, the region where it is operated, etc. So the mission statement is the one which describes the overall aims of a business organization.

Answer:

the mission of the business

Explanation:

Official goals detail a company's aims as described in its mission statement or in public statements, such as the corporate charter and annual reports. They help to build the organization's public image and reputation.

what would a casualty insurance policy cover?

A. Property damage caused by vandalism

B. Property damage caused by a broken pipe

C. A customer injury caused by defective product design

D. A customer injury caused by employee negligence

Answers

Answer:

The answer is (D) a customer injury caused by employee negligence.

Explanation:

A casualty insurance policy is a type of insurance that covers liabilities for individuals or organizations when negligence or omissions occur. It can apply to a variety of insurance types, such as aviation insurance, automobile insurance, and electronics insurance. It is not related to life insurance, health insurance, or property insurance. This makes (D) the only viable answer.

Answer:

a customer injury caused by employee negligence

Explanation:

Karen doesn’t like driving to the local bank branch, but doesn’t think that it is secure to do financial transactions on her phone. What is the best banking option for her?
A.
She should use online banking services and never go to her local bank branch.
B.
She should use online banking and only use her local bank when necessary.
C.
She should use mobile banking to avoid the security risks of online banking.
D.
She should use traditional banking for everyday transactions and questions.

Answers

Answer:

C

Explanation:

sounds best lol  

Answer:

The correct answer would be B, She should use online banking and only use her local bank when necessary.

Explanation:

People usually don't want to drive to their banks for small purposes. They normally want to do little and normal transactions from home. For this purpose, banks now offer online banking facility. People can send money from their online accounts. People can see their bank statements. People can do some other tasks depending on the banks which offer special online services. Banks make sure that this service is fully secured so that people don't be a victim of online theft. Banks asks full security questions and codes before approving you the online access every time you send money online. So it is completely secure to use online banking service and just visit the local bank if necessary.

How can social media be an asset in international marketing

Answers

Answer:

Explanation:

You can put your goods or services in your profile. Anyone doing a search for what they want gives you a chance for them to find what you put under your profile.

Answer:

Social media can grow, and destroy people if used correctly (and incorrectly).

Explanation:

Social media helps to spread the word, and spread information to other countries where that information would not otherwise be accessible. It also helps to kick-start ideas as almost 1/7 of the population uses ig and sc. That being said, only a portion receives an advertisement for a specific object, however, social media can really help in how quick something sells, or the quantity of it that sells.

which of these phrases is call to action

Answers

Answer:

Put the answer choices please, then I can help.

Explanation:

Answer:

Call For Your Free Consultation.

Explanation:

A call to action are words on an advertisement that persuade you to do something physically, hence physically calling for your free consultation.

Mariana’s apartment is broken into and her laptop is stolen

Which type of insurance is needed?

Answers

Answer:

Renters insurance.

Explanation:

Renters insurance covers your belongings in a rented or leased property from damage, theft, etc (this will vary from plan to plan).

A System Of Values That Gives Central Importance To Work Is A
a) Glasnost
b) Perestroika
c) Light Industry
d)work ethic

Answers

Answer:

Work ethic

Explanation:

Final answer:

A system which values work highly is known as a 'work ethic'. It promotes the idea that dedicated, hard work carries a moral value and is crucial to individual wellbeing.

Explanation:

A system of values that gives central importance to work is a work ethic. Work ethic is a belief that hard work and diligence have a moral benefit and are essential to a person's wellbeing. It is inherent in many cultures and individuals choose to work diligently to advance socially or meet personal goals. This is different from options a) Glasnost, b) Perestroika which refer to policy concepts from the late Soviet Union. C) Light industry is a sector of economy involving the production of consumer goods.

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Jorge is creating a directory of student phone numbers and addresses. He performed a query to obtain the data he will include. He now needs to arrange the data alphabetically by last name, from A to Z. Which sort function should he use?

A. Sort Ascending
B. Sort Descending
C. Filter
D. Reapply Sort

Answers

the answer is A. Sort Ascending

B because it is the most important part

True or false- 20th century sports marketing efforts focused primarily on female fans?

Answers

Final answer:

False. 20th-century sports marketing efforts did not primarily focus on female fans.

Explanation:

False. 20th-century sports marketing efforts did not focus primarily on female fans.

Other popular sports like prize-fighting, which attracted a predominantly male audience, and college football, which had a hierarchical structure and emphasized time management, catered to male fans.

In addition, women's competitive leagues were disbanded in the mid-1920s, and strenuous athletic activity was discouraged for women due to societal gender norms.

Scott wants to swim across a river that is 400 meters wide. He begins swimming perpendicular to the shore
he started from but ends up 100 meters down river from where he started because of the current. How far
did he actually swim from his starting point?
Pythagorean Theorem and probably radical​

Answers

Answer:

412.3 Meters

Explanation:

a= river width (400)

b= length traveled downstream (100)

c= total length (?)

[tex]a^{2} + b^{2} = c^{2}[/tex]

[tex]400^{2} +100^{2}= c^{2}[/tex]

160,000 + 10,000 = [tex]c^{2}[/tex]

[tex]c^{2}[/tex]= 170,000

[tex]\sqrt{170,000}[/tex] =412.3

Answer:

100^2+400^2=c^2

10000+160000=c^2

170000=c^2

c=412.3

Explanation: You square root 170000 so c=412.3

A company's growth rate is 4%, and the economy's growth rate is 6%. This is an example of _______ growth.

Answers

Answer: I'm not positive but i think its a "negative" growth.

Explanation:

Definition of supernormal growth: Growth rate of a firm or industry that is higher than that of the economy as a whole.

Emma is babysitting Laura’s children. Emma turns on the stove to make dinner, but a flame shoots out and burns Emma’s hand. Later, Laura realizes she forgot to tell Emma not to turn on the stove.

Which type of insurance is needed?

Answers

Answer:

Homeowners insurance, assuming Laura owns the house.

Explanation:

Homeowners insurance most often is what covers personal injury and liability claims if someone is injured in your house.

Just as a side note, if Laura is renting the home the landlord would need the homeowners insurance, not Laura.

If someone is hurt in your home, personal injury and liability claims are frequently covered by homeowner's insurance. As a side note, the landlord, not Laura, would require homeowners insurance if Laura were to rent the property.

What is insurance?

The best risk management instrument for shielding people and businesses from financial risks brought on by a variety of scenarios is insurance. The cash loss can at least be covered by insurance, but the emotional and psychological loss will never be made up.

Although there are some life-related uncertainties that you cannot eliminate, insurance will undoubtedly assist you shift the associated financial risk. In exchange for the premiums paid by the insured person, the insurance company (the insurer) agrees to pay for financial losses caused by insured eventualities. Insurance is a legal contract between the insurance company (the insurer) and the individual (the insured). Simply put, insurance is a means for transferring risk.

Therefore, we can conclude that Laura needs Homeowner's insurance.

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(25 Points)

Explains how a budget can help avoid your sibling's problem.

Answers

Answer:

well if you mean money

i just say i have problems with my money

and they just leave me alone

well i do have a lot of money

Answer:

If you budget your sibling, assuming they have a problem with spending, it will help them cut back on excessive spending.

How is the unemployment rate calculated

Answers

unemployment rate = number of unemployed persons divided by labor force

Unemployed / Civilian Labor Force = Unemployment Rate

The formula says that both employed and unemployed persons make up the civilian labour force.

What is unemployment rate ?

The percentage of the labour force without a job is known as the unemployment rate. It is a lagging indicator, which means that rather than foretelling changes in economic conditions, it often rises or decreases in response to them.

The unemployment rate is likely to increase when the economy is struggling and there are few open positions. It is reasonable to anticipate a decline in it when the economy is expanding healthily and there are plenty of available jobs.

With a few exceptions, the U.S. unemployment rate is announced on the first Friday of every month for the previous month. The report's current and previous iterationsare accessible on the Bureau of Labor Statistics website (BLS). Users can create and download tables displaying any of the aforementioned labour market indicators for a certain time period.

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kickstarter.com is a popular​

Answers

Answer:

kickstarter.com is a popular​  global crowdfunding platform

Explanation:

Final answer:

Kickstarter.com is a digital crowdsourcing platform designed to raise funds quickly by appealing to a large online community. It is part of the broader concept of crowdsourcing, which is a method of obtaining services, ideas, or content from a large group rather than traditional sources. Crowdsourcing allows the production of large amounts of data at a low cost, as seen with platforms like Wikipedia.

Explanation:

Kickstarter.com is a renowned platform that utilises the concept of digital crowdsourcing. Crowdsourcing aims to obtain required services, ideas, or content by appealing to a large online community instead of relying on traditional employees or suppliers. Kickstarter is specifically designed to raise substantial amounts of money in short timeframes, effectively circumventing the conventional financing process.

One of the primary examples of crowdsourcing is Wikipedia, the free online encyclopedia. Much like a physical book, which might have numerous authors and editors, a Wikipedia page could be written and reviewed by several volunteers, thus providing large quantities of data produced at a low cost. Kickstarter and other web-based companies operate on this same principle of collaborative effort.

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The following statement is from the contract Peter signed with his Homeowners' Association (HOA).

"Overnight parking on community streets is prohibited. For the purpose of this contract, 'overnight' will be defined as the hours between 11:00 p.m. and 4:00 a.m. The HOA will monitor overnight parking not less than once every calendar week with nightly patrols by community security.

"In the event a car is found parked on community streets overnight and that ownership of the offending car can accurately be verified as a community homeowner, the homeowner will receive one (1) written warning asking him or her to correct the situation. A second and third infraction by the same homeowner, whether or not it is with the same car, will result in a monetary fine as permitted by CC&R guidelines and HOA bylaws. Further infractions (past 3) will result in monetary fines in addition to the towing of the car at the homeowner's expense."

After parking his car at 12:30 a.m. last night, Peter was approached by the on-duty neighborhood security guard. The guard told Peter that it was against established HOA rules to park overnight on community streets and reminded Peter that he had signed the contract agreeing to adhere to those rules. He then asked Peter to move the car onto his driveway and warned him that a second offense would result in a monetary fine.

Which of the following facts invalidates the contract between Peter and the HOA?


a.
12:30 a.m. is not considered "overnight."
b.
The guard did not give Peter a written warning.
c.
Peter did not read that part of the contract before he signed it.
d.
Peter parked in the street even though his driveway was empty.


Answers

Answer:

The answer should be B

Answer:

B

Explanation:

According to O*NET, what are common skills needed by Hotel, Motel, and Resort Desk Clerks? Check all that apply.

science
social perceptiveness
service orientation
speaking
active listening
equipment maintenance

Answers

Answer:

social perceptiveness, service orientation, speaking, active listening

Explanation:

edg 2021

The common skills are skills which are desirable in all professions, The skills needed by Hotel, Motel, and Resort Desk are the social perceptiveness, service orientation, speaking and active listening.

What are the common skills?

Common skills are also known as Soft skills,  or core skills. They are skills which are desired in all professions.

These include social perceptiveness, service orientation, speaking and active listening, critical thinking, problem-solving, public speaking, etc.

Some common service orientation is:

Social perceptiveness: it refers to unspoken communication like choosing up on body language words, and recognising the motive behind specific conducts, and it is mostly used in hotels.

Service orientation : it refers to the quality to recognise and encounter customer's needs, and it is mostly used in motels.

Speaking and active listening : Active listening requires to perceive paying attention to a speaker, This keeps both listener and speaker actively moved in the conversation and are mostly used in the Resort Desk Clerks.

Therefore, The social perceptiveness, service orientation, speaking and active listening are needed by Hotel, Motel, and Resort Desk Clerks.

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Which of the following goals does the government pursue in a socialist economic system

Answers

Answer:

Socialist ideals include production for use, rather than for profit; an equitable distribution of wealth and material resources among all people; no more competitive buying and selling in the market; and free access to goods and services.

Explanation:

Final answer:

The government in a socialist economic system prioritizes equity by redistributing wealth and providing comprehensive social services to ensure fairness and social equality among its citizens.

Explanation:

In a socialist economic system, the government pursues the goal of equity. This system focuses on promoting fairness and social equality by redistributing wealth among citizens. Governments in socialist economies may tax wealthier individuals at a higher rate to fund social welfare programs for those less affluent, thus ensuring that wealth distribution is based on one's contribution to society rather than capital ownership. Option A

Additionally, socialists believe the state should provide expanded services, including health care, subsidized housing, education, and higher minimum wages, as a way to ensure equal opportunities and outcomes for all citizens.

While growth, efficiency, and security are also important economic goals, they are pursued differently in socialist systems as compared to market economies. In some instances, programs aimed at increasing economic equity, such as providing free public education, can also complement and promote economic growth by cultivating a well-educated workforce that supports future expansion.

Complete the statement with the correct words. In (A) , people invest money in a company in exchange for the company’s (B) .

A: debt crowdfunding, donation crowdfunding, or equity crowdfunding

B: goods, services, or shares

Answers

Answer:

In Equity crowdfunding people invest money in a company in exchange for the company's Shares

Explanation:

Equity crowdfunding is a way by which a large number of  investors fund a company usually a startup/medium scale company in return of owning a small part of the company i.e shares

why would a mutual fund, a collection of stocks, bonds and other Securities have less risk than investing in stock alone​

Answers

Answer:

Because of the nature of risk associated with investing in the Stocks.

Explanation:

Investing in more than one funds, like mutual funds, a collection of stocks and bonds, etc, is a technique to divide the risk over different investments. Investing only in one investment whose nature is pretty volatile like stocks, is very risky. If a person invests in one volatile investment like Stocks, he is more likely to bear high risks. So investing in more than one thing will divide the risk associated with investing in one stock alone. So it is always preferable to divide your risk by investing in more than one investments.

Answer:

The Answer Is A. Stocks are higher risk than most other securities in a mutual fund, but when averaged with the risk of the other securities, mutual fund risk is not as high as stock  risk.

Explanation:

I took the test.

What is a Technical Writer?

Please be fast! Thank you!

Answers

A technical writer is a professional information communicator whose task is to transfer information between two or more parties.

Answer:

Explanation:

Do you have a manual that came with your family's car?

That manual was written by a technical writer.

Do you have directions on how to use that water purifier make in China. And the directions are special? A technical writer wrote those as well.

We bought a temporary winter garage that had no words of explanation -- just a lot of pictures. A technical writer didn't draw the directions, but he did put them in order so that what you were to do was easily understood -- step by step.

A technical writer is a person who writes manuals and directions and warnings and specifications about every machine you bought. They are the ones that are responsible for simplifying things so that what you read is understandable. Most of the time you shouldn't have to phone the company about what is meant.

Dividends of a company are:

Answers

A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits. When a corporation earns a profit or surplus, the corporation is able to re-invest the profit in the business (called retained earnings) and pay a proportion of the profit as a dividend to shareholders.

Which combination would create medium growth and medium risk?

Answers

The only thing I can come up with is Stocks and bonds

Answer:stock based and bond based mutual funds

Explanation:

With online banking , you can:

Answers

Answer:

You can do most things at a bank now on your phone. This includes transfering funds, changing bank information, making payments, closing your accounts, opening up a new account. Etc. However some things like depositing cash still need to be done at the branch/bank.

Online banking facilitates efficient financial management by allowing electronic transactions, fund transfers, and access to financial services, helping users manage their money and avoid overdraft fees.

With online banking, individuals and small businesses can manage their finances more efficiently and effectively. This system allows users to carry out a wide range of financial activities electronically, such as balancing checkbooks, tracking cash flow, and avoiding overdraft fees. Online banking provides a convenient platform for managing savings and checking accounts, facilitating easy money transfers through debit cards, and eliminating the need for physical currency exchanges by allowing digital transactions. Moreover, it offers access to financial and investment services that might not be available through traditional banking methods. The flexibility to access funds either through ATMs or online transfers has made the lines between checking and savings accounts increasingly blurred, with many banks now offering hybrid accounts with features of both.

The cost of employee benefits is ____ the cost of salary and wage payments. 25 percent 31 percent 66 percent 200 percent

Answers

According the the Bureau of Labour Satatistics the cost of employee benefits is about 30 percent

The state of the economy has a significant effect on demand for which type of commodities?

Answers

Answer:

Non-essential commodities

Explanation:

When the economy is in bad shape, people will usually restrict their expenses to only the essential items they really need: food, clothes, housing, transportation.  Even within those categories, they'll make more economical choices (for example ground beef instead of a t-bone steak).

When the economic situation is better, they will improve their selection and choices in the 4 categories mentioned, and will also spend on luxury and non-essential commodities, like entertainment (movies), a second car, jewels, and so on.

Select the correct text in the passage.

Read the cover letter. Which sentences present the best evidence that the candidate has a record as a successful salesperson?

Dear Mr. Berkeley,

I heard about the salesperson opening that you have at your company through the Job Board Website. I know that I would make a great addition to your sales team and would be a great fit within your company.

As a salesperson for Potted Plants, Inc., I worked hard to greet every customer who walked through the door. I spent a great deal of time learning about the various pots and plants that we offered, so I could answer any questions that our customers had. If I didn't know the answer to a question, I knew where to find out and was quick to obtain the answers. I helped customers discover other products that they could purchase, and inceased my sales percentages by over 11% above any other salesperson on the team.

I worked to go above and beyond for each customer. In one instance, I had a customer who wanted to find a unique pot for her daughter. We spent a lot of time walking through the store, discussing the various options. In the end, we decided to have a pot specially ordered through our manufacturer.

As a member of your sales staff, I know that I will represent your brand well and make each customer that walks through the doors feel comfortable in the store, making them want to return again and again.

Thank you for your consideration,

John Smith

Answers

Answer:

I helped customers discover other products that they could purchase, and increased my sales percentages by over 11% above any other salesperson on the team.

Explanation:

The successful habit of a salesperson is usually measured by the amount of sales he or she is able to make during a given period and how good that person is in persuading individuals to make a purchase.

Answer:I helped customers discover other products that they could purchase, and increased my sales percentages by over 11% above any other salesperson on the team.

Explanation:

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