A(n) ________________________ helps the company better understand consumer reactions to a product idea in an early stage of the product development process. This helps the company avoid launching products that do not appeal to a lot of consumers.

Answers

Answer 1

Answer:

concept test

Explanation:

Concept test is a stage where the company tries to do a survey on the potential customers to see if it can work. By doing concept tests, the company can predict whether the product can sell or not, thus minimizing the risk of the failure of the product. Concept tests can also give an idea of how to improve a certain aspect of the product before launch.


Related Questions

2) Economic Growth: Use the PPF from above to illustrate the effects of saving and investment upon national GDP. Use a PPF to show what happens when the society decides to spend most of its income on donuts (consumer goods). Show what happens when the society decides to spend most of its income on machine tools

Answers

Answer and Explanation:

Economic Growth can be defined as an increment in production capacity of an economy using all its available resources. The PPF illustrates the largest possible quantity of goods and services a nation can produce base on its available resources. An outward shift in the economy’s production possibility frontier (PPF) depicts  a raise in productive capacity of an economy.  An outward shift implies that an economy has capacity to  increase its production outputs. This can be as a result of   the economy employing new technology, allowing specialization, increasing its labour force, using new production approaches etc. Likewise, an inward shifting PPF implies an economy has witness a loss or exhaustion of some of its scarce resources and it will culminate into reduction in an economy’s productive potential.

Effects of saving and investment upon national GDP

level of savings direct related to the level of investment, investment feeds on available finance from saving. If more people save, the banks will be able  to lend more to firms to support their investments.

low savings and investment implies a PPF inward shift. low savings  in economy implies that the economy is opting for short-term consumption over long-term investment, and this will lead to future undue pressure on available infrastructures ad resources.

spending  on consumer goods vs capital goods effect on the economy

In the short run, the economy must prefer using available resources to produce capital rather than consumer goods. Standards of living will be affected, as private consumption will have access to fewer resources. However, in the longer run, the raised production of capital goods will boost  the production of more consumer goods ad therefore standards of living will experience more increase than they would have witness if the economy had spent most of its income on consumer goods.

Jonathan is considering opening a shop for online baseball memorabilia. He has two options. He can build the web site himself and only pay for hosting. This would cost him $2,000/year. The average item for sale is $4. Average costs associated with each sale are $3. His second option is to use an existing e-commerce service. This incurs an additional monthly cost of $15/month. The site takes a cut of his sales, so he is planning on increasing his prices by $0.5/item. The remaining costs stay the same.

a. What is the annual fixed cost for the e-commerce site option?
b. What is the unit price for the e-commerce option?
C. What is the variable cost for the self-developed site option?
d. If Jonathan sells 200 items, which option does he prefer?
e. If Jonathan sells 700 items, which option does he prefer?

Answers

Answer:

The annual fixed cost of e-commerce option is $2180 as shown above

The unit price for the unit price for the e-commerce option is $4.5($4 original price plus the extra $0.50 as a result of cut taken by the site owner)

The variable cost for the self-developed site is $3

If sells 200 items he would prefer self-developed option with a lower amount of loss $1800

If sell 700 items he would  prefer e-commerce option with amount of $1130 as losses

Explanation:

Options                            Self-Built site                 E-commerce

Fixed cost                         $2000                            $2180  ($2000+15*12)          

Variable cost                    $3                                     $3

Revenue                            $4                                     $4.5 ($4+$0.5)

The profit under each option when 200 items are sold are :

Self-developed option:

revenue=$4*200=$800

total cost =$2000+($3*200)

total cost =$2600

Profit/(loss) =$800-$2600

loss=-$1800

e-commerce

revenue=$4.5*200=$900

total cost=$2180+($3*200)

total cost =$2780

profit/(loss)=$900-$2780

loss=-$1880

when 700 items were sold:

self-developed option;

revenue=$4*700=$2800

total cost=$2000+($3*700)

total cost=$4100

profit/(loss)=$2880-$4100

loss=-$1220

e-commerce option

revenue =$4.5*700

revenue=$3150

total cost=$2180+(700*$3)

total cost=$4280

loss=$3150-$4280

loss=-$1130

Final answer:

The annual fixed cost for the e-commerce site option is $180. The unit price for the e-commerce option would be $4.5. If Jonathan sells 200 items, the self-developed site option would be preferred, while if he sells 700 items, the e-commerce option would be preferred.

Explanation:

a. The annual fixed cost for the e-commerce site option is $180 (15*12 months).

b. The unit price for the e-commerce option would be $4.5 ($4 + $0.5).

c. The variable cost for the self-developed site option is $3 per item sold.

d. If Jonathan sells 200 items, the self-developed site option would be preferred as the cost would be $600 for the e-commerce site and $600 for the self-developed site.

e. If Jonathan sells 700 items, the e-commerce option would be preferred as the cost would be $1,260 for the e-commerce site and $2,100 for the self-developed site.

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Which of the following statements regarding the dividends and/or the dividends received deduction (DRD) is true?A. The DRD can increase the net operating loss (NOL) of a corporation.B. Corporations are allowed to deduct from a dividend received the product of the dividend and the percentage of the receiving corporation's ownership in the distributing corporation's stock.C. The DRD allows corporations to deduct the amount of dividends that they distribute.D. Dividends are taxed at preferential rates for corporations as well as for individuals.

Answers

Answer:

B. Corporations are allowed to deduct from a dividend received the product of the dividend and the percentage of the receiving corporation's ownership in the distributing corporation's stock.

In each of the following sentences, select the appropriate answer option as debitor credit


1. Revenue accounts normally have _________ balances. These accounts increase on the __________ side and decrease on the ________side.

2. Liability accounts normally have ________ balances. These accounts increase on the _______ side and decrease on the _______ side.

3. Expense accounts normally have________ balances. These accounts increase on the________ side and decrease on the _________side.

4. Asset accounts normally have_________ balances. These accounts increase on the ______________ side and decrease on the ___________ side.

5. The owner capital account normally has a ___________ balance. This account increases on the ___________ side and decreases on the __________ side.

Answers

Final answer:

Revenue accounts have credit balances, liability accounts have credit balances, expense accounts have debit balances, asset accounts have debit balances, and the owner capital account has a credit balance.

Explanation:

1. Revenue accounts normally have credit balances. These accounts increase on the credit side and decrease on the debit side.

2. Liability accounts normally have credit balances. These accounts increase on the credit side and decrease on the debit side.

3. Expense accounts normally have debit balances. These accounts increase on the debit side and decrease on the credit side.

4. Asset accounts normally have debit balances. These accounts increase on the debit side and decrease on the credit side.

5. The owner's capital account normally has a credit balance. This account increases on the credit side and decreases on the debit side.

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Dave Docket, the installation manager at Kleen Waterproofing, receives a high number of customer complaints that several crewmembers either come late to the job or they do not show up at all, without any communication with the customers. The job completion dates keep getting delayed, and customer dissatisfaction rate keeps increasing. Dave hires several new employees who are motivated, able to perform their jobs, and have adequate resources. However, they are not sure what tasks are included in their job. Dave wonders how he can understand what is going on with his crew behavior and what he can do to improve the situation.Dave organizes a training program for his employees to teach them how to operate the machines used for working. Which of the following attributes is Dave targeting with this training? Is he solving the problem?
A. Motivation
B. Ability
C. Role-perception
D. Situational Factors

Answers

Answer: b) Ability

Explanation: Ability is the possession of skill to do a task. It involves being able to complete a given task.

Dave's new hires are motivated and ready to do the job, however they are not sure what tasks are included in their job. In this instance, organising a training that targets 'ability' will solve a part of the problem.

However, Dave needs to do more to target the actual problems which are the job description and role play. Teaching the staff how to do a job without given them job schedules may not be so effective in the long run.

Final answer:

Dave is targeting the attribute of role-perception with the training program, but it may not directly solve all the problems. Option C is correct

Explanation:

Dave is targeting the attribute of (C) role-perception with the training program. Role-perception refers to an individual's understanding of their job tasks and responsibilities. By training his employees on how to operate the machines used for work, Dave is providing them with clarity on what tasks are included in their job.

This training program can help improve the situation by increasing the employees' understanding of their role and reducing the likelihood of confusion or uncertainty. However, it may not directly address other issues such as crewmembers coming late or not showing up without communication, as these may be influenced by other factors such as motivation or situational factors.

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A biotech company has an effective income tax rate of 40%. Recaptured depreciation is also taxed at the rate of 40%. The company must choose one of the following mutually exclusive cryogenic freezers for its tissue samples. The after-tax MARR is 12% per year. Which freezer should be selected based on after-tax present worth?

Answers

Answer:

Freezer 2 is the better option because it has higher present worth.

Explanation:

Final answer:

This engineering question deals with the selection of a cryogenic freezer by analyzing after-tax present worth, demonstrating the significance of tax rates, recaptured depreciation, and after-tax MARR in such decisions. It encompasses evaluating investment returns at different costs, the impact of tax credits, and considerations for maximum investment based on borrowing costs.

Explanation:

The question relates to the decision of selecting a cryogenic freezer for a biotech company, considering after-tax present worth (ATPW), which involves applying principles of engineering economics. It underscores the importance of understanding the effective income tax rate, recaptured depreciation, and after-tax minimum acceptable rate of return (MARR) in evaluating investment options. The hypothetical scenarios provided include calculating rates of return on investments at different costs, the impact of an investment tax credit, and determining the maximum investment based on borrowing costs. This forms a basis for applying tax effects and financing costs to investment decisions in engineering economic analysis.

Key Concepts

Effective income tax rate and its influence on net taxable income.

The role of recaptured depreciation in investment decisions.

Calculating after-tax present worth for comparing investment options.

The effect of investment tax credits on the attractiveness of an investment.

Linking borrowing costs to the maximum payable for an investment without the benefit of tax credits.

Changes in weather patterns are increasing administrative costs for insurance companies. These added costs often exceed the amount of the premiums coming in and claim payments going out. To address this problem, insurance companies typically

A. increase dividend payments to shareholders.
B. deny weather related claims for property damage.
C. increase their investment income.
D. build up the amount of their reserves.

Answers

Answer:

D. build up the amount of their reserves.

Explanation:

With the changes in the weather patterns increasing the administrative costs of insurance companies and the added costs often exceeding the amount of premium coming in and claims the payment going out, Insurance companies have developed typically, a way of building up the amount of their reserves as a way of addressing this problem.

Insurance companies are required to have a reserve funds to pay out customers claims, and often insurance companies lists the details about their reserves in order to impress customers and give them a feeling of being more secure than than rivals. It is this reserve that insurance companies develops a way of building the amount inside so as to combat the problem of often changes in weather policies that increase their administrative costs to exceed the premium amount that comes in and claims the payment going out.

Answer: The correct answer is D). build up the amount of their reserves.

Explanation: An insurance is a protection from financial loss. It is a hedge against eventualities.

Changes in weather pattern can occur and cost incurred. Having an increased investment income may not necessarily tackle it.

The best way is to build up the amount of RESERVES which is also called retained earnings or ploughed back profit. It forms part of shareholder's equity and can be used in case of eventualities such as changes in weather pattern.

Assume that Oriole Company uses a periodic inventory system and has these account balances: Purchases $355,300; Purchase Returns and Allowances $10,200; Purchase Discounts $9,000; and Freight-in $16,800. Determine net purchases and cost of goods purchased.

Answers

Answer:

The answer is:

Net purchases = $336,100

Cost of goods purchased = $352,900

Explanation:

Net purchases equals purchases minus purchase returns and allowances minus purchase discount.

Purchases = $355,300

Purchase returns = $10,200

Purchase discount = $9,000

Therefore, net purchase is:

$355,300 - $10,200 - $9,000

= $336,100

Cost of goods purchased equals net purchase plus freight in.

Freight in = $16,800

So cost of goods purchased is:

$336,100 + $16,800

=$352,900

Final answer:

The net purchases for Oriole Company are calculated by subtracting purchase returns, allowances, and discounts from total purchases, and then adding freight-in, resulting in a total of $333,900. The cost of goods purchased is equal to the net purchases, which is also $333,900.

Explanation:

To calculate the net purchases for Oriole Company, we start with the total purchases and subtract both the purchase returns and allowances and the purchase discounts. Then, we add the freight-in costs to find the net purchases. After that, the cost of goods purchased (COGP) is simply the net purchases, as there is no mention of beginning inventory or ending inventory in the question to take into account.

Net Purchases = Purchases - Purchase Returns and Allowances - Purchase Discounts + Freight-in

Net Purchases = $355,300 - $10,200 - $9,000 + $16,800

Net Purchases = $353,100 - $19,200

Net Purchases = $333,900

The Cost of Goods Purchased is equal to the net purchases:

Cost of Goods Purchased = Net Purchases

Cost of Goods Purchased = $333,900

If tax rates are increasing: A. taxpayers should defer deductions. B. taxpayers should defer deductions and accelerate income. C. taxpayers should defer income. D. taxpayers should accelerate income. E. None of the choices are correct.

Answers

Answer:

The correct option is D,taxpayers should accelerate income

Explanation:

Assuming current tax rate is 20% and believed to increase to 28% next year,the tax planning strategy available at anyone's disposal is to ensure he takes advantage of the current 20% which is lower compared to future 28% by accelerating income,hence the 20% tax is then charged on the accelerated income

The reverse would have been the case if the tax rates are decreasing,so future tax rate is envisaged to be lower compared to status quo.In this case,deferring income would  be the best strategy that saves the day

You have the following price for a stock for several recent years. Assume that the stock pays no dividends Beginning of year price # shares bought Year 2005 $50 2006 $55 2007 S51 2008 54 or sold 100 bought 50 bought 75 sold 75 sold
a. What is the holding period return for each year?
b. What is the geometric average return for the period?
c. What is the dollar weighted return for the time period?

Answers

Answer:

a.                                                 2005     2006      2007         2008

Holding period return                10%        -7.27%    5.88%        -100

b. Geometric  average return = -100

c. Dollar weighted return= -2.70%

Explanation:

Holding period return = [tex]\frac{income+(end period value - original value)}{original value}[/tex]

                                    =[tex]\frac{o + ( 55 - 50)}{50}[/tex] * 100

                                    = 10%

geometric average return = (( 1+r)*(1+r2)*(1+r3)*(1+r4))^1/4   - 1

dollar weighted return = (initial investment + additions) /  (initial investment -withdrawals)

                                      = ( 5000+ 2750)/(5000-3825-4050)

                                      = 7750/-2875

                                      =

                                           

A 6-year bond, 8% semiannual coupon bond sells at par ($1,000). Another bond of equal risk, maturity, and par value pays an 8% annual coupon. What is the price of the annual coupon bond?

Answers

Answer:

Explanation:

The bond has 8% coupon paid semiannually, and those bonds sell at their par value. Since the bond sales at par value, Market rate (Yield) = Coupon rate =8%

Second bond:

Coupon rate = 8%Par value = $1,000Semiannual coupon amount = 1000 x 8%/2 = $40Time to maturity = 6 years = 12 semiannual periodsSemiannual Yield = 8%/2 = 4%

To get price of this bond we will use PV function of excel:

= PV (rate, nper, pmt, fv, type)

= PV (4%, 12, -40, -1000, 0)

= $1053.32

Price of this bond = $1,053.3

The price of the annual coupon bond is  $992.64.

EAR = (1 + YTM/m)^m - 1

EAR = (1+0.08/2)^2 - 1

EAR = 8.16%

Given Information

C/Y = 1

P/Y = 1

N = 6

I/Y = 8.16%

PMT = -$80 (8%*1000)

FV = -1000

Now, we will employ the use of PV function of Financial calculator to allow us derive the

Price of bond = CPT PV (C/Y, P/Y, N, I/Y, -PMT, -FV)

Price of bond = CPT PV (1, 1, 6, 8.16%, -80, 1000)

Price of bond = $992.64.

Therefore, the price of the annual coupon bond is  $992.64.

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Suppose that the residents of Greenland play golf incessantly. In fact, golf is the only thing that they spend their money on. They buy golf balls, clubs, and tees. In 2010, they bought 2,000 golf balls for $3.00 each, 200 clubs for $80.00 each, and 1,000 tees for $0.10 each. In 2011, they bought 2,100 golf balls for $3.50 each, 250 clubs for $90.00 each, and 1,500 tees for $0.15 each. Using 2010 as the base year, answer the following questions. Give all answers to one decimal.

What was the CPI for 2010?

Answers

Answer:

100

Explanation:

The CPI full form is the consumer price index which shows the changes in the prices of the various goods and the other items. It reflects the variations in the prices whether it can be increment or decrements

Since the question has already said using 2010 as the base year so the consumer price index for the year 2010 is equal to the value of the base year i.e 100

Final answer:

The Consumer Price Index (CPI) for 2010 is 100, as 2010 is the base year and the CPI of the base year is always set to 100. This serves as a reference point for comparing with other years' CPI.

Explanation:

To calculate the Consumer Price Index (CPI) for 2010, we must first determine the total spending on golf-related items in that year. This is done by multiplying the quantity of each item purchased by its price. The calculation for each item is as follows:

Golf balls: 2,000 balls × $3.00 per ball = $6,000

Golf clubs: 200 clubs × $80.00 per club = $16,000

Golf tees: 1,000 tees × $0.10 per tee = $100

Adding these amounts together, the total spending on golf items in Greenland in 2010 was:

$6,000 + $16,000 + $100 = $22,100

Since 2010 is the base year, the CPI for 2010 is defined as 100. Base years always have a CPI of 100 because it serves as a reference point to compare against other years.

Furious Fred expects cash flows from an investment as follows: Yr 1 $3,000, Yr 2 $5,000, Yr 3 $8,000 Using an opportunity cost of capital of 5.6%, the present value is: $14,118 $14,523 $14,361 $14,909 none of the above

Answers

Answer:

$14,118

Explanation:

The computation of the present value is shown below:

Years           Annual cash flows  Discounting factor @5.6%     Present value

1                    $3,000.00               0.946969697                      $2,840.91

2                  $5,000.00               0.896751607                      $4,483.76

3                  $8,000.00                0.8491965975              $6,793.57

Total                                                                                             $14,118.24

The discount factor is computed below

= 1 ÷ (1 + rate)^years

like for year 1

= 1 ÷ (1 + 0.056)^1

           

Final answer:

The present value of the cash flows from the investment, given an opportunity cost of capital of 5.6%, is calculated for each year and summed to give a total of $14,201.07. Hence, the answer to the multiple-choice question is 'None of the Above'.

Explanation:

To compute the present value, we utilize the formula: PV = CF / (1 + r)^n, where PV is the present value, CF is the cash flow, r is the discount or interest rate, and n is the period. Therefore, we calculate the present value for each year and sum them:

Year 1: $3,000 / (1 + 0.056)^1 = $2,841.52 Year 2: $5,000 / (1 + 0.056)^2 = $4,476.78 Year 3: $8,000 / (1 + 0.056)^3 = $6,882.77

Then the total present value is: $2,841.52 + $4,476.78 + $6,882.77 = $14,201.07. Therefore, the answer would be 'None of the Above'.

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If you have an income of $18 to spend, and if commodity 1 costs $3 per unit and commodity 2
costs $9 per unit, then the equation for your budget line can be written as (Below, x 1 and x 2
are respectively the quantities of commodities 1 and 2.)
a. x1/3 + x2/9 = 18. b. (x1 + x2)/12 = 18. c. x1 + 3x2 = 6.
d. 4x1 + 10x2 = 19. e. 12(x1 + x2) = 18.

Answers

Answer:

c. x1 + 3x2 = 6

Explanation:

Budget Line is the combination of goods that consumer can buy with given prices & Income (spending all).

Equation: p1.x1 + p2.x2 = m  

where p1 & p2 are respective prices ; q1 & q2 are respective quantities ; m is the money income.

Putting p1 = 3 , p2 = 9 as given :

3x1 + 9x2 = 18

Dividing the equation by common factor = 3, we get :

x1 + 3x2 = 6

Daisy Bath Products, Inc. (DBP) makes a variety of ceramic sinks and tubs. DBP has just developed a line of sinks and tubs made from a mixture of glass and ceramic. The sinks sell for $200 each and have variable costs of $70. The tubs sell for $700 and have variable costs of $320. The glass and ceramic sinks and tubs require the use of specialized molding equipment. The specialized molding equipment has 5,000 hours of capacity per year. A sink uses an average of 5 hours of specialized molding equipment time; a tub uses an average of 6 hours of specialized molding equipment time.What is the contribution margin per hour of specialized molding equipment time for sinks

Answers

Answer:

Contribution margin per hour = $26

Explanation:

Given:

Selling price of sink = $200  per unit

Variable cost of sink = $70 per unit

Selling price of tube = $700  per unit

Variable cost of tube = $320 per unit

Required time for specialized molding sink = 5 hours

Required time for specialized molding tube = 6 hours

Computation of contribution margin of sink:

Contribution margin = Selling price - Variable cost

Contribution margin = $200 - $70

Contribution margin = $130

Computation of contribution margin per hour of specialized molding sink:

Contribution margin per hour = Contribution margin / Required time for specialized molding sink

Contribution margin per hour = $130 / 5

Contribution margin per hour = $26

Which of the following caused a recession in the years immediately following World War II? A surge in investment spending. Pent-up demand for consumer goods. Cutbacks in defense production. Technological advances.

Answers

Answer:

The answer is cutbacks in defense production

One of the main reasons of the recession which was immediate after the world war 2 was the government's inability to produce anything as most expense was carried out in the event of the war which decreased the gross domestic product making the economy to fall into recession.

Answer:

Cutbacks in defense production.

Explanation:

World War II refers to a global war that started in 1939 and ended in 1945.

The end of World War II was immediately followed by a recession known as the Recession of 1945.

The Recession of 1945 occurred as a result of the reduction in government spending especially on defense production like arms and ammunition due to demobilization and movement to peacetime from a wartime economy.

This resulted into an enormous fall in gross domestic product (GDP) and the US economy technically entered a recession.

Therefore, cutbacks in defense production caused a recession in the years immediately following World War II.

What software is essential for any company doing business on the Web to constantly monitor the activity on a company's network server and sound an alert if it detects someone breaking into the company's computer system?

Answers

Answer:

The correct answer is: Intrusion detection software.

Explanation:

Intrusion Detection Software or IDS are vital for companies moreover for entities with web-based operations. IDS are specially programmed to detect different types of attacks in the attempt of breaking into the firm's security system and data. There are four (4) types of IDS: Network intrusion detection system (NIDS), Host-based intrusion detection system (HIDS), Perimeter Intrusion Detection System (PIDS), and VM based Intrusion Detection System (VMIDS).

the temporary difference is $60 million. Payne has no other temporary differences and no valuation allowance for the deferred tax asset. Taxable income for 2018 is $220 million and the tax rate is 40%. Required: 1. Prepare the journal entry(s) to record Payne’s income taxes for 2018, assuming it is more likely than not that the deferred tax asset will be realized. 2. Prepare the journal entry(s) to record Payne’s income taxes for 2018, assuming it is more likely than not that one-fourth of the deferred tax asset will ultimately be realized.

Answers

Answer:

Answers are available in the attached images

Explanation:

This question is incomplete. I will type the complete question below and add image attachments of the solution as tabulated journal entries are required.

At the end of 2017, Payne industries had a deferred tax asset account with a balance of $26 million attributable to a temporary book tax difference of $65 million in a liability for estimated expenses. At the end of 2018, the temporary difference is $60 million. Payne has no other temporary differences and no valuation allowance for the deferred tax asset. Taxable income for 2018 is $220 million and the tax rate is 40%. Required:

1. Prepare the journal entry(s) to record Payne’s income taxes for 2018, assuming it is more likely than not that the deferred tax asset will be realized.

2. Prepare the journal entry(s) to record Payne’s income taxes for 2018, assuming it is more likely than not that one-fourth of the deferred tax asset will ultimately be realized.

2. Suppose you currently have $3,000 and plan to purchase a 3-year certificate of deposit (CD) that pays 2% interest compounded annually. How much will you have when the CD matures

Answers

Answer:

The value of the CD would probably be $3183.62 in three years as shown below.

Explanation:

The formula applicable here is future value ,which means the value of the investment in 3 years at 2% compound interest rate.

The formula is given as:

FV=PV*(1+r)^n

FV is the unknown here

PV is the present value of the amount to be invested which is $3000

r is the rate of return on investment at 2%

n is the time horizon of the investment which is 3 years

FV=$3000*(1+0.02)^3

FV=$3183.62

In other words, by investing in the certificate of deposit, the investor would likely have $3183.62 in three years' time.

The rate on certificate of deposit is usually low because it is one the safest investment vehicle ,hence offers a lower rate of return,that shows clearly the positive relationship between risk and return on investment

Final answer:

Investing $3,000 in a 3-year CD with a 2% annual compound interest rate will result in a total of $3,183.60 when the CD matures.

Explanation:

If you invest $3,000 in a 3-year certificate of deposit (CD) that pays 2% interest compounded annually, you can calculate the final amount using the formula for compound interest: A = P(1 + r/n)^(nt). In this formula, A is the amount of money accumulated after n years, including interest. P is the principal amount (the initial amount of money), r is the annual interest rate (in decimal), n is the number of times that interest is compounded per year, and t is the time the money is invested for in years.

In your case, P = $3,000, r = 0.02 (2% expressed as a decimal), n = 1 (since the interest is compounded annually), and t = 3 years. So, your calculation would be A = $3,000(1 + 0.02/1)^(1×3).

Let's do the math: A = $3,000(1 + 0.02)^3 = $3,000(1.02)^3 = $3,000 × 1.0612. When you calculate this, you get A = $3,183.60.

Therefore, when the CD matures after 3 years, you will have $3,183.60.

Nazim wants to include bonds in his investment portfolio, but he wants the option to sell the bond to the issuer at a specified price on a certain date before the maturity of the bond. Which of the following bond redemption features should he pick?
O Putable bond
O Convertible bond

Answers

Answer:

Putable Bond

Explanation:

This is an embedded put option that enables the bondholder to demand for the payment of the principal sum from the issuer. It is effectively an option given to bond holders to put the bond back to the issuer once during the lifetime of the bond or on multiple dates.

4. Select an industry and consider how the industry life cycle has affected business strategy for the firms in that industry over time. Detail your answer based on each stage: introduction, growth, shakeout, maturity, and decline.

Answers

Answer:

Lets talk about the rice industry and discuss it in the light of the stages of of a business;

Introduction: The industry will start small and enter the competition among other rice mills in the area.  

Growth: The company starts to make rapid sales and cash inflow increases.

Shakeout: The sales slow down slowly as the company is covering the distance towards maturity.

Maturity: The company has reached a stage where the cash inflow is stagnant along with the sales. No further growth is happening in the rice mill.

Decline: The company is over run with factors such as market competition and economy. Failure to keep the expenses afloat will eventually decline.

Final answer:

The industry life cycle impacts business strategy, with firms adapting to the introduction, growth, shakeout, maturity, and decline stages to maintain a competitive advantage and ensure longevity.

Explanation:

The impact of the industry life cycle on business strategy can be significant and varies across different stages, such as introduction, growth, shakeout, maturity, and decline. In the introduction phase, a business must focus on establishing a competitive advantage and may invest heavily in marketing to create product awareness. During the growth phase, businesses typically work on scaling up, improving efficiency, and possibly expanding their market reach.

A shakeout occurs when market saturation leads to increased competition, and firms that cannot compete effectively may exit the industry. In the maturity stage, firms emphasize process optimization and cost control to maintain profitability amidst stiffer competition. Lastly, during the decline phase, companies may decide to diversify, innovate, or exit the market depending on the market structure and production conditions.

Understanding these stages helps firms anticipate change and make informed decisions to ensure sustainability and growth, which is critical for delivering a satisfactory return to investors and for maintaining relevancy in a competitive market.

Builder Products, Inc., uses the weighted-average method in its process costing system. It manufactures a caulking compound that goes through three processing stages prior to completion. Information on work in the first department, Cooking, is given below for May: Production data: Pounds in process, May 1; materials 100% complete; conversion 90% complete 67,000 Pounds started into production during May 320,000 Pounds completed and transferred out ?Pounds in process, May 31: materials 70% complete: conversion 30% complete 34,000 Cost data: Work in process inventory, May 1: Materials cost exist 98, 800 Conversion cost exist 44,000 Cost added during May: Materials cost exist513, 830 Conversion cost exist242, 130 Compute the equivalent units of production for materials and conversion for May 2.

Answers

Solution:

Weighted-Average Method:  

1. Equivalent units of production  

                                                                  Materials          Conversion

Transferred to next department'               353,000              353,000

Equivalent units in ending work in process

Materials: 27,000 units x 100% complete     27,000

Conversion: 27,000 units x 90% complete                             4,300

Equivalent units of production                      380,000          357,300  

*Units transferred to the next department = Units in beginning work in process + Units started into production - Units in ending work in process = 67,000 + 320,000 - 34,000 = 353,000

2. Cost per equivalent unit  

                                                                Materials          Conversion

Cost of beginning work in process       $ 98, 800           $ 44,000

Cost added during the period               513, 830               242, 130

Total cost (a)                                          $612,630            $ 286,130

Equivalent units of production (b)          380,000            357,300

Cost per equivalent unit (a) ÷ (b)               $1.61                 $ 0.80

3. and 4.

Cost of ending work in process inventory and units transferred out  

                                                        Materials       Conversion     Total

Ending work in process inventory:

Equivalent units                                 27,000             4,300

Cost per equivalent unit                     $ 1.61              $ 0.80

Cost of ending

work in process inventory             $ 43,470          $ 3,440     $ 45,910

Units completed and transferred out:

Units transferred to the                    353,000       353,000

next department  

Cost per equivalent unit                      $ 1.61            $ 0.80

Cost of units completed and

transferred out                                $ 568,330    $ 282,400     $850,730  

5. Cost Reconciliation:  

Cost of beginning work in process inventory ($ 98, 800+ $44,000 ) = $142,800

Costs added to production during the period ($ 513, 830+ $242, 130 ) = $755,960

You want to buy a house that costs $305,000. You will make a down payment equal to 10 percent of the price of the house and finance the remainder with a loan that has an interest rate of 5.57 percent compounded monthly. If the loan is for 20 years, what are your monthly mortgage payments

Answers

Answer:

$1,899.12

Explanation:

We use the PMT formula that is shown in the attachment below:

Provided that

Present value = $305,000 - $30,500 = $274,500

Future value = $0

Rate of interest = 5.57% ÷ 12 = 0.46416666%

NPER = 12 months × 20 = 240 months

The formula is shown below:

= PMT(Rate;NPER;-PV;FV;type)

The present value come in negative

So, after solving this, the monthly payment is $1,899.12

Trevor always begins the day with a strawberry milkshake (milk (x1 ) and strawberries(x2) mixed in proportion 1:5). His income is equal to m=200, and one strawberry costs p2=1. Suppose the price of milk drops from p1=15 to p1=5. We are going to decompose the total effect into substitution effect and income effect. a) What is the total change in demand for milk? b) What is the substitution effect? c) What is the income effect?

Answers

Answer:

Check the explanation

Explanation:

Going by the question that the proportion of milk and strawberry for milk shake is 1:5.

If amount of milk is to be X1 that means the quantity of strawberry (X2) will be 5×X1, i.e., X2=5X1... Equation 1

And in addition, the milk and strawberry are complementary consumables as strawberry is of no use without milk and vice versa.

Budget equation will be as follows:

P1×X1+P2×5X1=M.... Equation 2

Given M=200, P1=15 & P2=1

Putting values in Equation 2

15×X1+1×5X1=200

X1=10 & X2=50(from equation 1)

Answer a)

With change in P1 from 15 to 5

Again putting values in Equation 2

5×X1+1×5X1=200

X1=20 & X2=100.

The total change in the demand of milk will increase from 10 units to 20 units.

Answer b)

Strawberry and milk are complementary goods here for that reason there would be no effect on substitution.

Answer c)

Since there will be no effect on substitution, total effect will be equal to income effect.

Final answer:

The total change in demand for milk is 26.67 units. The substitution effect indicates increased demand for milk due to a lower price while holding buying power constant. Income effect considers the impact of enhanced buying power due to a lower price.

Explanation:

The total change in demand for milk (x1) is calculated by finding the difference in demand before and after the price change. Before the price drop, Trevor could only afford 200/15 = 13.33 units of milk as one unit costs 15. After the price drop to 5, he can now afford 200/5 = 40 units of milk. Thus, the total change in demand for milk is 40 - 13.33 = 26.67 units.

The substitution effect is consumers substituting towards consuming more milk now that it's cheaper. If we observe the change in demand for milk while keeping his real income (buying power) constant, we see the substitution effect. His real income can be kept constant by offering him a hypothetical situation where the price of milk decreases to 5, but we take away enough income to keep him on his original indifference curve. Little hard to measure without additional data about his utility or indifference curves, but it's a shift towards more milk in his milkshake assuming milk and strawberries are normal goods.

The income effect is how this price decrease affects Trevor's effective buying power. As the price of milk decreases, Trevor's buying power increases - he can now afford to buy more units of milk and strawberries than before. As such, part of the total increase in his demand for milk (26.67 units) will be due to this increased buying power. Again, challenging to measure the specific quantity without more data, but it's the part of the demand change due to his increased buying power.

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When par value capital stock is issued, capital stock is credited with the par value of the shares issued, regardless of whether the issuance price is equal to par, more than par, or less than par.a. Trueb. False

Answers

Answer:

False

Explanation:The Par value of a stock is has a different value when compared with its market value. Well established companies usually have have a higher market value when compared to its par value. The par value of a stock can be represented in three different ways

1) When the par value of a stock is equal with the market value.

2) When the par value of a stock is lower than the market value.

3) When the par value of a stock is Higher than the market value.

WHEN THE PAR VALUE OF A CAPITAL STOCK IS EQUAL TO THE CAPITAL STOCK IS ISSUED WITH THE PAR VALUE ONLY WHEN THE PAR VALUE IS EQUAL TO THE MARKET VALUE.

The beginning balance in the​ Lopez, Capital account of a company was $ 13 comma 000. The revenues and expenses were $ 220 comma 000 and $ 150 comma 000​, respectively. During the​ year, Lopez took withdrawals of $ 5 comma 000. There were no new capital contributions during the year. The ending balance in​ Lopez, Capital was $ 83 comma 000.
a. True.
b. False.

Answers

Answer:

a. True

Explanation:

The capital account of a soul proprietor is similar to the equity account of a company. It shows  how much the business owes the owner.

This includes the amount invested and net income over the years posted as part of the retained earnings.

Net income is the difference between the total revenue and total expenses.

Net income = $220,000 - $150,000

= $70,000

Net balance in capital account = $13,000 + $70,000

= $83,000

A market is in long-run equilibrium and firms in this market have identical cost structures. Suppose demand in this market decreases.
Which of the following will happen as the market leaves and then returns to long-run equilibrium? Select all that apply.

1. Individual firms' profit-maximizing output will decrease in the long-run.
2. Firms will enter into the market in the long run.
3. Market quantity will decrease in the long-run.
4. Individual firms' profit-maximizing output will decrease in the short-run.
5. Firms will exit the market in the long run.
6. Market price will decrease in the long-run.
7. Market quantity will remain the same in the long-run.
8. Market price will decrease in the short-run.

Answers

Answer:

he said he had been talking with a group that I was in a small town in a relationship between us in the middle and we end the conversation in a small business class that he 6th 66th grade and we end the day in a small town and he is a good thing about being in a small business 666th class that he has a great way of driving

A new machine costs $200,000 and has a useful life of 5 years, with a salvage value of $30,000. It will cost $5,000 to dismantle and remove the machine at the end of its useful life. Use straight line depreciation to determine book value of asset at end of year 3.

Answers

Answer:

The book value at the end of year 3 is $100,000

Explanation:

Yearly Depreciation =(cost+cost of dismantling-salvage value)/useful life

cost is $200,000

cost of dismantling is $5000

salvage value is $30000

useful life is 5 years

Yearly depreciation=(200000+5000-30000)/5

Yearly depreciation=$35000

Depreciation for three years=$35000*3

                                               =$105000

Book value at the end of year 3=total cost of machine-three years' depreciation

Book value at end of year 3=$200000+$5000-$105000

Book value at the end of year 3=$100,000

The Andrews company currently has the following balances in their equity accounts: Common Stock $17,081 Retained earnings $98,561 Suppose next year the Andrews company generates $46,300 in Net Profit, and declares and pays $16,000 in Dividends. What will Andrews ending balance in Retained Earnings be next year?

Answers

Answer:

Andrews ending balance in Retained Earnings next year will be $128,861

Explanation:

Retained Earnings is a Reserve formed from the Company`s Profits retained back in the business and forms part of Shareholders Equity

Calculation of Ending Retained Earnings is: Opening Retained Earnings Balance + Net Profit for the Year - Dividends Declared during the year.

Andrews Company Ending  Retained Earnings for Next Year will be:

Opening Retained Earnings Balance     $98,561

Add Net Profit for the Year                     $46,300

Less Dividends                                        ($16,000)

Ending  Retained Earnings                      $128,861

Suppose Kyoko is an avid reader and buys only mystery novels. Kyoko deposits $3,000 in a bank account that pays an annual nominal interest rate of 10%. Assume this interest rate is fixed—that is, it won't change over time. At the time of her deposit, a mystery novel is priced at $15.00.

Initially, the purchasing power of Kyoko's $3,000 deposit is___________mystery novels.

For each of the annual inflation rates given in the following table, first determine the new price of a mystery novel, assuming it rises at the rate of inflation. Then enter the corresponding purchasing power of Kyoko's deposit after one year in the first row of the table for each inflation rate. Finally, enter the value for the real interest rate at each of the given inflation rates.

Hint: Round your answers in the first row down to the nearest mystery novel. For example, if you find that the deposit will cover 20.7 mystery novels, you would round the purchasing power down to 20 mystery novels under the assumption that Kyoko will not buy seven-tenths of a mystery novel.

Annual Inflation Rate

0% 10% 13%
Number of Novels Kyoko Can Purchase after One Year
Real Interest Rate
When the rate of inflation is equal to the interest rate on Kyoko's deposit, the purchasing power of her deposit ______ over the course of the year.

Answers

Question is incomplete, Complete question is as follows :

Suppose Kyoko is an avid reader and buys only mystery novels. Kyoko deposits $3,000 in a bank account that pays an annual nominal interest rate of 10%. Assume this interest rate is fixed—that is, it won't change over time. At the time of her deposit, a mystery novel is priced at $15.00.

Initially, the purchasing power of Kyoko's $3,000 deposit is___________mystery novels.

For each of the annual inflation rates given in the following table, first determine the new price of a mystery novel, assuming it rises at the rate of inflation. Then enter the corresponding purchasing power of Kyoko's deposit after one year in the first row of the table for each inflation rate. Finally, enter the value for the real interest rate at each of the given inflation rates.

Hint: Round your answers in the first row down to the nearest mystery novel. For example, if you find that the deposit will cover 20.7 mystery novels, you would round the purchasing power down to 20 mystery novels under the assumption that Kyoko will not buy seven-tenths of a mystery novel.

When the rate of inflation is equal to the interest rate on Kyoko's deposit, the purchasing power of her deposit ______ over the course of the year.

Answer:

1) Purchasing power = 3000/15 = 200 novels

2) 0% Annual inflation rate:

Novel price = $ 15

Number of novels bought = 3300/15 = 220 novels

Real rate of interest = Nominal interest rate - Inflation = 10% - 0 = 10%

10% Annual inflation rate:

Novel price =10% of 15 + $ 15  = 1.5 +15 = 16.5

Number of novels bought = 3300/16.5 = 200 novels

Real interest rate = Nominal interest rate - Inflation = 10% - 10% = 0%

13%  Annual inflation rate:

Novel price = 13% of 15 + $15= 1.95 + 15= 16.95

Number of novels bought = 3300/16.95 = 194.69 = 195 novels

Real rate of interest = Nominal interest rate - Inflation = 10% - 13% = - 3%

3) remains same over the course of year

Final answer:

Kyoko's initial purchasing power is 200 mystery novels. With different inflation rates, her purchasing power decreases to 181 novels (10% inflation) and 177 novels (13% inflation). The real interest rate is 10%, 0%, and -3% for inflation rates of 0%, 10%, and 13% respectively.

Explanation:Initial Purchase

Since each mystery novel costs $15.00, Kyoko can initially purchase $3000 / $15.00 = 200 mystery novels.



After One Year

With an annual inflation rate of 0%, the price of a mystery novel remains the same at $15.00. Therefore, Kyoko's purchasing power remains at 200 mystery novels.



With an annual inflation rate of 10%, the new price of a mystery novel after one year is $15.00 * (1 + 10%) = $15.00 * 1.10 = $16.50. Kyoko's purchasing power after one year is $3000 / $16.50 = 181 mystery novels.



With an annual inflation rate of 13%, the new price of a mystery novel after one year is $15.00 * (1 + 13%) = $15.00 * 1.13 = $16.95. Kyoko's purchasing power after one year is $3000 / $16.95 = 177 mystery novels.



Real Interest Rate

The real interest rate is calculated by subtracting the inflation rate from the nominal interest rate. So, at an inflation rate of 0%, the real interest rate is 10% - 0% = 10%. At an inflation rate of 10%, the real interest rate is 10% - 10% = 0%. And at an inflation rate of 13%, the real interest rate is 10% - 13% = -3%.



Effect on Purchasing Power

When the inflation rate is equal to the interest rate, the purchasing power of Kyoko's deposit remains the same over the course of the year.

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