When developing a monthly budget, the first thing to do is calculate your net income. Etta needs to calculate her net income, so she can budget everything based off of the money she brings in. After she sets up her net income, she can pay her standard monthly bills, then decide how much she wants to spend on different areas of her life and then, open a savings. It is important to know how much money you have to work with before budgeting because if you don't, the budget may not be realistic.
Answer:
Calculate her net income.
Explanation:
The net income is the money left after the expenses has been deducted. So, if Ette wants to make a monthly budget, the first thing she needs to do is to calculate her net income to have a clear view of the monthly earnings she has, her expenses and if her salary is enough those expenses. From this analysis, she can proceed to create an accurate budget.
When Hurricane Katrina shut down many oil refineries, the supply curve for oil
A. shifted to the left
B. shifted to the right
C. stayed the same
D. became equal to zero
Answer: Option A
Explanation: In simple words, supply refers to the quantity that the producer is willing to offer and sell to the market at a given price. When the natural calamity shuts down the oil refineries the ability of the producer to supply oil will decrease eventually leading to decrease in supply.
The decrease in supply will shift the supply curve to the left. Hence the correct option is A.
Department is related to organization as employee is related to Which of the following?
Perforarmance
Subordinate
Coworker
Supervisor
Team
An employee is related to a team as a department relates to an organization. Teams consist of employees, analogous to departments within an organization, and the supervisor-subordinate dynamic is essential in hierarchically structured teams. E is correct.
Department is related to organization as an employee is related to a team. Within an organization, a department is a subset that has a specific function, much like a team is composed of employees who work together towards a common goal. The supervisor-subordinate relationship is also important in the context of a team, as it usually involves hierarchical structure where the supervisor is in a position of formal authority over the employee. Management of employee performance, as well as how groups function within an organization, significantly affects overall productivity. Employees often contribute to both their immediate team and the larger organization's objectives, with support from their supervisors.
Which of the following savings vehicles usually requires a high minimum balance?
a) simple savings account
b) Certificate of Deposit (CD)
c) Checking account
d) all of the above
The savings vehicle that usually requires a high minimum balance is b) Certificate of Deposit (CD), where money is deposited for a set period for a higher interest rate.
Explanation:The correct answer to the question is b) Certificate of Deposit (CD). A Certificate of Deposit is a savings vehicle that requires a saver to deposit a certain amount of money, typically in the thousands of dollars, and leave it in the bank for a specified period which can range from a few months to several years. In return for this commitment, the bank offers a higher interest rate than that of a regular savings account. CDs usually require a high minimum balance compared to other options like simple savings accounts or checking accounts, which may offer more flexibility but lower interest rates.
Checking accounts, while providing easy access to funds through checks or debit cards, typically have lower minimum balance requirements and pay little to no interest. Simple savings accounts may vary regarding their minimum balance requirements but seldom require the same high levels as CDs.
Voluntary exchanges happen when both parties expect to _____.
gain
lose
barter
Accounting provides information to
A.)Managers
B.) Government
C.)investors
D.) all of the above
I think it's all of the above, what do you think?
Accounting provides information to all of the above. Thus option D is correct.
What is information?Knowledge acquired by study, discussion, research, or education is referred to as information. Data is, in essence, the outcome of the data analysis and interpretation process. The interpretation of knowledge, whereas data is the particular measurements, figures, or diagrams.
In the process of accounting, there are going to be several people who will be in need of the documents. They will also benefit from these documents.
For the purpose of what decisions to be made and enhancing performance, financial management offers accounting reports to the organization‘s management, which will have the members of its staff, managers, and executives. Therefore, option D is the correct option.
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Most cover letters are two pages in length. True or False ?
Answer: False
Explanation:
A cover letter refers to a letter which is written on one page to give additional information or details in a resume. The additional details or information include: skills, achievement, experiences and so on of the person. Hence, it the first introduction which is written to match the job ad.
Most cover letters are two pages in length is False. Therefore, the correct option is B.
Most cover letters are typically one page in length. A one-page cover letter is considered concise and to the point, allowing the applicant to highlight their qualifications, experiences, and interest in the position without overwhelming the reader with excessive information. While there may be exceptions in certain industries or for specific positions that require more detailed information, the general practice is to keep cover letters concise and focused on the most relevant points.
Thus, the ideal selection is option B.
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The complete question might be:
Most cover letters are two pages in length?
A. True
B. False
You can't save any money because you need every dime just to pay your mortgage and bills. What answer describes your situation? a. Upside down in your mortgage? B. Poverty. C. Foreclosure. D. House Poor.
Being D)'House Poor' means a significant portion of your income is spent on housing expenses, preventing you from saving money, and is the correct term for not being able to save due to mortgage and bill payments.
Explanation:If you can't save any money because you need every dime just to pay your mortgage and bills, the term that describes your situation is House Poor. Being House Poor means that a large portion of your income is going towards housing expenses, leaving little to no leftover funds for savings or other expenditures. This situation is typically not related to being upside down in your mortgage, which occurs when you owe more on your mortgage than the actual value of the house, or poverty, which can encompass a broad range of economic hardships, nor foreclosure, which is a legal process where the lender takes possession of the property due to nonpayment of the mortgage.
Final answer:
The description of not being able to save money due to all funds going towards mortgage and bills best fits the scenario of being House Poor. This condition is different from having a mortgage upside down, being in poverty, or facing foreclosure.So,option D. House Poor is correct.
Explanation:
If you cannot save any money because every dime is needed to pay your mortgage and bills, the situation described is being House Poor. This term refers to a person who owns a home but has little to no spare cash after servicing their mortgage and household expenses. Being house poor differs from upside down in your mortgage, which means owing more on the mortgage than the home's value. It is also not the same as poverty, which generally refers to a state of being extremely poor, or foreclosure, which is a legal process where the lender takes control of the property due to the borrower's failure to keep up mortgage payments.
Foreclosures significantly contributed to economic disparity following the housing market crash of 2008, often resulting from predatory lending and a lack of banking oversight. Homeowners found themselves unable to manage the high cost of their loans, being 'underwater' or 'upside-down' in their home value. This resulted in banks repossessing homes, thereby exacerbating issues related to housing insecurity and homelessness.
Which of the following could be considered an advantage of the price system?
A.The government benefits because the price system doesn't account for the cost of public goods.
B.The environment benefits because the price system doesn't account for the cost of externalities.
C.Markets benefit because the price system can be unstable.
D.Producers and consumers benefit because the price system provides incentives in the marketplace.
If a drug company is granted a patent on a new medication, which result is possible?
A) a price ceiling
B) government control of that drug
C) a monopoly in the production of that medication
D) perfect competition in the market for that drug
C, is the correct answer
A cash budget will not help identify possible problem times.
True
False
The correct answer is False
Explanation:
A cash budget refers to a tool used to predict and control the amount of money that would be spent, this applies to the money that is expected will be spent in a business during a certain time or the money that is expected to be spent for a project. Due to this, in projects, a cash budget is useful to identify possible problems related to the budget or money including possible problem times. According to this, it is false a cash budget will not help identify possible problem times because is useful to predict problems related to money and time.
in a contract what is a consideration?
a.business tort
b. breaching the contract
c. exchanging things of value
d. the minimum age for the contract
Exchanging things of value
Answer: A for edgeunity
Explanation:
Beacause the perosn below me is awesome Brianliest would be appreciated !:)
Harry recently raised his employees' wages, which has increased production costs. Which factor did the salary hike affect?
A) fixed cost
B) marginal cost
C) sunk cost
Its A-Fixed Cost.
( business costs, such as rent, that are constant whatever the quantity of goods or services produced.)
Suppose that Eric, an economist from a business school in Georgia, and Ginny, an economist from a public television program, are arguing over saving incentives.
The following dialogue shows an excerpt from their debate:
Ginny: I think it’s safe to say that, in general, the savings rate of households in today’s economy is much lower than it really needs to be to sustain the improvement of living standards.
Eric: I think a switch from the income tax to a consumption tax would bring growth in living standards.
Ginny: You really think households would change their saving behavior enough in response to this to make a difference? Because I don’t.
The disagreement between these economists is most likely due to _____ .
A. Difference in values
B. Difference in scientific judgements
C. Difference in perception versus reality
Despite their differences, with which proposition are two economists chosen at random most likely to agree?
A. Employers should not be restricted from outsourcing work to foreign nations.
B. Central banks should focus more on maintaining low unemployment than on maintaining low inflation.
C. Business managers can raise profit more easily by reducing costs than by raising revenue.
Correct option: Difference in scientific judgements
Both Eric and Ginny are from different backgrounds are working at the different levels of economic understanding. They have different skills sets, values and thought process for the same economic problem. Therefore, there is a difference in scientific judgement.
Correct Option A: Employers should not be restricted from outsourcing work to foreign nations.
The fundamental of economics suggest to make the best use of available resources. It suggests that if the cheap and qualified laborers are available abroad, no economy should hesitate in hiring them. It improves the profitability of the companies and make the product and services cheaper for everyone.
The disagreement between Eric and Ginny likely stems from a difference in scientific judgments. Two economists chosen at random are most likely to agree with Business managers can raise profit more easily by reducing costs than by raising revenue, which aligns with economic principles. Option B and C is the correct choice.
The disagreement between Eric and Ginny is most likely due to option B: Difference in scientific judgments. Ginny believes that households may not change their saving behavior significantly in response to switching from income tax to consumption tax, whereas Eric believes such a switch would lead to growth in living standards.
Despite their differences, two economists chosen at random are most likely to agree with option C: Business managers can raise profit more easily by reducing costs than by raising revenue. This proposition aligns with economic principles such as cost-benefit analysis and efficiency. By reducing costs, businesses can improve their bottom line without necessarily increasing their revenue. This concept is widely accepted in economics as businesses often seek to maximize profits by optimizing their cost structures while maintaining or improving the quality of their goods or services. So, Option B and C is the correct choice.
The standard way to say a word is called ________________.
Is federal income tax a direct or indirect tax? Explain your response.
Many companies deliberately give you repayment plans that make sure it will take you decades to pay your debt. True. False.
It is true that repayment plans offered by companies can extend debts over decades, particularly with mortgages and credit, leading to a much higher total repayment than the original loan amount. This can make it challenging for individuals to manage their long-term debts. Governments treat debt differently, more focused on keeping up with payments than on fully repaying the debt.
Explanation:The statement that many companies offer repayment plans that can extend debts over decades is true. For example, the terms of a mortgage can span 15 or 30 years, which means that the total amount repaid can significantly exceed the original loan amount due to interest. Considering a $1,000,000 loan with monthly payments of $5,995.51 over thirty years, one would end up paying more than $2.1 million. This shows how interest can more than double the cost of the original sum borrowed.
Similarly, just by making minimum payments on a $2,000 credit, it could take about 15 years to pay off, ultimately costing more than twice the borrowed amount in interest. These repayment plans allow for smaller monthly payments but significantly increase the total amount repaid over time, often creating challenges for individuals trying to manage their debt.
It is essential to note that while individuals usually aim to pay off their debts, governments operate differently. As illustrated by Germany's experience with WWI reparations, they maintain their ability to borrow primarily by keeping up with payments, regardless of whether the full debt is ever completely repaid. This underscores the distinction in debt management strategies between individuals and government entities.
. Which business practice did Rockefeller repeatedly use that helped him succeed in building his oil monopoly?
A.In all his businesses, Rockefeller made a profit and used it to expand or buy other businesses.
B.With every business Rockefeller bought, he would learn about it, sell it at a profit, and buy another business.
C.With every purchase of a refinery, Rockefeller would add new products to his business.
D.In all his businesses, Rockefeller made sure that he controlled all aspects of production.
Answer:
In all his businesses, Rockefeller made a profit and used it to expand or buy other businesses.
Explanation: just finished the test
The business practice that Rockefeller used that helped him succeed in his oil monopoly was : In all his businesses, Rockefeller made a profit and used it to expand or buy other businesses.
What is monopoly?This is a term that is used to refer to a single seller or a producer of a commodity that does not have any close substitute.
Rockefeller was known to be an oil giant. A way that he achieved monopoly was by buying the businesses of all of his competitors.
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Hours of labor or number of workers are common ways of measuring a company's _________?
A.
Division of labor
B.
Productivity
C.
Use of technology
D.
Diminishing returns
Answer: B: Productivity
Hours of labor or number of workers are common ways of measuring a company's productivity.
Explanation:
Productivity refers to output per unit of input. It means efficient usage of labour, capital, land, materials, resources, energy and so on in the production of goods and provision of services. In other words, it is the efficiency of the production process or measurement of efficiency.
Money that your company has in the bank in case of unexpected financial needs or in case sales slow down is called
Answer: cash reserve
Explanation:
Edge utility
While reading difficult content, you should always start with
a.
Surveying the chapter
c.
Reading the chapter
b.
Defining vocabulary words
d.
None of these
Please select the best answer from the choices provided
A
B
C
D
Answer:
a.Surveying the chapter
Explanation:
Surveying the content can help you identify and have a better context on what the chapter and the document in general will tell you, this can help you better understand what you are going to be reviewing and reader and give you an easier look at what you are about to read.
Many cities in southeast Michigan are struggling with financial problems due to current economic conditions. At the same time, southeast Michigan is having one of the worst winters on record for snowfall amounts and hazardous road conditions. Which of the following unresolved problems would be a direct result of these two factors?
a. city workers working longer hours to keep up with the snowfall amounts
b. more city workers than the current financial budget can afford
c. less city workers to plow the streets causing an increase in the number of car accidents during the winter months
I believe the answer is: C. less city workers to plow the streets causing an increase in the number of car accidents during the winter months
The worsening of economic conditions tend to lead to an increase in unemployment within Michigan area. This lead to many infrastructures (such as the streets) are left without maintenance, which eventually lead to an increase in the number of casualties.
Answer:
C
Explanation:
Less city workers to plow the streets causing an increase in the number of car accidents during the winter months
You've come across a book in the online catalog that you think will be useful in your research of famous labor leaders. What three things should you copy from the entry so that you know how to find the book? A. The call number, the title, and the author's name B. The call number, the author's name, and the date of publication C. The call number, the title, and the topic D. The call number, the topic, and the date of publication
You've come across a book-------------. The three things that we should copy from the entry so that we know how to find the book is the call number, the title, and the author's name. Thus option (a) is correct.
What is a book?
A book is a written or printed work consisting of pages glued, sewn, or otherwise bound together within a cover. Books have been used for thousands of years to preserve and share knowledge and ideas.
Books can be made of various materials, such as paper, parchment, or even stone tablets or bamboo strips. They can contain a variety of content, including fiction, non-fiction, poetry, and reference material.
The call number, the title, and the author's name, we should copy from the entry so that we know how to find the book. Therefore, option (a) is correct.
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TRUE or FALSE. A treasury bill must be 13 weeks.
Consumers demand more shoes than sellers are willing to supply, at the given price. This means that there is a(n) _____ of shoes.
surplus
shortage
equilibrium
What are the three questions of economics?
Answer:
What to produce? ➢ What should be produced in a world with limited resources? ...
How to produce? ➢ What resources should be used? ...
Who consumes what is produced? ➢ Who acquires the product
Explanation:
1. In August of 2008, a mayor of a small town arrives home and finds a
package addressed to his wife on his front porch. He carries it into
the house, not knowing it contained drugs. Certain traffickers had
been sending packages to random people to get the drugs into the
country. After the mayor carries the package into the house, SWAT and
narcotics officers stormed the house, cuffing the man and his
mother-in-law, and shooting the man’s two dogs to death—one in the
back as it fled the sound of loud noise. The officers claimed to feel
threatened by the dogs. When asked to see the warrant authorizing the
raid, the mayor was denied—finally viewing the warrant three days
after the incident. Was the police action Constitutional? Use whatever
Amendments you think are appropriate to say why or why not.
Answer:
I believe that it was not constitutional. They did not have a reason to kill the dogs. They didn't say they were barking or growling or anything. I think that was also unconstitutional. Per the 4th amendment that they need to show a warrant right away when asked and they didn't. I deem that unconstitutional.
A constitution is the aggregate of fundamental principles or established precedents that constitute the legal basis.
What is the meaning of the Constitution?A constitution is a collection of guiding ideas or accepted precedents that serve as the foundation for a polity, organization, or another sort of body's legal system and frequently specify how that institution is to be governed.
The word "constitution" originally meant "established law or custom" in 14th-century English. It derives from the Latin constitutes, the past tense of the word constituent, which means "to set up," and is based on the prefix com- ("with, together, jointly") and the verb stature ("to set or place").
A state's administrative, legislative, and judicial branches of government, as well as the fundamental liberties of its citizens, are all governed by a body of law known as constitutional law.
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Based on the interdependence of the four types of salesperson goals, what should a salesperson's sales call goals be based on?
1. What types of interest groups are the ADA and the ACU? Why do you categorize them that way?
2. What issues do you see the ADA standing for? Give examples.
3. What kinds of tactics can you infer these interest groups use to influence the government?
4. What fundraising appeals do you notice on the two Web sites?
5. Which group do you think is more effective?
The ADA is the American political organization that advocates for progressive policies. ACU is a grassroots conservative lobbying organization.
ADA is an interest group that is vital for enhancing justice. Recently, they were several ADA professional members that are involved in diabetes research.
Some of the tactics that are used by these interest groups include lobbying, word-to-word communication, etc.
An example of fundraising appeals that was noticed on the two websites is a direct donation from the public.
I believe the group that's more effective is ADA due to their contributions in making a positive change to the country
Interest groups are the groups that try to influence the policies of the government. There are various methods that are used by interest groups to achieve their aims. These include lobbying, publicity stunts, media campaign, etc.
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Making a down payment reduces the
a. desire of a lender to loan money
b. creditworthiness of a buyer
c. sale price of a house
d. loan principle amount
What do you call the materials that help you achieve your goals?