Delinquency occurs at how many days past due on your loan repayment?

Answers

Answer 1

Delinquencies are reported when the loan is 30 or more days past due to the credit bureau. When the borrower is 90 or more days past due is stated to be a serious delinquency.

Explanation:

Delinquency is a situation in which the loan borrower fails to pay the loan or makes an overdue on the periodical payment.

Delinquency rate:

The percentage of loans within the loan portfolio of a financial institution whose payments are delinquent. The formula to calculate the delinquency rate is as follows,

[tex]\text{Delinquency Rate }=\frac{\text{Number of delinquent accounts}}{\text{total number of credit accounts}}\times100[/tex]

Average days delinquent:

This is calculated by subtracting the days sales outstanding (DSO) from best Possible DSO which is represented as

[tex]\bold{\text{ADD= Days Sales Outstanding - Best Possible Days Sales Outstanding}}[/tex]


Related Questions

A client has a Cash Account at a broker-dealer and one week ago was sold out of a position for failure to make prompt payment. The customer has now decided to buy 100 shares of ABC common stock @50. This client will be required to:________.

Answers

Answer:

[C]

Explanation:

Based on the information provided within the question it can be said that this client will need to make the required payment in full for the purchase prior to entering the order because the account would be frozen.  This is because the Reg T states that any individual that has been sold out for failing to make a prompt payment will have their account frozen for 90 days and if they want to make a buy order, then they need to deposit enough money to cover the entire trade in full including fees before the buy order is actually entered.

The auditor of a public company is assessing the value of all the intangible assets owned by the company. Which of the following would most likely be included in this assessment?A. The company's headquarters
B. The company's brand equity
C. The company's cash reserves
D. The company's plant and equipment

Answers

Answer:

B. The company's brand equity

Explanation:

Intangible assets lack a physical presence. They are assets that cannot be touched or seen. Intangible assets are contrasted by tangible assets, which include land, buildings, vehicles, plants, and machinery.  Examples of intangible assets include patent brand names, trademarks, or and copyright.

Intangible assets have a use-life of more than one year. They can be created or acquired, just like tangible assets. From the list in the case, The company's cash reserves, company's plant and equipment, and company headquarters are tangible assets because they have a physical presence.

The capability-building process:_______.a. requires first developing the ability to do something, however imperfectly or inefficiently; second, translating this ability into a competence by learning to do the activity consistently well and at an acceptable cost; and then continuing to polish and refine its know-how in an effort to further improve its performance, ideally striving to match or beat rivals in performing the activity. b. entails establishing a new department with primary responsibility for developing the expertise to give the company the needed core competencies and capabilities. c. stands a better chance of succeeding if a company employs a traditional functional organization structure. d. is made much easier if a company abstains from outsourcing important value chain activities. e. aims at turning the company's distinctive competencies into core competencies.

Answers

Answer: Requires first developing the ability to do something, however imperfectly or inefficiently; second, translating this ability into a competence by learning to do the activity consistently well and at an acceptable cost; and then continuing to polish and refine its know-how in an effort to further improve its performance, ideally striving to match or beat rivals in performing the activity.

Explanation:

Capacity building involves an individual/organization learning to carry out their job task by starting with failures and successful outcomes, and continuing learning and attempting carrying out that task until perfection nearly attained when it comes to carrying out that job type.

Potter’s accountant believes the financial statements will be misleading if the probable loss contingency is not disclosed. How much should be disclosed, and how much should be accrued in Potter’s financial statements for the current year?

Answers

Complete Question:

Potter Co. has the following contingencies, all resulting from lawsuits in progress during the current year:

Probable loss contingency $1,500,000; Reasonably possible loss contingency 500,000; Probable gain contingency 700,000; Reasonably possible gain contingency 300,000.

Potter's accountant believes the financial statements will be misleading if the probable loss contingency is not disclosed. How much should be disclosed, and how much should be accrued in Potter's financial statements for the current year?

A. Disclosed $1,000,000 gain

Accrued $1,500,000 loss & $500,000 loss

B. Disclosed $500,000 loss & $1,000,000 gain

Accrued$1,500,000 loss & $700,000 gain

C. Disclosed $2,000,000 loss & $1,000,000 gain

Accrued $1 ,500,000 loss

D. Disclosed $500,000 loss & $300,000 gain

Accrued $1,500,000 loss

Answer:

Option C Disclosed $2,000,000 loss & $1,000,000 gain

Accrued $1 ,500,000 loss

Explanation:

All the gains that are certain which means that are more than 95% chances of gain then it must be realized as gain otherwise it must be ignored. In this case, there is no gain that is reasonably certain. So the realized gain amount is zero. On the other hand, the liabilities must be realized when the chances of occurrence of the outcome is probable or certain which in this case is $1,500,000 and must be recognized as increase in liability.

Furthermore, the gains which are reasonably probable and possible gains must be disclosed in the financial statement. In this case the probable and possible gain are $700,000 and $300,000. This means that the amount $1,000,000 must be recognized as possible gain. And on the other hand, possible and probable losses must be disclosed in the financial statement which in this case are $1,500,000 probable losses and $500,000 possible losses. So the amount that must be disclosed as losses are $2,000,000.

You own a high-end restaurant competing for the business of well-heeled diners. Now you're worried, because a gourmet takeout store just opened across the street. The new store will mean increased _____ competition.

Answers

Answer: Indirect competition.

Explanation:

The new gourmet store that opened close to my existing business would perform the function of indirect competition, and would actively drag customers with my restaurant business. An indirect competition is a form of business competition in which similar products can be used to meet a need by consumers.

Answer:

Indirect competition.

Explanation:

Indirect competition is the conflict between vendors whose products or services are not the same but that could satisfy the same consumer need.

Like in the question a high-end restaurant competing for the business of well heeled diners and ther comes a gourmet takeout store they arent necessarily doing the same thing but they both can satisfy the same consumer need so this will increase indirect competition

A company that follows the __________ strategy differentiates its product in some way, such as by recognizing different segments or offering different products to each segment. a. broad differentiation b. focus differentiation c. broad low-cost d. focus low-cost e. stuck-in-the-middle

Answers

A company that follows the Focus Differentiation strategy differentiates its product in some way, such as by recognizing different segments or offering different products to each segment.

Option: B

Explanation:

Differentiation concentrate is a methodology to strategic advantage in which a business seeks to outperform its rivals by selling a product considered by customers to be preferable to that of opponents if its price is higher; in pursuing a differentiation focus strategy, the business focuses on limited market penetration, aiming only to capture a small, targeted audience.

For an instance, sugar free ice-cream business is targeting diet concern audiences, because as per current situation their are many countries, where Diabetes is the most popular diseases people are carrying, thus in such case this product is fruitful on launching in market.  

Jackie agrees to pay Ben $1,000 if Ben agrees to not go skydiving for six months. After Ben avoids skydiving for six months, he asks Jackie for payment. Jackie declines to pay Ben the $1,000. The contract between Jackie and Ben:
a. will be enforced because Ben exercised forbearance, which is legally sufficient consideration.
b. will not be enforced because skydiving is a dangerous activity and Ben benefits from the forbearance.
c. will be enforced because Jackie had a preexisting duty to pay Ben.
d. will not be enforced due to lack of consideration.

Answers

Answer: A. will be enforced because Ben exercised forbearance, which is legally sufficient consideration.

Explanation: Forbearance can be defined as refraining from doing something that one has a legal right to do or a delay in enforcing a legal right.

From the above question Jackie will be enforced to pay the agreed $1000 to Ben because Ben deliberately delayed his legal right to go skydiving for six months.

If real GDP per capita in the United States is currently $50,000 and grows at 2.5% per year, it will take approximately how many years to reach $200,000?

Answers

Answer:

A. approximately 56 years

Explanation:

Giving that

Annual percentage growth rate = 2.5%

Using rule of 70

Years to double = 70 ÷ 2.5

= 28 years

Therefore, years to quadruple from original GDP

= 28 × 2

= 56 years

Therefore it will take 56 years for US GDP to reach 200,000 from 50,000 at annual rate of 2.5

Crane Company on January 1, 2018, granted stock options for 63000 shares of its $10 par value common stock to its key employees. The market price of the common stock on that date was $25 per share and the option price was $20. The Black-Scholes option pricing model determines total compensation expense to be $627000. The options are exercisable beginning January 1, 2021, provided those key employees are still in Crane’s employ at the time the options are exercised. The options expire on January 1, 2022. The amount of compensation expense Crane should record for 2017 under the fair value method is:_______.
a. $0.
b. $207000.
c. $103500.
d. $310500.

Answers

The amount of compensation expense Crane should record for 2017 under the fair value method is $207000

Solution:

Given ,

Stock options for 63000 shares

$10 par value common stock

$25 per share and the option price was $20

Total compensation expense = $627000

627000/3= $207,000

$207,000 decrease

g A bank loaned out $17,000, part of it at the rate of 7% per year and the rest at 15% per year. If the interest received in one year totaled $2,000, how much was loaned at 7%

Answers

Answer:

Amount of Loan @ 7% was $6,875

Explanation:

Let

Amount of Loan @ 7% = X

Amount of Loan @ 15% = Y

According to given condition

X + Y = 17000 ( Eq 01 )

X7% + Y15% = 2000

0.07X + 0.15Y = 2000 ( Eq 02 )

By multiplying ( Eq 01 ) with 3

3X + 3Y = 51,000 ( Eq 03 )

By multiplying ( Eq 02 ) with 20

1.4X + 3Y = 40000 ( Eq 04 )

By subtracting ( Eq 04 ) from ( Eq 03 )

3X + 3Y - (1.4X + 3Y) = 51,000 - 40,000

3X + 3Y - 1.4X - 3Y = 11,000

1.6X= 11,000

X = 11,000 / 1.6

X = 6,875

Placing Value of X in ( Eq 01 )

6,875 + Y = 17000

Y = 17000 - 6,875

Y = 10,125

Check:

0.07(6,875) + 0.15(10,125) = 2000

481.25 + 1,518.75 = 2,000

2,000 = 2,000

So

Amount of Loan @ 7% = X = $6,875

c. Productive efficiency occurs when a good or service​ (such as the distribution of​ tickets) is produced at the lowest possible cost. Is this an efficient way to distribute the​ tickets?

Answers

Answer: No

Explanation:

not an equitable way to distribute the tickets because some students who really want them may be unable to go and get them.

Identify whether the statements below are true or false by dragging and dropping the appropriate term into the bin provided.


A. Long-run economic growth is unlikely to be sustainable because of finite natural resources.

B. In the modern economy, countries that possess few domestic natural resources essentially have no chance to develop economically.

C. Finding alternatives to natural resources will be very important to long-term economic growth.

D. In the modern economy, human and physical capital are generally less important in productivity than natural resources.

E. In the 19th century, countries with the highest per capita GDP were nearly always abundant in minerals and productive farming land.

Answers

Solution and Explanation:

1. False-   Long run Economic growth is likely to be sustainable because of finite natural resources as othe man made resources will be available to sustain growth.  

2. False-    In mordern economy posesing few natural resources will not affect a country to develop economically; human resources and man made resources will also contribute. Foreign trade can also play an important role towards growth, in the absence of abundant natural resources.

3. True-   Natural resources are vital, and mostly exhaustible. Hence it is very essential to find suitable alternatives.

4. False- Economies of 21st century depend on human capital due to depletable atural resources.

5. True - In the 19th century, minerals and farming land were the most mportant resources, since self sustainability was in vogue.

There are three elements in any integrated marketing communication strategy: the ________, the channels through which the message is communicated, and evaluation of the results of the communication.

Answers

Answer:

The consumer being evaluated

Explanation:

An Integrated Marketing Communications is a  promotional marketing function through which a targeted audience receives consistent, persuasive, and reinforcing brand messaging to move buyer's through the decision making process.

There are three elements in any integrated marketing communication strategy:the consumer being evaluated the the channels through which the message is communicated, and evaluation of the results of the communication.

In integrated marketing communications, the three key elements are the message, the channels used for communication, and the evaluation of communication results. The message is foundational, outlining what the organization wants to communicate. Effective integration of these elements, alongside a strategic marketing mix, ensures the success of communication efforts.

There are three elements in any integrated marketing communication strategy: the message, the channels through which the message is communicated, and evaluation of the results of the communication. In the context of integrated marketing communications (IMC), the message refers to the information or content that the organization wishes to convey to its target audience. This is a crucial component, as it encapsulates the goals and intentions behind the communication effort. The planning stage, as part of the social marketing model, is where the message goals are established, underlining the importance of a well-defined message in achieving the desired response from the audience.

The channels through which the message is communicated represent the medium or platforms used to reach the target audience, such as social media, television ads, or email marketing. Effective selection and use of these channels are vital for ensuring that the message reaches the intended audience in an efficient and impactful manner. Lastly, the evaluation of the results provides feedback on the effectiveness of the communication strategy, allowing marketers to adjust their approaches based on the outcomes achieved.

Integrating these three elements effectively requires a deep understanding of the target audience, the creation of a compelling and relevant message, strategic selection of communication channels, and a robust mechanism for evaluating outcomes. This approach leverages the marketing mix, which includes decisions about price, promotional activities, location, and sales channels, ensuring consistency and effectiveness in communication efforts.

Poweroxi Inc. produces rocket propellant fuel that is used in space shuttles. NASA is an agency that requires rocket propellant fuel to send its rockets to space. NASA enters into a contract with Poweroxi Inc. to purchase all of the propellant fuel it will need that year from Poweroxi. What would this contract be an example of?

Answers

Answer:

requirements contract

Explanation:

A requirements contract is a contract between a supplier and a buyer for the provision of a specific product or service where the supplier agrees to provide all the quantity of goods that the buyer might require, and the buyer agrees to only purchase that specific good from that supplier. It is like engaging in a relationship with your vendor, where you can only purchase the good from him and he must provide all the goods that you may need.

Final answer:

The contract between NASA and Poweroxi Inc. is an example of a requirements contract, where NASA would purchase all of its needed rocket propellant fuel from Poweroxi Inc. for a year, reflecting the close relationship and reliance on the supplier's ability to provide fuel that is crucial for space missions.

Explanation:

The contract between NASA and Poweroxi Inc. for the purchase of all the propellant fuel required by NASA for a year would be an example of a requirements contract. This type of agreement obligates NASA to buy the propellant fuel exclusively from Poweroxi Inc. for the duration of the contract, and in turn, Poweroxi Inc. is required to fulfill all of NASA's needs for the propellant fuel.

Such contracts are common in situations where a buyer needs a guaranteed supply of products, and they allow suppliers to plan their production and inventory more efficiently. This contractual arrangement also demonstrates the trusted relationship and reliance NASA has on Poweroxi Inc. for providing the necessary rocket propellant fuel essential for space missions, and how crucial the production of this fuel is, involving complex chemical reactions and precise stoichiometry to produce the required thrust.

Suppose the price of pepper increases by 20percent​ and, as a​result, the quantity of salt demanded​ (holding the price of salt constant) decreases by 2 percent
The​ cross-price elasticity of demand between pepper and salt is _____ ​(Enter your response rounded to two decimal places and include a minus sign if​ appropriate.)
In this​ example, pepper and salt are _____
​Instead, suppose pepper and salt were substitutes.
If​ so, then the​ cross-price elasticity of demand between prepper and salt would be:_____.
1. Less than 1 but greater than 0
2. Negative
3. Greater than 1
4. Positive
5. Zero

Answers

Answer:

The​ cross-price elasticity of demand between pepper and salt is  -0.10 ​

In this​ example, pepper and salt are complements  

​Instead, suppose pepper and salt were substitutes.

If​ so, then the​ cross-price elasticity of demand between prepper and salt would be: positive

Explanation:

The cross-price elasticity of demand will determinate how the effect of a complement or substitute prices impact on another good.

ΔQx / ΔPy = cross-price elasticity

(change in price of good X dividied by the change in price of good Y)

-0.02 / 0.20 = -0.1

They will be complement as the increase in price decrease the demand of the other good thus, the consumer uses these goods mutually not exclusively.

When positive, the goods are substitutes they compete among each other. Hence, price and quality variation moves consumers from one market into another (from salt to pepper or viceversa) when the price rises in one of them

Answer:

-0.1 %

Complements

Positive

Explanation:

The cross price elasticity of demand can be calculated by:

Cross-price elasticity of demand = %change in quantity demanded / %change in price

Cross-price elasticity of demand = -2/ 20 = -1/10 = -0.1 %

The​ cross-price elasticity of demand between pepper and salt is 0.1 %

In this​ example, pepper and salt are complements which means when the price of salt increases than there will be a decrease in the demand of pepper.

if pepper and salt were substitutes then cross-price elasticity of demand between pepper and salt would be positive since when two goods are substitutes then an increase in the price of x, causes an increase in the demand of y.

A tire company's products are more expensive than those offered by its competitors, but are still sought by customers since they are more durable and perform better under harsh conditions. The tire company, in this case, has achieved competitive advantage through __________. marketing strategies superior quality quantum product innovation pricing strategies promotional strategies

Answers

A tire company's products are more expensive than those offered by its competitors, but are still sought by customers since they are more durable and perform better under harsh conditions. The tire company, in this case, has achieved competitive advantage through Superior quality.

Explanation:

Quality refers to the something that can be compared with the similar one or with a degree of excellence. It is very essential for any business to produce products or services with good quality. When the quality of any goods or services is meeting the requirements of any consumers then it will gain a good value to the company and he also shares his experience with others.

With the quality of any products or services to be good, it can easily attain competitive advantage and stay in a competitive market.In the given example, the product of a company which is tire is expensive when compared to the competitors. They are expensive because they have good durability and can perform better during harsh conditions of roads. Thus, through the superior quality, the tire company has achieved competitive advantage.

You can spend $10 for lunch and you would like to purchase two cheeseburgers. When you get to the restaurant, you find out the price for cheeseburger has increased from $5 to $6, so you decide to purchase just one cheeseburger. This is best described as:
Α. the substitution effect of a price change
B. the income effect of a price change
C. a decrease in the buyer's reservation price.
D. an increase in the buyer's reservation price.

Answers

Answer: income effect of a price change.

Explanation: The income effect is known as the effect on real income when price changes, it can however be positive or negative. The income effect expresses the impact of increased purchasing power on consumption.

In this scenario, spending $10 for lunch, and you would like to purchase two cheeseburgers. When you get to the restaurant, you find out the price for cheeseburger has increased from $5 to $6, so you decide to purchase just one cheeseburger, this scenario best illustrates the income effect of a price change.

Final answer:

The decrease in consumption due to the rise in the price of cheeseburgers represents the income effect of a price change. This is a result of reduced purchasing power caused by the price increase.

Explanation:

In this scenario, your decision to purchase only one cheeseburger due to the increase in price is best described as B. the income effect of a price change. This is because the income effect describes the change in consumption resulting from a change in real income. In this case, an increase in the price of the cheeseburger effectively reduces your buying power for this particular meal, thus diminishing your consumption from two cheeseburgers to one.

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For determinant differences to exist, actual or perceptual differences must exist between brands. And the brand difference must be important to customers as they decide which brand to purchase. A. True B. False

Answers

Answer:

A. True

Explanation:

If the brands do not have any actual or perceptual differences, then, the brands do not have any determinant differences and are essentially the same.

For example, if two competing firms offer the same kind of milk, and the branding of the box is similar, and customers believe that both brands are perfect substitutes for each other (they feel that is the same to buy either one or the other), then, the two milk brands do not have any determinant differences.

Ensuring that all the right people, equipment, and materials arrive on time is especially challenging when using which layout? Multiple Choice Fixed-position layout Functional layout Service factory layout Product layout

Answers

Answer: Fixed-position layouts

Explanation: Fixed-position layouts are employed to assemble large, bulky, or fragile products to safely and effectively transferred them to a particular site for completion. E.g Assembling of an airplane. furthermore, personnel, supplies, and equipment are brought to the location where the product will be assembled. In involves ensuring that all the right people, equipment, and materials arrive on time and this is a challenging tasks when using fixed-position layouts.

What is the expected dollar rate of return on dollar deposits with today's exchange rate at $1.10 per euro, next year's expected exchange rate at $1.165 per euro, the dollar interest rate at 10%, and the euro interest rate at 5%

Answers

Final answer:

The expected dollar rate of return on dollar deposits, given the stated starting and expected exchange rates, as well as the stated dollar interest rate, is approximately 4.09%.

Explanation:

The dollar rate of return on dollar deposits in this scenario can be calculated using the following formula for the rate of return: (End value - Start value) / Start value. The starting value of the dollar is $1.10 per euro. After accruing interest at a 10% dollar interest rate, the end value of the dollar becomes $1.21 per euro. Next year's expected exchange rate is $1.165 per euro. Therefore, the expected dollar rate of return on the dollar deposit is ($1.21 -$1.165) / $1.10, which is approximately 4.09%.

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For each of the following examples, indicate whether the transaction would be included in the gross investment component of GDP, and if so, indicate which category it would be included. a. When Leandro pays a general contractor to build a new house, it would: not be included in gross investment. be included in GDP as a net export. be included in gross investment as residential fixed investment. be included in gross investment as business fixed investment. be included in gross investment as inventories. b. The purchase of a new building by Whole Foods would: be included in gross investment as residential fixed investment. not be included in gross investment. be included in GDP as a net export. be included in gross investment as business fixed investment. be included in gross investment as inventories. c. When Sarah buys a new computer for her kids, it would: be included in GDP as a net export. be included in gross investment as residential fixed investment. be included in gross investment as inventories. not be included in gross investment. be included in gross investment as business fixed investment.

Answers

Final answer:

In GDP calculations, the payments by Leandro for a new house and Whole Foods for a new building would be included in gross investment as residential fixed investment and business fixed investment respectively. However, Sarah's purchase of a new laptop for her children wouldn't be considered an investment, but rather as consumer spending.

Explanation:

In calculating GDP, the Gross Domestic Product, by means of expenditure method, it primarily consists of Consumer spending (C), Investment (I), Government spending (G), and Net exports (NX). The term 'Gross investment' often appears, representing all investments made by business/consumers within a given period.

a. When Leandro hires a contractor to construct a new house, it will be included in gross investment as a residential fixed investment. This is so because expenses on new housing by consumers account as private residential investment.

b. Whole Foods' acquisition of a new building would also be included in gross investment, but it falls under the category of business fixed investment. This counts as an investment in constructions by firms/businesses.

c. Finally, when Sarah gets a new computer for her kids, it would not fall under the category of gross investment. It is rather included under consumer spending.

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Final answer:

Transaction a is included in gross investment as residential fixed investment. Transaction b is included in gross investment as business fixed investment. For each transaction transaction c is a consumption, not an investment, thus doesn't come under gross investment.

Explanation:

For each transaction given:

c. When Sarah buys a new computer for her kids, it would be included in gross investment as business fixed investment.  

b. The purchase of a new building by Whole Foods would be included in gross investment as business fixed investment.When Sarah buys a new computer for her kids, it would be included in gross investment as business fixed investment.

c. When Sarah buys a new computer for her kids, it would be included in gross investment as business fixed investment.

Gross Domestic Product (GDP) counts final sales of goods and services, but includes investments (both residential and business) as these production activities contribute to the creation of goods and services within a country.

 

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Hilliard Pharmaceuticals and Ahrens Vitamins, Inc., have high market commonality, both geographically and in the market segments in which they compete. Hilliard, the number two firm in the industry, has undertaken a major strategic attack upon Ahrens, the market leader. Which of the following statements is most likely to be TRUE?
a. Ahrens will not respond aggressively since this is a strategic move and not a tactical action.
b. As the market leader, Ahrens has little to fear from an attack by Hilliard and will not expend organizational slack on a major response.
c. Ahrens will respond aggressively because of the high multimarket contact between Hilliard and Ahrens.
d. Ahrens will respond after a long delay as the nutrition supplement industry is a slow-cycle industry.

Answers

Answer: C. Ahrens will respond aggressively because of the high multimarket contact between Hilliard and Ahrens.

Explanation:

Ahrens will respond aggressively because of the high multimarket contact between Hilliard and Ahrens.

Ahrens Vitamins and Hilliard Pharmaceuticals have high Market commonality. They operate in the same geographical area and their target market is the same, meaning an increase in Profits for Hilliard Pharmaceuticals is a decrease in profits for Ahrens Vitamins, an attack from Hilliard will ave severe consequences for Ahrens Pharmaceuticals as they compete for the same target market.

Ahrens Vitamins will have to respond aggressively to attacks from Hilliard Pharmaceuticals in order to maintain their position in the market  

The relationship between the amount funded (cash sent to trustee) and the amount reported for pension expense is as follows: Select one: a. pension expense must equal the amount funded. b. pension expense may be greater than, equal to, or less than the amount funded. c. pension expense will be more than the amount funded. d. pension expense will be less than the amount funded.

Answers

pension expense may be greater than, equal to, or less than the amount funded.

Answer: Option B.

Explanation:

Pension expense is the expense that a trustee has to bear to give pensions and other offerings to the people who have retired from the services which they were offering.

The amount that the trustee will get in the form of amount funded does not necessarily be the same amount as the expenses of the cash given in the form of pension. It can be greater than equal to or even lesser than the expenses made.

The added value that a certain product has by virtue of its brand name (in other words, the value of the product with a brand mark compared with a generic product of the same quality) is called __________.

Answers

Answer:

brand equity

Explanation:

Brand equity refers to the commercial value added to one product or service by the customer's perception of its brand. Some brands have a higher brand equity and customers perceive them as high quality or luxury products, e.g. Mercedes Benz or Apple. While other brands are perceived as common or ordinary products with medium or low quality.

Two products may be identical or very similar, but the fact that a product's brand may be perceived as better than the other, allows a company to charge a higher price for it.

An RT (ARRT) is the supervising manager of a short-staffed imaging facility in a State having legislation that requires professional certification. A job applicant arrives whose ARRT certification has lapsed. The manager hires him to fill a 20-hour position doing chest and extremity radiography. The supervisor is guilty of

Answers

Answer:

The correct answer is breaking the ARRT Rules of Ethics.

Explanation:

Ethical rules serve to regulate the actions of human beings, especially regarding their effects on other people. One of its fundamental characteristics is that they are universal, valid for any ethical subject at any time and place. Some rules may refer only to the agent and the action (smoking prohibited), but the rules that also explain to the subjects receiving the effects of the action are much more complete and interesting.

Farmer Jack is a watermelon farmer. If Jack plants no seeds on his farm, he gets no harvest. If he plants 1 bag of seeds, he gets 30 watermelons. If he plants 2 bags of seeds, he gets 50 watermelons. If he plants 3 bags of seeds he gets 60 watermelons. A bag of seeds costs $100, and the costs of seeds are his only costs. What is the shape of Farmer Jack's marginal cost curve?A. Constant.B. Upward sloping.C. Downward sloping.D. U-shaped.

Answers

Answer:

B. Upward sloping

Explanation:

Based on the information provided within the question it can be said that the shape of Farmer Jack's marginal cost curve is an upward-sloping curve. This is a type of demand curve that illustrates a direct relationship between price of a product and the quantity that is in demand. Meaning that the more demand that exists for Jack's watermelons the higher the price will be.

A report listing the monthly sales figures for the last three years is an example of a(n) _____. a) case study b) diagnostic report c) laboratory report d) informational report e) analytical report

Answers

Answer:

The correct option is informational report

Explanation:

Analytical report is business report that shows the quantitative as well as qualitative  performance information with respect to a business being analysed, in order that management may reach conclusions so as  evaluate business strategies.

Case study is more broader in that it portrays all the areas of the business, ranging from performance, strategy,analysis,competitive position,share of market segment,cultures,values,rituals and so on.

Above,my choice of answer is informed by the fact that informational report merely shows data or information without further analysis such as the monthly sales figures,without providing any detailed explanation

Jack gratuated from college last month, but he has not yet started looking for a job. Jack is:__________.1. Frictionally unemployed.2. Structurally unemployed.3. A discouraged worker and is part of the unemployment statistic. 4. Not part of the labor force and is not counted in the unemployment rate.

Answers

Answer:4. Not part of the labor force and is not counted in the unemployment rate.

Explanation:Not everyone who is out of work is unemployed. In order to be counted as unemployed you have to be out of work, looking for work, and able to accept a job if one is offered to you. If you are out of work and not looking, then you are considered “not in the labor force” rather than unemployed.

Someone who does not have a job but claims he is not looking for one is considered out of the labor force and is not counted in the unemployment rate.

When a customer places an order (on account) for a certain product, what should be done before the order is checked for inventory availability? The customer's available credit should be checked. The sales order should be created and written to a file. Shipping should be notified of an order in process. A picking list should be generated for the warehouse.

Answers

Answer:

The correct answer is The customer's available credit should be checked.

Explanation:

A credit is a financing operation where a person called 'creditor' (usually a financial entity), lends a certain monetary figure to another, called 'debtor', who from then on, guarantees the creditor that he will return this requested amount in the previously stipulated time plus an additional amount, called 'interest'.

According to some authors in economics, credit represents a change that acts in time, rather than in space, so it is also considered "to alternate money from the present, for money in the future." The word derives from the Latin credititus, which means ‘trust’, therefore, a credit is the right of the creditor to receive from the debtor, the amount borrowed.

Mary names her husband, Rick, as primary beneficiary of her life insurance policy and her two children, Pam and Matt, as contingent beneficiaries. Rick dies in March. Pam and Matt are killed simultaneously in a car accident later that month. Hearing the news, Mary has a fatal heart attack. In this case, Mary's life insurance proceeds will be paid:(A) 1/2 to Rick's estate and 1/4 each to Pam and Matt's estates(B) to Rick's estate(C) to Mary's estate(D) in equal shares to Rick, Pam, and Matt's estates

Answers

Answer:

(C) to Mary's estate

Explanation:

Based on the information provided within the question it can be said that in this scenario Mary's life insurance proceeds will be paid to Mary's estate. This is because all of Mary's beneficiaries have passed away. Therefore the life insurance is paid to her estate since she is the owner of the life insurance policy.

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