A local finance company quotes an interest rate of 17 percent on one-year loans. So, if you borrow $34,000, the interest for the year will be $5,780. Because you must repay a total of $39,780 in one year, the finance company requires you to pay $39,780/12, or $3,315.00, per month over the next 12 months.

Answers

Answer 1

Answer:

Company quotes an interest rate 17 percent on one-year loans.

Explanation:

Borrow value=$34000

interest rate of company in one year=17 percent

Total interest in a year =$34000×[tex]\frac{17}{100}[/tex]

total interest=$5780

Total payment in one year=$34000+$5780

Total payment=$39780

You will pay $39780/12 or $3315.00/month according to company statement.


Related Questions

What sum of money today is equivalent to $8,250 2 years from now, if annual interest rate is 4%, compounding semi-annually?

Answers

Answer:

$7,621.72

Explanation:

The equation that describes the future value (FV) of an investment (P) at an interest rate (r) for a period of n years, compounded semi-annually is:

[tex]FV = P*(1+\frac{r}{2})^{2n}[/tex]

The amount required to yield $8,250 after 2 years at a rate of 4% per year is:

[tex]8,250 = P*(1+\frac{0.04}{2})^{2*2} \\P=\$7,621.72[/tex]

If a country imposes a tariff on imported cars because the government is particularly concerned about the incomes of auto workers over the incomes of other American workers, it is probably using the ____ argument for protectionism.

Answers

Answer:

The correct word for the blank space is: Infant-Industry.

Explanation:

Proposed by Alexander Hamilton (1757-1804) and Friedrich List (1789-1846) the Infant-Industry argument for protectionism is a position a country takes by imposing duties, tariffs or quotas to import products so the domestic industry can be protected. This argument proposes the levies must be imposed at least until the domestic industries competing with the import products mature.

Robert Egger started the DC Kitchen, which has a mission to address hunger by empowering systems, that are already in place, to meet the needs of those in poverty.
True or False?

Answers

Answer:

The answer is True

Explanation:

The DC Kitchen which was started by Robert Egger was meant to address hunger by empowering minds and to meet the needs of those who were in poverty.

Final answer:

The statement is true. Robert Egger started the DC Kitchen, which aims to address hunger and poverty by empowering existing systems.

Explanation:

The statement "Robert Egger started the DC Kitchen, which has a mission to address hunger by empowering systems, that are already in place, to meet the needs of those in poverty." is True. Robert Egger is the founder of DC Central Kitchen, which was started in 1989 to combat hunger and poverty in Washington, D.C. The organization operates a variety of programs that provide culinary job training, healthy meals to low-income individuals, and support to local food systems. Egger's approach is focused on utilizing existing resources and systems to create sustainable solutions to hunger and poverty.

Britney, Jewel, Colin, and Sheila are trying to form a band. They each have some basic skills on most instruments, so their current plan is for each of them to rotate among vocals, guitar, bass, and drums. After a year of practice and rehearsals the band still sounds awful. Britney cannot keep a steady beat when on bass or drums, Colin sounds terrible on everything except the bass, nobody except Jewel can remember all the chords on guitar, and even Sheila's own mother thinks her singing sounds like a dying cow. At their current rate, they expect it will be several years before they are good enough to land their first paid performance. None of them have enough money saved up to last that long.

Answers

Answer:

Tell each member to begin training in the roles they play better to gain from expertise benefits.

Explanation:

It's very clear that they are awful in the other parts. Colin should take the bass and jewel should take the guitar. Britney should sing and Sheila should play the drums. In this way they will all be focused on what they succeed at and practice till it makes perfect to save time before their cash runs out. Perhaps during the free time they might try their hands on other instruments they fancy.

Final answer:

The difficulties faced by a band in coordinating musical activities, the significance of shared identity and aspirations in the music community, and the importance of constructive criticism in the music industry.

Explanation:

Group musical activities or coordinated instrumental play can be challenging when individuals have difficulty performing on certain instruments or with specific skills. In this case, the band members face obstacles such as Britney's inability to keep a steady beat, Colin's struggle on most instruments except the bass, and so forth, leading to a lack of progress in their musical journey.

Shared identity within the music community can influence perceptions of success and opportunities, as seen in the band's aspirations for free college education to support their passion for music. This illustrates a connection between artistic pursuits and practical considerations such as education and career options.

Constructive criticism is essential in the music industry, as seen in contexts like American Idol where contestants' self-perceptions may clash with feedback from judges, highlighting the importance of self-awareness and growth in pursuing musical endeavors.

3.10 What will be the amount accumulated by each of these present investments? (a) $5,000 in 5 years at 7% compounded annually. (b) $7,250 in 15 years at 9% compounded annually. (c) $9,000 in 33 years at 6% compounded annually. (d) $12,000 in 8 years at 5.5% compounded annually.

Answers

Answer:

1) FV =7012.76

2) FV =26408

3) FV  ==61565.31

4) FV =18416.24

Explanation:

The  formula used for calculation of future value for given present investment is given as

FV = PV ( 1 + I )ⁿ

1) for PV = 5000, n = 5 year, I =  7%

 

FV = 5000*(1.07)^5

FV =7012.76

2) for PV = 7200, n = 15 year, I =  9%

FV= 7250*(1.09)^15

FV =26408

3) for PV = 9000, n = 33 year, I =  6%

FV= 9000*(1.06)^33

FV  ==61565.31

4) for PV = 12000, n = 8 year, I =  5.5%

FV = 12000*(1.055)^8

FV =18416.24

Suppose that France and Germany both produce fish and olives. France's opportunity cost of producing a crate of olives is 4 pounds of fish while Germany's opportunity cost of producing a crate of olives is 10 pounds of fish. By comparing the opportunity cost of producing olives in the two countries, you can tell that __________ has a comparative advantage in the production of olives and _______ has a comparative advantage in the production of fish.

Answers

Answer:

France

Germany

Explanation:

A country has comparative advantage in production if it produces at a lower opportunity cost when compared with other countries.

France has a lower opportunity cost in the production of olives compared to Germany.

It means that Germany would have a lower opportunity cost in the production of fish when compared to France.

I hope my answer helps you

Final answer:

France has a comparative advantage in the production of olives because it gives up less fish to produce them than Germany does. Conversely, Germany has a comparative advantage in fish production as it sacrifices less to produce fish than olives.

Explanation:

Comparative advantage is an economic concept that identifies the goods a country can produce in a cost-effective way compared to other countries. In the scenario where France's opportunity cost for producing one crate of olives is 4 pounds of fish and Germany's opportunity cost for the same crate of olives is 10 pounds of fish, we can deduce that France has a comparative advantage in olive production and Germany has a comparative advantage in fish production since it gives up less to produce the same amount of fish as opposed to olives.

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The Equality Company is now breaking even at sales of $400,000. The company has a total fixed cost of $150,000. The company’s budgeted sales for next period are $600,000. What profit can the company expect for the next period?

Answers

Answer:

$75,000

Explanation:

The computation of the expected profit is shown below:

We know that

Break even point in sales dollars = (Total fixed cost) ÷ (Profit volume Ratio)

$400,000 = $150,000 ÷ Profit volume Ratio

So, the Profit volume Ratio is

= 37.5%

Now the expected profit would be

= Sales × Profit volume Ratio - total fixed cost

= $600,000 × 37.5% - $150,000

= $225,000 - $150,000

= $75,000

The marketing concept focuses on meeting the company's short-term sales, ________, and profit needs, though that doesn't always serve the future best interests of either customers or the business.

Answers

Answer:

The answer is growth

Explanation:

Answer:

Growth

Explanation:

The marketing concept involves meeting the immediate sales, growth and profit needs of an organization.

It also involves trying to satisfy the immediate needs of customers better than competitors can.

This short term perspective is however, not in the future best interest of the business or its customers.

Recently, European Union (EU) governments approved a five-year EU trade protection against grain-oriented electrical steel (GOES) from Russia, Japan, China, South Korea, and the United States. The protection would consist of minimum import prices on shipments of GOES from any of the five listed countries. This measure was enacted as a punishment for exporters in these countries for allegedly dumping their product (i.e., selling below cost) on the European market. The European Steel Association lauded the plan, noting it would help protect an important subdivision of the steel industry. However, transformer manufacturers, who use GOES as an input to their production, have protested the minimum prices. They argue minimum prices will result in prices for GOES that are too high and lead to some of these manufacturers to downsize or move production facilities outside the EU. Describe the various rivalries depicted in this scenario, and then use the five forces framework to analyze the industry.

Answers

Answer:

A producer - producer rivalry exists between the European Steel Association (ESA) and the GOES producers from Russia, Japan, China, South Korea, and the US. Both the ESA and the foreign firms produce the same product (GOES) and therefore compete against each other.  

A producer - consumer rivalry exists between the ESA ans the European transformer manufacturers, since the transformer manufacturers consume GOES and the lower the price the better for them. On the other hand, the ESA produces GOES and wishes to sell their products a higher prices.

In this specific case, the bargaining and political power of suppliers (ESA) was larger than the bargaining power of the buyers (European transformer manufacturers). The threat of substitute products was basically eliminated by imposing minimum prices on imported GOES. The threat of new entrants is also very limited since not very may countries produce GOES in large scale, probably Brazil and Argentina could start selling GOES there, but the major competitors have virtually been eliminated. In this market, it is basically the ESA against everyone, but in this specific case, ESA won at least for the next 5 years.

Final answer:

The scenario describes rivalries between the EU and exporting countries, as well as the European Steel Association and transformer manufacturers. Using the Five Forces Framework, effects on supplier and buyer power, the threat of substitution or new entrants, and rivalries among existing competitors in the GOES industry are analyzed.

Explanation:

In the provided scenario, there are multiple rivalries. The first rivalry is between the European Union and the countries that are accused of dumping GOES (Russia, Japan, China, South Korea, the United States). The EU aims to prevent damage to its industries by enforcing a trade restriction. The countries accused of dumping, on the other hand, are potentially seeking a gain in international market shares through price undercutting.

The second rivalry is internal, between the European Steel Association who favors the plan, and transformer manufacturers who are against it. These manufacturers foresee the minimum import prices to have negative effects on their businesses.

Application of the Five Forces Framework to the GOES industry reveals:

Supplier Power: The power of foreign GOES suppliers would be constrained by the proposed minimum import prices.Buyer Power: Transformer manufacturers, as the buyers, may find their bargaining power diminished as prices are pushed upwards.Threat of Substitution: Depending on the availability and costs of alternative materials, the threat of substitution could be heightened.Threat of New Entrants: The trade protection may disincentivize new foreign suppliers, but also potentially encourage new domestic producers.Rivalry Among Existing Competitors: Domestic producers may gain an advantage, altering the balance of competition.  Learn more about Trade Protection and Industry Analysis here:

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On August 31 of the current year, the assets and liabilities of Gladstone, Inc. are as follows:

Cash $31,800;
Supplies, $740;
Equipment, $11,300;
Accounts Payable, $10,100.

What is the amount of equity as of August 31 of the current year?

Answers

Answer:

The equity for this firm is $32,540

Explanation:

Using the accounting equation we can solve for the equity:

assets = Liabilities + Equity

Equity = Assets - Liabilities

Now, we need to determiante the totals for assets and liabilities and sovle for equity:

Cash              31,800

Supplies             740

Equipment      11,300  

Total Assets  43,840

Liabilities      11,300

Equity = 43,840 - 11,300 = 32,540

For the following accounts used by a retail business, determine the normal balance of each account (i.e., does the account normally have a debit or a credit balance?).mark each either debit or credit

Debit Credit

Freight-out
Income Summary with Net Income
Sales Discounts
Sales

Answers

Answer:

Freight out - Debit

Income Summary with net income -Credit

Sales discounts -Debit

Sales -Credit

Explanation:

First, we consider the description of the listed items and then determine their placements

Freight-out represents an expense that is related to transporting goods out the organisation to customers who have made purchases. As such it will have a debit balance as an expense

Income summary with net income - this simply means the amounts reported in the income summary shows a credit side that is higher than the debit side, meaning income is higher than expenses. Hence, it will have a credit balance.

Sales Discounts is a figure or an amount that reduces sales, hence if sales goes on the credit side, sales discount will show on the debit side.

Final answer:

The normal balances of the accounts 'Freight-out,' 'Income Summary with Net Income,' 'Sales Discounts,' and 'Sales' for a retail business are debit for Freight-out and Sales Discounts, and credit for Income Summary with Net Income (with net income) and Sales.

Explanation:

The normal balance for various accounts used by retail businesses can be understood by knowing that debits and credits always balance. Each type of account has its normal balance which is either a debit or a credit balance, typically influenced by the nature of transactions that the account records. Here are the normal balances for the mentioned accounts:

Freight-out: Has a normal debit balance since it is considered an operating expense account.

Income Summary with Net Income: Has a normal credit balance if the business has net income because revenues exceed expenses.

Sales Discounts: Has a normal debit balance as it reduces total sales, and is considered a contra-revenue account.

Sales: Has a normal credit balance, as it records the revenue earned from selling goods or services.

The corporate charter of Martin Corporation allows the issuance of a maximum of 4,000, 000 shares of $1 par value common stock. During its first three years of operation, Martin issued 3,200,000 shares at $15 per share. It later acquired 30,000 of these shares as treasury stock for $25 per share.

Required:

a. How many shares authorized?

b. How many shares were issued?

c. How many shares are outstanding?

d. What is the balance of the Common Stock account?

e. What is the balance of the Treasury Stock account?

Answers

Answer:

(a) 4,000,000

(b) 3,200,000

(c) 3,170,000

(d) $3,200,000

(e) $750,000

Explanation:

(a) Number of shares authorized = 4,000,000

(b) Number of shares issued = 3,200,000

(c) Number of shares outstanding:

= Number of shares issued - Acquired shares as treasury stock

= 3,200,000 - 30,000

= 3,170,000

(d) Balance of the Common Stock account:

= Number of shares issued × Par value

= 3,200,000 × $1

= $3,200,000

(e) Balance of the Treasury Stock account:

= Acquired shares as treasury stock × Price per share

= 30,000 × $25

= $750,000

Final answer:

Martin Corporation is authorized to issue 4,000,000 shares, has issued 3,200,000 shares, and has 3,170,000 outstanding shares. The Common Stock account balance is $3,200,000, and the Treasury Stock account balance is $750,000.

Explanation:

The corporate charter of Martin Corporation specifies the relevant information for answering the student's question:

Authorized shares: The maximum number of shares that the corporation is legally permitted to issue according to its corporate charter.Issued shares: The actual number of shares that have been sold to shareholders.Outstanding shares: Issued shares that are held by shareholders, excluding any treasury stock.Common Stock account: This account reflects the par value of all issued shares of common stock.Treasury Stock account: This account reflects the company's own shares that it has reacquired.

Answers to the student's questions:

Authorized shares: Martin Corporation is authorized to issue 4,000,000 shares.Issued shares: Martin Corporation issued 3,200,000 shares.Outstanding shares: There are 3,170,000 shares outstanding (3,200,000 issued - 30,000 treasury stock).Balance of the Common Stock account: The balance is $3,200,000 (3,200,000 shares × $1 par value).Balance of the Treasury Stock account: The balance is $750,000 (30,000 shares × $25 paid per share).

Marketing Docs prepares marketing plans for growing businesses. For 2017, budgeted revenues are $1,500,000 based on 500 marketing plans at an average rate per plan of $3,000. The company would like to achieve a margin of safety percentage of at least 45%. The company’s current fixed costs are $400,000 and variable costs average $2,000 per marketing plan. (Consider each of the following separately.)
Required:
1. Calculate Marketing Docs breakeven point and margin of safety in units.

Answers

Answer:

Break even points = 400 units

margin of safety = $100

Explanation:

Given data:

budget revenue in 2017 = $1,500,000

Fixed cost =$400,000

total marketing plan = 500

take contribution margin/unit =  Revenue - variable cost

                                                 = 3000 - 2000

contribution margin/unit = $1000

take break even sales $400

break even point  [tex]= \frac{ Fixed cost}{contribution\ margin\ per\ unit}[/tex]

Break even point [tex]= \frac{400,000}{1000} = 400 units[/tex]

margin of safety is calculated as

margin of safety  = total quantity to be sold - break even sales

                             = 500 - 400 = $100

Explain how differences in allocations between the risk-free security and the market portfolio can determine the level of market risk.

Answers

Answer:

just as the name implies, risk-free security have zero risk attached to them.beta=0

while a market portfolio has market risk that is ,its  Beta = 1. the question says explain the differences in allocations between the risk free security and market portfolio

see below for further explanation

Explanation:

Explain how differences in allocations between the risk-free security and the market portfolio can determine the level of market risk.

just as the name implies, risk-free security have zero risk attached to them.beta=0

while a market portfolio has market risk that is ,its  Beta = 1. the question says explain the differences in allocations between the risk free security and market portfolio

Assuming 30% of the portfolio is invested in risk-free securities, while 70% of the portfolio is invested in the market, then the portfolio will have Beta = 70%.

risk free securities are those securities which have no risk,they don't get struck by economic turbulence eg the US treasury bill.

while market portfolio are series of investment with diffrent assets.

According to the definition used by the U.S. Bureau of Labor Statistics, a person is not in the labor force if that person:
Group of answer choices:
O is going to school full time.
O is temporarily absent from a job because of illness.
O is out of a job and looking for work during the previous four weeks.
O has been temporarily laid off.

Answers

Answer:

The correct answer is A

Explanation:

The labor force is consist or comprise of the unemployed as well as employed people.

As per the U S Bureau of the statistics, the people who are neither looking for a job or work nor working are counted or considers as not in the labor force. Most of the people who are not involved in the labor force are the one who are going to school or are retired people. And the family responsibilities are out of the labor force.

You are starting the four-year college education today, and you are worried if you have enough money in your account for tuitions and fees. You are going to pay $15,000 a year at the beginning of each school year starting today. If the interest rate on your account is 7%, compounded annually, how much should you have in your account today? Round to the nearest cent. Do not include any unit (If your answer is $111.11, then type 111.11 without $ sign.)

Answers

Answer:

The student should have in his account now the sum of $ 54,365  

Explanation:

In arriving at the amount above,I used the present value formula,which is:

PV=FV/(1+r)^n

FV=future value=$15000 at the beginning of each of the four years

r[=rate=7%

n=number for each payment

The table below showed the detailed calculation

Year Cash flows FV/(1+r)^n

0         15000        15000

1          15000        14,019  

2         15000        13,102  

3         15000        12,244  

       Total                      54,365  

Please note that the beginning of year of year 1 is the same as year 0 and so on.

What evidence does Putnam provide in his discussion of the ""astonishingly strong relationship between poor health and low social capital"" (para. 7)?

Answers

Final answer:

Putnam argues that the decline in social capital contributes to a strong relationship between poor health and low social capital. This decline leads to a decrease in engagement in government and community organizations, which has negative effects on individuals' and communities' health.

Explanation:

Putnam provides evidence for the relationship between poor health and low social capital by discussing the decline in social capital and its impact on engagement in government and community organizations. He argues that a decline in social capital, which includes networks of individuals, a sense of belonging to a larger entity, concern for the collective good, and trust in others, has led to a decrease in people's willingness and ability to be active in government and community organizations. Putnam's research suggests that this trend negatively affects the health of individuals and communities.

Johansen Corporation uses a predetermined overhead rate based on direct labor-hours to apply manufacturing overhead to jobs. The Corporation has provided the following estimated costs for the next year:Direct materials...................................$6,000Direct labor.........................................$20,000Rent on factory building......................$15,000Sales salaries.....................................$25,000Depreciation on factory equipment......$8,000Indirect labor.......................................$12,000Production supervisor's salary.............$15,000Jameson estimates that 20,000 direct labor-hours will be worked during the year. The predetermined overhead rate per hour will be:A) $2.50 per direct labor-hourB) $2.79 per direct labor-hourC) $3.00 per direct labor-hourD) $4.00 per direct labor-hour

Answers

Answer:

A) $2.50 per direct labor-hour

Explanation:

The computation of the predetermined overhead rate is shown below:

Predetermined overhead rate = (Total estimated manufacturing overhead) ÷ (estimated direct labor-hours)

where,

Estimated manufacturing overhead = Rent on factory building  + Depreciation on factory equipment + Indirect labor + Production Supervisor's salary

= $15,000 + $8,000 + $12,000 + $15,000

= $50,000

And, the estimated direct labor hours is 20,000

So, the rate is

= $50,000 ÷ 20,000

= $2.5 per direct labor-hour

On January 1, 2011, Baird Company had beginning balances as follows: Assets = $1,475 Liabilities = $560 Common Stock = $510 During 2011, Baird paid dividends to its stockholders of $500. Given that ending retained earnings was $740, what was Baird's net income for the 2011 accounting period?

Answers

Answer:

$835

Explanation:

Given that,

Assets = $1,475

Liabilities = $560

Common Stock = $510

Dividends paid to stockholders = $500

Ending retained earnings = $740

Beginning retained earnings:

= Assets - Liabilities - Common Stock

= $1,475 - $560 - $510

= $405

Net income:

= Dividends paid to stockholders + Ending retained earnings - Beginning retained earnings

= $500 + $740 - $405

= $835

GDP is the: a. market value of an economy's production of final goods and services in a one year period. b. sum of coins, bills, and demand deposits circulating in an economy one year period. c. total expenditures of the federal government over the period of one year. d. market value of an economy's production of all goods and services in a one year period.

Answers

Answer:

a. market value of an economy's production of final goods and services in a one year period.

Explanation:

GDP is the sum of all final goods and services produced in an economy within a given period which is usually a year.

GDP = Consumption spending + Investment spending + Government Spending + Net Export

GDP doesn't include intermediate goods. Therefore it is not the market value of an economy's production of all goods and services in a one year period.

Total expenditures of the federal government over the period of one year is known as government spending.

I hope my answer helps you


Dimitrov Corporation, a company that produces and sells a single product, has provided its contribution format income statement for July.

Sales (6,800 units) $401,200
Variable expenses 265,200

Contribution margin 136,000
Fixed expenses 103,500
Net operating income $32,500



If the company sells 6,700 units, its net operating income should be closest to:

a. $31,979
b. $32,500
c. $28,000
d. $30,500

Answers

Answer:

Option (d) is correct.

Explanation:

Contribution margin per unit:

= Contribution margin ÷ No. of units sold

= 136,000 ÷ 6,800

= $20 per unit

If the company sells 6,700 units, then

Net operating income:

= Contribution margin - Fixed expenses

= (6,700 units × $20 per unit) - $103,500

= $134,000 - $103,500

= $30,500

Therefore, the net operating income of this company is closest to $30,500.

Brown Company provided services to a customer and immediately collected $1,900 cash. Show how to record the transaction to the T-accounts by completing the following sentence. Service Revenue would be

Answers

Answer:

credited; right; debited; left

Explanation:

The journal entry to record this transaction is shown below:

Cash A/c Dr $1,900

     To Service revenue A/c $1,900

(Being the cash is collected)

It to be displayed in T accounts

For cash account

                                                               Cash

Debit side

Service revenue                    $1,900

For service revenue account

                                                    Service revenue

                                                                                      Credit side

                                                                                     Cash    $1,900

So, the cash account would be debited and would be displayed on the left hand side while the service revenue would be credited and  would be displayed on the right hand side

Say that you have invented a new snack food product and would like to market it to college students. What are some of the advertising messages you would create to entice consumers to purchase the product? What elements of existing student culture would you show and/or promise? How might your product change college culture moving forward?

Answers

Explanation:

The ideal would be to create an advertising message that would bring value and engagement to the target audience that you want to reach, which in this case are young university students. Use more modern and informal communication, elements of youth culture, such as music, films and series, which add value to advertising to attract the desired audience.

It would also be important that advertising communication be carried out in colleges, through advertising on student radio or as a sponsor of sports games.

If the product is well aimed at meeting the needs of university students and has a positive response, in the future it can grow and be consumed by other students and thus become a product of value for young people.

Computer maker Dell tries to have the lowest prices for its computers in order to attract a large consumer group. In Porter's four competitive strategies, this would be an example of the _____ strategy.

Answers

Answer: Cost leadership strategy

Explanation:

Cost leadership strategy is a business strategy in which a business operates at the lowest possible cost within it's industry so as to create a competitive advantage. This strategy is controlled by size, scope and cumulative experience, efficiency, etc.

Cost leadership strategy helps to :

I. Reduce the rate of competition in the market.

II. Enhance business sustainability.

III. Yield more profit for businesses.

If a company’s employees are found guilty of unethical behavior, the U.S. Sentencing Commission can impose a base fine and multiply that fine by up to times, based on the organization’s

Answers

Answer:

Yes

Explanation:

The first step is to compute the base fine by determining what level of offense has occurred.  After a base fine, the judge computes a culpability score, which is a way of assigning blame to the company. (This is important because the total fine is computed by multiplying the base fine by the culpability score).

The essence of the guidelines is not just to punish companies after their employees break the law, but rather to encourage companies to take proactive measures that will prevent white-collar crime before it happens.

In what way is the mississippi college savings account program helping to bridge the economic divide?

Answers

Answer:

The mississippi college savings account program helps children save for more expensive schools by starting a savings account at a very young age.

The Mississippi College Savings Account Plan is helping bridge the economic drive by allowing the students to become familiar with the banking service, getting them used to the banking system and saving accounts.

Data for an economy show that the unemployment rate is 6 percent, the participation rate 60 percent, and 200 million people 16 years or older are not in the labor force. How many people are employed in this economy? A. 300 million B. 30 million C. 188 million D. 282 million

Answers

Answer:

282 million

Explanation:

The unemployment rate is 6 %

the labor participation rate is 60%

200million are not in the labor force.

If 60 % is the participation rate and 200m m are not in the labor force, then 40% is not the labor force.

Therefore, 40% is equal to 200m

40% = 200m

100 % will be  200/40 X 100

=5 X 100 =500m

total population is 500 million

60% participation, is the labor force

60% of 500 million

=60/100 x 500

=300 million is the labor force.

Unemployment rate = unemployed people /labor x 100

employed people will labor force - unemployed people

= 6/100 x 300

=18million

employed people

=300 million -18 million

=282 million

How would the role of a project manager be different in an agile project life cycle, versus a plan-driven or traditional project life cycle?

Answers

Explanation:

Flexible(Agile) projects are much more able to modify with the changing requirements and are more flexible in design and can be implemented by the project manager. With the implementation of plan-based projects, management is concerned more about the use of time, costs, and resources and managers would like to monitor the input more closely and have less scope or opportunity to consider the box. The project manager's behavior is more hierarchical in nature and has little versatility in the conventional project life cycle.

Final answer:

In agile projects, the project manager acts more as a facilitator focusing on adaptability and customer feedback, whereas in plan-driven projects, the manager is more directive with detailed upfront planning and control. Agile emphasizes continuous improvement and iterative delivery, whereas traditional emphasizes upfront comprehensive planning and strict adherence to scope.

Explanation:

The role of a project manager in an agile project life cycle contrasts with that in a plan-driven or traditional project life cycle mainly regarding flexibility, planning, and stakeholder involvement. In an agile environment, a project manager serves more as a facilitator or coach focusing on team collaboration, iterative progress, and customer feedback. On the other hand, in a plan-driven project, the project manager assumes a more directive role, with a heavy emphasis on detailed upfront planning, strict adherence to the pre-defined project scope, and a linear progression through project phases.

In agile methodologies, the project manager's responsibilities are to ensure that the team adapts to changing project requirements, promotes constant communication among team members and stakeholders, and frequently delivers functional segments of the product. This is a stark contrast to the traditional approach where the project manager creates detailed schedules, budgets, and scope plans at the project's outset (such as depicted in the planning process group and is less involved in the day-to-day development activities.

A keen understanding of project management knowledge areas such as integration, scope, time, cost, quality, human resource, communication, risk, and procurement management is crucial in both methodologies. However, the focus and execution of these areas differ greatly between agile and traditional project management. In agile, the emphasis is on continuous improvement and flexibility, whereas in traditional project management, the emphasis is on comprehensive upfront planning and control.

Analyzing and Determining Liability Amounts
For each of the following situations, indicate the liability amount, if any, that is reported on the balance sheet of Bloomington Inc. at December 31, 2016.

Next to each situation, enter the liability amount reported on Bloomington's balance sheet. If the amount is not reported as a liability, enter zero as your answer.

a. Bloomington owes $250,000 at year-end 2016 for inventory purchase. $____
b. Bloomington agreed to purchase a $31,000 drill press in January 2017. $____
c. During November and December of 2016, Bloomington sold products to a customer and warranted them against product failure for 90 days. Estimated costs of honoring this 90-day warranty during 2017 are $6,100. $____
d. Bloomington provides a profit-sharing bonus for its executive equal to 5% of reported pretax annual income. The estimated pretax income for 2016 is $950,000. Bonuses are not paid until January of the following year. $____

Answers

Answer:

a) $250,000

b) Zero

c) $6,100

d) $47,500

Explanation:

a) Bloomington owes $250,000 at year-end 2016 for inventory purchase.\

This relates to account payable and the amount to be reported as liability as at year-end 2016 is $250,000.

b)Bloomington agreed to purchase a $31,000 drill press in January 2017.

No liability will be recognized at year-end because the entity has no present obligation as there is no legal or constructive responsibility to pay $31,000. What occurred is just an agreement that can be altered.

c) During November and December of 2016, Bloomington sold products to a customer and warranted them against product failure for 90 days. Estimated costs of honoring this 90-day warranty during 2017 are $6,100.

The entity will recognized $6,100 as warranty payable as the entity has a present obligation as at year-end 2016 to compensate the customer.

d)Bloomington provides a profit-sharing bonus for its executive equal to 5% of reported pretax annual income. The estimated pretax income for 2016 is $950,000. Bonuses are not paid until January of the following year

The entity will report 5% of $950,000 ($47,500) as liability at year-end 2016 as the the entity has a present obligation to settle its executive.

The IMF has: a. helped support some weaker European countries during the recent financial crisis. b. been very helpful in monitoring international terrorists. c. ignored the cause of income inequality. d. provided significant funding for business start-ups globally. e. provided support to least-developed nations.

Answers

Answer:

The correct answer is letter "A": helped support some weaker European countries during the recent financial crisis.

Explanation:

The International Monetary Fund (IMF) is a U.S. based part of the United Nations (UN) agency that promotes international economic prosperity by cooperating with least-favored nations to reduce their unemployment rates. The fund has 189 members and had a vital contribution in the Western European economic recovery after their recent financial crisis as a consequence of unemployment, drop of purchasing power and public debt.

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