How much will you have at the end of 5 years in a European vacation account if you deposit $200 a month in an account that is paying a nominal 12 percent per year, compounded monthly

Answers

Answer 1

Answer:

The final value is $16,333.93

Explanation:

Giving the following information:

You deposit $200 a month for 5 years on an account with an annual interest rate of 12% compounded monthly.

First, we need to calculate the monthly interest rate:

Interest rate= 0.12/12= 0.01

Now, we can calculate the future value using the following formula:

FV= {A*[(1+i)^n-1]}/i

A= monthly deposit= 200

i= 0.01

n= 5*12= 60

FV= {200*[(1.01^60)-1]}/ 0.01= $16,333.93


Related Questions

"Another term for online word-of-mouth marketing is ________, which refers to the transmission of messages in much the same way that biological viruses are transmitted from person to person."

Answers

Answer:

The correct answer is letter "B": viral marketing.

Explanation:

Word-of-mouth marketing or viral marketing is the type of advertising consumers make of a product or service based on their own experiences. They could represent a benefit or a risk for the company of the product in reference since the comments being spread about it are based on subjective ideas.  

Comments of people with a certain degree of influencing others are likely to affect more a firm's sales negatively or positively.

LaCrosse Products has a budget of $900,000 in 2015 for prevention costs. If it decides to automate a portion of its prevention activities, it will save $80,000 in variable costs. The new method will require $40,000 in training costs and $100,000 in annual equipment costs. Management is willing to adjust the budget for an amount up to the cost of the new equipment. The budgeted production level is 150,000 units.Appraisal costs for the year are budgeted at $600,000. The new prevention procedures will save appraisal costs of $50,000. Internal failure costs average $15 per failed unit of finished goods. The internal failure rate is expected to be 3% of all completed items. The proposed changes will cut the internal failure rate by one-third. Internal failure units are destroyed. External failure costs average $54 per failed unit. The company's average external failures average 3% of units sold. The new proposal will reduce this rate by 50%. Assume all units produced are sold and there are no ending inventories.4) What is the net change in the budget for prevention costs if the procedures are automated in 2015? Will management agree with the changes?A) $60,000 decrease, yesB) $60,000 increase, yesC) $140,000 increase, noD) $80,000 decrease, yes

Answers

Answer:

Option (B) is correct.

Explanation:

Total costs:

= Training costs + Annual Equipment costs

= $40,000 + $100,000

= $140,000

Net increase in prevention costs:

= Total costs - Amount save in Variable costs

= $140,000 - $80,000

= $60,000

Therefore, the net increase in the budget for prevention costs if the procedures are automated in 2015 is $60,000.

Yes,  the management agree with the changes.

AlphaBrona Industries manufactures 50,000 components per year. The manufacturing cost of the components was determined as follows:Direct materials$ 80,000Direct labor100,000 Variable overhead 30,000 Fixed overhead 60,000Total$270,000An outside supplier has offered to sell the component for $10. Fixed costs will remain the same if the component is purchased from an outside supplier.What is the effect on income if AlphaBrona Industries purchases the component from the outside supplier

Answers

Answer: -$290,000

Explanation:

The income would reduce by $290,000 if purchased from an outside supplier.

$270,000 is the cost of manufacturing 50,000 components per year.

Should they buy from outside it would cost $10 per component which would come to $500,000.

Fixed costs remain the same so we add that to the cost of purchasing outside.

$500,000 + $60,000 = $560,000

Total cost of purchasing from outside is $560,000.

The difference between the costs is =$560,000 - $270,000

= $290,000

This difference in cost would have to be accounted for from income so if purchased from outside, the income will reduce by $290,000.

A​ BBB-rated corporate bond has a yield to maturity of 7.7 %. A U.S. treasury security has a yield to maturity of 6.3 %. These yields are quoted as APRs with semiannual compounding. Both bonds pay​ semi-annual coupons at a rate of 7.3 % and have five years to maturity. a. What is the price​ (expressed as a percentage of the face​ value) of the treasury​ bond? b. What is the price​ (expressed as a percentage of the face​ value) of the​ BBB-rated corporate​ bond? c. What is the credit spread on the BBB​ bonds?

Answers

Answer:

The price as a percentage of the treasury stock is 104.23%

The price as a percentage of the BBB-rated corporate bond is 98.37%

The credit spread on the bond is 1.40%

Find detailed computations in the attached.

Explanation:

The credit spread on BBB-rated corporate bond is the difference between its effective interest rate and the interest rate on the U.S government treasury security,that is:

7.7%-6.3%=1.40%

Note that the par value of a bond is usually $1000.

The following income statement contains errors.Curbstone CompanyIncome StatementFor the Year Ended August 31, 20161 Sales $8,595,000.00 2 Cost of merchandise sold 6,110,000.003 Income from operations $2,485,000.004 Operating expenses: 5 Selling expenses $800,000.00 6 Administrative expenses 575,000.00 7 Delivery expense 425,000.00 8 Total operating expenses 1,800,000.009 $685,000.0010 Other income and expense: 11 Interest revenue 45,000.0012 Gross profit $640,000.00Identify the errors by preparing a corrected multiple-step income statement. Be sure to complete the heading of the statement. Refer to the information given in the exercise and to the list of Labels and Amount Descriptions provided for the exact wording of the answer choices for text entries. A colon (:) will automatically appear if it is required. In the Other income and expenses section only, enter amounts that represent other expenses as negative numbers using a minus sign.

Answers

Final answer:

To correct the income statement, the gross profit must be calculated by subtracting the cost of merchandise sold from sales, and the net income is determined by adjusting the income from operations with other income, such as interest revenue.

Explanation:

The income statement provided contains several errors that we need to correct to present the financial performance properly. The corrected multiple-step income statement should sequentially deduct various costs and expenses from the sales to arrive at net income. It is also important to correctly categorize and sequence items like gross profit, income from operations, and total operating expenses.

Corrected Income Statement

Curbstone Company
Income Statement
For the Year Ended August 31, 2016

Sales $8,595,000The cost of merchandise sold is $6,110,000Gross Profit (Sales - Cost of merchandise sold) $2,485,000Operating Expenses:Selling expenses $800,000Administrative expenses $575,000Delivery expense $425,000Total operating expenses (Selling + Administrative + Delivery expenses) $1,800,000. Income from Operations (Gross Profit - Total operating expenses) $685,000Other Income:Net Income (Income from Operations + Other Income) $730,000

This year, Barney and Betty sold their home (sales price $660,000; cost $180,000). All closing costs were paid by the buyer. Barney and Betty owned and lived in their home for 18 months. Assuming no unusual or hardship circumstances apply, how much of the gain is included in gross income

Answers

Answer:

The whole of the $480,000 gained

Explanation:

Barney and Betty are selling their home for $660,000 and the cost incurred is $180,000. Their net profit is 660,000-180,000= $480,000.

However Barney and Beth have lived in the house for 18 months, they have not stated for up to two years, so they do not meet the two year ownership and use test.

All of the gain on the sale will be included as gross income. That is the whole $480,000 gained.

A company began the year with $500 in raw materials and purchased $10,250 more during the year. If the company has $725 in raw materials at the end of the year, then they would report direct materials used of

Answers

Answer:

$10,025

Explanation:

The change in raw material account balance at the start of a period and at the end of the period is as a result of 2 factor namely; use and purchases.

While use will result in a decrease in the account balance, purchases will cause an increase. This may be expressed mathematically as

Opening balance + purchases - use = closing balance

$500 + $10,250 - G = $725

where G represents the cost of the materials used during the period

G = $500 + $10,250 - $725

= $10,025

You hire an experienced pet industry executive to consult with you both throughout the process. In your first meeting, she presents you with an initial market analysis and trend report.

The first decision you need to make is what type of retail format you think will be best for your new venture.

- Superstore (general merchandise discount store)
- Specialty store

- Category killer

Answers

Answer:

Specialty store.

Explanation:

Since it's your new business and you surely don't want to incur huge investment at this stage. So choosing for the other stores such as superstore or category killer will be costly and moreover, they will be irrelevant for your business. Because why would you need to open a general store when your business is related to pet industry?

An assembly drawing: Question 22 options: A) shows an exploded view of the product. B) describes the dimensions and finish of each component. C) shows, in schematic form, how the product is assembled. D) lists the operations, including assembly and inspection, necessary to produce the component with the material specified in the bill of material. E) provides detailed instructions on how to perform a given task.

Answers

Answer:

A) shows an exploded view of the product.

Explanation:

An assembly drawing is a technical drawing that displays all parts of a product and how they fit together. Multiple drawings from various angles are used to give the user an idea of how the parts for together.

Assembly drawings may also involve instructions, list of component parts, reference numbers, and specification information.

Assembly drawings are presented in two forms: the exploded pictorial view, and the 2-D sectioned view.

The balance sheet reports the A. financial position on a specific date. B. financial position for a specific period. C. results of operations on a specific date. D. results of operations for a specific period

Answers

Answer:

c

Explanation:

On the island of Mabera, the local money is called "favoli." The price of every good in Mabera is expressed as the number of favolis needed to buy the good. The use of favolis to express the price of goods describes which function of money?

Answers

Answer:

The correct option is Unit of account

Explanation:

One of the functions of money is Unit of accounts in economics. The worth of an object is measured in a distinct currency. One of the downfalls of unit of account is that it is regarded as the steady unit of account but inflation factor devastate the said assumption that money is steady. It is regarded as the basic property of the money.

Thus, the correct option will be Unit Of Account.

Medium of exchange

Explanation:

Favoli works as “medium of exchange” on the island of Mabera.

Explanation- “Medium of Exchange” refers to the property of money by which it increases the interaction between the buyer and a seller. On the island of Mabera, every commodities price is expressed in the count of Favoli. There-by it means Favoli forms a medium of common exchange where any commodity can be converted into equivalent units of Favoli and vice-versa.

This is the most common use of money and it can be seen as the evolution over the traditional barter system which suffers from the “lack of wants”.

You expect KT industries (KTI) will have earnings per share of $4 this year and expect that they will pay out $1.75 of these earnings to shareholders in the form of a dividend. KTI's return on new investments is 13% and their equity cost of capital is 10%. The value of a share of KTI's stock today is closest to ________.

Answers

Final answer:

To calculate the value of a share of KTI's stock today, we use the Dividend Discount Model (DDM) to determine the present value of future dividend payments. By multiplying the expected payout ratio by the expected earnings per share, we can calculate the future dividends per share. Then, by discounting these future dividends to the present using the equity cost of capital, we can calculate the present value of the expected dividends per share. In this case, the value of a share of KTI's stock today is closest to $0.39773.

Explanation:

To calculate the value of a share of KTI's stock today, we need to determine the present value of the future dividend payments. We can use the Dividend Discount Model (DDM) to calculate this. First, we need to calculate the future dividends per share by multiplying the expected payout ratio (dividend per share / earnings per share) by the expected earnings per share. In this case, the expected dividends per share would be $1.75 (dividend per share) / $4 (earnings per share) = $0.4375.

Next, we calculate the present value of these future dividends by discounting them to the present using the equity cost of capital. We can use the formula PV = Dividend / (1 + r), where PV is the present value, Dividend is the expected dividend per share, and r is the equity cost of capital. In this case, r is 10%.

Using this formula, we can calculate the present value of the expected dividends as follows: PV = $0.4375 / (1 + 0.10) = $0.39773 (rounded to 5 decimal places). Therefore, the value of a share of KTI's stock today is closest to $0.39773.

The Boston House increases its dividend each year. The next annual dividend is expected to be $2.25 a share. Future dividends will increase by 5.0 percent annually. What is the current value of this stock if the discount rate is 13 percent?

Answers

Answer:

Current value of stock = $28.125

Explanation:

Given:

Annual dividend = $2.25

Growth rate = 5% = 5 / 100 = 0.05

Discount rate = 13% = 13 / 100 = 0.13

Current value of stock = ?

Computation of current value of stock:

Current value of stock = Annual dividend / (Discount rate - Growth rate)

Current value of stock = $2.25 / (0.13 - 0.05)

Current value of stock = $2.25 / (0.08)

Current value of stock = $28.125

When preparing to work on a project, teams should name a meeting leader to plan and conduct meetings, a recorder to keep a record of group decisions, and an evaluator to determine whether the group is on target and meeting its goals.
True or False?

Answers

Answer:

The statement is: True.

Explanation:

Teams tend to have more effective results when they select a leader, recorder, and evaluator. Those characters will play an important role to control and measure the team's performance that will lead them to achieve their objectives. The leader should guide the team whenever the members gather, the recorder registers the most relevant information of every meeting, and the evaluator measures the advance of the project with the help of the leader.

If Olaf earns $100,000 and pays $20,000 in taxes and George earns $200,000 and pays $48,000 in taxes, what type of tax system does this situation represent?

Answers

This situation represents progressive type of tax system.

Explanation:

A progressive tax is laid on the people based on their ability to pay. A lower tax rate is charged for the individual with low income compared to the person with higher income. The tax rate is fixed based on the income of the person. The high income earners are charged tax with higher percentage.

In the above scenario, the income of Olaf is $100,000. So he pays $20,000 as tax. George earns $200,000, so he pays $48,000 as tax. George pays tax higher than Olaf, as he earns higher than Olaf.

Consider Pacific Energy Company and U.S. Bluechips, Inc., both of which reported earnings of $961,000. Without new projects, both firms will continue to generate earnings of $961,000 in perpetuity. Assume that all earnings are paid as dividends and that both firms require a return of 14 percent. (Do not round intermediate calculations and round your answers to 2 decimal places. (e.g., 32.16))

a. What is the current PE ratio for each company?
Price / Earnings ________________________ times
b. Pacific Energy Company has a new project that will generate additional earnings of $111,000 each year in perpetuity. Calculate the new PE ratio of the company.
Price / Earnings ________________________ times
c. U.S. Bluechips has a new project that will increase earnings by $211,000 in perpetuity. Calculate the new PE ratio of the firm.
Price / Earnings ________________________ times

Answers

Answer:

a.

Price / Earnings 7.04 times

b.  

Price / Earnings 7.14 times

c.  

Price / Earnings 7.14 times

Explanation:

a.

Earning = $961,000

Rate of return = 14%

PV of Perpetuity = Cash flow / rate of return

PV of Perpetuity = $961,000 / 0.14 = $6,864,286

As we know that Price is the Present value of future cash flows which is perpetuity of $6,764,286.

Price Earning Ratio = $6,764,286/ $961,000 = 7.04 times

b.

Earning = $961,000 + $111,000 = $1,072,000

Rate of return = 14%

PV of Perpetuity = Cash flow / rate of return

PV of Perpetuity = $1,072,000 / 0.14 = $7,657,143

As we know that Price is the Present value of future cash flows which is perpetuity of $7,657,143.

Price Earning Ratio = $7,657,143/ $1,072,000 = 7.14 times

c.

Earning = $961,000 + $211,000 = $1,172,000

Rate of return = 14%

PV of Perpetuity = Cash flow / rate of return

PV of Perpetuity = $1,172,000 / 0.14 = $8,371,429

As we know that Price is the Present value of future cash flows which is perpetuity of $6,764,286.

Price Earning Ratio = $8,371,429 / $1,172,000 = 7.14 times

Assume that you manage a risky portfolio with an expected rate of return of 18% and a standard deviation of 42%. The T-bill rate is 6%. Your client chooses to invest 85% of a portfolio in your fund and 15% in a T-bill money market fund.

a. What is the expected return and standard deviation of your client's portfolio? (Round your answers to 2 decimal places.)
b. Suppose your risky portfolio includes the following investments in the given proportions:

Stock A 26%
Stock B 35%
Stock C 39%

What are the investment proportions of your client

Answers

Answer:

a. Expected Return = 16.20 %

   Standard Deviation = 35.70%

b. Stock A  = 22.10%

   Stock B  = 29.75%

   Stock C  = 33.15%

   T-bills  = 15%

Explanation:

a. To calculate the expected return of the portfolio, we simply multiply the Expected return of the stock with the weight of the stock in the portfolio.

Thus, the expected return of the client's portfolio is,

w1 * r1 + w2 * r285% * 18% + 15% * 6% = 16.20%

The standard deviation of a portfolio with a risky and risk free asset is equal to the standard deviation of the risky asset multiply by its weightage in the portfolio as the risk free asset like T-bill has zero standard deviation.

85% * 42% = 35.70%

b. The investment proportions of the client is equal to his investment in T-bills and risky portfolio. If the risky portfolio investment is considered of the set proportion investment in Stock A, B & C then the 85% investment of the client will be divided in the following proportions,

Stock A = 85% * 26% = 22.10%Stock B = 85% * 35% = 29.75%Stock C = 85% * 39% = 33.15%T-bills = 15%These all add up to make 100%

Answer:

1a)16.2% 1b)35.7% 2a.            2b.              2c

Explanation:

1a)Expected Return=Prop in risky*exp return+Prop in t-bill*return in t-bill

=(0.85*0.18)+(0.15*0.6)

=0.162/16.2%

1b) prop in Rsky *standard deviation of risky

    = 0.85*0.42

    =0.357/35.7%

2a. The prop invested in risky is 85% so

=0.85*0.26=0.221/21.2%

=0.85*0.35=0.2975/29.75%

=0.85*0.39=0.3315/33.15%

An increase in government spending of $200 million financed by a new tax of $200 million in an economy with a marginal propensity to consume of .90 could result in an increase in nominal GDP (assuming a closed economy with no leakages) of up to how much? (a) $0; (b) $2,000 million; (c) $180 million; (d) $200 million.

Answers

Answer:

(d) $200 million.

Explanation:

For computing the increase in nominal GDP first we have to determine the net tax which is equal to

= 0.90 ×$200 million

= $180 million

So, the net increase in government spending is

= $200 million - $180 million

= $20 million

And, we know that

Multiplier = 1 ÷ (1 - MPC)

= 1 ÷ (1 - 0.9)

= 1 ÷ 0.1

= 10      

So, the increase in nominal GDP is

= $20 million × 10

= $200 million

If interest rate parity holds and the annual German nominal interest rate is 3 percent and the U.S. annual nominal rate is 5 percent and real interest rates are 2 percent in both countries, then inflation in Germany is about _______________ than in the United States.

Answers

Answer: 2% lower

Explanation:

A joint goal is one in which Question 3 options: A) all parties work together to achieve some output that will be shared. B) all parties share the result equally. C) the parties work toward a common end but benefit differently. D) individuals with different personal goals agree to combine them in a collective effort. E) All of the above are characteristics of a common goal.

Answers

Answer:

D) individuals with different personal goals agree to combine them in a collective effort.

Explanation:

A joint goal is one where different people come together and pool their resources to achieve a particular goal or objective. The collective effort is mutually beneficial to parties involved.

The advantage of working in groups toward a joint goal is that differing expertise is introduced and this makes the goal more achievable than when individuals attempt it alone.

This leads to formation of a team.

Final answer:

A joint goal is an objective shared by multiple parties who may work together and compromise to achieve shared outcomes. The shared outcomes might benefit participants differently, and parties may have to navigate collective dilemmas and variations in personal motivations.

Explanation:

A joint goal refers to an objective that multiple parties work towards, often within a group or organization. When discussing the characteristics of a joint goal, option E) 'All of the above are characteristics of a common goal' seems to be the most comprehensive answer. However, the provided reference information does not allow for a clear-cut answer as it suggests that situations can range widely - from participants having a general agreement on goals but differing on details to participants having motivations contrary to group goals, which can create collective dilemmas.

In practical applications, such as international policy on climate change or industry-wide corporate associations, a joint goal often includes elements where parties work together towards a goal, may benefit differently, and sometimes have to compromise to reach mutual objectives. Participants in a joint goal may share in the outcomes, but not necessarily equally, as their contributions and stakes might differ.

Learn more about Joint Goal here:

https://brainly.com/question/10484411

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Hudson Co. reports the contribution margin income statement for 2019. HUDSON CO. Contribution Margin Income Statement For Year Ended December 31, 2019 Sales (9,600 units at $225 each) $ 2,160,000 Variable costs (9,600 units at $180 each) 1,728,000 Contribution margin 432,000 Fixed costs 324,000 Pretax income $ 108,000 Exercise 05-16 Break-even LO P2 1. Compute Hudson Co.'s break-even point in units. 2. Compute Hudson Co.'s break-even point in sales dollars.

Answers

Answer:

Instructions are listed below.

Explanation:

Giving the following information:

Selling price= 225

Unitary variable cost= 180

Fixed costs= 432,000

The break-even point method is useful to determine the level of unit and sales in dollars required to cover for the fixed costs.

To calculate the break-even point in units, we need to use the following formula:

Break-even point= fixed costs/ contribution margin

Break-even point= 432,000/ (225 - 180)= 9,600 unts

To calculate the break-even point in dollars, we need to use the following formula:

Break-even point (dollars)= fixed costs/ contribution margin ratio

Break-even point (dollars)= 432,000/ (45/225)= $2,160,000

Now, we can prove it:

Sales= 9,600*225= 2,160,000

Total variable cost= (9,600*180)= (1,728,000)

Contribution margin= 432,000

Fixed costs= (432,000)

Net operating profit= 0

Benny purchased $400,000 of Peach Corporation face value bonds for $320,000 on November 13, 2012. The bonds had been issued with $80,000 of original issue discount (OID), because Peach was in financial difficulty in 2012. On December 3, 2013, Benny sold the bonds for $283,000 after amortizing $1,000 of the original issue discount.



What are the nature and amount of Benny's gain or loss?

Benny has $ of Selectlong-term capital lossordinary lossshort-term capital lossItem 2 from the sale of the bonds.

Answers

Answer:

Amount $38000 of long-term capital loss

Explanation:

given data

purchased =  $400,000

face value bonds = $320,000

sold the bonds = $283,000

original issue discount = $1,000

solution

we get here amount of Benny's that is express as

amount of Benny's = face value bonds - sold the bonds + original issue discount  .................1

put here value

amount of Benny's =$320,000-$283,000 + $1000

amount of Benny's = $38000

so here amount $38000 of long-term capital loss

When the price of Nike tennis shoes goes from $100 to $80, the quantity demanded increases from 20 to 30 million. Over this price range, the absolute value of the price elasticity of demand is a. 1. b. 1.80. c. 2.50. d. 0.55. e. 1.25

Answers

Answer:

c. 2.50.

Explanation:

Elasticity of demand is defined as the degree of responsiveness of quantity demanded to changes in the price of a commodity. It is calculated as percentage change in quantity demanded divided by percentage change in price.

Elasticity is considered elastic if the value is above one, and is means an increase in price results in significant decrease in demand.

When elasticity is less than 1 it is said to be inelastic and increase in price does not result in significant change in demand.

Percentage change in quantity= (30millon- 20 million)/20 million= 0.5

Percentage change in price= (100-80)/100

Percentage change in price= 20/100= 0.2

Elasticity= 0.5/0.2= 2.5

Final answer:

To calculate the price elasticity of demand for Nike tennis shoes when the price goes from $100 to $80 and quantity demanded increases from 20 to 30 million, the elasticity is calculated as 1.80.

Explanation:

Price elasticity of demand measures how the quantity demanded of a good changes with a change in its price. To calculate it, you can use the formula: percentage change in quantity demanded divided by the percentage change in price. In the given scenario of Nike tennis shoes, the price elasticity of demand is 1.25, which represents a relatively elastic demand.

To calculate the price elasticity of demand, we need to determine the percentage changes in both price and quantity demanded. The original price decreases from $100 to $80, which is a $20 decrease on a base of $90 (the average of $100 and $80), leading to a -22.22% change in price. The quantity demanded increases from 20 million to 30 million, which is an increase of 10 million on a base of 25 million (the average of 20 million and 30 million), resulting in a 40% change in quantity demanded. The formula for price elasticity of demand is the percentage change in quantity demanded divided by the percentage change in price, which gives us -40% / -22.22% = 1.80.

You own a bond portfolio worth $28,000. You estimate that your portfolio has an average YTM of 6.9% and a Modified Duration of 7 years. If your portfolio's average YTM were to decrease by two basis points, what would be the approximate new value of your portfolio?

Answers

Answer:

[tex]Modified Duration = \frac{Duration}{ / (1 + Yield to Maturity)}[/tex]

[tex]Modified Duration = \frac{7}{(1+0.069)}[/tex]

[tex]Modified Duration = \frac{7}{(1.069)}[/tex]

Modified Duration = 6.55%

It identified that 1% change in Yield to maturity leads to 6.55% change in Price in opposite direction.

0.02% decrease move to increase by 6.55% * 2%  = 0.1310%

[tex]New Portfolio Value = Old Value (1+g)[/tex]

[tex]New Portfolio Value = $ 28,000 (1+0.001310)[/tex]

New Portfolio Value = $ 28,000 × 1.001310

New Portfolio Value = $ 28,036.68

College sophomores were given a short course in speed reading. Three groups had courses lasting for 5, 15, or 25 sessions. At the conclusion of the course, participants were asked to read a paragraph, followed by a test of comprehension. Before taking the test, participants in each group were offered a monetary incentive-no money, $1, or $10 for a certain level of performance. The researcher collected the reading time and number of correct items on the comprehension test for each participant

Answers

Answer:

Answer explained below

Explanation:

College sophomores were given a short course in speed reading. Three groups had courses lasting for 5, 15, or 25 sessions. At the conclusion of the course, participants were asked to read a paragraph, followed by a test of comprehension. Before taking the test, participants in each group were offered a monetary incentive - no money, $1, or $10 for a certain level of performance. The researcher collected the reading time and number of correct items on the comprehension test for each participant.

1. Identify the design (e.g., 2 X 2 factorial).

Design = 3X3 factorial

2. Identify the total number of conditions.

3³= 27 conditions

3. Identify the manipulated variable(s).

Sessions( 5,15 and 25) and a monetary incentive(no money, $1, or $10)

4. Is this an IV X PV design? If so, identify the participant variable(s).

Yes. Participant variable are reading time

5. Identify the dependent variable(s).

Two dependent variables: reading time and number of correct items

1. The design is a 3X3 factorial design, which has independent and participant variables, showing that the k factors are considered at three levels as low, intermediate and high levels.

2. The total number of conditions of a 3X3 factorial design is 27, calculated as 3³, which = 27 conditions.

3. The manipulated variable(s) are the sessions (5, 15, and 25) and the monetary incentives (no money, $1, or $10).

4. The design is an IV X PV design. It features the independent variables (IV) and the participant variables (PV)  The participant variable are identified as the three participant groups.

5. The dependent variables include the reading time and the number of correct items on the comprehension test for participants.

Question Completion:

1. Identify the design (e.g., 2 X 2 factorial).

2. Identify the total number of conditions.

3. Identify the manipulated variable(s).

4. Is this an IV X PV design? If so, identify the participant variable(s).

5. Identify the dependent variable(s).

Thus, a 3X3 factorial design always has k factors, with three levels, considered as low, intermediate and high levels.

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Required information [The following information applies to the questions displayed below.] The following events occur for Morris Engineering during 2021 and 2022, its first two years of operations. February 2, 2021 Provide services to customers on account for $26,000. July 23, 2021 Receive $17,000 from customers on account. December 31, 2021 Estimate that 20% of uncollected accounts will not be received. April 12, 2022 Provide services to customers on account for $39,000. June 28, 2022 Receive $6,000 from customers for services provided in 2021. September 13, 2022 Write off the remaining amounts owed from services provided in 2021. October 5, 2022 Receive $35,000 from customers for services provided in 2022. December 31, 2022 Estimate that 20% of uncollected accounts will not be received. Required: 1. Record transactions for each date. (If no entry is required for a particular transaction/event, select "No Journal Entry Required" in the first account field.)

Answers

Answer:

Journal 1 : February 2, 2021 Provide services to customers on account for $26,000

Trade Receivables $26,000 (debit)

Revenue $26,000 (credit)

Journal 2 :July 23, 2021 Receive $17,000 from customers on account.

Bank $17,000 (debit)

Trade Receivables $17,000 (credit)

Journal 3 :December 31, 2021 Estimate that 20% of uncollected accounts will not be received

Profit and Loss $ 1,800 (debit)

Allowance for Doubtful Debts  $ 1,800 (credit)

(26,000-17,000)×20%

Journal 4 :April 12, 2022 Provide services to customers on account for $39,000

Trade Receivables $39,000 (debit)

Revenue $39,000 (credit)

Journal 5 :June 28, 2022 Receive $6,000 from customers for services provided in 2021.

Bank $6,000 (debit)

Trade Receivables $6,000 (credit)

Journal 6 :September 13, 2022 Write off the remaining amounts owed from services provided in 2021.

Bad Debts $3,000 (debit)

Trade Receivables $3,000 (credit)

(26,000-17,000-6,000)

Journal 7 :October 5, 2022 Receive $35,000 from customers for services provided in 2022

Bank $35,000 (debit)

Trade Receivables $35,000 (credit)

Journal 8 :December 31, 2022 Estimate that 20% of uncollected accounts will not be received.

Profit and Loss $800 (debit)

Allowance for Doubtful Debts $800 (credit)

39,000-35,000×20% = 800

Explanation:

"Services to customers on account"

Recognise an Asset - Trade Receivables and also Recognise Revenue

"Receipt of Cash from Receivables"

Recognise the Assets of Cash and De-recognise the Trade Receivable

"Estimate of uncollected accounts"

Recognise an Expense in the Profit and Loss and recognise a Contra - Account Allowance for Doubtful Debts to De-recognise the Trade Receivables

A sudden increase in inflation, ceteris paribus, a. Raises the real income of lenders relative to borrowers. b. Raises the CPI and reduces real income. c. Reduces the nominal income of those who have constant real incomes. d. Makes everyone worse off.

Answers

Answer: Raises the CPI and reduces real income.

Explanation:

Inflation is a sustained rise in the general price level of the goods and services in an economy during a particular period. It is usually expressed as a percentage. Inflation leads to a reduction in the purchasing power of a country's currency.

Real income reduces because a rise in the price level with nominal income constant reduces the purchasing power of money. People holding real assets are better off than people who are holding cash.

4.37.-On January 1st, Frank bought a used car for $72,000 and agreed to pay it as follows: ¼ down payment; the balance to be paid in 36 equal monthly payments; the first payment due February 1; an annual interest rate of 9%, compounded monthly.

Answers

Answer:

$1,664.099

Explanation:

The amount that should be recognised by the Frank in respect of monthly payments to be made in respect of used car shall be determined using present value of annuity formula as follows:

Total amount to be paid= $72,000*3/4=$54,000

Total amount to be paid=Present value of annuity=R+R[(1-(1+i)^-n)/i]

Where

R=Equal monthly payment to be made=?

i=Interest rate compounded monthly=9/12=0.75%

n=number of payments involved=36

Present value of annuity= $54,000

$54,000=R+R[(1-(1+0.75%)^-36)/0.75%]

$54,000=R+R(31.45)

$54,000=R*32.45

R=$1,664.099=equal monthly payment

Camilo's property, with an adjusted basis of $302,200, is condemned by the state. Camilo receives property with a fair market value of $347,530 as compensation for the property taken.

a. What is Camilo’s realized and recognized gain?
b. What is the basis of the replacement property

Answers

Answer:

a. Realized gain = $45,330

Recognized gain = $0

b. $302,200

Explanation:

a. The realized gain is the increase in Camilo's economic position, that is, the difference between the fair market value of both properties. The recognized gain is the taxable gain, which is zero in this situation, since the new property is a compensation.

[tex]Realized = 347,530-302,200 =\$45,330\\Recognized = \$0[/tex]

b. Since there is no recognized gain, the new property must have the same basis as the previous condemned property, which is $302,200.

The price of a bond is equivalent to: I. Face value II. Projected interest payments discounted to the present III. The amortization amount of a bond IV. The present value of the principal payment Select one: A. I + III B. I – III C. II + IV D. I + II

Answers

Answer:

The price of a bond is equivalent to II + IV  (option C).

Explanation:

The promise made between two or more persons legally is referred to as a bond. Bonds are provided by companies in order to increase their capital balance. Interest is received during regular intervals by the purchaser.

The price of a bond is equal to the present value of all future interest payments added to the present value of the principal.

The price of the bond is not equal to face value; neither is

the amortisation amount of bond equivalent to the price of the bond.

Therefore, price of the bonds and amortisation amount of bond is not equivalent to the price of the bond.

So, The price of a bond is equivalent to II + IV  (option C).

The price of a bond is equivalent to Projected interest payments discounted to the present and The present value of the principal payment.

A bond is simply known as a type of loan contract that exist between an issuer, the seller of the bond and a holder which is the purchaser of a bond.

The present value (PV) of a bond shows the sum of all the future cash flow from that contract until it matures with full repayment of the par value. .

Conclusively, To determine the present value of bond, is by the value of a bond today for a fixed principal (par value) to be repaid in the future at any predetermined time.

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